- ISIN
- US02629M5875
- Issuer
- American Funds
- Inception Date
- Mar 26, 2015
- Category
- Diversified Portfolio
- Min. Investment
- $250
- Distribution Policy
- Distributing
- Asset Class
- Multi-Asset
- Asset Class Size
- Large-Cap
- Asset Class Style
- Blend
Share Price Chart
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Performance
CTLAX Performance Chart
American Funds College 2033 Fund (CTLAX) is up 4.6% since the beginning of the year. CTLAX is currently trading at $14 per share. Investors who bought $1,000 worth of CTLAX shares 5 years ago would now be looking at an investment worth $1,329.
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Returns By Period
American Funds College 2033 Fund (CTLAX) has returned 4.55% so far this year and 13.68% over the past 12 months. Over the last ten years, CTLAX has returned 8.46% per year, falling short of the S&P 500 Index benchmark, which averaged 13.66% annually.
American Funds College 2033 Fund
- 1D
- 0.29%
- 1M
- 1.92%
- YTD
- 4.55%
- 6M
- 4.89%
- 1Y
- 13.68%
- 3Y*
- 12.45%
- 5Y*
- 5.85%
- 10Y*
- 8.46%
Benchmark (S&P 500 Index)
- 1D
- -0.74%
- 1M
- 4.90%
- YTD
- 10.35%
- 6M
- 10.28%
- 1Y
- 26.52%
- 3Y*
- 20.83%
- 5Y*
- 12.30%
- 10Y*
- 13.66%
CTLAX Monthly Returns History
Based on dividend-adjusted daily data since Mar 27, 2015, CTLAX's average daily return is +0.03%, while the average monthly return is +0.63%. At this rate, an investment would double in approximately 9.2 years.
Historically, 68% of months were positive and 32% were negative. The best month was Nov 2020 with a return of +8.0%, while the worst month was Mar 2020 at -7.7%. The longest winning streak lasted 15 consecutive months, and the longest losing streak was 4 months.
On a daily basis, CTLAX closed higher 51% of trading days. The best single day was Mar 24, 2020 with a return of +4.5%, while the worst single day was Mar 16, 2020 at -6.5%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 1.59% | 1.64% | -3.89% | 3.67% | 1.47% | 0.15% | 4.55% | ||||||
| 2025 | 2.42% | 0.94% | -1.64% | 0.16% | 2.53% | 3.16% | 0.30% | 1.79% | 1.54% | 0.65% | 1.29% | 0.11% | 13.98% |
| 2024 | 0.34% | 1.88% | 2.35% | -2.87% | 2.70% | 1.31% | 2.43% | 2.06% | 1.63% | -1.76% | 2.10% | -1.89% | 10.56% |
| 2023 | 4.56% | -2.82% | 2.53% | 1.09% | -1.26% | 2.74% | 1.87% | -1.48% | -3.28% | -1.65% | 6.52% | 4.52% | 13.56% |
| 2022 | -4.09% | -1.93% | -0.16% | -6.00% | 0.79% | -5.55% | 4.50% | -3.08% | -6.89% | 3.60% | 5.92% | -2.44% | -15.16% |
| 2021 | -0.46% | 1.15% | 1.21% | 2.85% | 1.02% | 0.58% | 0.93% | 1.42% | -2.66% | 3.31% | -1.60% | 2.54% | 10.61% |
Benchmark Metrics
American Funds College 2033 Fund has an annualized alpha of 0.47%, beta of 0.55, and R2 of 0.87 versus S&P 500 Index. Calculated based on daily prices since March 30, 2015.
- This fund participated in 68.54% of S&P 500 Index downside but only 57.83% of its upside - more exposed to losses than it benefited from rallies.
- Beta of 0.55 indicates this fund moves significantly less than S&P 500 Index - a genuinely defensive profile with reduced participation in both market rallies and downturns.
- Alpha
- 0.47%
- Beta
- 0.55
- R²
- 0.87
- Upside Capture
- 57.83%
- Downside Capture
- 68.54%
Expense Ratio
CTLAX has an expense ratio of 0.42%, placing it in the medium range.
Return for Risk
Risk / Return Rank
CTLAX ranks 62 for risk / return — better than 62% of mutual funds on our site. You're getting solid returns for the risk taken. A good sign, especially for investors who want growth without excessive volatility.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for American Funds College 2033 Fund (CTLAX) and compare them to S&P 500 Index.
| CTLAX | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.13 | ||
| Sortino ratioReturn per unit of downside risk | +0.37 | ||
| Omega ratioGain probability vs. loss probability | 1.46 | 1.41 | +0.06 |
| Calmar ratioReturn relative to maximum drawdown | 2.68 | 2.93 | -0.25 |
| Martin ratioReturn relative to average drawdown | 11.79 | 13.52 | -1.73 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Dividends
Dividend History
American Funds College 2033 Fund provided a 7.08% dividend yield over the last twelve months, with an annual payout of $0.98 per share. The fund has been increasing its distributions for 2 consecutive years.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $0.98 | $0.98 | $0.47 | $0.28 | $0.48 | $1.49 | $0.79 | $0.57 | $0.46 | $0.26 | $0.23 |
Dividend yield | 7.08% | 7.40% | 3.80% | 2.43% | 4.56% | 11.46% | 6.06% | 4.75% | 4.36% | 2.19% | 2.26% |
Monthly Dividends
The table displays the monthly dividend distributions for American Funds College 2033 Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | ||||||
| 2025 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.98 | $0.98 |
| 2024 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.47 | $0.47 |
| 2023 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.28 | $0.28 |
| 2022 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.48 | $0.48 |
| 2021 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1.49 | $1.49 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the American Funds College 2033 Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the American Funds College 2033 Fund was 21.42%, occurring on Oct 14, 2022. Recovery took 359 trading sessions.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
Bear market2022 | -21.42%Oct 2022 | 11mo 8d | 1y 5mo | 2y 4moNov 2021 - Mar 2024 |
COVID crash2020 | -21.10%Mar 2020 | 1mo 2d | 3mo 19d | 4mo 21dFeb 2020 - Jul 2020 |
2016 correction2016 | -16.28%Feb 2016 | 8mo 25d | 10mo 29d | 1y 7moMay 2015 - Jan 2017 |
Rate-hike selloffLate 2018 | -14.30%Dec 2018 | 10mo 29d | 6mo 9d | 1y 5moJan 2018 - Jul 2019 |
2025 selloff2025 | -7.00%Apr 2025 | 1mo 16d | 1mo 7d | 2mo 23dFeb 2025 - May 2025 |
Drawdown Indicators
| CTLAX | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -21.42% | -56.78% | +35.36% |
Max Drawdown (1Y)Largest decline over 1 year | -5.22% | -9.10% | +3.88% |
Max Drawdown (3Y)Largest decline over 3 years | -7.07% | -18.90% | +11.83% |
Max Drawdown (5Y)Largest decline over 5 years | -21.42% | -25.43% | +4.01% |
Max Drawdown (10Y)Largest decline over 10 years | -21.42% | -33.92% | +12.50% |
Current DrawdownCurrent decline from peak | 0.00% | -0.74% | +0.74% |
Average DrawdownAverage peak-to-trough decline | -4.13% | -10.72% | +6.59% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.18% | 1.97% | -0.79% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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