American Coastal Insurance Corp (ACIC)
American Coastal Insurance Corporation, based in Saint Petersburg, Florida, is a property and casualty insurance company that offers policies for homeowners, renters, and commercial properties in the U.S. They provide coverage for damages caused by events like fire, theft, and natural disasters, and also offer specialized policies such as equipment breakdown, identity theft, and cybersecurity. Founded in 1999 as United Insurance Holdings Corp., the company rebranded in August 2023 and operates through a network of independent agencies.
Company Info
US9107101027
910710201
Nov 7, 2007
Highlights
$539.12M
$1.47
7.59
3.35
$230.06M
-$73.20M
$77.48M
$10.54 - $11.97
$16.00
7.92%
4.14
Share Price Chart
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Compare to other instruments
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Performance
Performance Chart
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Returns By Period
ACIC
N/A
N/A
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^GSPC (Benchmark)
-3.77%
5.53%
-5.60%
8.37%
14.61%
10.35%
Monthly Returns
The table below presents the monthly returns of ACIC, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | -4.37% | -4.37% |
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of ACIC is 58, indicating average performance compared to other stocks on our website. Here’s a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
The charts below present risk-adjusted performance metrics for American Coastal Insurance Corp (ACIC) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.
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Dividends
Dividend History
American Coastal Insurance Corp provided a 4.48% dividend yield over the last twelve months, with an annual payout of $0.50 per share.
| Period | TTM | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $0.50 | $0.06 | $0.24 | $0.24 | $0.24 | $0.24 | $0.24 | $0.23 | $0.20 | $0.16 |
Dividend yield | 4.48% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Monthly Dividends
The table displays the monthly dividend distributions for American Coastal Insurance Corp. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | $0.50 | $0.00 | $0.50 | ||||||||||
| 2022 | $0.06 | $0.06 | |||||||||||
| 2021 | $0.06 | $0.06 | $0.06 | $0.06 | $0.24 | ||||||||
| 2020 | $0.06 | $0.06 | $0.06 | $0.06 | $0.24 | ||||||||
| 2019 | $0.06 | $0.06 | $0.06 | $0.06 | $0.24 | ||||||||
| 2018 | $0.06 | $0.06 | $0.06 | $0.06 | $0.24 | ||||||||
| 2017 | $0.06 | $0.06 | $0.06 | $0.06 | $0.24 | ||||||||
| 2016 | $0.05 | $0.06 | $0.06 | $0.06 | $0.23 | ||||||||
| 2015 | $0.05 | $0.05 | $0.05 | $0.05 | $0.20 | ||||||||
| 2014 | $0.04 | $0.04 | $0.04 | $0.04 | $0.16 |
Dividend Yield & Payout
Dividend Yield
American Coastal Insurance Corp has a dividend yield of 4.48%, which is quite average when compared to the overall market.
Payout Ratio
American Coastal Insurance Corp has a payout ratio of 33.78%, which is quite average when compared to the overall market. This suggests that American Coastal Insurance Corp strikes a balance between reinvesting profits for growth and paying dividends to shareholders.
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the American Coastal Insurance Corp. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the American Coastal Insurance Corp was 6.38%, occurring on May 9, 2025. The portfolio has not yet recovered.
The current American Coastal Insurance Corp drawdown is 6.38%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -6.38% | May 9, 2025 | 1 | May 9, 2025 | — | — | — |
| -0.86% | May 6, 2025 | 1 | May 6, 2025 | 2 | May 8, 2025 | 3 |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Financials
Financial Performance
The chart below illustrates the trends in the financial health of American Coastal Insurance Corp over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.
Earnings Per Share
The chart presents the Earnings Per Share (EPS) performance of American Coastal Insurance Corp, comparing actual results with analytics estimates. In the past quarter, the company did not meet analyst expectations for EPS, resulting in a surprise of -6.7%.
Valuation
The Valuation section provides an overview of how American Coastal Insurance Corp is priced in the market compared to other companies in the Insurance - Property & Casualty industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.
PE Ratio
The chart displays the Price-to-Earnings (P/E) ratio for ACIC, comparing it with other companies in the Insurance - Property & Casualty industry. Currently, ACIC has a P/E ratio of 7.6. This P/E ratio is considered low compared to industry peers, which may suggest that the stock is undervalued or that the company has weaker growth prospects.
PEG Ratio
The chart shows the Price/Earnings to Growth (PEG) ratio for ACIC compared to other companies in the Insurance - Property & Casualty industry. ACIC currently has a PEG ratio of 3.4. This PEG ratio is close to the industry average, suggesting the stock’s valuation is balanced against its growth outlook.
PS Ratio
This chart shows the Price-to-Sales (P/S) ratio for ACIC relative to other companies in the Insurance - Property & Casualty industry. Currently, ACIC has a P/S ratio of 1.8. This P/S ratio is high relative to other companies in the industry. It could mean the stock is overvalued, or that investors expect strong future growth and profitability.
PB Ratio
The chart illustrates the Price-to-Book (P/B) ratio for ACIC in comparison with other companies in the Insurance - Property & Casualty industry. Currently, ACIC has a P/B value of 2.1. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.
Income Statement
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