- ISIN
- US02629M2989
- Issuer
- American Funds
- Inception Date
- Feb 8, 2018
- Category
- Diversified Portfolio
- Min. Investment
- $250
- Distribution Policy
- Distributing
- Asset Class
- Multi-Asset
- Asset Class Size
- Large-Cap
- Asset Class Style
- Blend
Share Price Chart
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Performance
CCFAX Performance Chart
American Funds College 2036 Fund (CCFAX) is up 6.6% since the beginning of the year. CCFAX is currently trading at $15 per share. Investors who bought $1,000 worth of CCFAX shares 5 years ago would now be looking at an investment worth $1,446.
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Returns By Period
American Funds College 2036 Fund (CCFAX) has returned 6.57% so far this year and 17.49% over the past 12 months.
American Funds College 2036 Fund
- 1D
- 0.55%
- 1M
- 1.18%
- YTD
- 6.57%
- 6M
- 6.67%
- 1Y
- 17.49%
- 3Y*
- 15.07%
- 5Y*
- 7.65%
- 10Y*
- —
Benchmark (S&P 500 Index)
- 1D
- -0.37%
- 1M
- -0.01%
- YTD
- 9.16%
- 6M
- 8.64%
- 1Y
- 25.22%
- 3Y*
- 19.78%
- 5Y*
- 11.99%
- 10Y*
- 13.88%
CCFAX Monthly Returns History
Based on dividend-adjusted daily data since Mar 2, 2018, CCFAX's average daily return is +0.04%, while the average monthly return is +0.76%. At this rate, an investment would double in approximately 7.6 years.
Historically, 66% of months were positive and 34% were negative. The best month was Nov 2020 with a return of +9.7%, while the worst month was Mar 2020 at -10.2%. The longest winning streak lasted 11 consecutive months, and the longest losing streak was 3 months.
On a daily basis, CCFAX closed higher 51% of trading days. The best single day was Mar 24, 2020 with a return of +5.7%, while the worst single day was Mar 16, 2020 at -8.5%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 1.97% | 1.22% | -4.81% | 5.72% | 2.67% | -0.07% | 6.57% | ||||||
| 2025 | 3.01% | -0.31% | -2.93% | 0.48% | 4.20% | 4.18% | 0.58% | 1.81% | 1.99% | 1.19% | 1.04% | 0.23% | 16.36% |
| 2024 | 0.43% | 3.41% | 2.64% | -3.21% | 3.15% | 1.85% | 1.74% | 2.02% | 1.83% | -1.57% | 2.66% | -1.76% | 13.70% |
| 2023 | 5.91% | -2.65% | 2.62% | 1.23% | -0.65% | 3.95% | 2.62% | -1.68% | -3.95% | -2.15% | 7.92% | 5.20% | 19.10% |
| 2022 | -5.54% | -2.31% | 0.17% | -7.35% | 0.55% | -6.62% | 5.63% | -3.40% | -7.61% | 4.43% | 6.41% | -3.14% | -18.41% |
| 2021 | -0.41% | 1.80% | 1.12% | 3.49% | 1.00% | 0.91% | 0.75% | 2.01% | -3.15% | 4.00% | -2.18% | 2.68% | 12.44% |
Benchmark Metrics
American Funds College 2036 Fund has an annualized alpha of -0.20%, beta of 0.66, and R2 of 0.92 versus S&P 500 Index. Calculated based on daily prices since March 02, 2018.
- This fund participated in 78.81% of S&P 500 Index downside but only 66.60% of its upside - more exposed to losses than it benefited from rallies.
- Beta of 0.66 indicates this fund moves significantly less than S&P 500 Index - a genuinely defensive profile with reduced participation in both market rallies and downturns.
- Alpha
- -0.20%
- Beta
- 0.66
- R²
- 0.92
- Upside Capture
- 66.60%
- Downside Capture
- 78.81%
Expense Ratio
CCFAX has an expense ratio of 0.43%, placing it in the medium range.
Return for Risk
Risk / Return Rank
CCFAX ranks 58 for risk / return — on par with similar mutual funds. You're getting a typical balance of risk and reward. Not a standout, but not a red flag either — a reasonable choice if other factors align with your goals.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for American Funds College 2036 Fund (CCFAX) and compare them to S&P 500 Index.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| CCFAX | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.04 | ||
| Sortino ratioReturn per unit of downside risk | +0.19 | ||
| Omega ratioGain probability vs. loss probability | 1.39 | 1.37 | +0.02 |
| Calmar ratioReturn relative to maximum drawdown | 2.62 | 2.78 | -0.16 |
| Martin ratioReturn relative to average drawdown | 11.53 | 12.44 | -0.91 |
Dividends
Dividend History
American Funds College 2036 Fund provided a 6.66% dividend yield over the last twelve months, with an annual payout of $0.97 per share. The fund has been increasing its distributions for 2 consecutive years.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Dividend | $0.97 | $0.97 | $0.68 | $0.20 | $0.47 | $1.00 | $0.54 | $0.29 | $0.11 |
Dividend yield | 6.66% | 7.10% | 5.41% | 1.75% | 4.66% | 7.82% | 4.37% | 2.61% | 1.20% |
Monthly Dividends
The table displays the monthly dividend distributions for American Funds College 2036 Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | ||||||
| 2025 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.97 | $0.97 |
| 2024 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.68 | $0.68 |
| 2023 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.20 | $0.20 |
| 2022 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.47 | $0.47 |
| 2021 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1.00 | $1.00 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the American Funds College 2036 Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the American Funds College 2036 Fund was 25.80%, occurring on Mar 23, 2020. Recovery took 84 trading sessions.
The current American Funds College 2036 Fund drawdown is 0.27%.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
COVID crash2020 | -25.80%Mar 2020 | 1mo 2d | 4mo 1d | 5mo 3dFeb 2020 - Jul 2020 |
Bear market2022 | -25.34%Oct 2022 | 11mo 8d | 1y 4mo | 2y 3moNov 2021 - Mar 2024 |
Rate-hike selloffLate 2018 | -15.18%Dec 2018 | 9mo 16d | 4mo | 1y 1moMar 2018 - Apr 2019 |
2025 selloff2025 | -11.04%Apr 2025 | 1mo 17d | 1mo 11d | 2mo 28dFeb 2025 - May 2025 |
2026 pullback2026 | -6.63%Mar 2026 | 29d | 21d | 1mo 20dFeb 2026 - Apr 2026 |
Drawdown Indicators
| CCFAX | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -25.80% | -56.78% | +30.98% |
Max Drawdown (1Y)Largest decline over 1 year | -6.63% | -9.10% | +2.47% |
Max Drawdown (3Y)Largest decline over 3 years | -11.04% | -18.90% | +7.86% |
Max Drawdown (5Y)Largest decline over 5 years | -25.34% | -25.43% | +0.09% |
Max Drawdown (10Y)Largest decline over 10 years | — | -33.92% | — |
Current DrawdownCurrent decline from peak | -0.27% | -1.80% | +1.53% |
Average DrawdownAverage peak-to-trough decline | -5.15% | -10.71% | +5.56% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.50% | 2.03% | -0.53% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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