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ISIN
US1778351056
CUSIP
177835105
IPO Date
Feb 19, 1993

Highlights

Market Cap
$1.82B
Enterprise Value
$1.69B
EPS (TTM)
$6.96
PE Ratio
18.37
PEG Ratio
1.51
Total Revenue (TTM)
$298.13M
Gross Profit (TTM)
$237.39M
EBITDA (TTM)
$131.18M
Year Range
$113.21 - $133.59
Target Price
$130.00
ROA (TTM)
1.48%
ROE (TTM)
12.61%

Share Price Chart


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City Holding Company

Often compared with CHCO:
CHCO vs. AMZNCHCO vs. NBNCHCO vs. VOO

Performance

CHCO Performance Chart

City Holding Company (CHCO) is up 8.7% since the beginning of the year. At $128 per share, CHCO is trading 4.3% below its 52-week high of $134. Investors who bought $1,000 worth of CHCO shares 5 years ago would now be looking at an investment worth $1,917.


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S&P 500 Index

Returns By Period

City Holding Company (CHCO) has returned 8.74% so far this year and 12.79% over the past 12 months. Over the last decade, CHCO has posted an annualized return of 14.33%, slightly higher than the S&P 500 Index benchmark’s 13.88%.


City Holding Company

1D
0.55%
1M
2.56%
YTD
8.74%
6M
5.17%
1Y
12.79%
3Y*
15.44%
5Y*
13.90%
10Y*
14.33%

Benchmark (S&P 500 Index)

1D
-0.37%
1M
-0.01%
YTD
9.16%
6M
8.64%
1Y
25.22%
3Y*
19.78%
5Y*
11.99%
10Y*
13.88%
*Multi-year figures are annualized to reflect compound growth (CAGR)

CHCO Monthly Returns History

Based on dividend-adjusted daily data since Feb 19, 1993, CHCO's average daily return is +0.07%, while the average monthly return is +1.02%. At this rate, an investment would double in approximately 5.7 years.

Historically, 54% of months were positive and 46% were negative. The best month was Feb 2001 with a return of +58.7%, while the worst month was Jun 2000 at -37.3%. The longest winning streak lasted 6 consecutive months, and the longest losing streak was 5 months.

On a daily basis, CHCO closed higher 47% of trading days. The best single day was Jun 14, 2000 with a return of +41.1%, while the worst single day was Jan 7, 1994 at -20.7%.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20264.00%-2.53%-0.38%3.59%1.10%2.82%8.74%
20250.37%0.73%-1.28%-0.66%1.74%3.84%0.37%5.23%-3.59%-4.16%2.91%-1.74%3.38%
2024-6.67%-1.69%3.72%-2.37%1.19%3.94%15.47%-2.59%-1.14%-0.01%12.62%-9.78%10.41%
20232.55%3.60%-7.45%1.07%-5.48%4.41%10.70%-7.63%-1.11%1.26%6.05%14.53%21.95%
2022-1.23%-0.67%-1.22%-0.88%6.09%-2.69%9.47%-2.05%4.33%14.53%1.06%-8.66%17.28%
20210.10%8.92%8.74%-4.67%3.64%-6.21%1.36%2.96%0.01%2.92%-1.41%4.24%21.28%

Benchmark Metrics

City Holding Company has an annualized alpha of 8.84%, beta of 0.82, and R2 of 0.13 versus S&P 500 Index. Calculated based on daily prices since February 19, 1993.

  • This stock participates in less of S&P 500 Index's moves in both directions, but captures a larger share of gains (50.69%) than losses (38.90%) - typical of diversified or defensive assets.
  • R2 of 0.13 means this stock moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

Alpha
8.84%
Beta
0.82
0.13
Upside Capture
50.69%
Downside Capture
38.90%

Return for Risk

Risk / Return Rank

CHCO ranks 60 for risk / return — on par with similar stocks. You're getting a typical balance of risk and reward. Not a standout, but not a red flag either — a reasonable choice if other factors align with your goals.


CHCO Risk / Return Rank: 6060
Overall Rank
CHCO Sharpe Ratio Rank: 6363
Sharpe Ratio Rank
CHCO Sortino Ratio Rank: 5757
Sortino Ratio Rank
CHCO Omega Ratio Rank: 5454
Omega Ratio Rank
CHCO Calmar Ratio Rank: 6464
Calmar Ratio Rank
CHCO Martin Ratio Rank: 6161
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

The table below present risk-adjusted performance metrics for City Holding Company (CHCO) and compare them to S&P 500 Index.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.


CHCOBenchmarkDifference
Sharpe ratioReturn per unit of total volatility

-1.38

Sortino ratioReturn per unit of downside risk

-1.68

Omega ratioGain probability vs. loss probability

1.12

1.37

-0.24

Calmar ratioReturn relative to maximum drawdown

1.09

2.78

-1.69

Martin ratioReturn relative to average drawdown

1.85

12.44

-10.59

Dividends

Dividend History

City Holding Company provided a 2.66% dividend yield over the last twelve months, with an annual payout of $3.40 per share. The company has been increasing its dividends for 23 consecutive years.


2.40%2.60%2.80%3.00%3.20%3.40%3.60%$0.00$0.50$1.00$1.50$2.00$2.50$3.00$3.5020152016201720182019202020212022202320242025
Dividends
Dividend Yield
PeriodTTM20252024202320222021202020192018201720162015
Dividend$3.40$3.24$2.94$2.67$2.45$2.32$2.28$2.16$1.91$1.75$1.71$1.66

Dividend yield

2.66%2.72%2.48%2.42%2.63%2.84%3.28%2.64%2.83%2.59%2.53%3.64%

Monthly Dividends

The table displays the monthly dividend distributions for City Holding Company. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026$0.87$0.00$0.00$0.87$0.00$0.00$1.74
2025$0.79$0.00$0.00$0.79$0.00$0.00$0.79$0.00$0.00$0.87$0.00$0.00$3.24
2024$0.72$0.00$0.00$0.72$0.00$0.00$0.72$0.00$0.00$0.79$0.00$0.00$2.94
2023$0.65$0.00$0.00$0.65$0.00$0.00$0.65$0.00$0.00$0.72$0.00$0.00$2.67
2022$0.60$0.00$0.00$0.60$0.00$0.00$0.60$0.00$0.00$0.65$0.00$0.00$2.45
2021$0.58$0.00$0.00$0.58$0.00$0.00$0.58$0.00$0.00$0.58$0.00$0.00$2.32

Dividend Yield & Payout


Dividend Yield

City Holding Company has a dividend yield of 2.66%, which is quite average when compared to the overall market.

Payout Ratio

City Holding Company has a payout ratio of 47.23%, which is quite average when compared to the overall market. This suggests that City Holding Company strikes a balance between reinvesting profits for growth and paying dividends to shareholders.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the City Holding Company. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the City Holding Company was 89.14%, occurring on Dec 22, 2000. Recovery took 1508 trading sessions.

The current City Holding Company drawdown is 2.28%.


Related event

Drawdown

Fall

Recovery

Underwater

Dot-com crash2000–2002
-89.14%Dec 2000
2y 10mo6y 5d
8y 10moFeb 1998 - Dec 2006
Financial crisis2007–2009
-54.90%Mar 2009
5mo 18d4y 7d
4y 5moSep 2008 - Mar 2013
1996 bear market1996
-36.02%Nov 1996
2y 1mo3mo 12d
2y 4moOct 1994 - Feb 1997
2020 bear market2020
-32.25%May 2020
4mo 23d9mo 24d
1y 2moDec 2019 - Mar 2021
1994 bear market1994
-25.37%May 1994
4mo 18d1mo 4d
5mo 22dJan 1994 - Jun 1994

Drawdown Indicators


CHCOBenchmarkDifference

Max Drawdown

Largest peak-to-trough decline

-89.14%

-56.78%

-32.36%

Max Drawdown (1Y)

Largest decline over 1 year

-11.76%

-9.10%

-2.66%

Max Drawdown (3Y)

Largest decline over 3 years

-18.38%

-18.90%

+0.52%

Max Drawdown (5Y)

Largest decline over 5 years

-18.38%

-25.43%

+7.05%

Max Drawdown (10Y)

Largest decline over 10 years

-32.25%

-33.92%

+1.67%

Current Drawdown

Current decline from peak

-2.28%

-1.80%

-0.48%

Average Drawdown

Average peak-to-trough decline

-19.64%

-10.71%

-8.93%

Ulcer Index

Depth and duration of drawdowns from previous peaks

6.93%

2.03%

+4.90%

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of City Holding Company over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Valuation

The Valuation section provides an overview of how City Holding Company is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for CHCO, comparing it with other companies in the Banks - Regional industry. Currently, CHCO has a P/E ratio of 18.4. This P/E ratio is significantly higher than those of industry peers. This could indicate that the stock is overvalued or that investors expect strong future growth.

PEG Ratio

The chart shows the Price/Earnings to Growth (PEG) ratio for CHCO compared to other companies in the Banks - Regional industry. CHCO currently has a PEG ratio of 1.5. This PEG ratio is close to the industry average, suggesting the stock’s valuation is balanced against its growth outlook.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for CHCO relative to other companies in the Banks - Regional industry. Currently, CHCO has a P/S ratio of 6.2. This P/S ratio is high relative to other companies in the industry. It could mean the stock is overvalued, or that investors expect strong future growth and profitability.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for CHCO in comparison with other companies in the Banks - Regional industry. Currently, CHCO has a P/B value of 2.3. This P/B ratio is higher than most companies in the industry. It may suggest the stock is overvalued or that investors expect the company to generate high returns on its assets.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items
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