ACIC vs. ITOT
Compare and contrast key facts about American Coastal Insurance Corp (ACIC) and iShares Core S&P Total U.S. Stock Market ETF (ITOT).
ITOT is a passively managed fund by iShares that tracks the performance of the S&P Composite 1500 Index. It was launched on Jan 20, 2004.
Performance
ACIC vs. ITOT - Performance Comparison
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ACIC vs. ITOT - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
ACIC American Coastal Insurance Corp | -7.49% | -2.55% | 42.28% | 792.45% | -75.13% | -20.43% | -53.07% | -22.77% | -2.50% | 15.64% |
ITOT iShares Core S&P Total U.S. Stock Market ETF | -3.31% | 17.00% | 23.80% | 26.12% | -19.47% | 25.68% | 20.71% | 30.67% | -5.33% | 21.37% |
Returns By Period
In the year-to-date period, ACIC achieves a -7.49% return, which is significantly lower than ITOT's -3.31% return. Over the past 10 years, ACIC has underperformed ITOT with an annualized return of -2.74%, while ITOT has yielded a comparatively higher 13.65% annualized return.
ACIC
- 1D
- -2.31%
- 1M
- -4.77%
- YTD
- -7.49%
- 6M
- 4.79%
- 1Y
- 1.33%
- 3Y*
- 62.65%
- 5Y*
- 11.04%
- 10Y*
- -2.74%
ITOT
- 1D
- 0.72%
- 1M
- -4.34%
- YTD
- -3.31%
- 6M
- -1.32%
- 1Y
- 18.51%
- 3Y*
- 18.11%
- 5Y*
- 10.62%
- 10Y*
- 13.65%
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Return for Risk
ACIC vs. ITOT — Risk / Return Rank
ACIC
ITOT
ACIC vs. ITOT - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for American Coastal Insurance Corp (ACIC) and iShares Core S&P Total U.S. Stock Market ETF (ITOT). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| ACIC | ITOT | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 0.04 | 1.00 | -0.95 |
Sortino ratioReturn per unit of downside risk | 0.28 | 1.52 | -1.24 |
Omega ratioGain probability vs. loss probability | 1.03 | 1.23 | -0.20 |
Calmar ratioReturn relative to maximum drawdown | 0.06 | 1.53 | -1.47 |
Martin ratioReturn relative to average drawdown | 0.13 | 7.25 | -7.12 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| ACIC | ITOT | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.04 | 1.00 | -0.95 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.12 | 0.61 | -0.49 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | -0.04 | 0.75 | -0.79 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.07 | 0.54 | -0.47 |
Correlation
The correlation between ACIC and ITOT is 0.21, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.
Dividends
ACIC vs. ITOT - Dividend Comparison
ACIC's dividend yield for the trailing twelve months is around 6.82%, more than ITOT's 1.12% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
ACIC American Coastal Insurance Corp | 6.82% | 3.96% | 0.00% | 0.00% | 5.66% | 5.53% | 4.20% | 1.90% | 1.44% | 1.39% | 1.52% | 1.17% |
ITOT iShares Core S&P Total U.S. Stock Market ETF | 1.12% | 1.11% | 1.23% | 1.47% | 1.66% | 1.18% | 1.41% | 1.88% | 2.14% | 1.69% | 1.83% | 2.01% |
Drawdowns
ACIC vs. ITOT - Drawdown Comparison
The maximum ACIC drawdown since its inception was -98.73%, which is greater than ITOT's maximum drawdown of -55.20%. Use the drawdown chart below to compare losses from any high point for ACIC and ITOT.
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Drawdown Indicators
| ACIC | ITOT | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -98.73% | -55.20% | -43.53% |
Max Drawdown (1Y)Largest decline over 1 year | -15.47% | -12.34% | -3.13% |
Max Drawdown (5Y)Largest decline over 5 years | -95.83% | -25.36% | -70.47% |
Max Drawdown (10Y)Largest decline over 10 years | -98.49% | -35.00% | -63.49% |
Current DrawdownCurrent decline from peak | -48.82% | -5.51% | -43.31% |
Average DrawdownAverage peak-to-trough decline | -45.67% | -7.02% | -38.65% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 7.65% | 2.61% | +5.04% |
Volatility
ACIC vs. ITOT - Volatility Comparison
American Coastal Insurance Corp (ACIC) has a higher volatility of 7.33% compared to iShares Core S&P Total U.S. Stock Market ETF (ITOT) at 5.49%. This indicates that ACIC's price experiences larger fluctuations and is considered to be riskier than ITOT based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| ACIC | ITOT | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 7.33% | 5.49% | +1.84% |
Volatility (6M)Calculated over the trailing 6-month period | 18.64% | 9.78% | +8.86% |
Volatility (1Y)Calculated over the trailing 1-year period | 29.83% | 18.68% | +11.15% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 90.90% | 17.36% | +73.54% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 71.88% | 18.25% | +53.63% |