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Franklin Financial Services Corporation (FRAF)
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN

US3535251082

CUSIP

353525108

Sector

Financial Services

IPO Date

Jan 2, 2001

Highlights

Market Cap

$168.09M

EPS (TTM)

$2.51

PE Ratio

15.13

Total Revenue (TTM)

$76.32M

Gross Profit (TTM)

$87.99M

EBITDA (TTM)

$5.95M

Year Range

$24.15 - $38.41

Short %

0.15%

Short Ratio

0.63

Share Price Chart


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Compare to other instruments

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.


Popular comparisons:
FRAF vs. MTB
Popular comparisons:
FRAF vs. MTB

Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in Franklin Financial Services Corporation, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


-10.00%0.00%10.00%20.00%30.00%SeptemberOctoberNovemberDecember2025February
29.46%
10.29%
FRAF (Franklin Financial Services Corporation)
Benchmark (^GSPC)

Returns By Period

Franklin Financial Services Corporation had a return of 28.10% year-to-date (YTD) and 50.08% in the last 12 months. Over the past 10 years, Franklin Financial Services Corporation had an annualized return of 9.53%, while the S&P 500 had an annualized return of 11.26%, indicating that Franklin Financial Services Corporation did not perform as well as the benchmark.


FRAF

YTD

28.10%

1M

14.68%

6M

29.37%

1Y

50.08%

5Y*

4.93%

10Y*

9.53%

^GSPC (Benchmark)

YTD

4.01%

1M

1.13%

6M

9.82%

1Y

22.80%

5Y*

12.93%

10Y*

11.26%

*Annualized

Monthly Returns

The table below presents the monthly returns of FRAF, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
202515.69%28.10%
20243.44%-18.60%-0.42%15.53%-12.19%7.53%18.42%-4.28%-5.10%8.46%4.20%-11.33%-1.39%
2023-7.89%-0.64%-9.41%-2.09%-9.47%6.90%6.60%-0.94%-1.66%12.28%5.30%-5.43%-8.79%
20220.60%1.02%1.23%-3.88%-5.06%-1.02%9.15%-1.87%-1.31%3.01%-4.32%17.21%13.47%
2021-0.07%2.77%13.55%-3.30%2.45%4.48%5.70%-5.16%0.19%2.30%1.61%1.22%27.54%
2020-5.61%-14.38%-11.51%6.35%-13.50%3.60%-6.87%0.03%-10.32%2.90%30.97%-4.99%-27.09%
201915.47%1.66%-1.91%6.11%0.26%0.32%-4.25%-12.76%12.57%1.51%4.72%3.23%26.80%
2018-1.23%-6.60%6.72%-1.48%2.16%-6.16%0.15%3.73%-1.50%-2.21%-2.16%-4.55%-13.12%
20172.80%2.95%1.33%1.02%0.98%3.73%4.69%1.17%4.16%8.42%-0.68%-0.37%34.28%
2016-7.23%0.43%1.38%6.23%2.54%-0.08%0.51%3.63%-0.78%1.69%10.16%5.93%26.05%
2015-0.32%-0.04%7.59%10.26%-0.45%-3.69%-0.81%-1.27%-3.98%0.87%5.76%-3.01%10.25%
20141.75%0.71%5.94%2.01%3.73%3.27%-0.50%1.12%5.79%-1.43%11.03%-3.51%33.35%

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

With an overall rank of 91, FRAF is among the top 9% of stocks on our website when it comes to balancing risk and reward. Below is a breakdown of how it compares using common performance measures.


The Risk-Adjusted Performance Rank of FRAF is 9191
Overall Rank
The Sharpe Ratio Rank of FRAF is 9292
Sharpe Ratio Rank
The Sortino Ratio Rank of FRAF is 9393
Sortino Ratio Rank
The Omega Ratio Rank of FRAF is 9393
Omega Ratio Rank
The Calmar Ratio Rank of FRAF is 9090
Calmar Ratio Rank
The Martin Ratio Rank of FRAF is 8787
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

The charts below present risk-adjusted performance metrics for Franklin Financial Services Corporation (FRAF) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.


Sharpe ratio
The chart of Sharpe ratio for FRAF, currently valued at 1.99, compared to the broader market-2.000.002.001.991.74
The chart of Sortino ratio for FRAF, currently valued at 3.24, compared to the broader market-4.00-2.000.002.004.006.003.242.36
The chart of Omega ratio for FRAF, currently valued at 1.45, compared to the broader market0.501.001.502.001.451.32
The chart of Calmar ratio for FRAF, currently valued at 2.01, compared to the broader market0.002.004.006.002.012.62
The chart of Martin ratio for FRAF, currently valued at 7.43, compared to the broader market0.0010.0020.0030.007.4310.69
FRAF
^GSPC

The current Franklin Financial Services Corporation Sharpe ratio is 1.99. This value is calculated based on the past 1 year of trading data and takes into account price changes and dividends.

Use the chart below to compare the Sharpe ratio of Franklin Financial Services Corporation with the selected benchmark, providing insights into the investment's historical performance in terms of risk-adjusted returns. Go to the Sharpe ratio tool for more fine-grained control over the calculation options.


Rolling 12-month Sharpe Ratio0.001.002.003.00SeptemberOctoberNovemberDecember2025February
1.99
1.74
FRAF (Franklin Financial Services Corporation)
Benchmark (^GSPC)

Dividends

Dividend History

Franklin Financial Services Corporation provided a 3.37% dividend yield over the last twelve months, with an annual payout of $1.28 per share. The company has been increasing its dividends for 11 consecutive years.


2.50%3.00%3.50%4.00%4.50%$0.00$0.20$0.40$0.60$0.80$1.00$1.2020142015201620172018201920202021202220232024
Dividends
Dividend Yield
PeriodTTM20242023202220212020201920182017201620152014
Dividend$1.28$1.28$1.28$1.28$1.25$1.20$1.17$1.05$0.90$0.82$0.74$0.68

Dividend yield

3.37%4.28%4.06%3.55%3.78%4.44%3.02%3.33%2.41%2.87%3.15%3.09%

Monthly Dividends

The table displays the monthly dividend distributions for Franklin Financial Services Corporation. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2025$0.00$0.32$0.32
2024$0.32$0.00$0.00$0.00$0.32$0.00$0.00$0.32$0.00$0.00$0.32$0.00$1.28
2023$0.00$0.32$0.00$0.00$0.32$0.00$0.00$0.32$0.00$0.00$0.32$0.00$1.28
2022$0.00$0.32$0.00$0.00$0.32$0.00$0.00$0.32$0.00$0.00$0.32$0.00$1.28
2021$0.00$0.30$0.00$0.00$0.31$0.00$0.00$0.32$0.00$0.00$0.32$0.00$1.25
2020$0.00$0.30$0.00$0.30$0.00$0.00$0.00$0.30$0.00$0.00$0.30$0.00$1.20
2019$0.27$0.00$0.00$0.00$0.30$0.00$0.00$0.30$0.00$0.30$0.00$0.00$1.17
2018$0.00$0.24$0.00$0.00$0.27$0.00$0.00$0.27$0.00$0.00$0.27$0.00$1.05
2017$0.00$0.21$0.00$0.00$0.21$0.00$0.00$0.24$0.00$0.00$0.24$0.00$0.90
2016$0.00$0.19$0.00$0.00$0.21$0.00$0.00$0.21$0.00$0.00$0.21$0.00$0.82
2015$0.00$0.17$0.00$0.00$0.19$0.00$0.00$0.19$0.00$0.00$0.19$0.00$0.74
2014$0.17$0.00$0.00$0.17$0.00$0.00$0.17$0.00$0.00$0.17$0.00$0.68

Dividend Yield & Payout


Dividend Yield
200.0%400.0%600.0%3.4%
Franklin Financial Services Corporation has a dividend yield of 3.37%, which is quite average when compared to the overall market.
Payout Ratio
200.0%400.0%600.0%800.0%1,000.0%53.7%
Franklin Financial Services Corporation has a payout ratio of 53.67%, which is quite average when compared to the overall market. This suggests that Franklin Financial Services Corporation strikes a balance between reinvesting profits for growth and paying dividends to shareholders.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


-15.00%-10.00%-5.00%0.00%SeptemberOctoberNovemberDecember2025February00
FRAF (Franklin Financial Services Corporation)
Benchmark (^GSPC)

Worst Drawdowns

The table below displays the maximum drawdowns of the Franklin Financial Services Corporation. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Franklin Financial Services Corporation was 44.48%, occurring on Mar 4, 2009. Recovery took 1304 trading sessions.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-44.48%May 17, 2007453Mar 4, 20091304May 8, 20141757
-44.32%Dec 26, 2019189Sep 24, 2020570Dec 29, 2022759
-31.03%Jan 3, 202385May 4, 2023130Nov 8, 2023215
-25.52%Nov 9, 202365Feb 13, 2024185Nov 6, 2024250
-20.55%Dec 28, 2017247Dec 20, 201829Feb 4, 2019276

Volatility

Volatility Chart

The current Franklin Financial Services Corporation volatility is 5.42%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.


2.00%4.00%6.00%8.00%10.00%12.00%SeptemberOctoberNovemberDecember2025February
5.42%
3.07%
FRAF (Franklin Financial Services Corporation)
Benchmark (^GSPC)

Financials

Financial Performance

The chart below illustrates the trends in the financial health of Franklin Financial Services Corporation over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.

Annual
Quarterly

0.0

Valuation

The Valuation section provides an assessment of the market value of Franklin Financial Services Corporation compared to its peers in the Banks - Regional industry.


PE Ratio
20.040.060.080.0100.0120.015.1
The chart displays the price to earnings (P/E) ratio for FRAF in comparison to other companies of the Banks - Regional industry. Currently, FRAF has a PE value of 15.1. This PE ratio falls in the average range for the industry.
PEG Ratio
-5.00.05.010.015.00.0
The chart displays the price to earnings to growth (PEG) ratio for FRAF in comparison to other companies of the Banks - Regional industry. Currently, FRAF has a PEG value of 0.0. This PEG ratio falls in the average range for the industry.

Historical P/E Ratio Chart

The chart below displays the historical trend of the price-to-earnings (P/E) ratio for Franklin Financial Services Corporation.


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Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items
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The information contained herein does not constitute investment advice and made available for educational purposes only. Prices and returns on equities are listed without consideration of fees, commissions, taxes, penalties, or interest payable due to purchasing, holding, or selling.

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