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Ameris Bancorp (ABCB)
Performance
Return for Risk
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN
US03076K1088
CUSIP
03076K108
IPO Date
May 19, 1994

Highlights

Market Cap
$5.33B
Enterprise Value
$6.02B
EPS (TTM)
$6.00
PE Ratio
12.99
PEG Ratio
2.70
Total Revenue (TTM)
$1.64B
Gross Profit (TTM)
$827.48M
EBITDA (TTM)
$563.88M
Year Range
$48.27 - $87.98
Target Price
$83.50
ROA (TTM)
1.50%
ROE (TTM)
10.11%

Share Price Chart


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Ameris Bancorp

Often compared with ABCB:
ABCB vs. BANF

Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in Ameris Bancorp, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


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S&P 500 Index

Returns By Period

Ameris Bancorp (ABCB) has returned 5.28% so far this year and 36.98% over the past 12 months. Over the last ten years, ABCB has had an annualized return of 11.65%, just under the S&P 500 Index benchmark’s 12.16%.


Ameris Bancorp

1D
2.17%
1M
0.69%
YTD
5.28%
6M
6.95%
1Y
36.98%
3Y*
30.34%
5Y*
9.32%
10Y*
11.65%

Benchmark (S&P 500 Index)

1D
2.91%
1M
-5.09%
YTD
-4.63%
6M
-2.39%
1Y
16.33%
3Y*
16.69%
5Y*
10.18%
10Y*
12.16%
*Multi-year figures are annualized to reflect compound growth (CAGR)

Monthly Returns

Based on dividend-adjusted daily data since May 19, 1994, ABCB's average daily return is +0.08%, while the average monthly return is +1.32%. At this rate, your investment would double in approximately 4.4 years.

Historically, 57% of months were positive and 43% were negative. The best month was Apr 2009 with a return of +39.1%, while the worst month was Jun 2008 at -36.5%. The longest winning streak lasted 8 consecutive months, and the longest losing streak was 5 months.

On a daily basis, ABCB closed higher 47% of trading days. The best single day was Jul 13, 1995 with a return of +33.3%, while the worst single day was Jul 12, 1995 at -25.0%.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20268.55%-3.67%0.69%5.28%
20254.92%-1.63%-10.54%1.79%4.90%5.58%5.64%7.21%0.31%-2.31%5.78%-1.71%20.13%
2024-6.43%-6.67%4.76%-1.86%5.20%1.11%20.93%1.22%1.48%-0.64%13.37%-10.69%19.36%
20230.04%1.51%-23.27%-8.42%-5.79%8.88%27.59%-6.64%-5.41%-2.84%14.16%24.94%14.28%
2022-0.74%0.39%-11.07%-4.97%9.33%-11.54%17.70%-1.29%-3.91%15.21%2.66%-10.57%-3.83%
20212.73%21.81%10.54%3.01%1.57%-7.58%-3.99%1.30%5.66%0.98%-7.10%2.38%32.02%

Benchmark Metrics

Ameris Bancorp has an annualized alpha of 9.08%, beta of 1.15, and R² of 0.23 versus S&P 500 Index. Calculated based on daily prices since May 20, 1994.

  • This stock captured 106.92% of S&P 500 Index gains but only 96.42% of its losses — a favorable profile for investors.
  • R² of 0.23 means this stock moves largely independently of S&P 500 Index — capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

Alpha
9.08%
Beta
1.15
0.23
Upside Capture
106.92%
Downside Capture
96.42%

Return for Risk

Risk / Return Rank

ABCB ranks 79 for risk / return — better than 79% of stocks on our site. You're getting solid returns for the risk taken. A good sign, especially for investors who want growth without excessive volatility.


ABCB Risk / Return Rank: 7979
Overall Rank
ABCB Sharpe Ratio Rank: 8080
Sharpe Ratio Rank
ABCB Sortino Ratio Rank: 7373
Sortino Ratio Rank
ABCB Omega Ratio Rank: 7676
Omega Ratio Rank
ABCB Calmar Ratio Rank: 8484
Calmar Ratio Rank
ABCB Martin Ratio Rank: 8585
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

The table below present risk-adjusted performance metrics for Ameris Bancorp (ABCB) and compare them to a chosen benchmark (S&P 500 Index).


ABCBBenchmarkDifference

Sharpe ratio

Return per unit of total volatility

1.28

0.90

+0.38

Sortino ratio

Return per unit of downside risk

1.78

1.39

+0.40

Omega ratio

Gain probability vs. loss probability

1.26

1.21

+0.05

Calmar ratio

Return relative to maximum drawdown

2.79

1.40

+1.39

Martin ratio

Return relative to average drawdown

7.92

6.61

+1.31

Explore ABCB risk-adjusted metrics in detail

Dive deeper into individual metrics with historical trends, benchmark comparisons, and performance across different time periods.

Dividends

Dividend History

Ameris Bancorp provided a 1.03% dividend yield over the last twelve months, with an annual payout of $0.80 per share. The company has been increasing its dividends for 11 consecutive years.


0.60%0.80%1.00%1.20%1.40%1.60%$0.00$0.20$0.40$0.60$0.8020152016201720182019202020212022202320242025
Dividends
Dividend Yield
PeriodTTM20252024202320222021202020192018201720162015
Dividend$0.80$0.80$0.65$0.60$0.60$0.60$0.60$0.50$0.40$0.40$0.30$0.20

Dividend yield

1.03%1.08%1.04%1.13%1.27%1.21%1.58%1.18%1.26%0.83%0.69%0.59%

Monthly Dividends

The table displays the monthly dividend distributions for Ameris Bancorp. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026$0.00$0.00$0.20$0.20
2025$0.00$0.00$0.20$0.00$0.00$0.20$0.00$0.00$0.20$0.00$0.00$0.20$0.80
2024$0.00$0.00$0.15$0.00$0.00$0.15$0.00$0.00$0.15$0.00$0.00$0.20$0.65
2023$0.00$0.00$0.15$0.00$0.00$0.15$0.00$0.00$0.15$0.00$0.00$0.15$0.60
2022$0.00$0.00$0.15$0.00$0.00$0.15$0.00$0.00$0.15$0.00$0.00$0.15$0.60
2021$0.00$0.00$0.15$0.00$0.00$0.15$0.00$0.00$0.15$0.00$0.00$0.15$0.60

Dividend Yield & Payout


Dividend Yield

Ameris Bancorp has a dividend yield of 1.03%, which signifies it pays a smaller percentage of its stock price in dividends to its shareholders compared to other companies in the market.

Payout Ratio

Ameris Bancorp has a payout ratio of 12.59%, which is below the market average. This means Ameris Bancorp returns a smaller proportion of its earnings to shareholders as dividends, suggesting it retains a higher portion for reinvestment, growth, or debt payment.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the Ameris Bancorp. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Ameris Bancorp was 86.63%, occurring on Mar 5, 2009. Recovery took 1432 trading sessions.

The current Ameris Bancorp drawdown is 9.01%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-86.63%Oct 11, 2006603Mar 5, 20091432Nov 10, 20142035
-67.2%Mar 12, 2018548May 13, 2020209Mar 12, 2021757
-49.09%May 24, 2021496May 11, 2023294Jul 15, 2024790
-45.95%Jan 27, 1998721Dec 1, 2000327Mar 28, 20021048
-29.49%Nov 26, 202490Apr 8, 202594Aug 22, 2025184

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of Ameris Bancorp over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Valuation

The Valuation section provides an overview of how Ameris Bancorp is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for ABCB, comparing it with other companies in the Banks - Regional industry. Currently, ABCB has a P/E ratio of 13.0. This P/E ratio is in line with the industry average, suggesting the stock may be fairly valued relative to its earnings.

PEG Ratio

The chart shows the Price/Earnings to Growth (PEG) ratio for ABCB compared to other companies in the Banks - Regional industry. ABCB currently has a PEG ratio of 2.7. This PEG ratio is higher than the industry average, which may suggest the stock is overvalued relative to its expected earnings growth.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for ABCB relative to other companies in the Banks - Regional industry. Currently, ABCB has a P/S ratio of 3.3. This P/S ratio is high relative to other companies in the industry. It could mean the stock is overvalued, or that investors expect strong future growth and profitability.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for ABCB in comparison with other companies in the Banks - Regional industry. Currently, ABCB has a P/B value of 1.3. This P/B ratio is higher than most companies in the industry. It may suggest the stock is overvalued or that investors expect the company to generate high returns on its assets.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items