PortfoliosLab logo
PortfoliosLab logo
Tools
Performance Analysis
Portfolio Analysis
Factor Model
Portfolios
Lazy PortfoliosUser Portfolios
Discussions
City Holding Company (CHCO)
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN

US1778351056

CUSIP

177835105

Sector

Financial Services

IPO Date

Feb 19, 1993

Highlights

Market Cap

$1.67B

EPS (TTM)

$7.89

PE Ratio

14.42

PEG Ratio

1.88

Total Revenue (TTM)

$239.34M

Gross Profit (TTM)

$239.34M

EBITDA (TTM)

$39.66M

Year Range

$96.97 - $135.40

Target Price

$120.67

Short %

9.39%

Short Ratio

12.62

Share Price Chart


Loading data...

Compare to other instruments

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.


Popular comparisons:
CHCO vs. VOO CHCO vs. AMZN CHCO vs. NBN
Popular comparisons:
CHCO vs. VOO CHCO vs. AMZN CHCO vs. NBN

Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in City Holding Company, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


1,000.00%1,200.00%1,400.00%1,600.00%1,800.00%2,000.00%NovemberDecember2025FebruaryMarchApril
1,744.30%
1,113.74%
CHCO (City Holding Company)
Benchmark (^GSPC)

Returns By Period

City Holding Company had a return of -2.67% year-to-date (YTD) and 16.87% in the last 12 months. Over the past 10 years, City Holding Company had an annualized return of 12.41%, outperforming the S&P 500 benchmark which had an annualized return of 9.70%.


CHCO

YTD

-2.67%

1M

-3.23%

6M

-3.32%

1Y

16.87%

5Y*

15.04%

10Y*

12.41%

^GSPC (Benchmark)

YTD

-10.18%

1M

-6.92%

6M

-9.92%

1Y

5.42%

5Y*

12.98%

10Y*

9.70%

*Annualized

Monthly Returns

The table below presents the monthly returns of CHCO, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20250.37%0.73%-1.28%-2.48%-2.67%
2024-6.67%-1.69%3.72%-2.37%1.19%3.94%15.47%-2.59%-1.14%-0.01%12.62%-9.78%10.41%
20232.55%3.60%-7.45%1.07%-5.48%4.41%10.70%-7.63%-1.11%1.26%6.05%14.53%21.95%
2022-1.23%-0.67%-1.22%-0.88%6.09%-2.69%9.47%-2.05%4.33%14.53%1.06%-8.66%17.28%
20210.10%8.92%8.74%-4.67%3.64%-6.21%1.36%2.96%0.01%2.92%-1.41%4.24%21.28%
2020-7.01%-7.61%-4.85%2.46%-6.94%3.61%-3.28%2.43%-9.96%5.91%8.70%5.88%-12.17%
20196.88%11.80%-4.93%4.89%-7.97%4.39%2.27%-4.00%2.56%4.85%0.18%3.11%24.83%
20182.67%-2.08%1.77%5.09%3.79%1.27%7.61%0.75%-5.28%-3.24%4.00%-11.91%2.85%
2017-3.08%0.63%-1.56%11.02%-11.25%4.41%0.30%-3.50%13.55%-1.39%1.04%-5.27%2.46%
2016-1.64%-0.88%8.42%3.75%0.08%-7.51%3.66%8.33%-0.59%4.84%17.62%9.95%53.66%
2015-8.18%9.02%1.91%-1.38%-1.76%9.06%-1.27%-1.24%3.53%-2.14%4.37%-8.57%1.60%
2014-2.92%-0.76%1.31%-3.27%0.51%4.42%-6.86%2.57%-1.38%7.81%-2.80%6.40%4.10%

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

With an overall rank of 77, CHCO is among the top 23% of stocks on our website when it comes to balancing risk and reward. Below is a breakdown of how it compares using common performance measures.


The Risk-Adjusted Performance Rank of CHCO is 7777
Overall Rank
The Sharpe Ratio Rank of CHCO is 7979
Sharpe Ratio Rank
The Sortino Ratio Rank of CHCO is 7575
Sortino Ratio Rank
The Omega Ratio Rank of CHCO is 7171
Omega Ratio Rank
The Calmar Ratio Rank of CHCO is 8585
Calmar Ratio Rank
The Martin Ratio Rank of CHCO is 7777
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

The charts below present risk-adjusted performance metrics for City Holding Company (CHCO) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.


Sharpe ratio
The chart of Sharpe ratio for CHCO, currently valued at 0.71, compared to the broader market-2.00-1.000.001.002.003.00
CHCO: 0.71
^GSPC: 0.24
The chart of Sortino ratio for CHCO, currently valued at 1.29, compared to the broader market-6.00-4.00-2.000.002.004.00
CHCO: 1.29
^GSPC: 0.47
The chart of Omega ratio for CHCO, currently valued at 1.15, compared to the broader market0.501.001.502.00
CHCO: 1.15
^GSPC: 1.07
The chart of Calmar ratio for CHCO, currently valued at 1.02, compared to the broader market0.001.002.003.004.00
CHCO: 1.02
^GSPC: 0.24
The chart of Martin ratio for CHCO, currently valued at 2.40, compared to the broader market-5.000.005.0010.0015.0020.00
CHCO: 2.40
^GSPC: 1.08

The current City Holding Company Sharpe ratio is 0.71. This value is calculated based on the past 1 year of trading data and takes into account price changes and dividends.

Use the chart below to compare the Sharpe ratio of City Holding Company with the selected benchmark, providing insights into the investment's historical performance in terms of risk-adjusted returns. Go to the Sharpe ratio tool for more fine-grained control over the calculation options.


Rolling 12-month Sharpe Ratio0.001.002.003.00NovemberDecember2025FebruaryMarchApril
0.71
0.24
CHCO (City Holding Company)
Benchmark (^GSPC)

Dividends

Dividend History

City Holding Company provided a 2.71% dividend yield over the last twelve months, with an annual payout of $3.09 per share. The company has been increasing its dividends for 22 consecutive years.


2.40%2.60%2.80%3.00%3.20%3.40%3.60%$0.00$0.50$1.00$1.50$2.00$2.50$3.0020142015201620172018201920202021202220232024
Dividends
Dividend Yield
PeriodTTM20242023202220212020201920182017201620152014
Dividend$3.09$2.94$2.67$2.45$2.32$2.28$2.16$1.91$1.75$1.71$1.66$1.57

Dividend yield

2.71%2.48%2.42%2.63%2.84%3.28%2.64%2.83%2.59%2.53%3.64%3.37%

Monthly Dividends

The table displays the monthly dividend distributions for City Holding Company. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2025$0.79$0.00$0.00$0.79$1.58
2024$0.72$0.00$0.00$0.72$0.00$0.00$0.72$0.00$0.00$0.79$0.00$0.00$2.94
2023$0.65$0.00$0.00$0.65$0.00$0.00$0.65$0.00$0.00$0.72$0.00$0.00$2.67
2022$0.60$0.00$0.00$0.60$0.00$0.00$0.60$0.00$0.00$0.65$0.00$0.00$2.45
2021$0.58$0.00$0.00$0.58$0.00$0.00$0.58$0.00$0.00$0.58$0.00$0.00$2.32
2020$0.57$0.00$0.00$0.57$0.00$0.00$0.57$0.00$0.00$0.57$0.00$0.00$2.28
2019$0.53$0.00$0.00$0.53$0.00$0.00$0.53$0.00$0.00$0.57$0.00$0.00$2.16
2018$0.46$0.00$0.00$0.46$0.00$0.00$0.46$0.00$0.00$0.53$0.00$0.00$1.91
2017$0.43$0.00$0.00$0.44$0.00$0.00$0.44$0.00$0.00$0.44$0.00$0.00$1.75
2016$0.42$0.00$0.00$0.43$0.00$0.00$0.43$0.00$0.00$0.43$0.00$0.00$1.71
2015$0.40$0.00$0.00$0.42$0.00$0.00$0.42$0.00$0.00$0.42$0.00$0.00$1.66
2014$0.37$0.00$0.00$0.40$0.00$0.00$0.40$0.00$0.00$0.40$0.00$0.00$1.57

Dividend Yield & Payout


Dividend Yield
5.0%10.0%15.0%20.0%25.0%
CHCO: 2.7%
City Holding Company has a dividend yield of 2.71%, which is quite average when compared to the overall market.
Payout Ratio
200.0%400.0%600.0%800.0%1,000.0%
CHCO: 39.1%
City Holding Company has a payout ratio of 39.10%, which is quite average when compared to the overall market. This suggests that City Holding Company strikes a balance between reinvesting profits for growth and paying dividends to shareholders.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


-20.00%-15.00%-10.00%-5.00%0.00%NovemberDecember2025FebruaryMarchApril
-14.16%
-14.02%
CHCO (City Holding Company)
Benchmark (^GSPC)

Worst Drawdowns

The table below displays the maximum drawdowns of the City Holding Company. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the City Holding Company was 89.15%, occurring on Dec 22, 2000. Recovery took 1508 trading sessions.

The current City Holding Company drawdown is 14.16%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-89.15%Feb 3, 1998722Dec 22, 20001508Dec 26, 20062230
-54.9%Sep 22, 2008116Mar 9, 20091012Mar 15, 20131128
-32.25%Dec 24, 201999May 15, 2020202Mar 5, 2021301
-25.29%Jan 7, 199456Apr 18, 199439Jun 28, 199495
-23.83%Dec 28, 2006150Aug 3, 2007158Mar 20, 2008308

Volatility

Volatility Chart

The current City Holding Company volatility is 8.36%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.


2.00%4.00%6.00%8.00%10.00%12.00%14.00%NovemberDecember2025FebruaryMarchApril
8.36%
13.60%
CHCO (City Holding Company)
Benchmark (^GSPC)

Financials

Financial Performance

The chart below illustrates the trends in the financial health of City Holding Company over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.

Annual
Quarterly

0.0

Valuation

The Valuation section provides an overview of how City Holding Company is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio
20.040.060.080.0100.0
CHCO: 14.4
The chart displays the Price-to-Earnings (P/E) ratio for CHCO, comparing it with other companies in the Banks - Regional industry. Currently, CHCO has a P/E ratio of 14.4. This P/E ratio is significantly higher than those of industry peers. This could indicate that the stock is overvalued or that investors expect strong future growth.
PEG Ratio
2.04.06.08.010.0
CHCO: 1.9
The chart shows the Price/Earnings to Growth (PEG) ratio for CHCO compared to other companies in the Banks - Regional industry. CHCO currently has a PEG ratio of 1.9. This PEG ratio is close to the industry average, suggesting the stock’s valuation is balanced against its growth outlook.
PS Ratio
2.04.06.08.0
CHCO: 5.7
This chart shows the Price-to-Sales (P/S) ratio for CHCO relative to other companies in the Banks - Regional industry. Currently, CHCO has a P/S ratio of 5.7. This P/S ratio is high relative to other companies in the industry. It could mean the stock is overvalued, or that investors expect strong future growth and profitability.
PB Ratio
0.51.01.52.02.53.0
CHCO: 2.3
The chart illustrates the Price-to-Book (P/B) ratio for CHCO in comparison with other companies in the Banks - Regional industry. Currently, CHCO has a P/B value of 2.3. This P/B ratio is higher than most companies in the industry. It may suggest the stock is overvalued or that investors expect the company to generate high returns on its assets.

Historical P/E Ratio Chart

The chart below displays the historical trend of the price-to-earnings (P/E) ratio for City Holding Company.


Loading data...

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items
PortfoliosLab logo
Performance Analysis
Portfolio AnalysisPortfolio PerformanceStock ComparisonSharpe RatioMartin RatioTreynor RatioSortino RatioOmega RatioCalmar RatioSummers Ratio
Community
Discussions


Disclaimer

The information contained herein does not constitute investment advice and made available for educational purposes only. Prices and returns on equities are listed without consideration of fees, commissions, taxes, penalties, or interest payable due to purchasing, holding, or selling.

Copyright © 2025 PortfoliosLab