Fiinu PLC (BANK.L)

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The chart shows the growth of an initial investment of £10,000 in Fiinu PLC, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.

Fiinu PLC (BANK.L) has returned -26.06% so far this year and -2.40% over the past 12 months. Over the last ten years, BANK.L has returned -8.60% per year, falling short of the S&P 500 Index benchmark, which averaged 12.98% annually.

Based on dividend-adjusted daily data since Mar 4, 2009, BANK.L's average daily return is +0.25%, while the average monthly return is +8.48%. At this rate, your investment would double in approximately 0.7 years.

Historically, 38% of months were positive and 62% were negative. The best month was Jan 2025 with a return of +1,475.0%, while the worst month was Jul 2023 at -73.1%. The longest winning streak lasted 4 consecutive months, and the longest losing streak was 5 months.

On a daily basis, BANK.L closed higher 13% of trading days. The best single day was Jan 15, 2025 with a return of +400.0%, while the worst single day was Jul 12, 2023 at -60.0%.

Fiinu PLC has an annualized alpha of 84.53%, beta of 0.22, and R² of 0.00 versus S&P 500 Index. Calculated based on daily prices since March 05, 2009.

• This stock tended to rise when S&P 500 Index fell (downside capture of -82.03%), but participation in market rallies was also limited (-31.65%) — a profile typical of counter-cyclical assets.
• Beta of 0.22 may look defensive, but with R² of 0.00 this stock is largely uncorrelated with S&P 500 Index — low beta reflects independence, not downside protection. See the Volatility section for a true picture of this stock's risk.
• R² of 0.00 means this stock moves largely independently of S&P 500 Index — capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

BANK.L ranks 38 for risk / return — below 38% of stocks on our site. The returns aren't fully compensating for the risk involved. This isn't necessarily a dealbreaker, but factor it into your decision — especially if you're risk-averse.

The table below present risk-adjusted performance metrics for Fiinu PLC (BANK.L) and compare them to a chosen benchmark (S&P 500 Index).

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.

The table below displays the maximum drawdowns of the Fiinu PLC. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Fiinu PLC was 99.01%, occurring on Oct 29, 2024. The portfolio has not yet recovered.

The current Fiinu PLC drawdown is 85.81%.

The chart below shows the rolling one-month volatility.

The chart below illustrates the trends in the financial health of Fiinu PLC over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.

The Valuation section provides an overview of how Fiinu PLC is priced in the market compared to other companies in the Credit Services industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.