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Dime Community Bancshares, Inc. (DCOMP)
Performance
Return for Risk
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN
US25432X2018
CUSIP
25432X201
IPO Date
Jan 30, 2020

Highlights

Market Cap
$781.41M
Enterprise Value
-$1.20B
EPS (TTM)
$2.57
PE Ratio
7.06
PEG Ratio
0.11
Total Revenue (TTM)
$730.38M
Gross Profit (TTM)
$409.90M
EBITDA (TTM)
$161.10M
Year Range
$17.05 - $20.75
ROA (TTM)
0.72%
ROE (TTM)
7.50%

Share Price Chart


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Dime Community Bancshares, Inc.

Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in Dime Community Bancshares, Inc., comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


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S&P 500 Index

Returns By Period

Dime Community Bancshares, Inc. (DCOMP) has returned 4.69% so far this year and 2.61% over the past 12 months.


Dime Community Bancshares, Inc.

1D
-2.16%
1M
-4.22%
YTD
4.69%
6M
-0.49%
1Y
2.61%
3Y*
9.72%
5Y*
0.60%
10Y*

Benchmark (S&P 500 Index)

1D
2.91%
1M
-5.09%
YTD
-4.63%
6M
-2.39%
1Y
16.33%
3Y*
16.69%
5Y*
10.18%
10Y*
12.16%
*Multi-year figures are annualized to reflect compound growth (CAGR)

Monthly Returns

Based on dividend-adjusted daily data since Jan 30, 2020, DCOMP's average daily return is +0.02%, while the average monthly return is +0.39%. At this rate, your investment would double in approximately 14.8 years.

Historically, 49% of months were positive and 51% were negative. The best month was Nov 2023 with a return of +23.1%, while the worst month was Mar 2020 at -22.5%. The longest winning streak lasted 4 consecutive months, and the longest losing streak was 4 months.

On a daily basis, DCOMP closed higher 48% of trading days. The best single day was Mar 26, 2020 with a return of +13.9%, while the worst single day was Mar 13, 2023 at -10.9%.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20269.23%0.07%-4.22%4.69%
20252.13%0.21%-0.36%-2.81%-5.74%10.28%6.81%-4.69%0.26%-0.47%1.27%-5.69%-0.05%
20244.02%-6.90%3.46%-1.50%7.87%-6.87%11.30%2.10%8.53%-0.10%-0.27%-3.66%17.37%
202319.14%-6.99%-13.49%-3.71%-13.63%15.13%9.41%-9.24%-2.70%-5.74%23.06%0.23%3.10%
2022-4.08%-2.80%-0.79%-7.57%0.35%-5.86%1.75%3.79%-7.96%-1.12%9.07%-10.99%-24.63%
2021-1.09%-2.46%2.79%1.79%2.64%2.51%-0.38%0.94%-2.28%1.25%0.62%1.43%7.84%

Benchmark Metrics

Dime Community Bancshares, Inc. has an annualized alpha of -0.49%, beta of 0.35, and R² of 0.09 versus S&P 500 Index. Calculated based on daily prices since January 31, 2020.

  • This stock participated in 92.22% of S&P 500 Index downside but only 55.68% of its upside — more exposed to losses than it benefited from rallies.
  • Beta of 0.35 may look defensive, but with R² of 0.09 this stock is largely uncorrelated with S&P 500 Index — low beta reflects independence, not downside protection. See the Volatility section for a true picture of this stock's risk.
  • R² of 0.09 means this stock moves largely independently of S&P 500 Index — capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

Alpha
-0.49%
Beta
0.35
0.09
Upside Capture
55.68%
Downside Capture
92.22%

Return for Risk

Risk / Return Rank

DCOMP ranks 43 for risk / return — on par with similar stocks. You're getting a typical balance of risk and reward. Not a standout, but not a red flag either — a reasonable choice if other factors align with your goals.


DCOMP Risk / Return Rank: 4343
Overall Rank
DCOMP Sharpe Ratio Rank: 4646
Sharpe Ratio Rank
DCOMP Sortino Ratio Rank: 3636
Sortino Ratio Rank
DCOMP Omega Ratio Rank: 3636
Omega Ratio Rank
DCOMP Calmar Ratio Rank: 4848
Calmar Ratio Rank
DCOMP Martin Ratio Rank: 4848
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

The table below present risk-adjusted performance metrics for Dime Community Bancshares, Inc. (DCOMP) and compare them to a chosen benchmark (S&P 500 Index).


DCOMPBenchmarkDifference

Sharpe ratio

Return per unit of total volatility

0.15

0.90

-0.74

Sortino ratio

Return per unit of downside risk

0.33

1.39

-1.06

Omega ratio

Gain probability vs. loss probability

1.04

1.21

-0.17

Calmar ratio

Return relative to maximum drawdown

0.32

1.40

-1.08

Martin ratio

Return relative to average drawdown

0.64

6.61

-5.97

Explore DCOMP risk-adjusted metrics in detail

Dive deeper into individual metrics with historical trends, benchmark comparisons, and performance across different time periods.

Dividends

Dividend History

Dime Community Bancshares, Inc. provided a 8.95% dividend yield over the last twelve months, with an annual payout of $1.63 per share. The company has been increasing its dividends for 5 consecutive years.


4.00%5.00%6.00%7.00%8.00%$0.00$0.20$0.40$0.60$0.80$1.00$1.20$1.40202020212022202320242025
Dividends
Dividend Yield
PeriodTTM202520242023202220212020
Dividend$1.63$1.38$1.38$1.38$1.38$1.38$1.07

Dividend yield

8.95%7.69%7.16%7.79%7.41%5.25%4.16%

Monthly Dividends

The table displays the monthly dividend distributions for Dime Community Bancshares, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026$0.25$0.34$0.00$0.59
2025$0.00$0.34$0.00$0.00$0.34$0.00$0.00$0.34$0.00$0.00$0.34$0.00$1.38
2024$0.00$0.34$0.00$0.00$0.34$0.00$0.00$0.34$0.00$0.00$0.34$0.00$1.38
2023$0.00$0.34$0.00$0.00$0.34$0.00$0.00$0.34$0.00$0.00$0.34$0.00$1.38
2022$0.00$0.34$0.00$0.00$0.34$0.00$0.00$0.34$0.00$0.00$0.34$0.00$1.38
2021$0.00$0.34$0.00$0.00$0.34$0.00$0.00$0.34$0.00$0.00$0.34$0.00$1.38

Dividend Yield & Payout


Dividend Yield

Dime Community Bancshares, Inc. has a dividend yield of 8.95%, which means its dividend payment is significantly above the market average.

Payout Ratio

Dime Community Bancshares, Inc. has a payout ratio of 44.27%, which is quite average when compared to the overall market. This suggests that Dime Community Bancshares, Inc. strikes a balance between reinvesting profits for growth and paying dividends to shareholders.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the Dime Community Bancshares, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Dime Community Bancshares, Inc. was 42.88%, occurring on May 10, 2023. Recovery took 557 trading sessions.

The current Dime Community Bancshares, Inc. drawdown is 9.20%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-42.88%Jan 3, 2022340May 10, 2023557Jul 31, 2025897
-32.16%Feb 7, 202041Apr 6, 2020156Nov 16, 2020197
-10.69%Sep 15, 202567Dec 17, 202538Feb 12, 2026105
-9.2%Feb 18, 202630Mar 31, 2026
-7.6%Aug 5, 202515Aug 25, 202512Sep 11, 202527

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of Dime Community Bancshares, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Valuation

The Valuation section provides an overview of how Dime Community Bancshares, Inc. is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for DCOMP, comparing it with other companies in the Banks - Regional industry. Currently, DCOMP has a P/E ratio of 7.1. This P/E ratio is considered low compared to industry peers, which may suggest that the stock is undervalued or that the company has weaker growth prospects.

PEG Ratio

The chart shows the Price/Earnings to Growth (PEG) ratio for DCOMP compared to other companies in the Banks - Regional industry. DCOMP currently has a PEG ratio of 0.1. This PEG ratio is low compared to industry peers, which could indicate the stock is undervalued relative to its expected growth.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for DCOMP relative to other companies in the Banks - Regional industry. Currently, DCOMP has a P/S ratio of 1.1. This P/S ratio is low compared to the industry average. It may indicate that the stock is undervalued relative to its revenue, or that the market expects slower growth or lower margins.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for DCOMP in comparison with other companies in the Banks - Regional industry. Currently, DCOMP has a P/B value of 0.6. This P/B ratio is low compared to industry peers. It might indicate the stock is undervalued or that the company’s assets are not expected to generate strong returns.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items