ABCB vs. BANF
ABCB (Ameris Bancorp) and BANF (BancFirst Corporation) are both stocks. Both operate in the Banks - Regional industry within the Financial Services sector. Over the past 10 years, ABCB returned 11.73%/yr vs 15.63%/yr for BANF. At a 0.47 correlation, their price movements are largely independent.
Performance
ABCB vs. BANF - Performance Comparison
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Returns By Period
In the year-to-date period, ABCB achieves a 14.92% return, which is significantly higher than BANF's 4.30% return. Over the past 10 years, ABCB has underperformed BANF with an annualized return of 11.73%, while BANF has yielded a comparatively higher 15.63% annualized return.
ABCB
- 1D
- 2.85%
- 1M
- -1.67%
- YTD
- 14.92%
- 6M
- 11.42%
- 1Y
- 41.57%
- 3Y*
- 38.13%
- 5Y*
- 9.95%
- 10Y*
- 11.73%
BANF
- 1D
- 2.71%
- 1M
- -3.89%
- YTD
- 4.30%
- 6M
- 0.82%
- 1Y
- -8.17%
- 3Y*
- 9.59%
- 5Y*
- 12.08%
- 10Y*
- 15.63%
ABCB vs. BANF - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
ABCB Ameris Bancorp | 14.92% | 20.13% | 19.36% | 14.28% | -3.83% | 32.02% | -8.30% | 36.06% | -33.69% | 11.50% |
BANF BancFirst Corporation | 4.30% | -8.04% | 22.62% | 12.44% | 27.10% | 22.79% | -2.90% | 27.93% | -0.62% | 11.72% |
Correlation
The correlation between ABCB and BANF is 0.76, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.76 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.75 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.73 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.74 |
Correlation (All Time) Calculated using the full available price history since May 20, 1994 | 0.47 |
Over the past year, ABCB and BANF have become more correlated (0.76) than their long-term average of 0.47, meaning their price movements have been converging.
Fundamentals
ABCB:
$6.35
BANF:
$7.11
ABCB:
13.41
BANF:
15.49
ABCB:
2.79
BANF:
1.71
ABCB:
3.49
BANF:
4.52
ABCB:
$1.67B
BANF:
$824.33M
ABCB:
$1.17B
BANF:
$683.43M
ABCB:
$616.15M
BANF:
$325.92M
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Return for Risk
ABCB vs. BANF — Risk / Return Rank
ABCB
BANF
ABCB vs. BANF - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Ameris Bancorp (ABCB) and BancFirst Corporation (BANF). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| ABCB | BANF | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +2.01 | ||
| Sortino ratioReturn per unit of downside risk | +2.61 | ||
| Omega ratioGain probability vs. loss probability | 1.31 | 0.97 | +0.34 |
| Calmar ratioReturn relative to maximum drawdown | 3.02 | -0.35 | +3.36 |
| Martin ratioReturn relative to average drawdown | 9.26 | -0.56 | +9.82 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| ABCB | BANF | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.70 | -0.30 | +2.01 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.31 | 0.40 | -0.09 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.32 | 0.44 | -0.12 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.26 | 0.41 | -0.16 |
Drawdowns
ABCB vs. BANF - Drawdown Comparison
The maximum ABCB drawdown since its inception was -86.63%, which is greater than BANF's maximum drawdown of -57.10%. Use the drawdown chart below to compare losses from any high point for ABCB and BANF.
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Drawdown Indicators
| ABCB | BANF | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -86.63% | -57.10% | -29.53% |
Max Drawdown (1Y)Largest decline over 1 year | -13.85% | -23.63% | +9.78% |
Max Drawdown (3Y)Largest decline over 3 years | -29.49% | -23.63% | -5.86% |
Max Drawdown (5Y)Largest decline over 5 years | -47.91% | -37.97% | -9.94% |
Max Drawdown (10Y)Largest decline over 10 years | -67.20% | -57.10% | -10.10% |
Current DrawdownCurrent decline from peak | -2.44% | -18.29% | +15.85% |
Average DrawdownAverage peak-to-trough decline | -23.00% | -13.95% | -9.05% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 4.50% | 14.68% | -10.18% |
Volatility
ABCB vs. BANF - Volatility Comparison
Ameris Bancorp (ABCB) and BancFirst Corporation (BANF) have volatilities of 6.53% and 6.44%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| ABCB | BANF | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 6.53% | 6.44% | +0.09% |
Volatility (6M)Calculated over the trailing 6-month period | 16.75% | 19.26% | -2.51% |
Volatility (1Y)Calculated over the trailing 1-year period | 24.54% | 27.12% | -2.58% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 32.58% | 30.28% | +2.30% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 37.12% | 35.74% | +1.38% |
Dividends
ABCB vs. BANF - Dividend Comparison
ABCB's dividend yield for the trailing twelve months is around 0.94%, less than BANF's 1.75% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
ABCB Ameris Bancorp | 0.94% | 1.08% | 1.04% | 1.13% | 1.27% | 1.21% | 1.58% | 1.18% | 1.26% | 0.83% | 0.69% | 0.59% |
BANF BancFirst Corporation | 1.75% | 1.79% | 1.52% | 1.71% | 1.72% | 1.98% | 2.25% | 1.99% | 2.04% | 1.56% | 1.59% | 2.39% |
Financials
ABCB vs. BANF - Financials Comparison
This section allows you to compare key financial metrics between Ameris Bancorp and BancFirst Corporation. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
ABCB vs. BANF - Profitability Comparison
ABCB - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Ameris Bancorp reported a gross profit of 314.36M and revenue of 421.69M. Therefore, the gross margin over that period was 74.6%.
BANF - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, BancFirst Corporation reported a gross profit of 181.00M and revenue of 181.00M. Therefore, the gross margin over that period was 100.0%.
ABCB - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Ameris Bancorp reported an operating income of 140.73M and revenue of 421.69M, resulting in an operating margin of 33.4%.
BANF - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, BancFirst Corporation reported an operating income of 73.61M and revenue of 181.00M, resulting in an operating margin of 40.7%.
ABCB - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Ameris Bancorp reported a net income of 110.49M and revenue of 421.69M, resulting in a net margin of 26.2%.
BANF - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, BancFirst Corporation reported a net income of 59.50M and revenue of 181.00M, resulting in a net margin of 32.9%.
Frequently Asked Questions
ABCB and BANF have a correlation of 0.76, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
ABCB has higher volatility (6.53%) compared to BANF (6.44%). In terms of maximum drawdown, ABCB dropped -86.63% vs BANF's -57.10%.
ABCB currently has the higher Sharpe Ratio (1.70 vs -0.30), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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