- ISIN
- US02507F7463
- CUSIP
- 02507F746
- Issuer
- American Century
- Inception Date
- Sep 29, 2004
- Category
- Diversified Portfolio
- Min. Investment
- $2,500
- Distribution Policy
- Distributing
- Asset Class
- Multi-Asset
- Asset Class Size
- Large-Cap
- Asset Class Style
- Blend
- Assets Under Management
- $1B
Share Price Chart
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Performance
AOCIX Performance Chart
American Century Investments One Choice Portfolio: Conservative (AOCIX) is up 3.9% since the beginning of the year. AOCIX is currently trading at $14 per share. Investors who bought $1,000 worth of AOCIX shares 5 years ago would now be looking at an investment worth $1,220.
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Returns By Period
American Century Investments One Choice Portfolio: Conservative (AOCIX) has returned 3.91% so far this year and 10.90% over the past 12 months. Over the last ten years, AOCIX has returned 6.12% per year, falling short of the S&P 500 Index benchmark, which averaged 13.88% annually.
American Century Investments One Choice Portfolio: Conservative
- 1D
- 0.43%
- 1M
- 0.79%
- YTD
- 3.91%
- 6M
- 3.76%
- 1Y
- 10.90%
- 3Y*
- 8.64%
- 5Y*
- 4.05%
- 10Y*
- 6.12%
Benchmark (S&P 500 Index)
- 1D
- -0.37%
- 1M
- -0.01%
- YTD
- 9.16%
- 6M
- 8.64%
- 1Y
- 25.22%
- 3Y*
- 19.78%
- 5Y*
- 11.99%
- 10Y*
- 13.88%
AOCIX Monthly Returns History
Based on dividend-adjusted daily data since Oct 1, 2004, AOCIX's average daily return is +0.02%, while the average monthly return is +0.48%. At this rate, an investment would double in approximately 12.1 years.
Historically, 67% of months were positive and 33% were negative. The best month was Nov 2020 with a return of +6.3%, while the worst month was Oct 2008 at -9.1%. The longest winning streak lasted 13 consecutive months, and the longest losing streak was 5 months.
On a daily basis, AOCIX closed higher 50% of trading days. The best single day was Oct 13, 2008 with a return of +4.1%, while the worst single day was Mar 16, 2020 at -5.3%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 1.24% | 1.37% | -3.75% | 3.70% | 1.43% | 0.01% | 3.91% | ||||||
| 2025 | 1.99% | 0.52% | -1.91% | 0.31% | 2.05% | 2.25% | 0.44% | 1.97% | 1.01% | 0.57% | 0.64% | -0.02% | 10.20% |
| 2024 | 0.16% | 1.27% | 2.02% | -2.87% | 2.47% | 0.66% | 2.18% | 1.90% | 1.26% | -2.00% | 2.64% | -2.30% | 7.42% |
| 2023 | 4.47% | -2.14% | 2.10% | 0.74% | -1.56% | 2.38% | 1.39% | -1.69% | -3.09% | -1.87% | 5.81% | 3.99% | 10.53% |
| 2022 | -3.44% | -1.54% | -0.32% | -4.85% | 0.53% | -5.48% | 4.37% | -3.12% | -6.24% | 3.02% | 4.89% | -2.08% | -14.05% |
| 2021 | -0.54% | 0.96% | 1.26% | 2.61% | 0.85% | 0.44% | 1.49% | 0.95% | -2.33% | 2.46% | -1.26% | 1.92% | 9.03% |
Benchmark Metrics
American Century Investments One Choice Portfolio: Conservative has an annualized alpha of 1.45%, beta of 0.42, and R2 of 0.89 versus S&P 500 Index. Calculated based on daily prices since October 01, 2004.
- This fund participated in 50.75% of S&P 500 Index downside but only 46.76% of its upside - more exposed to losses than it benefited from rallies.
- Beta of 0.42 indicates this fund moves significantly less than S&P 500 Index - a genuinely defensive profile with reduced participation in both market rallies and downturns.
- Alpha
- 1.45%
- Beta
- 0.42
- R²
- 0.89
- Upside Capture
- 46.76%
- Downside Capture
- 50.75%
Expense Ratio
AOCIX has an expense ratio of 0.00%, meaning no management fees are charged.
Return for Risk
Risk / Return Rank
AOCIX ranks 42 for risk / return — on par with similar mutual funds. You're getting a typical balance of risk and reward. Not a standout, but not a red flag either — a reasonable choice if other factors align with your goals.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for American Century Investments One Choice Portfolio: Conservative (AOCIX) and compare them to S&P 500 Index.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| AOCIX | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.26 | ||
| Sortino ratioReturn per unit of downside risk | -0.20 | ||
| Omega ratioGain probability vs. loss probability | 1.33 | 1.37 | -0.04 |
| Calmar ratioReturn relative to maximum drawdown | 2.11 | 2.78 | -0.67 |
| Martin ratioReturn relative to average drawdown | 9.10 | 12.44 | -3.34 |
Dividends
Dividend History
American Century Investments One Choice Portfolio: Conservative provided a 5.54% dividend yield over the last twelve months, with an annual payout of $0.78 per share. The fund has been increasing its distributions for 2 consecutive years.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $0.78 | $0.70 | $0.37 | $0.31 | $1.12 | $1.22 | $0.77 | $0.67 | $0.88 | $0.28 | $0.37 | $0.75 |
Dividend yield | 5.54% | 5.12% | 2.79% | 2.50% | 9.63% | 8.19% | 5.25% | 4.87% | 7.07% | 2.05% | 2.93% | 5.97% |
Monthly Dividends
The table displays the monthly dividend distributions for American Century Investments One Choice Portfolio: Conservative. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $0.00 | $0.04 | $0.00 | $0.00 | $0.10 | $0.14 | ||||||
| 2025 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.09 | $0.00 | $0.00 | $0.04 | $0.00 | $0.00 | $0.51 | $0.70 |
| 2024 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.08 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.19 | $0.37 |
| 2023 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.04 | $0.00 | $0.00 | $0.17 | $0.31 |
| 2022 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.03 | $0.00 | $0.00 | $0.97 | $1.12 |
| 2021 | $0.00 | $0.00 | $0.03 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.03 | $0.00 | $0.00 | $1.11 | $1.22 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the American Century Investments One Choice Portfolio: Conservative. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the American Century Investments One Choice Portfolio: Conservative was 26.87%, occurring on Mar 9, 2009. Recovery took 277 trading sessions.
The current American Century Investments One Choice Portfolio: Conservative drawdown is 0.28%.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
Financial crisis2007–2009 | -26.87%Mar 2009 | 1y 4mo | 1y 1mo | 2y 5moNov 2007 - Apr 2010 |
Bear market2022 | -19.71%Oct 2022 | 11mo 8d | 1y 9mo | 2y 8moNov 2021 - Jul 2024 |
COVID crash2020 | -19.19%Mar 2020 | 1mo 2d | 3mo 24d | 4mo 26dFeb 2020 - Jul 2020 |
Rate-hike selloffLate 2018 | -10.42%Dec 2018 | 10mo 29d | 2mo 24d | 1y 1moJan 2018 - Mar 2019 |
2016 pullback2016 | -9.86%Feb 2016 | 9mo 20d | 5mo 4d | 1y 2moApr 2015 - Jul 2016 |
Drawdown Indicators
| AOCIX | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -26.87% | -56.78% | +29.91% |
Max Drawdown (1Y)Largest decline over 1 year | -5.10% | -9.10% | +4.00% |
Max Drawdown (3Y)Largest decline over 3 years | -7.31% | -18.90% | +11.59% |
Max Drawdown (5Y)Largest decline over 5 years | -19.71% | -25.43% | +5.72% |
Max Drawdown (10Y)Largest decline over 10 years | -19.71% | -33.92% | +14.21% |
Current DrawdownCurrent decline from peak | -0.28% | -1.80% | +1.52% |
Average DrawdownAverage peak-to-trough decline | -3.19% | -10.71% | +7.52% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.18% | 2.03% | -0.85% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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