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Customers Bancorp, Inc 5.375% S (CUBB)
Performance
Return for Risk
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN
US23204G8033
CUSIP
23204G803
Sector
Industry
IPO Date
Dec 23, 2019

Highlights

Market Cap
$796.42M
Enterprise Value
$2.44B
EPS (TTM)
$6.64
PE Ratio
3.39
Total Revenue (TTM)
$1.38B
Gross Profit (TTM)
$669.04M
EBITDA (TTM)
$288.43M
Year Range
$18.30 - $23.99
ROA (TTM)
0.90%
ROE (TTM)
10.59%

Share Price Chart


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Customers Bancorp, Inc 5.375% S

Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in Customers Bancorp, Inc 5.375% S, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


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S&P 500 Index

Returns By Period

Customers Bancorp, Inc 5.375% S (CUBB) has returned 2.78% so far this year and 21.76% over the past 12 months.


Customers Bancorp, Inc 5.375% S

1D
0.00%
1M
-4.33%
YTD
2.78%
6M
8.14%
1Y
21.76%
3Y*
19.22%
5Y*
3.73%
10Y*

Benchmark (S&P 500 Index)

1D
2.91%
1M
-5.09%
YTD
-4.63%
6M
-2.39%
1Y
16.33%
3Y*
16.69%
5Y*
10.18%
10Y*
12.16%
*Multi-year figures are annualized to reflect compound growth (CAGR)

Monthly Returns

Based on dividend-adjusted daily data since Dec 23, 2019, CUBB's average daily return is +0.04%, while the average monthly return is +0.58%. At this rate, your investment would double in approximately 10.0 years.

Historically, 62% of months were positive and 38% were negative. The best month was Apr 2023 with a return of +18.7%, while the worst month was Mar 2023 at -25.3%. The longest winning streak lasted 7 consecutive months, and the longest losing streak was 5 months.

On a daily basis, CUBB closed higher 45% of trading days. The best single day was Mar 25, 2020 with a return of +16.2%, while the worst single day was Mar 18, 2020 at -28.2%.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20260.78%6.60%-4.33%2.78%
20252.65%1.34%-0.90%0.25%3.09%-0.91%3.18%5.23%1.25%-2.39%2.45%5.21%22.12%
20244.90%2.01%-3.08%-2.20%2.33%-0.30%4.07%-1.34%2.70%2.63%-2.66%-1.87%6.98%
20238.74%-0.80%-25.27%18.71%-13.58%9.62%10.94%-4.33%-4.80%5.06%1.77%3.87%1.72%
2022-2.05%-1.56%-1.00%-3.17%-4.78%1.30%1.03%-5.18%-7.68%-2.81%2.79%3.27%-18.64%
2021-1.21%1.74%1.26%1.61%3.25%0.60%2.95%2.46%-3.38%1.59%-1.71%0.87%10.26%

Benchmark Metrics

Customers Bancorp, Inc 5.375% S has an annualized alpha of 5.87%, beta of 0.28, and R² of 0.04 versus S&P 500 Index. Calculated based on daily prices since December 24, 2019.

  • This stock participated in 35.76% of S&P 500 Index downside but only 30.10% of its upside — more exposed to losses than it benefited from rallies.
  • Beta of 0.28 may look defensive, but with R² of 0.04 this stock is largely uncorrelated with S&P 500 Index — low beta reflects independence, not downside protection. See the Volatility section for a true picture of this stock's risk.
  • R² of 0.04 means this stock moves largely independently of S&P 500 Index — capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

Alpha
5.87%
Beta
0.28
0.04
Upside Capture
30.10%
Downside Capture
35.76%

Return for Risk

Risk / Return Rank

CUBB ranks 85 for risk / return — in the top 85% of stocks on our site. This means strong returns relative to risk — exactly what professional investors look for. Well-suited for investors who want to maximize return per unit of risk.


CUBB Risk / Return Rank: 8585
Overall Rank
CUBB Sharpe Ratio Rank: 8585
Sharpe Ratio Rank
CUBB Sortino Ratio Rank: 8585
Sortino Ratio Rank
CUBB Omega Ratio Rank: 8383
Omega Ratio Rank
CUBB Calmar Ratio Rank: 8585
Calmar Ratio Rank
CUBB Martin Ratio Rank: 8888
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

The table below present risk-adjusted performance metrics for Customers Bancorp, Inc 5.375% S (CUBB) and compare them to a chosen benchmark (S&P 500 Index).


CUBBBenchmarkDifference

Sharpe ratio

Return per unit of total volatility

1.61

0.90

+0.71

Sortino ratio

Return per unit of downside risk

2.48

1.39

+1.10

Omega ratio

Gain probability vs. loss probability

1.32

1.21

+0.11

Calmar ratio

Return relative to maximum drawdown

2.96

1.40

+1.56

Martin ratio

Return relative to average drawdown

9.62

6.61

+3.02

Explore CUBB risk-adjusted metrics in detail

Dive deeper into individual metrics with historical trends, benchmark comparisons, and performance across different time periods.

Dividends

Dividend History

Customers Bancorp, Inc 5.375% S provided a 5.97% dividend yield over the last twelve months, with an annual payout of $1.34 per share.


5.00%5.50%6.00%6.50%7.00%$0.00$0.50$1.00$1.50202020212022202320242025
Dividends
Dividend Yield
PeriodTTM202520242023202220212020
Dividend$1.34$1.34$1.34$1.34$1.34$1.34$1.76

Dividend yield

5.97%6.05%6.92%6.93%6.52%5.00%6.86%

Monthly Dividends

The table displays the monthly dividend distributions for Customers Bancorp, Inc 5.375% S. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026$0.00$0.00$0.34$0.34
2025$0.00$0.00$0.34$0.00$0.00$0.34$0.00$0.00$0.34$0.00$0.00$0.34$1.34
2024$0.00$0.00$0.34$0.00$0.00$0.34$0.00$0.00$0.34$0.00$0.00$0.34$1.34
2023$0.00$0.00$0.34$0.00$0.00$0.34$0.00$0.00$0.34$0.00$0.00$0.34$1.34
2022$0.00$0.00$0.34$0.00$0.00$0.34$0.00$0.00$0.34$0.00$0.00$0.34$1.34
2021$0.00$0.00$0.34$0.00$0.00$0.34$0.00$0.00$0.34$0.00$0.00$0.34$1.34

Dividend Yield & Payout


Dividend Yield

Customers Bancorp, Inc 5.375% S has a dividend yield of 5.97%, which means its dividend payment is significantly above the market average.

Payout Ratio

Customers Bancorp, Inc 5.375% S has a payout ratio of 21.71%, which is below the market average. This means Customers Bancorp, Inc 5.375% S returns a smaller proportion of its earnings to shareholders as dividends, suggesting it retains a higher portion for reinvestment, growth, or debt payment.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the Customers Bancorp, Inc 5.375% S. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Customers Bancorp, Inc 5.375% S was 44.38%, occurring on Mar 18, 2020. Recovery took 152 trading sessions.

The current Customers Bancorp, Inc 5.375% S drawdown is 4.33%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-44.38%Feb 7, 202028Mar 18, 2020152Oct 22, 2020180
-42.49%Aug 31, 2021394Mar 24, 2023684Dec 15, 20251078
-6.88%Mar 2, 202619Mar 26, 2026
-4.55%Oct 23, 20204Oct 28, 20203Nov 2, 20207
-3.18%Mar 4, 202111Mar 18, 202113Apr 7, 202124

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of Customers Bancorp, Inc 5.375% S over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Valuation

The Valuation section provides an overview of how Customers Bancorp, Inc 5.375% S is priced in the market compared to other companies in the undefined industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for CUBB, comparing it with other companies in the undefined industry. Currently, CUBB has a P/E ratio of 3.4. This P/E ratio is considered low compared to industry peers, which may suggest that the stock is undervalued or that the company has weaker growth prospects.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for CUBB relative to other companies in the undefined industry. Currently, CUBB has a P/S ratio of 0.6. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for CUBB in comparison with other companies in the undefined industry. Currently, CUBB has a P/B value of 0.4. This P/B ratio is low compared to industry peers. It might indicate the stock is undervalued or that the company’s assets are not expected to generate strong returns.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items