First Citizens BancShares, Inc. (FCNCO)

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The chart shows the growth of an initial investment of $10,000 in First Citizens BancShares, Inc., comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.

First Citizens BancShares, Inc. (FCNCO) has returned 1.58% so far this year and 2.79% over the past 12 months.

Based on dividend-adjusted daily data since Jan 5, 2022, FCNCO's average daily return is +0.01%, while the average monthly return is +0.19%. At this rate, your investment would double in approximately 30.4 years.

Historically, 55% of months were positive and 45% were negative. The best month was Nov 2023 with a return of +11.8%, while the worst month was Oct 2022 at -8.2%. The longest winning streak lasted 5 consecutive months, and the longest losing streak was 3 months.

On a daily basis, FCNCO closed higher 50% of trading days. The best single day was Mar 14, 2023 with a return of +9.3%, while the worst single day was Mar 13, 2023 at -10.2%.

First Citizens BancShares, Inc. has an annualized alpha of -0.24%, beta of 0.33, and R² of 0.10 versus S&P 500 Index. Calculated based on daily prices since January 06, 2022.

• This stock participated in 64.84% of S&P 500 Index downside but only 40.92% of its upside — more exposed to losses than it benefited from rallies.
• Beta of 0.33 may look defensive, but with R² of 0.10 this stock is largely uncorrelated with S&P 500 Index — low beta reflects independence, not downside protection. See the Volatility section for a true picture of this stock's risk.
• R² of 0.10 means this stock moves largely independently of S&P 500 Index — capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

FCNCO ranks 44 for risk / return — on par with similar stocks. You're getting a typical balance of risk and reward. Not a standout, but not a red flag either — a reasonable choice if other factors align with your goals.

The table below present risk-adjusted performance metrics for First Citizens BancShares, Inc. (FCNCO) and compare them to a chosen benchmark (S&P 500 Index).

First Citizens BancShares, Inc. provided a 6.63% dividend yield over the last twelve months, with an annual payout of $1.41 per share.

The table displays the monthly dividend distributions for First Citizens BancShares, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.

The table below displays the maximum drawdowns of the First Citizens BancShares, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the First Citizens BancShares, Inc. was 27.97%, occurring on Mar 17, 2023. Recovery took 250 trading sessions.

The current First Citizens BancShares, Inc. drawdown is 7.50%.

The chart below shows the rolling one-month volatility.

The chart below illustrates the trends in the financial health of First Citizens BancShares, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.

The Valuation section provides an overview of how First Citizens BancShares, Inc. is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.