FSPCX vs. VOO
Compare and contrast key facts about Fidelity Select Insurance Portfolio (FSPCX) and Vanguard S&P 500 ETF (VOO).
FSPCX is managed by Fidelity. It was launched on Dec 16, 1985. VOO is a passively managed fund by Vanguard that tracks the performance of the S&P 500 Index. It was launched on Sep 7, 2010.
Performance
FSPCX vs. VOO - Performance Comparison
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FSPCX vs. VOO - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
FSPCX Fidelity Select Insurance Portfolio | -4.84% | 3.45% | 28.44% | 12.98% | 7.75% | 29.26% | 0.00% | 30.06% | -11.99% | 15.50% |
VOO Vanguard S&P 500 ETF | -3.66% | 17.82% | 24.98% | 26.32% | -18.17% | 28.79% | 18.32% | 31.37% | -4.50% | 21.77% |
Returns By Period
In the year-to-date period, FSPCX achieves a -4.84% return, which is significantly lower than VOO's -3.66% return. Over the past 10 years, FSPCX has underperformed VOO with an annualized return of 11.90%, while VOO has yielded a comparatively higher 14.14% annualized return.
FSPCX
- 1D
- 0.46%
- 1M
- -4.96%
- YTD
- -4.84%
- 6M
- -6.34%
- 1Y
- -9.22%
- 3Y*
- 13.99%
- 5Y*
- 12.37%
- 10Y*
- 11.90%
VOO
- 1D
- 0.79%
- 1M
- -4.29%
- YTD
- -3.66%
- 6M
- -1.41%
- 1Y
- 18.17%
- 3Y*
- 18.58%
- 5Y*
- 11.93%
- 10Y*
- 14.14%
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FSPCX vs. VOO - Expense Ratio Comparison
FSPCX has a 0.78% expense ratio, which is higher than VOO's 0.03% expense ratio.
Return for Risk
FSPCX vs. VOO — Risk / Return Rank
FSPCX
VOO
FSPCX vs. VOO - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Fidelity Select Insurance Portfolio (FSPCX) and Vanguard S&P 500 ETF (VOO). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| FSPCX | VOO | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | -0.48 | 1.01 | -1.48 |
Sortino ratioReturn per unit of downside risk | -0.54 | 1.53 | -2.07 |
Omega ratioGain probability vs. loss probability | 0.93 | 1.23 | -0.30 |
Calmar ratioReturn relative to maximum drawdown | -0.69 | 1.55 | -2.24 |
Martin ratioReturn relative to average drawdown | -1.26 | 7.31 | -8.57 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| FSPCX | VOO | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | -0.48 | 1.01 | -1.48 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.71 | 0.71 | 0.00 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.59 | 0.79 | -0.19 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.55 | 0.83 | -0.28 |
Correlation
The correlation between FSPCX and VOO is 0.72, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
FSPCX vs. VOO - Dividend Comparison
FSPCX's dividend yield for the trailing twelve months is around 3.52%, more than VOO's 1.18% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FSPCX Fidelity Select Insurance Portfolio | 3.52% | 3.35% | 8.72% | 8.48% | 0.74% | 8.40% | 8.80% | 6.90% | 32.69% | 12.52% | 2.81% | 3.11% |
VOO Vanguard S&P 500 ETF | 1.18% | 1.13% | 1.24% | 1.46% | 1.69% | 1.25% | 1.54% | 1.88% | 2.06% | 1.78% | 2.02% | 2.10% |
Drawdowns
FSPCX vs. VOO - Drawdown Comparison
The maximum FSPCX drawdown since its inception was -69.48%, which is greater than VOO's maximum drawdown of -33.99%. Use the drawdown chart below to compare losses from any high point for FSPCX and VOO.
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Drawdown Indicators
| FSPCX | VOO | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -69.48% | -33.99% | -35.49% |
Max Drawdown (1Y)Largest decline over 1 year | -11.69% | -11.98% | +0.29% |
Max Drawdown (5Y)Largest decline over 5 years | -16.65% | -24.52% | +7.87% |
Max Drawdown (10Y)Largest decline over 10 years | -43.68% | -33.99% | -9.69% |
Current DrawdownCurrent decline from peak | -9.36% | -5.55% | -3.81% |
Average DrawdownAverage peak-to-trough decline | -9.71% | -3.72% | -5.99% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 6.39% | 2.55% | +3.84% |
Volatility
FSPCX vs. VOO - Volatility Comparison
The current volatility for Fidelity Select Insurance Portfolio (FSPCX) is 4.25%, while Vanguard S&P 500 ETF (VOO) has a volatility of 5.34%. This indicates that FSPCX experiences smaller price fluctuations and is considered to be less risky than VOO based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| FSPCX | VOO | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.25% | 5.34% | -1.09% |
Volatility (6M)Calculated over the trailing 6-month period | 11.13% | 9.47% | +1.66% |
Volatility (1Y)Calculated over the trailing 1-year period | 18.92% | 18.11% | +0.81% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 17.47% | 16.82% | +0.65% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 20.07% | 17.99% | +2.08% |