American Coastal Insurance Corp (ACIC)
American Coastal Insurance Corporation, based in Saint Petersburg, Florida, is a property and casualty insurance company that offers policies for homeowners, renters, and commercial properties in the U.S. They provide coverage for damages caused by events like fire, theft, and natural disasters, and also offer specialized policies such as equipment breakdown, identity theft, and cybersecurity. Founded in 1999 as United Insurance Holdings Corp., the company rebranded in August 2023 and operates through a network of independent agencies.
Company Info
| ISIN | US9107101027 |
|---|---|
| CUSIP | 910710201 |
| Sector | Financial Services |
| Industry | Insurance - Property & Casualty |
Highlights
| Market Cap | $553.85M |
|---|---|
| EPS (TTM) | $1.63 |
| PE Ratio | 7.10 |
| PEG Ratio | 3.35 |
| Total Revenue (TTM) | $190.13M |
| Gross Profit (TTM) | $190.13M |
| EBITDA (TTM) | $15.03M |
| Year Range | $4.88 - $14.38 |
| Target Price | $15.00 |
| Short % | 4.98% |
| Short Ratio | 4.41 |
Share Price Chart
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Compare to other instruments
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Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in American Coastal Insurance Corp, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.
Returns By Period
American Coastal Insurance Corp had a return of 24.95% year-to-date (YTD) and 137.35% in the last 12 months. Over the past 10 years, American Coastal Insurance Corp had an annualized return of -2.08%, while the S&P 500 had an annualized return of 10.58%, indicating that American Coastal Insurance Corp did not perform as well as the benchmark.
| Period | Return | Benchmark |
|---|---|---|
| Year-To-Date | 24.95% | 13.20% |
| 1 month | 12.57% | -1.28% |
| 6 months | 2.03% | 10.32% |
| 1 year | 137.35% | 18.23% |
| 5 years (annualized) | 2.98% | 12.31% |
| 10 years (annualized) | -2.08% | 10.58% |
Monthly Returns
The table below presents the monthly returns of ACIC, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | 22.30% | 20.48% | -23.31% | -2.06% | 12.70% | -10.59% | 24.95% | ||||||
| 2023 | 75.47% | -3.23% | 56.67% | 46.45% | 27.36% | -15.21% | 18.83% | 41.42% | -1.80% | 1.77% | 10.41% | 14.39% | 792.45% |
| 2022 | -4.72% | -9.41% | -7.92% | -30.82% | -25.33% | -8.77% | -28.85% | -9.01% | -36.58% | -36.28% | -21.59% | 231.25% | -74.55% |
| 2021 | -11.19% | 22.44% | 17.04% | -22.47% | 1.96% | 1.06% | -23.16% | -11.74% | -4.72% | 5.23% | 9.51% | 2.66% | -22.27% |
| 2020 | -19.59% | -7.30% | -1.10% | -7.47% | -7.57% | -0.26% | -5.37% | 3.00% | -19.95% | -27.56% | 2.23% | 29.12% | -53.07% |
| 2019 | -1.80% | 0.37% | -2.57% | -3.65% | -11.65% | 5.79% | -20.55% | 3.98% | 19.37% | -12.37% | 4.00% | -0.63% | -22.77% |
| 2018 | 12.00% | 1.19% | -1.80% | -1.46% | 10.01% | -5.36% | 6.03% | 0.63% | 7.44% | -11.89% | -1.31% | -14.33% | -2.50% |
| 2017 | -9.71% | 23.78% | -5.40% | -4.33% | 6.78% | -3.08% | 1.46% | -1.02% | 3.56% | -3.44% | 6.43% | 3.36% | 15.64% |
| 2016 | -9.18% | 25.63% | -1.28% | -15.10% | 8.02% | -6.72% | -3.17% | -0.32% | 7.81% | -14.61% | -5.91% | 11.49% | -10.19% |
| 2015 | 11.30% | 0.12% | -7.82% | -26.09% | -13.02% | 7.77% | 3.35% | -17.89% | 0.08% | 25.63% | 14.96% | -9.71% | -21.20% |
| 2014 | -6.53% | -0.76% | 12.16% | 4.38% | 16.03% | -2.21% | -15.87% | 11.45% | -7.06% | 30.67% | -4.13% | 17.07% | 57.45% |
| 2013 | -1.00% | -9.58% | 7.05% | 1.05% | 11.93% | 8.37% | 7.44% | 3.20% | 14.38% | 0.79% | 13.60% | 39.68% | 138.25% |
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current risk-adjusted rank of ACIC is 92, placing it in the top 8% of stocks on our website in terms of risk-adjusted performance. This ranking is based on the combined values of the indicators listed below.
Risk-Adjusted Performance Indicators
The charts below present risk-adjusted performance metrics for American Coastal Insurance Corp (ACIC) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.
Dividends
Dividend History
American Coastal Insurance Corp granted a 0.00% dividend yield in the last twelve months. The annual payout for that period amounted to $0.00 per share.
| Period | TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $0.00 | $0.00 | $0.06 | $0.24 | $0.24 | $0.24 | $0.24 | $0.24 | $0.23 | $0.20 | $0.16 | $0.12 |
Dividend yield | 0.00% | 0.00% | 5.66% | 5.66% | 4.20% | 1.90% | 1.44% | 1.39% | 1.52% | 1.17% | 0.73% | 0.85% |
Monthly Dividends
The table displays the monthly dividend distributions for American Coastal Insurance Corp. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | |||||
| 2023 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| 2022 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.06 |
| 2021 | $0.00 | $0.00 | $0.06 | $0.00 | $0.06 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.06 | $0.00 | $0.24 |
| 2020 | $0.00 | $0.00 | $0.06 | $0.00 | $0.06 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.06 | $0.00 | $0.24 |
| 2019 | $0.00 | $0.00 | $0.06 | $0.00 | $0.06 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.06 | $0.00 | $0.24 |
| 2018 | $0.00 | $0.00 | $0.06 | $0.00 | $0.06 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.06 | $0.00 | $0.24 |
| 2017 | $0.00 | $0.00 | $0.06 | $0.00 | $0.06 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.06 | $0.00 | $0.24 |
| 2016 | $0.00 | $0.00 | $0.05 | $0.00 | $0.06 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.06 | $0.00 | $0.23 |
| 2015 | $0.00 | $0.05 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.05 | $0.00 | $0.20 |
| 2014 | $0.00 | $0.00 | $0.04 | $0.00 | $0.04 | $0.00 | $0.00 | $0.04 | $0.00 | $0.00 | $0.04 | $0.00 | $0.16 |
| 2013 | $0.03 | $0.00 | $0.03 | $0.00 | $0.00 | $0.03 | $0.00 | $0.00 | $0.03 | $0.00 | $0.12 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way.
Worst Drawdowns
The table below displays the maximum drawdowns of the American Coastal Insurance Corp. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the American Coastal Insurance Corp was 98.73%, occurring on Nov 25, 2022. The portfolio has not yet recovered.
The current American Coastal Insurance Corp drawdown is 50.14%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -98.73% | Feb 9, 2015 | 1964 | Nov 25, 2022 | — | — | — |
| -73.43% | Sep 30, 2008 | 106 | Sep 16, 2010 | 294 | Jul 11, 2013 | 400 |
| -32.68% | Aug 26, 2008 | 10 | Sep 25, 2008 | 1 | Sep 26, 2008 | 11 |
| -28.97% | Jun 10, 2014 | 76 | Sep 25, 2014 | 23 | Oct 28, 2014 | 99 |
| -12% | Jan 2, 2014 | 21 | Feb 3, 2014 | 12 | Feb 20, 2014 | 33 |
Volatility
Volatility Chart
The current American Coastal Insurance Corp volatility is 10.79%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.
Financials
Financial Performance
P/E Ratio
The chart below displays the historical trend of the price-to-earnings (P/E) ratio for American Coastal Insurance Corp.
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Income Statement
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