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ISIN
US23204G8033
CUSIP
23204G803
IPO Date
Dec 23, 2019

Highlights

EPS (TTM)
$6.64
PE Ratio
3.24
Total Revenue (TTM)
$1.38B
Gross Profit (TTM)
$669.04M
EBITDA (TTM)
$288.43M
Year Range
$19.71 - $23.99
ROA (TTM)
0.87%
ROE (TTM)
10.45%

Share Price Chart


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Customers Bancorp, Inc 5.375% S

Performance

CUBB Performance Chart

Customers Bancorp, Inc 5.375% S (CUBB) is down 0.2% since the beginning of the year. At $22 per share, CUBB is trading 10.3% below its 52-week high of $24. Investors who bought $1,000 worth of CUBB shares 5 years ago would now be looking at an investment worth $1,124.


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S&P 500 Index

Returns By Period

Customers Bancorp, Inc 5.375% S (CUBB) has returned -0.19% so far this year and 15.56% over the past 12 months.


Customers Bancorp, Inc 5.375% S

1D
-1.10%
1M
-1.85%
YTD
-0.19%
6M
0.58%
1Y
15.56%
3Y*
13.05%
5Y*
2.37%
10Y*

Benchmark (S&P 500 Index)

1D
-0.37%
1M
-0.01%
YTD
9.16%
6M
8.64%
1Y
25.22%
3Y*
19.78%
5Y*
11.99%
10Y*
13.88%
*Multi-year figures are annualized to reflect compound growth (CAGR)

CUBB Monthly Returns History

Based on dividend-adjusted daily data since Dec 23, 2019, CUBB's average daily return is +0.03%, while the average monthly return is +0.53%. At this rate, an investment would double in approximately 10.9 years.

Historically, 61% of months were positive and 39% were negative. The best month was Apr 2023 with a return of +18.7%, while the worst month was Mar 2023 at -25.3%. The longest winning streak lasted 7 consecutive months, and the longest losing streak was 5 months.

On a daily basis, CUBB closed higher 45% of trading days. The best single day was Mar 25, 2020 with a return of +16.2%, while the worst single day was Mar 18, 2020 at -28.2%.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20260.78%6.60%-4.33%0.98%-1.98%-1.89%-0.19%
20252.65%1.34%-0.90%0.25%3.09%-0.91%3.18%5.23%1.25%-2.39%2.45%5.21%22.12%
20244.90%2.01%-3.08%-2.20%2.33%-0.30%4.07%-1.34%2.70%2.63%-2.66%-1.87%6.98%
20238.74%-0.80%-25.27%18.71%-13.58%9.62%10.94%-4.33%-4.80%5.06%1.77%3.87%1.72%
2022-2.05%-1.56%-1.00%-3.17%-4.78%1.30%1.03%-5.18%-7.68%-2.81%2.79%3.27%-18.64%
2021-1.21%1.74%1.26%1.61%3.25%0.60%2.95%2.46%-3.38%1.59%-1.71%0.87%10.26%

Benchmark Metrics

Customers Bancorp, Inc 5.375% S has an annualized alpha of 4.67%, beta of 0.28, and R2 of 0.04 versus S&P 500 Index. Calculated based on daily prices since December 23, 2019.

  • This stock participated in 37.00% of S&P 500 Index downside but only 27.32% of its upside - more exposed to losses than it benefited from rallies.
  • Beta of 0.28 may look defensive, but with R2 of 0.04 this stock is largely uncorrelated with S&P 500 Index - low beta reflects independence, not downside protection. See the Volatility section for a true picture of this stock's risk.
  • R2 of 0.04 means this stock moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

Alpha
4.67%
Beta
0.28
0.04
Upside Capture
27.32%
Downside Capture
37.00%

Return for Risk

Risk / Return Rank

CUBB ranks 74 for risk / return — better than 74% of stocks on our site. You're getting solid returns for the risk taken. A good sign, especially for investors who want growth without excessive volatility.


CUBB Risk / Return Rank: 7474
Overall Rank
CUBB Sharpe Ratio Rank: 7676
Sharpe Ratio Rank
CUBB Sortino Ratio Rank: 7272
Sortino Ratio Rank
CUBB Omega Ratio Rank: 7272
Omega Ratio Rank
CUBB Calmar Ratio Rank: 7474
Calmar Ratio Rank
CUBB Martin Ratio Rank: 7777
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

The table below present risk-adjusted performance metrics for Customers Bancorp, Inc 5.375% S (CUBB) and compare them to S&P 500 Index.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.


CUBBBenchmarkDifference
Sharpe ratioReturn per unit of total volatility

-0.88

Sortino ratioReturn per unit of downside risk

-0.98

Omega ratioGain probability vs. loss probability

1.23

1.37

-0.14

Calmar ratioReturn relative to maximum drawdown

1.87

2.78

-0.92

Martin ratioReturn relative to average drawdown

5.17

12.44

-7.27

Dividends

Dividend History

Customers Bancorp, Inc 5.375% S provided a 6.25% dividend yield over the last twelve months, with an annual payout of $1.34 per share.


5.00%5.50%6.00%6.50%7.00%$0.00$0.50$1.00$1.50202020212022202320242025
Dividends
Dividend Yield
PeriodTTM202520242023202220212020
Dividend$1.34$1.34$1.34$1.34$1.34$1.34$1.76

Dividend yield

6.25%6.05%6.92%6.93%6.52%5.00%6.86%

Monthly Dividends

The table displays the monthly dividend distributions for Customers Bancorp, Inc 5.375% S. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026$0.00$0.00$0.34$0.00$0.00$0.34$0.67
2025$0.00$0.00$0.34$0.00$0.00$0.34$0.00$0.00$0.34$0.00$0.00$0.34$1.34
2024$0.00$0.00$0.34$0.00$0.00$0.34$0.00$0.00$0.34$0.00$0.00$0.34$1.34
2023$0.00$0.00$0.34$0.00$0.00$0.34$0.00$0.00$0.34$0.00$0.00$0.34$1.34
2022$0.00$0.00$0.34$0.00$0.00$0.34$0.00$0.00$0.34$0.00$0.00$0.34$1.34
2021$0.00$0.00$0.34$0.00$0.00$0.34$0.00$0.00$0.34$0.00$0.00$0.34$1.34

Dividend Yield & Payout


Dividend Yield

Customers Bancorp, Inc 5.375% S has a dividend yield of 6.25%, which means its dividend payment is significantly above the market average.

Payout Ratio

Customers Bancorp, Inc 5.375% S has a payout ratio of 20.84%, which is below the market average. This means Customers Bancorp, Inc 5.375% S returns a smaller proportion of its earnings to shareholders as dividends, suggesting it retains a higher portion for reinvestment, growth, or debt payment.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the Customers Bancorp, Inc 5.375% S. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Customers Bancorp, Inc 5.375% S was 44.38%, occurring on Mar 18, 2020. Recovery took 152 trading sessions.

The current Customers Bancorp, Inc 5.375% S drawdown is 7.11%.


Related event

Drawdown

Fall

Recovery

Underwater

COVID crash2020
-44.38%Mar 2020
1mo 10d7mo 8d
8mo 18dFeb 2020 - Oct 2020
2023 bear market2023
-42.49%Mar 2023
1y 6mo2y 8mo
4y 3moAug 2021 - Dec 2025
2026 pullback2026
-8.37%Jun 2026
3mo 10d
3mo 23dMar 2026 - now
2020 pullback2020
-4.55%Oct 2020
5d5d
10dOct 2020 - Nov 2020
2021 pullback2021
-3.18%Mar 2021
14d20d
1mo 4dMar 2021 - Apr 2021

Drawdown Indicators


CUBBBenchmarkDifference

Max Drawdown

Largest peak-to-trough decline

-44.38%

-56.78%

+12.40%

Max Drawdown (1Y)

Largest decline over 1 year

-8.37%

-9.10%

+0.73%

Max Drawdown (3Y)

Largest decline over 3 years

-13.24%

-18.90%

+5.66%

Max Drawdown (5Y)

Largest decline over 5 years

-42.49%

-25.43%

-17.06%

Max Drawdown (10Y)

Largest decline over 10 years

-33.92%

Current Drawdown

Current decline from peak

-7.11%

-1.80%

-5.31%

Average Drawdown

Average peak-to-trough decline

-12.18%

-10.71%

-1.47%

Ulcer Index

Depth and duration of drawdowns from previous peaks

3.02%

2.03%

+0.99%

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of Customers Bancorp, Inc 5.375% S over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Valuation

The Valuation section provides an overview of how Customers Bancorp, Inc 5.375% S is priced in the market compared to other companies in the undefined industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for CUBB, comparing it with other companies in the undefined industry. Currently, CUBB has a P/E ratio of 3.2. This P/E ratio is considered low compared to industry peers, which may suggest that the stock is undervalued or that the company has weaker growth prospects.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for CUBB relative to other companies in the undefined industry. Currently, CUBB has a P/S ratio of 0.5. This P/S ratio is low compared to the industry average. It may indicate that the stock is undervalued relative to its revenue, or that the market expects slower growth or lower margins.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items
Portfolio Analyzer

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