American Coastal Insurance Corp (ACIC)
American Coastal Insurance Corporation, based in Saint Petersburg, Florida, is a property and casualty insurance company that offers policies for homeowners, renters, and commercial properties in the U.S. They provide coverage for damages caused by events like fire, theft, and natural disasters, and also offer specialized policies such as equipment breakdown, identity theft, and cybersecurity. Founded in 1999 as United Insurance Holdings Corp., the company rebranded in August 2023 and operates through a network of independent agencies.
Company Info
| ISIN | US9107101027 |
|---|---|
| CUSIP | 910710201 |
| Sector | Financial Services |
| Industry | Insurance - Property & Casualty |
| IPO Date | Nov 7, 2007 |
Highlights
| Market Cap | $649.32M |
|---|---|
| EPS (TTM) | $1.81 |
| PE Ratio | 7.44 |
| PEG Ratio | 3.35 |
| Total Revenue (TTM) | $200.07M |
| Gross Profit (TTM) | $200.07M |
| EBITDA (TTM) | -$125.45M |
| Year Range | $7.90 - $14.38 |
| Target Price | $15.00 |
| Short % | 3.27% |
| Short Ratio | 2.24 |
Share Price Chart
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Compare to other instruments
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Popular comparisons: ACIC vs. TGTX, ACIC vs. BRBR, ACIC vs. IBRX, ACIC vs. RXST, ACIC vs. ITOT, ACIC vs. CLSK, ACIC vs. PLTR, ACIC vs. NVDA, ACIC vs. SPXL, ACIC vs. VRT
Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in American Coastal Insurance Corp, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.
Returns By Period
American Coastal Insurance Corp had a return of 42.39% year-to-date (YTD) and 96.64% in the last 12 months. Over the past 10 years, American Coastal Insurance Corp had an annualized return of -1.58%, while the S&P 500 had an annualized return of 11.39%, indicating that American Coastal Insurance Corp did not perform as well as the benchmark.
| Period | Return | Benchmark |
|---|---|---|
| Year-To-Date | 42.39% | 25.45% |
| 1 month | 26.72% | 2.91% |
| 6 months | 10.14% | 14.05% |
| 1 year | 96.64% | 35.64% |
| 5 years (annualized) | 2.87% | 14.13% |
| 10 years (annualized) | -1.58% | 11.39% |
Monthly Returns
The table below presents the monthly returns of ACIC, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | 22.30% | 20.48% | -23.31% | -2.06% | 12.70% | -10.59% | 15.73% | -8.03% | 0.36% | 7.81% | 42.39% | ||
| 2023 | 75.47% | -3.23% | 56.67% | 46.45% | 27.36% | -15.21% | 18.83% | 41.42% | -1.80% | 1.77% | 10.41% | 14.39% | 792.45% |
| 2022 | -6.91% | -9.41% | -7.92% | -30.82% | -25.33% | -8.77% | -28.85% | -9.01% | -36.58% | -36.28% | -21.59% | 231.25% | -75.13% |
| 2021 | -11.19% | 22.44% | 17.04% | -22.47% | 1.96% | 1.06% | -23.16% | -11.74% | -4.72% | 5.23% | 9.51% | 5.08% | -20.43% |
| 2020 | -19.59% | -7.30% | -1.10% | -7.47% | -7.57% | -0.26% | -5.37% | 3.00% | -19.95% | -27.56% | 2.23% | 29.12% | -53.07% |
| 2019 | -1.80% | 0.37% | -2.57% | -3.65% | -11.65% | 5.79% | -20.55% | 3.98% | 19.37% | -12.37% | 4.00% | -0.63% | -22.77% |
| 2018 | 12.00% | 1.19% | -1.80% | -1.46% | 10.01% | -5.36% | 6.03% | 0.63% | 7.44% | -11.89% | -1.31% | -14.33% | -2.50% |
| 2017 | -9.71% | 23.78% | -5.40% | -4.33% | 6.78% | -3.08% | 1.46% | -1.02% | 3.56% | -3.44% | 6.43% | 3.36% | 15.64% |
| 2016 | -9.18% | 25.63% | -1.28% | -15.10% | 8.02% | -6.72% | -3.17% | -0.32% | 7.81% | -14.61% | -5.91% | 11.49% | -10.19% |
| 2015 | 11.30% | 0.12% | -7.82% | -26.09% | -13.02% | 7.77% | 3.35% | -17.89% | 0.08% | 25.63% | 14.96% | -9.71% | -21.20% |
| 2014 | -6.53% | -0.76% | 12.16% | 4.38% | 16.03% | -2.21% | -15.87% | 11.45% | -7.06% | 30.67% | -4.13% | 17.07% | 57.45% |
| 2013 | -1.00% | -9.58% | 7.05% | 1.05% | 11.93% | 8.37% | 7.44% | 3.20% | 14.38% | 0.79% | 13.60% | 39.68% | 138.25% |
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of ACIC is 75, suggesting that the investment has average results relative to other stocks in terms of risk-adjusted performance. This ranking is determined by the cumulative values of the indicators listed below.
Risk-Adjusted Performance Indicators
The charts below present risk-adjusted performance metrics for American Coastal Insurance Corp (ACIC) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.
Dividends
Dividend History
American Coastal Insurance Corp provided a 0.00% dividend yield over the last twelve months, with an annual payout of $0.00 per share.
| Period | TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $0.00 | $0.00 | $0.06 | $0.24 | $0.24 | $0.24 | $0.24 | $0.24 | $0.23 | $0.20 | $0.16 | $0.12 |
Dividend yield | 0.00% | 0.00% | 5.66% | 5.53% | 4.20% | 1.90% | 1.44% | 1.39% | 1.52% | 1.17% | 0.73% | 0.85% |
Monthly Dividends
The table displays the monthly dividend distributions for American Coastal Insurance Corp. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | |
| 2023 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| 2022 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.06 |
| 2021 | $0.00 | $0.00 | $0.06 | $0.00 | $0.06 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.06 | $0.00 | $0.24 |
| 2020 | $0.00 | $0.00 | $0.06 | $0.00 | $0.06 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.06 | $0.00 | $0.24 |
| 2019 | $0.00 | $0.00 | $0.06 | $0.00 | $0.06 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.06 | $0.00 | $0.24 |
| 2018 | $0.00 | $0.00 | $0.06 | $0.00 | $0.06 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.06 | $0.00 | $0.24 |
| 2017 | $0.00 | $0.00 | $0.06 | $0.00 | $0.06 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.06 | $0.00 | $0.24 |
| 2016 | $0.00 | $0.00 | $0.05 | $0.00 | $0.06 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.06 | $0.00 | $0.23 |
| 2015 | $0.00 | $0.05 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.05 | $0.00 | $0.20 |
| 2014 | $0.00 | $0.00 | $0.04 | $0.00 | $0.04 | $0.00 | $0.00 | $0.04 | $0.00 | $0.00 | $0.04 | $0.00 | $0.16 |
| 2013 | $0.03 | $0.00 | $0.03 | $0.00 | $0.00 | $0.03 | $0.00 | $0.00 | $0.03 | $0.00 | $0.12 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Worst Drawdowns
The table below displays the maximum drawdowns of the American Coastal Insurance Corp. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the American Coastal Insurance Corp was 98.73%, occurring on Nov 25, 2022. The portfolio has not yet recovered.
The current American Coastal Insurance Corp drawdown is 43.18%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -98.73% | Feb 9, 2015 | 1965 | Nov 25, 2022 | — | — | — |
| -28.97% | Jun 10, 2014 | 76 | Sep 25, 2014 | 23 | Oct 28, 2014 | 99 |
| -18.44% | Mar 15, 2012 | 22 | Jul 13, 2012 | 25 | Sep 13, 2012 | 47 |
| -15.57% | Sep 21, 2012 | 33 | Dec 11, 2012 | 14 | Jan 2, 2013 | 47 |
| -14.42% | Jan 3, 2013 | 40 | Mar 1, 2013 | 44 | May 3, 2013 | 84 |
Volatility
Volatility Chart
The current American Coastal Insurance Corp volatility is 24.02%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.
Financials
Financial Performance
Valuation
The Valuation section provides an assessment of the market value of American Coastal Insurance Corp compared to its peers in the Insurance - Property & Casualty industry.
PE Ratio
The chart displays the price to earnings (P/E) ratio for ACIC in comparison to other companies of the Insurance - Property & Casualty industry. Currently, ACIC has a PE value of 7.4. This PE ratio falls in the average range for the industry.PEG Ratio
The chart displays the price to earnings to growth (PEG) ratio for ACIC in comparison to other companies of the Insurance - Property & Casualty industry. Currently, ACIC has a PEG value of 3.4. This PEG ratio is much higher than those of other companies of the industry. This might be an indicator of the company being overvalued.Historical P/E Ratio Chart
The chart below displays the historical trend of the price-to-earnings (P/E) ratio for American Coastal Insurance Corp.
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Income Statement
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Gross Profit | — |
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Depreciation And Amortization | — |
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EBIT | — |
Earnings From Continuing Operations | — |
Net Income | — |
Income Tax Expense | — |
Other Non-Operating Income (Expenses) | — |
Extraordinary Items | — |
Discontinued Operations | — |
Effect Of Accounting Charges | — |
Non Recurring | — |
Minority Interest | — |
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Interest Income | — |
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Net Interest Income | — |