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ACI Worldwide, Inc. (ACIW)
Performance
Return for Risk
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN
US0044981019
CUSIP
004498101
IPO Date
Feb 23, 1995

Highlights

Market Cap
$4.24B
Enterprise Value
$4.93B
EPS (TTM)
$2.18
PE Ratio
18.84
PEG Ratio
0.84
Total Revenue (TTM)
$1.76B
Gross Profit (TTM)
$862.13M
EBITDA (TTM)
$345.72M
Year Range
$38.05 - $55.87
Target Price
$70.00
ROA (TTM)
7.30%
ROE (TTM)
14.92%

Share Price Chart


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Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in ACI Worldwide, Inc., comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


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S&P 500 Index

Returns By Period

ACI Worldwide, Inc. (ACIW) has returned -14.22% so far this year and -25.04% over the past 12 months. Over the last ten years, ACIW has returned 7.02% per year, falling short of the S&P 500 Index benchmark, which averaged 12.16% annually.


ACI Worldwide, Inc.

1D
1.74%
1M
3.35%
YTD
-14.22%
6M
-22.29%
1Y
-25.04%
3Y*
14.98%
5Y*
1.11%
10Y*
7.02%

Benchmark (S&P 500 Index)

1D
2.91%
1M
-5.09%
YTD
-4.63%
6M
-2.39%
1Y
16.33%
3Y*
16.69%
5Y*
10.18%
10Y*
12.16%
*Multi-year figures are annualized to reflect compound growth (CAGR)

Monthly Returns

Based on dividend-adjusted daily data since Feb 27, 1995, ACIW's average daily return is +0.08%, while the average monthly return is +1.55%. At this rate, your investment would double in approximately 3.8 years.

Historically, 52% of months were positive and 48% were negative. The best month was Feb 2000 with a return of +109.9%, while the worst month was Sep 2001 at -44.0%. The longest winning streak lasted 8 consecutive months, and the longest losing streak was 6 months.

On a daily basis, ACIW closed higher 50% of trading days. The best single day was Feb 24, 2000 with a return of +43.7%, while the worst single day was Apr 26, 2000 at -46.8%.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026-9.31%-8.49%3.35%-14.22%
20253.16%7.10%-4.60%-2.47%-13.31%-0.76%-7.30%15.95%6.93%-9.74%-1.62%2.03%-7.90%
2024-1.73%9.44%0.91%2.68%5.60%9.94%9.19%16.49%1.07%-3.34%15.49%-8.64%69.64%
202321.43%-7.45%4.37%-6.12%-9.95%1.58%0.09%4.70%-7.08%-9.71%31.27%14.44%33.04%
2022-0.95%-2.47%-6.06%-12.29%-3.55%-2.82%10.20%-16.93%-11.81%16.41%-14.10%10.05%-33.72%
2021-0.10%-0.34%-0.55%-0.71%1.27%-2.93%-7.65%-6.03%-4.65%-0.16%-5.02%19.08%-9.71%

Benchmark Metrics

ACI Worldwide, Inc. has an annualized alpha of 9.72%, beta of 1.13, and R² of 0.18 versus S&P 500 Index. Calculated based on daily prices since February 28, 1995.

  • This stock captured 117.45% of S&P 500 Index gains and 115.89% of its losses — amplifying both gains and losses, but participating more in upside than downside.
  • R² of 0.18 means this stock moves largely independently of S&P 500 Index — capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

Alpha
9.72%
Beta
1.13
0.18
Upside Capture
117.45%
Downside Capture
115.89%

Return for Risk

Risk / Return Rank

ACIW ranks 13 for risk / return — in the bottom 13% of stocks on our site. This means you're taking on significantly more risk than the returns justify. Consider whether the potential upside is worth the volatility, or explore alternatives with better risk / return profiles.


ACIW Risk / Return Rank: 1313
Overall Rank
ACIW Sharpe Ratio Rank: 1111
Sharpe Ratio Rank
ACIW Sortino Ratio Rank: 1313
Sortino Ratio Rank
ACIW Omega Ratio Rank: 1313
Omega Ratio Rank
ACIW Calmar Ratio Rank: 1414
Calmar Ratio Rank
ACIW Martin Ratio Rank: 1616
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

The table below present risk-adjusted performance metrics for ACI Worldwide, Inc. (ACIW) and compare them to a chosen benchmark (S&P 500 Index).


ACIWBenchmarkDifference

Sharpe ratio

Return per unit of total volatility

-0.71

0.90

-1.60

Sortino ratio

Return per unit of downside risk

-0.82

1.39

-2.21

Omega ratio

Gain probability vs. loss probability

0.89

1.21

-0.32

Calmar ratio

Return relative to maximum drawdown

-0.75

1.40

-2.15

Martin ratio

Return relative to average drawdown

-1.26

6.61

-7.87

Explore ACIW risk-adjusted metrics in detail

Dive deeper into individual metrics with historical trends, benchmark comparisons, and performance across different time periods.

Dividends

Dividend History


ACI Worldwide, Inc. doesn't pay dividends

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the ACI Worldwide, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the ACI Worldwide, Inc. was 90.10%, occurring on Oct 10, 2002. Recovery took 2727 trading sessions.

The current ACI Worldwide, Inc. drawdown is 30.73%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-90.1%Jan 27, 1999932Oct 10, 20022727Aug 12, 20133659
-54.18%Feb 18, 2021679Oct 27, 2023187Jul 29, 2024866
-48.62%Oct 21, 1996114Apr 3, 1997438Dec 28, 1998552
-45.75%Jan 14, 202045Mar 18, 2020184Dec 8, 2020229
-36.58%Jun 23, 2015160Feb 9, 2016522Mar 7, 2018682

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of ACI Worldwide, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Valuation

The Valuation section provides an overview of how ACI Worldwide, Inc. is priced in the market compared to other companies in the Software - Infrastructure industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for ACIW, comparing it with other companies in the Software - Infrastructure industry. Currently, ACIW has a P/E ratio of 18.8. This P/E ratio is in line with the industry average, suggesting the stock may be fairly valued relative to its earnings.

PEG Ratio

The chart shows the Price/Earnings to Growth (PEG) ratio for ACIW compared to other companies in the Software - Infrastructure industry. ACIW currently has a PEG ratio of 0.8. This PEG ratio is close to the industry average, suggesting the stock’s valuation is balanced against its growth outlook.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for ACIW relative to other companies in the Software - Infrastructure industry. Currently, ACIW has a P/S ratio of 2.4. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for ACIW in comparison with other companies in the Software - Infrastructure industry. Currently, ACIW has a P/B value of 2.8. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items