FCNCO vs. FCNCA
FCNCO (First Citizens BancShares, Inc.) and FCNCA (First Citizens BancShares, Inc.) are both stocks. Both operate in the Banks - Regional industry within the Financial Services sector. Over the past 3 years, FCNCO returned 6.34%/yr vs 15.81%/yr for FCNCA. Their 0.21 correlation means their historical movements had little consistent relationship.
Performance
FCNCO vs. FCNCA - Performance Comparison
Loading charts...
Returns By Period
In the year-to-date period, FCNCO achieves a 0.55% return, which is significantly lower than FCNCA's 2.10% return.
FCNCO
- 1D
- 0.34%
- 1M
- 0.29%
- 6M
- -3.15%
- YTD
- 0.55%
- 1Y
- -5.68%
- 3Y*
- 6.34%
- 5Y*
- —
- 10Y*
- —
- ALL TIME*
- 1.16%
FCNCA
- 1D
- 1.41%
- 1M
- 4.98%
- 6M
- 5.88%
- YTD
- 2.10%
- 1Y
- 14.81%
- 3Y*
- 15.81%
- 5Y*
- 23.22%
- 10Y*
- 24.24%
- ALL TIME*
- 14.17%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $182.93M | $178.15M | $163.71M | |
| $262.62K | $235.26K | $300.18K |
FCNCO vs. FCNCA - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|---|
FCNCO First Citizens BancShares, Inc. | 0.55% | 0.45% | 10.25% | 13.68% | -16.74% |
FCNCA First Citizens BancShares, Inc. | 2.10% | 1.99% | 49.46% | 87.73% | -14.04% |
Correlation
The correlation between FCNCO and FCNCA is 0.14, which is low. Their historical price movements had little consistent relationship.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.14 |
Correlation (3Y) Balances recent behavior with more history. | 0.15 |
Correlation (All Time) Calculated using the full available price history since Jan 5, 2022 | 0.21 |
Fundamentals
FCNCO:
$24.76B
FCNCA:
$24.91B
FCNCO:
$193.45
FCNCA:
$193.45
FCNCO:
0.11
FCNCA:
11.30
FCNCO:
0.00
FCNCA:
0.05
FCNCO:
0.02
FCNCA:
1.84
FCNCO:
0.01
FCNCA:
1.25
FCNCO:
$14.43B
FCNCA:
$14.43B
FCNCO:
$9.24B
FCNCA:
$9.24B
FCNCO:
$3.48B
FCNCA:
$3.48B
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Return for Risk
FCNCO vs. FCNCA — Risk / Return Rank
FCNCO
FCNCA
FCNCO vs. FCNCA - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for First Citizens BancShares, Inc. (FCNCO) and First Citizens BancShares, Inc. (FCNCA). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| FCNCO | FCNCA | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.96 | ||
| Sortino ratioReturn per unit of downside risk | -1.41 | ||
| Omega ratioGain probability vs. loss probability | 0.90 | 1.09 | -0.18 |
| Calmar ratioReturn relative to maximum drawdown | -0.58 | 0.51 | -1.09 |
| Martin ratioReturn relative to average drawdown | -1.01 | 1.13 | -2.14 |
Loading charts...
Drawdowns
FCNCO vs. FCNCA - Drawdown Comparison
The maximum FCNCO drawdown since its inception was -27.97%, smaller than the maximum FCNCA drawdown of -63.51%. Use the drawdown chart below to compare losses from any high point for FCNCO and FCNCA.
Loading charts...
Drawdown Indicators
| FCNCO | FCNCA | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -27.97% | -63.51% | +35.54% |
Max Drawdown (1Y)Largest decline over 1 year | -9.78% | -19.77% | +9.99% |
Max Drawdown (3Y)Largest decline over 3 years | -13.90% | -33.51% | +19.61% |
Max Drawdown (5Y)Largest decline over 5 years | — | -43.63% | — |
Max Drawdown (10Y)Largest decline over 10 years | — | -47.48% | — |
Current DrawdownCurrent decline from peak | -8.44% | -6.42% | -2.02% |
Average DrawdownAverage peak-to-trough decline | -8.93% | -13.94% | +5.01% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 5.62% | 9.05% | -3.43% |
Volatility
FCNCO vs. FCNCA - Volatility Comparison
The current volatility for First Citizens BancShares, Inc. (FCNCO) is 2.15%, while First Citizens BancShares, Inc. (FCNCA) has a volatility of 10.42%. This indicates that FCNCO experiences smaller price fluctuations and is considered to be less risky than FCNCA based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading charts...
Volatility by Period
| FCNCO | FCNCA | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.15% | 10.42% | -8.27% |
Volatility (6M)Calculated over the trailing 6-month period | 6.37% | 20.11% | -13.74% |
Volatility (1Y)Calculated over the trailing 1-year period | 9.67% | 28.44% | -18.77% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 17.86% | 41.59% | -23.73% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 17.86% | 38.00% | -20.14% |
Dividends
FCNCO vs. FCNCA - Dividend Comparison
FCNCO's dividend yield for the trailing twelve months is around 6.81%, more than FCNCA's 0.38% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FCNCA First Citizens BancShares, Inc. | 0.38% | 0.37% | 0.33% | 0.27% | 0.28% | 0.23% | 0.29% | 0.30% | 0.38% | 0.31% | 0.34% | 0.46% |
FCNCO First Citizens BancShares, Inc. | 6.81% | 6.64% | 6.27% | 6.50% | 6.91% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Financials
FCNCO vs. FCNCA - Financials Comparison
This section allows you to compare key financial metrics between First Citizens BancShares, Inc. and First Citizens BancShares, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
FCNCO vs. FCNCA - Profitability Comparison
FCNCO - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, First Citizens BancShares, Inc. reported a gross profit of 2.42B and revenue of 3.60B. Therefore, the gross margin over that period was 67.1%.
FCNCA - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, First Citizens BancShares, Inc. reported a gross profit of 2.42B and revenue of 3.60B. Therefore, the gross margin over that period was 67.1%.
FCNCO - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, First Citizens BancShares, Inc. reported an operating income of 891.00M and revenue of 3.60B, resulting in an operating margin of 24.7%.
FCNCA - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, First Citizens BancShares, Inc. reported an operating income of 891.00M and revenue of 3.60B, resulting in an operating margin of 24.7%.
FCNCO - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, First Citizens BancShares, Inc. reported a net income of 672.00M and revenue of 3.60B, resulting in a net margin of 18.7%.
FCNCA - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, First Citizens BancShares, Inc. reported a net income of 672.00M and revenue of 3.60B, resulting in a net margin of 18.7%.
Frequently Asked Questions
FCNCO and FCNCA have a correlation of 0.14, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
FCNCA has higher volatility (10.42%) compared to FCNCO (2.15%). In terms of maximum drawdown, FCNCO dropped -27.97% vs FCNCA's -63.51%.
FCNCA currently has the higher Sharpe Ratio (0.36 vs -0.60), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
Find the right allocation for FCNCO and FCNCA
Add both to a portfolio and optimize allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.
Open Portfolio Optimizer