ABCB vs. BANF

Last updated Apr 1, 2026

Compare and contrast key facts about Ameris Bancorp (ABCB) and BancFirst Corporation (BANF).

Performance

ABCB vs. BANF - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Ameris Bancorp (ABCB) and BancFirst Corporation (BANF). The values are adjusted to include any dividend payments, if applicable.

ABCB vs. BANF - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
ABCB Ameris Bancorp	5.28%	20.13%	19.36%	14.28%	-3.83%	32.02%	-8.30%	36.06%	-33.69%	11.50%
BANF BancFirst Corporation	2.81%	-8.04%	22.62%	12.44%	27.10%	22.79%	-2.90%	27.93%	-0.62%	11.72%

Fundamentals

EPS ABCB : $6.00 BANF : $7.02
PE Ratio ABCB : 12.99 BANF : 15.45
PEG Ratio ABCB : 2.70 BANF : 1.70
PS Ratio ABCB : 3.27 BANF : 4.19
Total Revenue (TTM) ABCB : $1.64B BANF : $876.73M
Gross Profit (TTM) ABCB : $827.48M BANF : $666.77M
EBITDA (TTM) ABCB : $563.88M BANF : $318.50M

Returns By Period

In the year-to-date period, ABCB achieves a 5.28% return, which is significantly higher than BANF's 2.81% return. Over the past 10 years, ABCB has underperformed BANF with an annualized return of 11.65%, while BANF has yielded a comparatively higher 16.50% annualized return.

ABCB

• 1D: 2.17%
• 1M: 0.69%
• YTD: 5.28%
• 6M: 6.95%
• 1Y: 36.98%
• 3Y*: 30.34%
• 5Y*: 9.32%
• 10Y*: 11.65%

BANF

• 1D: 1.00%
• 1M: -0.91%
• YTD: 2.81%
• 6M: -13.41%
• 1Y: 0.41%
• 3Y*: 11.24%
• 5Y*: 10.90%
• 10Y*: 16.50%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Return for Risk

ABCB vs. BANF — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

ABCB

ABCB Risk / Return Rank: 80
ABCB Sharpe Ratio Rank: 81
ABCB Sortino Ratio Rank: 74
ABCB Omega Ratio Rank: 77
ABCB Calmar Ratio Rank: 84
ABCB Martin Ratio Rank: 85

BANF

BANF Risk / Return Rank: 40
BANF Sharpe Ratio Rank: 42
BANF Sortino Ratio Rank: 35
BANF Omega Ratio Rank: 35
BANF Calmar Ratio Rank: 43
BANF Martin Ratio Rank: 43

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

ABCB vs. BANF - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Ameris Bancorp (ABCB) and BancFirst Corporation (BANF). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	ABCB	BANF	Difference
Sharpe ratio Return per unit of total volatility	1.28	0.01	+1.26
Sortino ratio Return per unit of downside risk	1.78	0.22	+1.56
Omega ratio Gain probability vs. loss probability	1.26	1.03	+0.23
Calmar ratio Return relative to maximum drawdown	2.79	0.05	+2.74
Martin ratio Return relative to average drawdown	7.92	0.09	+7.83
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

ABCB vs. BANF - Sharpe Ratio Comparison

The current ABCB Sharpe Ratio is 1.28, which is higher than the BANF Sharpe Ratio of 0.01. The chart below compares the historical Sharpe Ratios of ABCB and BANF, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.

Sharpe Ratios by Period

	ABCB	BANF	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	1.28	0.01	+1.26
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.28	0.36	-0.08
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.31	0.46	-0.15
Sharpe Ratio (All Time) Calculated using the full available price history	0.25	0.41	-0.16

Correlation

The correlation between ABCB and BANF is 0.47, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.

Dividends

ABCB vs. BANF - Dividend Comparison

ABCB's dividend yield for the trailing twelve months is around 1.03%, less than BANF's 1.78% yield.

	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
ABCB Ameris Bancorp	1.03%	1.08%	1.04%	1.13%	1.27%	1.21%	1.58%	1.18%	1.26%	0.83%	0.69%	0.59%
BANF BancFirst Corporation	1.78%	1.79%	1.52%	1.71%	1.72%	1.98%	2.25%	1.99%	2.04%	1.56%	1.59%	2.39%

Drawdowns

ABCB vs. BANF - Drawdown Comparison

The maximum ABCB drawdown since its inception was -86.63%, which is greater than BANF's maximum drawdown of -57.10%. Use the drawdown chart below to compare losses from any high point for ABCB and BANF.

Drawdown Indicators

	ABCB	BANF	Difference
Max Drawdown Largest peak-to-trough decline	-86.63%	-57.10%	-29.53%
Max Drawdown (1Y) Largest decline over 1 year	-13.85%	-23.63%	+9.78%
Max Drawdown (5Y) Largest decline over 5 years	-49.09%	-37.97%	-11.12%
Max Drawdown (10Y) Largest decline over 10 years	-67.20%	-57.10%	-10.10%
Current Drawdown Current decline from peak	-9.01%	-19.47%	+10.46%
Average Drawdown Average peak-to-trough decline	-23.12%	-13.94%	-9.18%
Ulcer Index Depth and duration of drawdowns from previous peaks	4.88%	12.94%	-8.06%

Volatility

ABCB vs. BANF - Volatility Comparison

The current volatility for Ameris Bancorp (ABCB) is 5.28%, while BancFirst Corporation (BANF) has a volatility of 6.03%. This indicates that ABCB experiences smaller price fluctuations and is considered to be less risky than BANF based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	ABCB	BANF	Difference
Volatility (1M) Calculated over the trailing 1-month period	5.28%	6.03%	-0.75%
Volatility (6M) Calculated over the trailing 6-month period	18.52%	20.68%	-2.16%
Volatility (1Y) Calculated over the trailing 1-year period	29.08%	29.12%	-0.04%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	32.94%	30.41%	+2.53%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	37.16%	35.74%	+1.42%

Financials

ABCB vs. BANF - Profitability Comparison

The chart below illustrates the profitability comparison between Ameris Bancorp and BancFirst Corporation over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

ABCB - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Ameris Bancorp reported a gross profit of 0.00 and revenue of 419.89M. Therefore, the gross margin over that period was 0.0%.

BANF - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, BancFirst Corporation reported a gross profit of 171.26M and revenue of 175.48M. Therefore, the gross margin over that period was 97.6%.

ABCB - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Ameris Bancorp reported an operating income of 141.09M and revenue of 419.89M, resulting in an operating margin of 33.6%.

BANF - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, BancFirst Corporation reported an operating income of 78.97M and revenue of 175.48M, resulting in an operating margin of 45.0%.

ABCB - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Ameris Bancorp reported a net income of 108.36M and revenue of 419.89M, resulting in a net margin of 25.8%.

BANF - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, BancFirst Corporation reported a net income of 62.65M and revenue of 175.48M, resulting in a net margin of 35.7%.