FXNC vs. PEBK
Compare and contrast key facts about First National Corporation (FXNC) and Peoples Bancorp of North Carolina, Inc. (PEBK).
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: FXNC or PEBK.
Correlation
The correlation between FXNC and PEBK is 0.05, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.
Performance
FXNC vs. PEBK - Performance Comparison
Loading data...
Key characteristics
FXNC:
1.44
PEBK:
0.04
FXNC:
2.21
PEBK:
0.30
FXNC:
1.30
PEBK:
1.04
FXNC:
1.29
PEBK:
0.04
FXNC:
3.88
PEBK:
0.09
FXNC:
10.65%
PEBK:
12.20%
FXNC:
28.42%
PEBK:
33.14%
FXNC:
-84.90%
PEBK:
-76.34%
FXNC:
-21.22%
PEBK:
-6.08%
Fundamentals
FXNC:
$187.55M
PEBK:
$159.14M
FXNC:
$0.67
PEBK:
$3.05
FXNC:
31.15
PEBK:
9.85
FXNC:
0.00
PEBK:
0.00
FXNC:
2.91
PEBK:
1.92
FXNC:
1.11
PEBK:
1.18
FXNC:
$53.74M
PEBK:
$73.98M
FXNC:
$53.74M
PEBK:
$73.98M
FXNC:
$8.02M
PEBK:
$18.75M
Returns By Period
In the year-to-date period, FXNC achieves a -8.72% return, which is significantly lower than PEBK's -2.59% return. Over the past 10 years, FXNC has outperformed PEBK with an annualized return of 13.50%, while PEBK has yielded a comparatively lower 9.35% annualized return.
FXNC
-8.72%
12.20%
-11.20%
40.14%
12.07%
13.50%
PEBK
-2.59%
16.80%
5.48%
2.85%
16.72%
9.35%
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Risk-Adjusted Performance
FXNC vs. PEBK — Risk-Adjusted Performance Rank
FXNC
PEBK
FXNC vs. PEBK - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for First National Corporation (FXNC) and Peoples Bancorp of North Carolina, Inc. (PEBK). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Loading data...
Dividends
FXNC vs. PEBK - Dividend Comparison
FXNC's dividend yield for the trailing twelve months is around 3.69%, more than PEBK's 3.10% yield.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FXNC First National Corporation | 3.69% | 3.32% | 2.76% | 3.27% | 2.09% | 2.60% | 1.68% | 1.03% | 0.78% | 0.93% | 1.12% | 0.87% |
PEBK Peoples Bancorp of North Carolina, Inc. | 3.10% | 2.94% | 2.94% | 2.67% | 2.39% | 3.26% | 2.01% | 2.13% | 1.46% | 1.52% | 1.45% | 1.25% |
Drawdowns
FXNC vs. PEBK - Drawdown Comparison
The maximum FXNC drawdown since its inception was -84.90%, which is greater than PEBK's maximum drawdown of -76.34%. Use the drawdown chart below to compare losses from any high point for FXNC and PEBK. For additional features, visit the drawdowns tool.
Loading data...
Volatility
FXNC vs. PEBK - Volatility Comparison
First National Corporation (FXNC) has a higher volatility of 10.86% compared to Peoples Bancorp of North Carolina, Inc. (PEBK) at 10.30%. This indicates that FXNC's price experiences larger fluctuations and is considered to be riskier than PEBK based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading data...
Financials
FXNC vs. PEBK - Financials Comparison
This section allows you to compare key financial metrics between First National Corporation and Peoples Bancorp of North Carolina, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
FXNC vs. PEBK - Profitability Comparison
FXNC - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on May 2025, First National Corporation reported a gross profit of 3.61M and revenue of 3.61M. Therefore, the gross margin over that period was 100.0%.
PEBK - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on May 2025, Peoples Bancorp of North Carolina, Inc. reported a gross profit of 19.97M and revenue of 19.97M. Therefore, the gross margin over that period was 100.0%.
FXNC - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on May 2025, First National Corporation reported an operating income of 3.16M and revenue of 3.61M, resulting in an operating margin of 87.4%.
PEBK - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on May 2025, Peoples Bancorp of North Carolina, Inc. reported an operating income of 5.63M and revenue of 19.97M, resulting in an operating margin of 28.2%.
FXNC - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on May 2025, First National Corporation reported a net income of 1.60M and revenue of 3.61M, resulting in a net margin of 44.3%.
PEBK - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on May 2025, Peoples Bancorp of North Carolina, Inc. reported a net income of 4.35M and revenue of 19.97M, resulting in a net margin of 21.8%.