Aktienoptimierung für 2026

Asset Allocation

Position	Category/Sector	Target Weight
ADBE Adobe Inc	Technology	8.33%
ADP Automatic Data Processing, Inc.	Industrials	8.33%
CASH Meta Financial Group, Inc.	Financial Services	8.33%
CMG Chipotle Mexican Grill, Inc.	Consumer Cyclical	8.33%
CSGP CoStar Group, Inc.	Real Estate	8.33%
DUOL Duolingo, Inc.	Technology	8.33%
LIN Linde plc	Basic Materials	8.33%
MRK Merck & Co., Inc.	Healthcare	8.33%
MSFT Microsoft Corporation	Technology	8.33%
NKE NIKE, Inc.	Consumer Cyclical	8.33%
PG The Procter & Gamble Company	Consumer Defensive	8.33%
UNH UnitedHealth Group Incorporated	Healthcare	8.33%

Benchmark Against

Benchmark

S&P 500 Index

Rebalance

Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in Aktienoptimierung für 2026, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Every 3 months.

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The earliest data available for this chart is Jul 28, 2021, corresponding to the inception date of DUOL

Returns By Period

	1D	1M	YTD	6M	1Y	3Y*	5Y*	10Y*
Benchmark S&P 500 Index	0.11%	-2.33%	-3.84%	-1.98%	29.73%	16.86%	10.37%	12.29%
Portfolio Aktienoptimierung für 2026	0.62%	-6.19%	-12.89%	-20.65%	-14.56%	0.70%	—	—
Portfolio components:
PG The Procter & Gamble Company	-0.67%	-6.84%	0.58%	-4.68%	-10.20%	1.10%	3.87%	8.50%
CMG Chipotle Mexican Grill, Inc.	1.62%	-6.25%	-10.38%	-20.59%	-29.88%	-1.17%	2.88%	13.56%
ADBE Adobe Inc	0.64%	-14.35%	-30.59%	-29.94%	-30.41%	-13.86%	-12.86%	9.90%
NKE NIKE, Inc.	-0.99%	-22.49%	-30.18%	-37.76%	-20.88%	-27.29%	-18.49%	-1.72%
MRK Merck & Co., Inc.	0.02%	5.16%	15.68%	37.69%	53.75%	6.77%	13.97%	12.22%
CASH Meta Financial Group, Inc.	-0.02%	0.16%	26.83%	22.34%	33.62%	29.77%	14.61%	20.33%
ADP Automatic Data Processing, Inc.	1.36%	-9.08%	-20.03%	-28.93%	-26.91%	0.26%	3.69%	10.95%
CSGP CoStar Group, Inc.	0.81%	-17.42%	-40.59%	-52.89%	-44.99%	-16.56%	-14.24%	8.01%
MSFT Microsoft Corporation	1.11%	-8.68%	-22.60%	-27.51%	4.58%	10.00%	9.94%	22.58%
UNH UnitedHealth Group Incorporated	1.20%	-2.47%	-15.36%	-21.91%	-45.70%	-15.89%	-3.82%	9.69%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Monthly Returns

Based on dividend-adjusted daily data since Jul 29, 2021, Aktienoptimierung für 2026's average daily return is +0.01%, while the average monthly return is +0.24%. At this rate, your investment would double in approximately 24.1 years.

Historically, 50% of months were positive and 50% were negative. The best month was Nov 2023 with a return of +11.0%, while the worst month was Oct 2025 at -7.9%. The longest winning streak lasted 6 consecutive months, and the longest losing streak was 4 months.

On a daily basis, Aktienoptimierung für 2026 closed higher 50% of trading days. The best single day was Apr 9, 2025 with a return of +7.6%, while the worst single day was Jun 13, 2022 at -4.4%.

	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec	Total
2026	-2.40%	-3.26%	-6.92%	-0.87%									-12.89%
2025	3.25%	-2.68%	-3.64%	-1.27%	4.83%	0.23%	-4.05%	1.40%	-1.30%	-7.90%	-0.59%	0.79%	-11.00%
2024	0.09%	4.51%	0.64%	-1.94%	-1.56%	1.81%	0.28%	5.18%	1.93%	-3.20%	8.38%	-7.52%	7.91%
2023	6.07%	-3.93%	9.18%	5.38%	-0.93%	5.59%	2.81%	-2.07%	-2.90%	0.79%	10.98%	1.58%	36.26%
2022	-6.85%	-6.03%	4.66%	-5.45%	-1.42%	-4.56%	7.22%	-3.25%	-7.08%	9.23%	6.19%	-2.56%	-11.23%
2021							1.16%	0.22%	-1.80%	9.40%	-4.56%	2.84%	6.90%

Benchmark Metrics

Aktienoptimierung für 2026 has an annualized alpha of -5.47%, beta of 0.88, and R² of 0.71 versus S&P 500 Index. Calculated based on daily prices since July 29, 2021.

This portfolio participated in 94.94% of S&P 500 Index downside but only 65.43% of its upside — more exposed to losses than it benefited from rallies.
This portfolio had an annualized alpha of -5.47% versus S&P 500 Index — delivering less than market exposure alone would predict.
With beta of 0.88 and R² of 0.71, this portfolio moves broadly in line with S&P 500 Index — much of its variation is explained by market exposure rather than independent behavior.

Alpha: -5.47%

Beta: 0.88

R²: 0.71

Upside Capture: 65.43%

Downside Capture: 94.94%

Expense Ratio

Aktienoptimierung für 2026 has an expense ratio of 0.00%, meaning no management fees are charged. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.

The portfolio doesn't include any funds that charge management fees.

Return for Risk

Risk / Return Rank

Aktienoptimierung für 2026 ranks 1 for risk / return — in the bottom 1% of portfolios on our site. This means you're taking on significantly more risk than the returns justify. Consider whether the potential upside is worth the volatility, or explore alternatives with better risk / return profiles.

Overall Rank

Sharpe Ratio Rank

Sortino Ratio Rank

Omega Ratio Rank

Calmar Ratio Rank

Martin Ratio Rank

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

	Portfolio	Benchmark	Difference
Sharpe ratio Return per unit of total volatility	-1.14	0.88	-2.02
Sortino ratio Return per unit of downside risk	-1.65	1.37	-3.02
Omega ratio Gain probability vs. loss probability	0.81	1.21	-0.40
Calmar ratio Return relative to maximum drawdown	-0.82	1.39	-2.21
Martin ratio Return relative to average drawdown	-1.81	6.43	-8.25
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

How much return does each position deliver for the risk it carries? Higher values mean better reward for the risk taken.

	Risk / Return Rank	Sharpe ratio	Sortino ratio	Omega ratio	Calmar ratio	Martin ratio
PG The Procter & Gamble Company	12	-0.71	-0.87	0.90	-0.75	-1.39
CMG Chipotle Mexican Grill, Inc.	10	-0.91	-1.18	0.84	-0.73	-1.21
ADBE Adobe Inc	5	-1.20	-1.69	0.79	-0.83	-1.69
NKE NIKE, Inc.	11	-0.69	-0.81	0.89	-0.70	-1.89
MRK Merck & Co., Inc.	82	1.55	2.20	1.28	2.89	7.69
CASH Meta Financial Group, Inc.	60	0.69	1.16	1.15	1.07	2.29
ADP Automatic Data Processing, Inc.	3	-1.42	-1.98	0.75	-0.86	-1.78
CSGP CoStar Group, Inc.	4	-1.26	-1.82	0.74	-0.84	-1.77
MSFT Microsoft Corporation	34	-0.06	0.11	1.01	-0.05	-0.12
UNH UnitedHealth Group Incorporated	11	-0.89	-1.09	0.82	-0.76	-1.00

Sharpe Ratio

The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk.

Aktienoptimierung für 2026 Sharpe ratios as of Apr 4, 2026 (values are recalculated daily):

1-Year: -1.14
All Time: 0.09

These values reflect how efficiently the investment has delivered returns relative to its volatility over different time periods. All figures are annualized and based on daily total returns (including price changes and dividends).

Compared to the broad market, where average Sharpe ratios range from 0.99 to 1.69, this portfolio's current Sharpe ratio places it in the bottom 25%. This suggests weaker risk-adjusted returns than most portfolios, possibly due to lower returns, higher volatility, or both. It may be worth reviewing the allocation. You can use the Portfolio Optimization tool to explore options for improving the Sharpe ratio.

The chart below shows the rolling Sharpe ratio of Aktienoptimierung für 2026 compared to the selected benchmark. This view highlights how the investment's risk-adjusted performance has changed over time.

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Dividends

Dividend yield

Aktienoptimierung für 2026 provided a 1.51% dividend yield over the last twelve months.

	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Portfolio	1.51%	1.34%	1.12%	1.04%	1.00%	0.92%	1.03%	1.04%	1.13%	1.10%	1.17%	1.26%
Portfolio components:
PG The Procter & Gamble Company	2.95%	2.91%	2.36%	2.55%	2.38%	2.08%	2.24%	2.37%	3.09%	2.98%	3.18%	3.31%
CMG Chipotle Mexican Grill, Inc.	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
ADBE Adobe Inc	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
NKE NIKE, Inc.	3.67%	2.53%	2.00%	1.28%	1.07%	0.68%	0.71%	0.89%	1.11%	1.18%	1.30%	0.93%
MRK Merck & Co., Inc.	2.75%	3.12%	3.14%	2.72%	2.52%	3.41%	3.03%	2.48%	2.60%	3.36%	3.14%	3.43%
CASH Meta Financial Group, Inc.	0.22%	0.28%	0.27%	0.38%	0.46%	0.34%	0.55%	0.55%	0.96%	0.56%	0.51%	1.13%
ADP Automatic Data Processing, Inc.	3.18%	2.46%	1.96%	2.21%	1.83%	1.55%	2.08%	1.92%	2.14%	2.00%	2.10%	2.36%
CSGP CoStar Group, Inc.	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
MSFT Microsoft Corporation	0.93%	0.70%	0.73%	0.74%	1.06%	0.68%	0.94%	1.20%	1.69%	1.86%	2.37%	2.33%
UNH UnitedHealth Group Incorporated	3.19%	2.64%	1.62%	1.38%	1.21%	1.12%	1.38%	1.41%	1.38%	1.30%	1.48%	1.59%

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.

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Worst Drawdowns

The table below displays the maximum drawdowns of the Aktienoptimierung für 2026. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Aktienoptimierung für 2026 was 29.99%, occurring on Mar 27, 2026. The portfolio has not yet recovered.

The current Aktienoptimierung für 2026 drawdown is 29.02%.

Depth	Start	To Bottom	Bottom	To Recover	End	Total
-29.99%	Dec 5, 2024	327	Mar 27, 2026	—	—	—
-24.26%	Nov 5, 2021	154	Jun 16, 2022	217	Apr 28, 2023	371
-7.55%	Jul 19, 2023	72	Oct 27, 2023	9	Nov 9, 2023	81
-6.3%	May 8, 2024	61	Aug 5, 2024	12	Aug 21, 2024	73
-5.46%	Sep 24, 2021	5	Sep 30, 2021	10	Oct 14, 2021	15

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.

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Diversification

Diversification Metrics

Number of Effective Assets

The portfolio contains 12 assets, with an effective number of assets of 12.00, reflecting the diversification based on asset allocation. This number of effective assets suggests that the portfolio's investments are spread across a variety of assets, indicating a well-diversified allocation. However, true diversification also depends on the correlations between assets.

Asset Correlations Table

The table below displays the correlation coefficients between the individual components of the portfolio, the entire portfolio, and the chosen benchmark.

	Benchmark	MRK	UNH	PG	DUOL	CASH	CMG	NKE	CSGP	MSFT	LIN	ADBE	ADP	Portfolio
Benchmark	1.00	0.17	0.29	0.25	0.42	0.53	0.53	0.54	0.55	0.75	0.55	0.64	0.55	0.78
MRK	0.17	1.00	0.28	0.38	-0.05	0.12	0.09	0.15	0.14	0.04	0.23	0.05	0.20	0.27
UNH	0.29	0.28	1.00	0.31	0.04	0.19	0.15	0.16	0.18	0.17	0.30	0.19	0.34	0.39
PG	0.25	0.38	0.31	1.00	-0.02	0.19	0.15	0.27	0.20	0.15	0.39	0.17	0.36	0.36
DUOL	0.42	-0.05	0.04	-0.02	1.00	0.23	0.33	0.26	0.35	0.36	0.20	0.38	0.25	0.59
CASH	0.53	0.12	0.19	0.19	0.23	1.00	0.31	0.39	0.37	0.31	0.36	0.34	0.40	0.56
CMG	0.53	0.09	0.15	0.15	0.33	0.31	1.00	0.39	0.40	0.46	0.36	0.49	0.39	0.63
NKE	0.54	0.15	0.16	0.27	0.26	0.39	0.39	1.00	0.40	0.35	0.41	0.42	0.40	0.62
CSGP	0.55	0.14	0.18	0.20	0.35	0.37	0.40	0.40	1.00	0.43	0.41	0.46	0.46	0.65
MSFT	0.75	0.04	0.17	0.15	0.36	0.31	0.46	0.35	0.43	1.00	0.38	0.61	0.41	0.64
LIN	0.55	0.23	0.30	0.39	0.20	0.36	0.36	0.41	0.41	0.38	1.00	0.42	0.48	0.59
ADBE	0.64	0.05	0.19	0.17	0.38	0.34	0.49	0.42	0.46	0.61	0.42	1.00	0.46	0.70
ADP	0.55	0.20	0.34	0.36	0.25	0.40	0.39	0.40	0.46	0.41	0.48	0.46	1.00	0.65
Portfolio	0.78	0.27	0.39	0.36	0.59	0.56	0.63	0.62	0.65	0.64	0.59	0.70	0.65	1.00

The correlation results are calculated based on daily price changes starting from Jul 29, 2021

Aktienoptimierung für 2026

Asset Allocation

Performance

Performance Chart

Returns By Period

Monthly Returns

Benchmark Metrics

Expense Ratio

Return for Risk

Risk / Return Rank

Return / Risk — by metrics

Sharpe ratio

Sortino ratio

Omega ratio

Calmar ratio

Martin ratio

Sharpe Ratio

Dividends

Dividend yield

Drawdowns

Drawdowns Chart

Worst Drawdowns

Volatility

Volatility Chart

Diversification

Diversification Metrics

Number of Effective Assets

Asset Correlations Table