- ISIN
- US35472P1093
- CUSIP
- 35472P109
- Issuer
- Franklin Templeton
- Inception Date
- Dec 30, 1996
- Category
- Diversified Portfolio
- Min. Investment
- $1,000
- Distribution Policy
- Distributing
- Asset Class
- Multi-Asset
- Asset Class Size
- Large-Cap
- Asset Class Style
- Blend
Share Price Chart
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Performance
FTCIX Performance Chart
Franklin Conservative Allocation Fund (FTCIX) is up 5.2% since the beginning of the year. FTCIX is currently trading at $15 per share. Investors who bought $1,000 worth of FTCIX shares 5 years ago would now be looking at an investment worth $1,258.
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Returns By Period
Franklin Conservative Allocation Fund (FTCIX) has returned 5.23% so far this year and 13.92% over the past 12 months. Over the last ten years, FTCIX has returned 7.05% per year, falling short of the S&P 500 Index benchmark, which averaged 13.88% annually.
Franklin Conservative Allocation Fund
- 1D
- 0.65%
- 1M
- 1.18%
- YTD
- 5.23%
- 6M
- 5.22%
- 1Y
- 13.92%
- 3Y*
- 10.27%
- 5Y*
- 4.70%
- 10Y*
- 7.05%
Benchmark (S&P 500 Index)
- 1D
- -0.37%
- 1M
- -0.01%
- YTD
- 9.16%
- 6M
- 8.64%
- 1Y
- 25.22%
- 3Y*
- 19.78%
- 5Y*
- 11.99%
- 10Y*
- 13.88%
FTCIX Monthly Returns History
Based on dividend-adjusted daily data since Dec 31, 1996, FTCIX's average daily return is +0.02%, while the average monthly return is +0.50%. At this rate, an investment would double in approximately 11.6 years.
Historically, 65% of months were positive and 35% were negative. The best month was Dec 2020 with a return of +14.2%, while the worst month was Oct 2008 at -8.3%. The longest winning streak lasted 12 consecutive months, and the longest losing streak was 5 months.
On a daily basis, FTCIX closed higher 51% of trading days. The best single day was Dec 1, 2020 with a return of +12.4%, while the worst single day was Dec 31, 2021 at -6.9%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 1.43% | 1.07% | -3.60% | 4.14% | 2.12% | 0.13% | 5.23% | ||||||
| 2025 | 1.65% | 0.78% | -1.76% | 0.36% | 2.08% | 2.72% | 0.21% | 1.59% | 2.16% | 1.20% | 0.40% | 0.25% | 12.17% |
| 2024 | 0.38% | 1.58% | 1.92% | -3.22% | 3.03% | 1.31% | 1.68% | 1.80% | 1.45% | -2.10% | 2.50% | -2.32% | 8.05% |
| 2023 | 4.11% | -2.37% | 2.59% | 0.56% | -1.03% | 2.32% | 1.10% | -1.24% | -3.17% | -1.88% | 6.16% | 4.16% | 11.38% |
| 2022 | -3.56% | -2.02% | -0.57% | -5.44% | 0.38% | -4.66% | 4.46% | -3.10% | -5.91% | 2.14% | 4.86% | -2.21% | -15.20% |
| 2021 | -0.80% | 0.13% | 1.26% | 2.46% | 0.78% | 1.00% | 1.16% | 1.21% | -2.70% | 2.53% | -1.14% | 2.13% | 8.18% |
Benchmark Metrics
Franklin Conservative Allocation Fund has an annualized alpha of 3.01%, beta of 0.32, and R2 of 0.61 versus S&P 500 Index. Calculated based on daily prices since December 31, 1996.
- This fund participated in 46.47% of S&P 500 Index downside but only 45.96% of its upside - more exposed to losses than it benefited from rallies.
- This fund generated an annualized alpha of 3.01% versus S&P 500 Index - delivering returns beyond what market exposure alone would predict.
- Beta of 0.32 indicates this fund moves significantly less than S&P 500 Index - a genuinely defensive profile with reduced participation in both market rallies and downturns.
- Alpha
- 3.01%
- Beta
- 0.32
- R²
- 0.61
- Upside Capture
- 45.96%
- Downside Capture
- 46.47%
Expense Ratio
FTCIX has an expense ratio of 0.63%, placing it in the medium range.
Return for Risk
Risk / Return Rank
FTCIX ranks 61 for risk / return — better than 61% of mutual funds on our site. You're getting solid returns for the risk taken. A good sign, especially for investors who want growth without excessive volatility.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for Franklin Conservative Allocation Fund (FTCIX) and compare them to S&P 500 Index.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| FTCIX | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.09 | ||
| Sortino ratioReturn per unit of downside risk | +0.30 | ||
| Omega ratioGain probability vs. loss probability | 1.41 | 1.37 | +0.04 |
| Calmar ratioReturn relative to maximum drawdown | 2.66 | 2.78 | -0.12 |
| Martin ratioReturn relative to average drawdown | 11.74 | 12.44 | -0.70 |
Dividends
Dividend History
Franklin Conservative Allocation Fund provided a 4.92% dividend yield over the last twelve months, with an annual payout of $0.76 per share. The fund has been increasing its distributions for 2 consecutive years.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $0.76 | $0.88 | $0.35 | $0.32 | $0.45 | $1.28 | $1.98 | $1.01 | $1.03 | $0.22 | $0.24 | $0.66 |
Dividend yield | 4.92% | 5.99% | 2.52% | 2.40% | 3.73% | 8.58% | 13.27% | 7.14% | 7.71% | 1.51% | 1.76% | 4.93% |
Monthly Dividends
The table displays the monthly dividend distributions for Franklin Conservative Allocation Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $0.00 | $0.04 | $0.00 | $0.00 | $0.00 | $0.04 | ||||||
| 2025 | $0.00 | $0.00 | $0.10 | $0.00 | $0.00 | $0.17 | $0.00 | $0.00 | $0.09 | $0.00 | $0.00 | $0.53 | $0.88 |
| 2024 | $0.00 | $0.00 | $0.09 | $0.00 | $0.00 | $0.10 | $0.00 | $0.00 | $0.08 | $0.00 | $0.00 | $0.09 | $0.35 |
| 2023 | $0.00 | $0.00 | $0.10 | $0.00 | $0.00 | $0.08 | $0.00 | $0.00 | $0.08 | $0.00 | $0.00 | $0.06 | $0.32 |
| 2022 | $0.00 | $0.00 | $0.02 | $0.00 | $0.00 | $0.30 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.07 | $0.45 |
| 2021 | $0.00 | $0.00 | $0.02 | $0.00 | $0.00 | $0.12 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $1.09 | $1.28 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the Franklin Conservative Allocation Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Franklin Conservative Allocation Fund was 25.18%, occurring on Oct 14, 2022. Recovery took 675 trading sessions.
The current Franklin Conservative Allocation Fund drawdown is 0.06%.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
Bear market2022 | -25.18%Oct 2022 | 9mo 17d | 2y 8mo | 3y 5moDec 2021 - Jun 2025 |
Financial crisis2007–2009 | -24.42%Nov 2008 | 1y 20d | 1y 1mo | 2y 2moNov 2007 - Jan 2010 |
COVID crash2020 | -17.57%Mar 2020 | 29d | 4mo 2d | 5mo 1dFeb 2020 - Jul 2020 |
Dot-com crash2000–2002 | -16.88%Oct 2002 | 2y 7mo | 1y 5d | 3y 7moMar 2000 - Oct 2003 |
2016 correction2016 | -13.12%Feb 2016 | 9mo 19d | 1y 4d | 1y 9moApr 2015 - Feb 2017 |
Drawdown Indicators
| FTCIX | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -25.18% | -56.78% | +31.60% |
Max Drawdown (1Y)Largest decline over 1 year | -5.22% | -9.10% | +3.88% |
Max Drawdown (3Y)Largest decline over 3 years | -7.64% | -18.90% | +11.26% |
Max Drawdown (5Y)Largest decline over 5 years | -25.18% | -25.43% | +0.25% |
Max Drawdown (10Y)Largest decline over 10 years | -25.18% | -33.92% | +8.74% |
Current DrawdownCurrent decline from peak | -0.06% | -1.80% | +1.74% |
Average DrawdownAverage peak-to-trough decline | -4.31% | -10.71% | +6.40% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.18% | 2.03% | -0.85% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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