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FCNCO vs. FCNCA
Performance
Return for Risk
Dividends
Drawdowns
Volatility
Financials

FCNCO vs. FCNCA

Last updated Apr 2, 2026

Compare and contrast key facts about First Citizens BancShares, Inc. (FCNCO) and First Citizens BancShares, Inc. (FCNCA).

Performance

FCNCO vs. FCNCA - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in First Citizens BancShares, Inc. (FCNCO) and First Citizens BancShares, Inc. (FCNCA). The values are adjusted to include any dividend payments, if applicable.

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FCNCO vs. FCNCA - Yearly Performance Comparison

2026 (YTD)2025202420232022
FCNCO
First Citizens BancShares, Inc.		2.49%0.45%10.25%13.68%-17.85%
FCNCA
First Citizens BancShares, Inc.		-11.64%1.99%49.46%87.73%-9.36%

Fundamentals

Market Cap

FCNCO:

$264.45M

FCNCA:

$23.42B

EPS

FCNCO:

$172.12

FCNCA:

$172.12

PE Ratio

FCNCO:

0.12

FCNCA:

11.01

PEG Ratio

FCNCO:

0.00

FCNCA:

0.04

PS Ratio

FCNCO:

0.02

FCNCA:

1.67

PB Ratio

FCNCO:

0.01

FCNCA:

1.12

Total Revenue (TTM)

FCNCO:

$14.50B

FCNCA:

$14.50B

Gross Profit (TTM)

FCNCO:

$8.91B

FCNCA:

$8.91B

EBITDA (TTM)

FCNCO:

$3.40B

FCNCA:

$3.40B

Returns By Period

In the year-to-date period, FCNCO achieves a 2.49% return, which is significantly higher than FCNCA's -11.64% return.

FCNCO

1D
0.90%
1M
-5.69%
YTD
2.49%
6M
-2.16%
1Y
3.92%
3Y*
6.29%
5Y*
—
10Y*
—

FCNCA

1D
0.52%
1M
-2.85%
YTD
-11.64%
6M
7.88%
1Y
4.33%
3Y*
25.33%
5Y*
18.18%
10Y*
22.91%
*Multi-year figures are annualized to reflect compound growth (CAGR)

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First Citizens BancShares, Inc.

First Citizens BancShares, Inc.

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Return for Risk

FCNCO vs. FCNCA — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.
FCNCO
FCNCO Risk / Return Rank: 4848
Overall Rank
FCNCO Sharpe Ratio Rank: 5252
Sharpe Ratio Rank
FCNCO Sortino Ratio Rank: 4242
Sortino Ratio Rank
FCNCO Omega Ratio Rank: 4343
Omega Ratio Rank
FCNCO Calmar Ratio Rank: 5151
Calmar Ratio Rank
FCNCO Martin Ratio Rank: 5151
Martin Ratio Rank
FCNCA
FCNCA Risk / Return Rank: 4242
Overall Rank
FCNCA Sharpe Ratio Rank: 4545
Sharpe Ratio Rank
FCNCA Sortino Ratio Rank: 3939
Sortino Ratio Rank
FCNCA Omega Ratio Rank: 3939
Omega Ratio Rank
FCNCA Calmar Ratio Rank: 4343
Calmar Ratio Rank
FCNCA Martin Ratio Rank: 4343
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

FCNCO vs. FCNCA - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for First Citizens BancShares, Inc. (FCNCO) and First Citizens BancShares, Inc. (FCNCA). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

FCNCOFCNCADifference

Sharpe ratio

Return per unit of total volatility

0.32

0.13

+0.19

Sortino ratio

Return per unit of downside risk

0.53

0.39

+0.14

Omega ratio

Gain probability vs. loss probability

1.07

1.06

+0.01

Calmar ratio

Return relative to maximum drawdown

0.42

0.11

+0.31

Martin ratio

Return relative to average drawdown

0.95

0.24

+0.71

Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

FCNCO vs. FCNCA - Sharpe Ratio Comparison

The current FCNCO Sharpe Ratio is 0.32, which is higher than the FCNCA Sharpe Ratio of 0.13. The chart below compares the historical Sharpe Ratios of FCNCO and FCNCA, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.

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Sharpe Ratios by Period

FCNCOFCNCADifference

Sharpe Ratio (1Y)

Calculated over the trailing 1-year period

0.32

0.13

+0.19

Sharpe Ratio (5Y)

Calculated over the trailing 5-year period

—

0.44

—

Sharpe Ratio (10Y)

Calculated over the trailing 10-year period

—

0.60

—

Sharpe Ratio (All Time)

Calculated using the full available price history

0.08

0.42

-0.34

Correlation

The correlation between FCNCO and FCNCA is 0.22, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.

Dividends

FCNCO vs. FCNCA - Dividend Comparison

FCNCO's dividend yield for the trailing twelve months is around 6.57%, more than FCNCA's 0.43% yield.

TTM20252024202320222021202020192018201720162015
FCNCO
First Citizens BancShares, Inc.		6.57%6.64%6.27%6.50%6.91%0.00%0.00%0.00%0.00%0.00%0.00%0.00%
FCNCA
First Citizens BancShares, Inc.		0.43%0.37%0.33%0.27%0.28%0.23%0.29%0.30%0.38%0.31%0.34%0.46%

Drawdowns

FCNCO vs. FCNCA - Drawdown Comparison

The maximum FCNCO drawdown since its inception was -27.97%, smaller than the maximum FCNCA drawdown of -63.51%. Use the drawdown chart below to compare losses from any high point for FCNCO and FCNCA.

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Drawdown Indicators

FCNCOFCNCADifference

Max Drawdown

Largest peak-to-trough decline

-27.97%

-63.51%

+35.54%

Max Drawdown (1Y)

Largest decline over 1 year

-8.82%

-24.00%

+15.18%

Max Drawdown (5Y)

Largest decline over 5 years

—

-43.63%

—

Max Drawdown (10Y)

Largest decline over 10 years

—

-47.48%

—

Current Drawdown

Current decline from peak

-6.67%

-19.01%

+12.34%

Average Drawdown

Average peak-to-trough decline

-9.06%

-13.95%

+4.89%

Ulcer Index

Depth and duration of drawdowns from previous peaks

3.89%

10.74%

-6.85%

Volatility

FCNCO vs. FCNCA - Volatility Comparison

The current volatility for First Citizens BancShares, Inc. (FCNCO) is 2.73%, while First Citizens BancShares, Inc. (FCNCA) has a volatility of 7.72%. This indicates that FCNCO experiences smaller price fluctuations and is considered to be less risky than FCNCA based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

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Volatility by Period

FCNCOFCNCADifference

Volatility (1M)

Calculated over the trailing 1-month period

2.73%

7.72%

-4.99%

Volatility (6M)

Calculated over the trailing 6-month period

7.72%

21.47%

-13.75%

Volatility (1Y)

Calculated over the trailing 1-year period

12.29%

33.50%

-21.21%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

18.41%

41.86%

-23.45%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

18.41%

38.05%

-19.64%

Financials

FCNCO vs. FCNCA - Financials Comparison

This section allows you to compare key financial metrics between First Citizens BancShares, Inc. and First Citizens BancShares, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.

Quarterly
Annual

Total Revenue: Total amount of money received from sales and other business activities

0.001.00B2.00B3.00B4.00BAprilJulyOctober2022AprilJulyOctober2023AprilJulyOctober2024AprilJulyOctober2025AprilJulyOctober
3.66B
3.66B
(FCNCO) Total Revenue
(FCNCA) Total Revenue
Values in USD except per share items

FCNCO vs. FCNCA - Profitability Comparison

The chart below illustrates the profitability comparison between First Citizens BancShares, Inc. and First Citizens BancShares, Inc. over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.
Gross Margin
Operating Margin
Net Margin
Quarterly
Annual
20.0%40.0%60.0%80.0%100.0%AprilJulyOctober2022AprilJulyOctober2023AprilJulyOctober2024AprilJulyOctober2025AprilJulyOctober
62.1%
62.1%
Portfolio components
FCNCO - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, First Citizens BancShares, Inc. reported a gross profit of 2.27B and revenue of 3.66B. Therefore, the gross margin over that period was 62.1%.

FCNCA - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, First Citizens BancShares, Inc. reported a gross profit of 2.27B and revenue of 3.66B. Therefore, the gross margin over that period was 62.1%.

FCNCO - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, First Citizens BancShares, Inc. reported an operating income of 811.00M and revenue of 3.66B, resulting in an operating margin of 22.2%.

FCNCA - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, First Citizens BancShares, Inc. reported an operating income of 811.00M and revenue of 3.66B, resulting in an operating margin of 22.2%.

FCNCO - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, First Citizens BancShares, Inc. reported a net income of 580.00M and revenue of 3.66B, resulting in a net margin of 15.9%.

FCNCA - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, First Citizens BancShares, Inc. reported a net income of 580.00M and revenue of 3.66B, resulting in a net margin of 15.9%.