ACIW vs. MOD

Last updated Jun 4, 2026

ACIW (ACI Worldwide, Inc.) and MOD (Modine Manufacturing Company) are both stocks. ACIW operates in Software - Infrastructure (Technology), while MOD operates in Auto Parts (Consumer Cyclical). Over the past 10 years, ACIW returned 7.10%/yr vs 40.52%/yr for MOD. At a 0.35 correlation, their price movements are largely independent.

Performance

ACIW vs. MOD - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in ACI Worldwide, Inc. (ACIW) and Modine Manufacturing Company (MOD). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, ACIW achieves a -13.07% return, which is significantly lower than MOD's 126.22% return. Over the past 10 years, ACIW has underperformed MOD with an annualized return of 7.10%, while MOD has yielded a comparatively higher 40.52% annualized return.

ACIW

• 1D: -4.92%
• 1M: -6.14%
• YTD: -13.07%
• 6M: -11.72%
• 1Y: -11.18%
• 3Y*: 20.61%
• 5Y*: 1.21%
• 10Y*: 7.10%

MOD

• 1D: -1.58%
• 1M: 16.27%
• YTD: 126.22%
• 6M: 91.81%
• 1Y: 225.53%
• 3Y*: 114.88%
• 5Y*: 76.19%
• 10Y*: 40.52%

*Multi-year figures are annualized to reflect compound growth (CAGR)

ACIW vs. MOD - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
ACIW ACI Worldwide, Inc.	-13.07%	-7.90%	69.64%	33.04%	-33.72%	-9.71%	1.43%	36.94%	22.06%	24.90%
MOD Modine Manufacturing Company	126.22%	15.16%	94.19%	200.60%	96.83%	-19.67%	63.12%	-28.77%	-46.49%	35.57%

Correlation

The correlation between ACIW and MOD is 0.10, meaning there is essentially no relationship between their price movements. Each responds to its own set of market drivers, making them strong candidates for combining in a diversified portfolio.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.10
Correlation (3Y) Calculated over the trailing 3-year period	0.32
Correlation (5Y) Calculated over the trailing 5-year period	0.37
Correlation (10Y) Calculated over the trailing 10-year period	0.38
Correlation (All Time) Calculated using the full available price history since Feb 28, 1995	0.35

Over the past year, the correlation between ACIW and MOD has dropped to 0.10 - well below their long-term average of 0.35, suggesting their price drivers have been diverging.

Fundamentals

Market Cap ACIW : $4.27B MOD : $16.31B
EPS ACIW : $1.99 MOD : $4.66
PE Ratio ACIW : 20.94 MOD : 64.80
PEG Ratio ACIW : 0.94 MOD : 4.18
PS Ratio ACIW : 2.41 MOD : 5.09
PB Ratio ACIW : 2.85 MOD : 13.56
Total Revenue (TTM) ACIW : $1.79B MOD : $3.18B
Gross Profit (TTM) ACIW : $878.23M MOD : $731.10M
EBITDA (TTM) ACIW : $412.16M MOD : $276.90M

Return for Risk

ACIW vs. MOD — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

ACIW

ACIW Risk / Return Rank: 25
ACIW Sharpe Ratio Rank: 26
ACIW Sortino Ratio Rank: 24
ACIW Omega Ratio Rank: 24
ACIW Calmar Ratio Rank: 27
ACIW Martin Ratio Rank: 26

MOD

MOD Risk / Return Rank: 94
MOD Sharpe Ratio Rank: 96
MOD Sortino Ratio Rank: 92
MOD Omega Ratio Rank: 91
MOD Calmar Ratio Rank: 96
MOD Martin Ratio Rank: 96

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

ACIW vs. MOD - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for ACI Worldwide, Inc. (ACIW) and Modine Manufacturing Company (MOD). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	ACIW	MOD	Difference
Sharpe ratio Return per unit of total volatility	-0.34	3.45	-3.80
Sortino ratio Return per unit of downside risk	-0.27	3.50	-3.77
Omega ratio Gain probability vs. loss probability	0.97	1.46	-0.49
Calmar ratio Return relative to maximum drawdown	-0.40	8.24	-8.64
Martin ratio Return relative to average drawdown	-0.74	23.91	-24.65
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

ACIW vs. MOD - Sharpe Ratio Comparison

The current ACIW Sharpe Ratio is -0.34, which is lower than the MOD Sharpe Ratio of 3.45. The chart below compares the historical Sharpe Ratios of ACIW and MOD, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Sharpe Ratios by Period

	ACIW	MOD	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	-0.34	3.45	-3.80
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.03	1.27	-1.24
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.20	0.69	-0.49
Sharpe Ratio (All Time) Calculated using the full available price history	0.18	0.22	-0.04

Drawdowns

ACIW vs. MOD - Drawdown Comparison

The maximum ACIW drawdown since its inception was -90.10%, smaller than the maximum MOD drawdown of -97.53%. Use the drawdown chart below to compare losses from any high point for ACIW and MOD.

Drawdown Indicators

	ACIW	MOD	Difference
Max Drawdown Largest peak-to-trough decline	-90.10%	-97.53%	+7.43%
Max Drawdown (1Y) Largest decline over 1 year	-28.25%	-27.55%	-0.70%
Max Drawdown (3Y) Largest decline over 3 years	-35.02%	-51.61%	+16.59%
Max Drawdown (5Y) Largest decline over 5 years	-49.80%	-57.02%	+7.22%
Max Drawdown (10Y) Largest decline over 10 years	-54.18%	-88.13%	+33.95%
Current Drawdown Current decline from peak	-29.80%	-1.58%	-28.22%
Average Drawdown Average peak-to-trough decline	-33.87%	-37.68%	+3.81%
Ulcer Index Depth and duration of drawdowns from previous peaks	15.04%	9.48%	+5.56%

Volatility

ACIW vs. MOD - Volatility Comparison

The current volatility for ACI Worldwide, Inc. (ACIW) is 14.40%, while Modine Manufacturing Company (MOD) has a volatility of 23.41%. This indicates that ACIW experiences smaller price fluctuations and is considered to be less risky than MOD based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	ACIW	MOD	Difference
Volatility (1M) Calculated over the trailing 1-month period	14.40%	23.41%	-9.01%
Volatility (6M) Calculated over the trailing 6-month period	26.90%	51.90%	-25.00%
Volatility (1Y) Calculated over the trailing 1-year period	32.63%	65.90%	-33.27%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	35.18%	60.16%	-24.98%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	35.67%	58.75%	-23.08%

Dividends

ACIW vs. MOD - Dividend Comparison

Neither ACIW nor MOD has paid dividends to shareholders.

Tickers have no history of dividend payments

Financials

ACIW vs. MOD - Profitability Comparison

The chart below illustrates the profitability comparison between ACI Worldwide, Inc. and Modine Manufacturing Company over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

ACIW - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, ACI Worldwide, Inc. reported a gross profit of 197.29M and revenue of 425.75M. Therefore, the gross margin over that period was 46.3%.

MOD - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Modine Manufacturing Company reported a gross profit of 214.70M and revenue of 954.40M. Therefore, the gross margin over that period was 22.5%.

ACIW - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, ACI Worldwide, Inc. reported an operating income of 57.49M and revenue of 425.75M, resulting in an operating margin of 13.5%.

MOD - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Modine Manufacturing Company reported an operating income of 96.40M and revenue of 954.40M, resulting in an operating margin of 10.1%.

ACIW - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, ACI Worldwide, Inc. reported a net income of 38.31M and revenue of 425.75M, resulting in a net margin of 9.0%.

MOD - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Modine Manufacturing Company reported a net income of 201.50M and revenue of 954.40M, resulting in a net margin of 21.1%.

Frequently Asked Questions

Can I hold both ACIW and MOD in my portfolio?

ACIW and MOD have a correlation of 0.10, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, ACIW or MOD?

MOD has higher volatility (23.41%) compared to ACIW (14.40%). In terms of maximum drawdown, ACIW dropped -90.10% vs MOD's -97.53%.

Which has better risk-adjusted returns?

MOD currently has the higher Sharpe Ratio (3.45 vs -0.34), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.