- ISIN
- US03076K1088
- CUSIP
- 03076K108
- Sector
- Financial Services
- Industry
- Banks - Regional
- IPO Date
- May 19, 1994
Highlights
- Market Cap
- $5.92B
- Enterprise Value
- $6.50B
- EPS (TTM)
- $6.35
- PE Ratio
- 13.76
- PEG Ratio
- 2.86
- Total Revenue (TTM)
- $1.67B
- Gross Profit (TTM)
- $1.17B
- EBITDA (TTM)
- $616.15M
- Year Range
- $62.79 - $90.00
- Target Price
- $87.50
- ROA (TTM)
- 1.55%
- ROE (TTM)
- 10.65%
Share Price Chart
Loading charts...
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Performance
ABCB Performance Chart
Ameris Bancorp (ABCB) is up 17.9% since the beginning of the year. At $87 per share, ABCB is trading just below its 52-week high of $90. Investors who bought $1,000 worth of ABCB shares 5 years ago would now be looking at an investment worth $1,802.
Loading charts...
Returns By Period
Ameris Bancorp (ABCB) has returned 17.93% so far this year and 45.02% over the past 12 months. Over the last ten years, ABCB has returned 13.11% per year, falling short of the S&P 500 Index benchmark, which averaged 13.88% annually.
Ameris Bancorp
- 1D
- -0.26%
- 1M
- 3.15%
- YTD
- 17.93%
- 6M
- 13.13%
- 1Y
- 45.02%
- 3Y*
- 39.66%
- 5Y*
- 12.50%
- 10Y*
- 13.11%
Benchmark (S&P 500 Index)
- 1D
- -0.37%
- 1M
- -0.01%
- YTD
- 9.16%
- 6M
- 8.64%
- 1Y
- 25.22%
- 3Y*
- 19.78%
- 5Y*
- 11.99%
- 10Y*
- 13.88%
ABCB Monthly Returns History
Based on dividend-adjusted daily data since May 19, 1994, ABCB's average daily return is +0.08%, while the average monthly return is +1.35%. At this rate, an investment would double in approximately 4.3 years.
Historically, 57% of months were positive and 43% were negative. The best month was Apr 2009 with a return of +39.1%, while the worst month was Jun 2008 at -36.5%. The longest winning streak lasted 8 consecutive months, and the longest losing streak was 5 months.
On a daily basis, ABCB closed higher 47% of trading days. The best single day was Jul 13, 1995 with a return of +33.3%, while the worst single day was Jul 12, 1995 at -25.0%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 8.55% | -3.67% | 0.69% | 9.31% | -1.10% | 3.62% | 17.93% | ||||||
| 2025 | 4.92% | -1.63% | -10.54% | 1.79% | 4.90% | 5.58% | 5.64% | 7.21% | 0.31% | -2.31% | 5.78% | -1.71% | 20.13% |
| 2024 | -6.43% | -6.67% | 4.76% | -1.86% | 5.20% | 1.11% | 20.93% | 1.22% | 1.48% | -0.64% | 13.37% | -10.69% | 19.36% |
| 2023 | 0.04% | 1.51% | -23.27% | -8.42% | -5.79% | 8.88% | 27.59% | -6.64% | -5.41% | -2.84% | 14.16% | 24.94% | 14.28% |
| 2022 | -0.74% | 0.39% | -11.07% | -4.97% | 9.33% | -11.54% | 17.70% | -1.29% | -3.91% | 15.21% | 2.66% | -10.57% | -3.83% |
| 2021 | 2.73% | 21.81% | 10.54% | 3.01% | 1.57% | -7.58% | -3.99% | 1.30% | 5.66% | 0.98% | -7.10% | 2.38% | 32.02% |
Benchmark Metrics
Ameris Bancorp has an annualized alpha of 9.01%, beta of 1.15, and R2 of 0.23 versus S&P 500 Index. Calculated based on daily prices since May 19, 1994.
- This stock captured 106.21% of S&P 500 Index gains but only 95.66% of its losses - a favorable profile for investors.
- R2 of 0.23 means this stock moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.
- Alpha
- 9.01%
- Beta
- 1.15
- R²
- 0.23
- Upside Capture
- 106.21%
- Downside Capture
- 95.66%
Return for Risk
Risk / Return Rank
ABCB ranks 85 for risk / return — in the top 85% of stocks on our site. This means strong returns relative to risk — exactly what professional investors look for. Well-suited for investors who want to maximize return per unit of risk.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for Ameris Bancorp (ABCB) and compare them to S&P 500 Index.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| ABCB | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.18 | ||
| Sortino ratioReturn per unit of downside risk | -0.24 | ||
| Omega ratioGain probability vs. loss probability | 1.33 | 1.37 | -0.03 |
| Calmar ratioReturn relative to maximum drawdown | 3.27 | 2.78 | +0.48 |
| Martin ratioReturn relative to average drawdown | 10.09 | 12.44 | -2.34 |
Dividends
Dividend History
Ameris Bancorp provided a 0.92% dividend yield over the last twelve months, with an annual payout of $0.80 per share. The company has been increasing its dividends for 11 consecutive years.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $0.80 | $0.80 | $0.65 | $0.60 | $0.60 | $0.60 | $0.60 | $0.50 | $0.40 | $0.40 | $0.30 | $0.20 |
Dividend yield | 0.92% | 1.08% | 1.04% | 1.13% | 1.27% | 1.21% | 1.58% | 1.18% | 1.26% | 0.83% | 0.69% | 0.59% |
Monthly Dividends
The table displays the monthly dividend distributions for Ameris Bancorp. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $0.00 | $0.20 | $0.00 | $0.00 | $0.00 | $0.20 | ||||||
| 2025 | $0.00 | $0.00 | $0.20 | $0.00 | $0.00 | $0.20 | $0.00 | $0.00 | $0.20 | $0.00 | $0.00 | $0.20 | $0.80 |
| 2024 | $0.00 | $0.00 | $0.15 | $0.00 | $0.00 | $0.15 | $0.00 | $0.00 | $0.15 | $0.00 | $0.00 | $0.20 | $0.65 |
| 2023 | $0.00 | $0.00 | $0.15 | $0.00 | $0.00 | $0.15 | $0.00 | $0.00 | $0.15 | $0.00 | $0.00 | $0.15 | $0.60 |
| 2022 | $0.00 | $0.00 | $0.15 | $0.00 | $0.00 | $0.15 | $0.00 | $0.00 | $0.15 | $0.00 | $0.00 | $0.15 | $0.60 |
| 2021 | $0.00 | $0.00 | $0.15 | $0.00 | $0.00 | $0.15 | $0.00 | $0.00 | $0.15 | $0.00 | $0.00 | $0.15 | $0.60 |
Dividend Yield & Payout
Dividend Yield
Ameris Bancorp has a dividend yield of 0.92%, which signifies it pays a smaller percentage of its stock price in dividends to its shareholders compared to other companies in the market.
Payout Ratio
Ameris Bancorp has a payout ratio of 12.71%, which is below the market average. This means Ameris Bancorp returns a smaller proportion of its earnings to shareholders as dividends, suggesting it retains a higher portion for reinvestment, growth, or debt payment.
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Loading charts...
Worst Drawdowns
The table below displays the maximum drawdowns of the Ameris Bancorp. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Ameris Bancorp was 86.63%, occurring on Mar 5, 2009. Recovery took 1432 trading sessions.
The current Ameris Bancorp drawdown is 1.79%.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
Financial crisis2007–2009 | -86.63%Mar 2009 | 2y 4mo | 5y 8mo | 8y 1moOct 2006 - Nov 2014 |
2020 bear market2020 | -67.20%May 2020 | 2y 2mo | 10mo 3d | 3y 1dMar 2018 - Mar 2021 |
2023 bear market2023 | -49.09%May 2023 | 1y 11mo | 1y 2mo | 3y 1moMay 2021 - Jul 2024 |
Dot-com crash2000–2002 | -45.95%Dec 2000 | 2y 10mo | 1y 3mo | 4y 2moJan 1998 - Mar 2002 |
2025 selloff2025 | -29.49%Apr 2025 | 4mo 13d | 4mo 16d | 8mo 29dNov 2024 - Aug 2025 |
Drawdown Indicators
| ABCB | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -86.63% | -56.78% | -29.85% |
Max Drawdown (1Y)Largest decline over 1 year | -13.85% | -9.10% | -4.75% |
Max Drawdown (3Y)Largest decline over 3 years | -29.49% | -18.90% | -10.59% |
Max Drawdown (5Y)Largest decline over 5 years | -46.57% | -25.43% | -21.14% |
Max Drawdown (10Y)Largest decline over 10 years | -67.20% | -33.92% | -33.28% |
Current DrawdownCurrent decline from peak | -1.79% | -1.80% | +0.01% |
Average DrawdownAverage peak-to-trough decline | -22.97% | -10.71% | -12.26% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 4.47% | 2.03% | +2.44% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
Loading charts...
Financials
Financial Performance
The chart below illustrates the trends in the financial health of Ameris Bancorp over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.
Valuation
The Valuation section provides an overview of how Ameris Bancorp is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.
PE Ratio
The chart displays the Price-to-Earnings (P/E) ratio for ABCB, comparing it with other companies in the Banks - Regional industry. Currently, ABCB has a P/E ratio of 13.8. This P/E ratio is in line with the industry average, suggesting the stock may be fairly valued relative to its earnings.
PEG Ratio
The chart shows the Price/Earnings to Growth (PEG) ratio for ABCB compared to other companies in the Banks - Regional industry. ABCB currently has a PEG ratio of 2.9. This PEG ratio is higher than the industry average, which may suggest the stock is overvalued relative to its expected earnings growth.
PS Ratio
This chart shows the Price-to-Sales (P/S) ratio for ABCB relative to other companies in the Banks - Regional industry. Currently, ABCB has a P/S ratio of 3.6. This P/S ratio is high relative to other companies in the industry. It could mean the stock is overvalued, or that investors expect strong future growth and profitability.
PB Ratio
The chart illustrates the Price-to-Book (P/B) ratio for ABCB in comparison with other companies in the Banks - Regional industry. Currently, ABCB has a P/B value of 1.5. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.
Income Statement
| TTM | |
|---|---|
Revenue | — |
Total Revenue | — |
Cost Of Revenue | — |
Gross Profit | — |
Operating Expenses | — |
Selling, General & Admin Expenses | — |
R&D Expenses | — |
Depreciation And Amortization | — |
Total Operating Expenses | — |
Income | — |
Income Before Tax | — |
Operating Income | — |
EBITDA | — |
EBIT | — |
Earnings From Continuing Operations | — |
Net Income | — |
Income Tax Expense | — |
Other Non-Operating Income (Expenses) | — |
Extraordinary Items | — |
Discontinued Operations | — |
Effect Of Accounting Charges | — |
Non Recurring | — |
Minority Interest | — |
Other Items | — |
Interest Income | — |
Interest Expense | — |
Net Interest Income | — |
Build a portfolio with ABCB
Add Ameris Bancorp to a portfolio and analyze allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.
Open Portfolio Analyzer with ABCB