HAA 4-2025
Asset Allocation
| Position | Category/Sector | Target Weight |
|---|---|---|
GLDM SPDR Gold MiniShares Trust | Precious Metals, Gold | 33.33% |
VEA Vanguard FTSE Developed Markets ETF | Foreign Large Cap Equities | 33.33% |
VWO Vanguard FTSE Emerging Markets ETF | Emerging Markets Equities | 33.33% |
Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in HAA 4-2025, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced every 3 months.
The earliest data available for this chart is Jun 26, 2018, corresponding to the inception date of GLDM
Returns By Period
| YTD | 1M | 6M | 1Y | 5Y* | 10Y* | |
|---|---|---|---|---|---|---|
^GSPC S&P 500 | -3.31% | 5.38% | -0.74% | 10.90% | 14.93% | 10.61% |
| HAA 4-2025 | 13.76% | 5.05% | 9.74% | 20.16% | 11.89% | N/A |
| Portfolio components: | ||||||
GLDM SPDR Gold MiniShares Trust | 23.20% | 4.08% | 18.24% | 40.40% | 13.56% | N/A |
VEA Vanguard FTSE Developed Markets ETF | 12.63% | 7.05% | 8.87% | 11.63% | 12.33% | 5.82% |
VWO Vanguard FTSE Emerging Markets ETF | 5.56% | 4.06% | 2.21% | 9.87% | 8.91% | 3.70% |
Monthly Returns
The table below presents the monthly returns of HAA 4-2025, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 4.00% | 1.65% | 3.62% | 3.16% | 0.67% | 13.76% | |||||||
| 2024 | -2.01% | 2.23% | 4.72% | 0.22% | 2.77% | 0.09% | 3.20% | 2.00% | 4.48% | -1.16% | -1.67% | -1.96% | 13.33% |
| 2023 | 7.70% | -5.15% | 4.36% | 1.07% | -2.69% | 2.31% | 3.78% | -3.74% | -3.66% | 0.23% | 6.04% | 3.39% | 13.45% |
| 2022 | -1.48% | -0.06% | -0.41% | -4.88% | -0.43% | -4.85% | 0.67% | -3.12% | -7.69% | 0.49% | 11.77% | -0.55% | -11.14% |
| 2021 | -0.26% | -0.70% | 0.40% | 2.79% | 4.31% | -2.31% | -0.97% | 1.17% | -3.36% | 2.02% | -2.74% | 2.80% | 2.88% |
| 2020 | -1.33% | -3.84% | -10.07% | 7.32% | 3.81% | 4.31% | 7.37% | 2.43% | -2.39% | -0.89% | 5.78% | 6.20% | 18.52% |
| 2019 | 6.65% | 0.49% | 0.47% | 1.43% | -3.35% | 6.45% | -1.26% | 0.94% | 0.16% | 3.28% | -0.42% | 4.78% | 20.86% |
| 2018 | 0.01% | 1.37% | -2.68% | -0.44% | -4.69% | 1.89% | -1.15% | -5.70% |
Expense Ratio
HAA 4-2025 has an expense ratio of 0.10%, which is considered low. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
With an overall rank of 90, HAA 4-2025 is among the top 10% of portfolios on our website when it comes to balancing risk and reward. Below is a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
|---|---|---|---|---|---|
GLDM SPDR Gold MiniShares Trust | 2.44 | 3.24 | 1.42 | 5.08 | 13.73 |
VEA Vanguard FTSE Developed Markets ETF | 0.82 | 1.26 | 1.17 | 1.05 | 3.18 |
VWO Vanguard FTSE Emerging Markets ETF | 0.74 | 1.16 | 1.15 | 0.71 | 2.33 |
Dividends
Dividend yield
HAA 4-2025 provided a 1.99% dividend yield over the last twelve months.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Portfolio | 1.99% | 2.19% | 2.23% | 2.34% | 1.93% | 1.32% | 2.09% | 2.08% | 1.69% | 1.85% | 2.06% | 2.18% |
| Portfolio components: | ||||||||||||
GLDM SPDR Gold MiniShares Trust | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
VEA Vanguard FTSE Developed Markets ETF | 2.91% | 3.36% | 3.16% | 2.91% | 3.16% | 2.04% | 3.04% | 3.35% | 2.77% | 3.05% | 2.92% | 3.68% |
VWO Vanguard FTSE Emerging Markets ETF | 3.05% | 3.20% | 3.52% | 4.11% | 2.63% | 1.91% | 3.24% | 2.88% | 2.30% | 2.52% | 3.26% | 2.86% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Worst Drawdowns
The table below displays the maximum drawdowns of the HAA 4-2025. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the HAA 4-2025 was 24.98%, occurring on Oct 14, 2022. Recovery took 352 trading sessions.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -24.98% | Jun 3, 2021 | 346 | Oct 14, 2022 | 352 | Mar 12, 2024 | 698 |
| -23.91% | Jan 21, 2020 | 42 | Mar 19, 2020 | 74 | Jul 6, 2020 | 116 |
| -10.01% | Mar 20, 2025 | 14 | Apr 8, 2025 | 8 | Apr 21, 2025 | 22 |
| -9.24% | Jul 26, 2018 | 105 | Dec 24, 2018 | 41 | Feb 25, 2019 | 146 |
| -6.71% | Sep 27, 2024 | 73 | Jan 13, 2025 | 19 | Feb 10, 2025 | 92 |
Volatility
Volatility Chart
The current HAA 4-2025 volatility is 9.10%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.
Diversification
Diversification Metrics
Number of Effective Assets
The portfolio contains 3 assets, with an effective number of assets of 3.00, reflecting the diversification based on asset allocation. This number of effective assets suggests a highly concentrated portfolio, where a few assets dominate the allocation, potentially increasing the portfolio's risk due to lack of diversification.
Asset Correlations Table
| ^GSPC | GLDM | VWO | VEA | Portfolio | |
|---|---|---|---|---|---|
| ^GSPC | 1.00 | 0.07 | 0.66 | 0.81 | 0.66 |
| GLDM | 0.07 | 1.00 | 0.22 | 0.22 | 0.55 |
| VWO | 0.66 | 0.22 | 1.00 | 0.79 | 0.88 |
| VEA | 0.81 | 0.22 | 0.79 | 1.00 | 0.86 |
| Portfolio | 0.66 | 0.55 | 0.88 | 0.86 | 1.00 |