American Coastal Insurance Corp (ACIC)
American Coastal Insurance Corporation, based in Saint Petersburg, Florida, is a property and casualty insurance company that offers policies for homeowners, renters, and commercial properties in the U.S. They provide coverage for damages caused by events like fire, theft, and natural disasters, and also offer specialized policies such as equipment breakdown, identity theft, and cybersecurity. Founded in 1999 as United Insurance Holdings Corp., the company rebranded in August 2023 and operates through a network of independent agencies.
Company Info
US9107101027
910710201
Nov 7, 2007
Highlights
$547.34M
$1.55
7.31
3.35
$230.06M
-$73.20M
$77.48M
$8.49 - $14.52
$16.00
7.92%
4.14
Share Price Chart
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Compare to other instruments
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Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in American Coastal Insurance Corp, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.
Returns By Period
American Coastal Insurance Corp (ACIC) returned -9.80% year-to-date (YTD) and 16.52% over the past 12 months. Over the past 10 years, ACIC returned -1.19% annually, underperforming the S&P 500 benchmark at 10.56%.
ACIC
-9.80%
2.63%
-1.29%
16.52%
9.26%
-1.19%
^GSPC (Benchmark)
-3.31%
0.28%
-0.74%
12.29%
15.01%
10.56%
Monthly Returns
The table below presents the monthly returns of ACIC, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | -5.94% | -0.41% | -4.70% | -1.21% | 2.27% | -9.80% | |||||||
| 2024 | 22.30% | 20.48% | -23.31% | -2.06% | 12.70% | -10.59% | 15.73% | -8.03% | 0.36% | 7.81% | 13.00% | -1.97% | 42.28% |
| 2023 | 75.48% | -3.23% | 56.67% | 46.46% | 27.36% | -15.21% | 18.83% | 41.42% | -1.80% | 1.77% | 10.41% | 14.39% | 792.48% |
| 2022 | -6.91% | -9.41% | -7.92% | -30.82% | -25.33% | -8.77% | -28.85% | -9.01% | -36.59% | -36.29% | -21.58% | 231.26% | -75.13% |
| 2021 | -11.19% | 22.44% | 17.04% | -22.47% | 1.96% | 1.06% | -23.16% | -11.74% | -4.73% | 5.23% | 9.50% | 5.09% | -20.43% |
| 2020 | -19.59% | -7.30% | -1.10% | -7.47% | -7.57% | -0.26% | -5.37% | 3.00% | -19.95% | -27.56% | 2.23% | 29.12% | -53.07% |
| 2019 | -1.81% | 0.37% | -2.57% | -3.65% | -11.65% | 5.79% | -20.55% | 3.98% | 19.37% | -12.37% | 4.00% | -0.63% | -22.77% |
| 2018 | 12.00% | 1.19% | -1.80% | -1.46% | 10.01% | -5.37% | 6.03% | 0.63% | 7.44% | -11.89% | -1.31% | -14.33% | -2.50% |
| 2017 | -9.71% | 23.77% | -5.40% | -4.33% | 6.78% | -3.08% | 1.46% | -1.02% | 3.56% | -3.44% | 6.43% | 3.36% | 15.64% |
| 2016 | -9.18% | 25.63% | -1.29% | -15.10% | 8.02% | -6.72% | -3.17% | -0.32% | 7.81% | -14.60% | -5.91% | 11.49% | -10.19% |
| 2015 | 11.30% | 0.12% | -7.82% | -26.09% | -13.02% | 7.77% | 3.35% | -17.89% | 0.08% | 25.63% | 14.96% | -9.71% | -21.20% |
| 2014 | -6.53% | -0.76% | 12.16% | 4.38% | 16.02% | -2.21% | -15.87% | 11.45% | -7.06% | 30.67% | -4.13% | 17.07% | 57.45% |
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of ACIC is 62, indicating average performance compared to other stocks on our website. Here’s a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
The charts below present risk-adjusted performance metrics for American Coastal Insurance Corp (ACIC) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.
Dividends
Dividend History
American Coastal Insurance Corp provided a 4.28% dividend yield over the last twelve months, with an annual payout of $0.50 per share.
| Period | TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $0.50 | $0.00 | $0.00 | $0.06 | $0.24 | $0.24 | $0.24 | $0.24 | $0.24 | $0.23 | $0.20 | $0.16 |
Dividend yield | 4.28% | 0.00% | 0.00% | 5.66% | 5.53% | 4.20% | 1.90% | 1.44% | 1.39% | 1.52% | 1.17% | 0.73% |
Monthly Dividends
The table displays the monthly dividend distributions for American Coastal Insurance Corp. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | $0.50 | $0.00 | $0.00 | $0.00 | $0.00 | $0.50 | |||||||
| 2024 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| 2023 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| 2022 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.06 |
| 2021 | $0.00 | $0.00 | $0.06 | $0.00 | $0.06 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.06 | $0.00 | $0.24 |
| 2020 | $0.00 | $0.00 | $0.06 | $0.00 | $0.06 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.06 | $0.00 | $0.24 |
| 2019 | $0.00 | $0.00 | $0.06 | $0.00 | $0.06 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.06 | $0.00 | $0.24 |
| 2018 | $0.00 | $0.00 | $0.06 | $0.00 | $0.06 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.06 | $0.00 | $0.24 |
| 2017 | $0.00 | $0.00 | $0.06 | $0.00 | $0.06 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.06 | $0.00 | $0.24 |
| 2016 | $0.00 | $0.00 | $0.05 | $0.00 | $0.06 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.06 | $0.00 | $0.23 |
| 2015 | $0.00 | $0.05 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.05 | $0.00 | $0.20 |
| 2014 | $0.04 | $0.00 | $0.04 | $0.00 | $0.00 | $0.04 | $0.00 | $0.00 | $0.04 | $0.00 | $0.16 |
Dividend Yield & Payout
Dividend Yield
Payout Ratio
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Worst Drawdowns
The table below displays the maximum drawdowns of the American Coastal Insurance Corp. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the American Coastal Insurance Corp was 98.73%, occurring on Nov 25, 2022. The portfolio has not yet recovered.
The current American Coastal Insurance Corp drawdown is 48.79%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -98.73% | Feb 9, 2015 | 1965 | Nov 25, 2022 | — | — | — |
| -28.97% | Jun 10, 2014 | 76 | Sep 25, 2014 | 23 | Oct 28, 2014 | 99 |
| -18.44% | Mar 15, 2012 | 22 | Jul 13, 2012 | 25 | Sep 13, 2012 | 47 |
| -15.58% | Sep 21, 2012 | 33 | Dec 11, 2012 | 14 | Jan 2, 2013 | 47 |
| -14.43% | Jan 3, 2013 | 40 | Mar 1, 2013 | 44 | May 3, 2013 | 84 |
Volatility
Volatility Chart
The current American Coastal Insurance Corp volatility is 8.25%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.
Financials
Financial Performance
Earnings Per Share
Valuation
The Valuation section provides an overview of how American Coastal Insurance Corp is priced in the market compared to other companies in the Insurance - Property & Casualty industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.
PE Ratio
PEG Ratio
PS Ratio
PB Ratio
Income Statement
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