Asset Allocation
| Position | Category/Sector | Target Weight |
|---|---|---|
SPMO Invesco S&P 500 Momentum ETF | Momentum, S&P 500 | 33.33% |
VDC Vanguard Consumer Staples ETF | Consumer Staples Equities | 33.33% |
QQQ Invesco QQQ ETF | Nasdaq-100 | 33.33% |
Find the right asset allocation for 2026 plan v3
Add portfolio to the optimizer to find optimal allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.
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Performance Chart
The chart shows the growth of an initial investment of $10,000 in 2026 plan v3, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Every year.
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Returns By Period
As of Jun 5, 2026, the 2026 plan v3 returned 14.54% Year-To-Date and 16.80% of annualized return in the last 10 years.
| Position | 1D | 1M | YTD | 6M | 1Y | 3Y* | 5Y* | 10Y* |
|---|---|---|---|---|---|---|---|---|
Benchmark S&P 500 Index | -2.64% | 0.25% | 7.86% | 7.47% | — | — | — | — |
Portfolio 2026 plan v3 | -3.14% | 0.43% | 14.54% | 13.25% | 25.40% | 24.76% | 15.93% | 16.80% |
| Portfolio components: | ||||||||
QQQ Invesco QQQ ETF | -4.80% | 1.34% | 14.92% | 13.01% | 35.00% | 26.46% | 16.70% | 21.27% |
SPMO Invesco S&P 500 Momentum ETF | -5.59% | 1.90% | 21.26% | 20.02% | 37.63% | 39.63% | 22.50% | 20.08% |
VDC Vanguard Consumer Staples ETF | 1.73% | -2.10% | 7.46% | 6.75% | 4.71% | 8.27% | 6.40% | 7.76% |
Monthly Returns
Based on dividend-adjusted daily data since Oct 13, 2015, 2026 plan v3's average daily return is +0.07%, while the average monthly return is +1.34%. At this rate, an investment would double in approximately 4.3 years.
Historically, 65% of months were positive and 35% were negative. The best month was Apr 2026 with a return of +12.4%, while the worst month was Dec 2018 at -8.8%. The longest winning streak lasted 8 consecutive months, and the longest losing streak was 3 months.
On a daily basis, 2026 plan v3 closed higher 56% of trading days. The best single day was Apr 9, 2025 with a return of +9.0%, while the worst single day was Mar 16, 2020 at -11.3%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 3.04% | 1.77% | -6.16% | 12.38% | 6.51% | -2.76% | 14.54% | ||||||
| 2025 | 3.11% | 0.50% | -5.56% | 1.50% | 7.26% | 3.80% | 1.39% | 0.99% | 2.64% | 1.02% | 0.07% | -0.86% | 16.49% |
| 2024 | 2.80% | 6.62% | 2.97% | -3.89% | 5.40% | 4.59% | -0.53% | 3.26% | 1.76% | -1.12% | 5.86% | -1.97% | 28.25% |
| 2023 | 3.34% | -2.31% | 5.28% | 2.22% | -0.50% | 5.31% | 2.76% | -0.88% | -3.77% | -1.95% | 8.51% | 5.29% | 25.00% |
| 2022 | -5.71% | -2.46% | 3.17% | -6.43% | -1.58% | -6.34% | 7.51% | -3.09% | -8.54% | 9.26% | 4.95% | -4.81% | -14.86% |
| 2021 | -1.22% | -0.74% | 3.78% | 4.35% | -0.06% | 4.22% | 2.25% | 3.36% | -4.79% | 6.35% | -0.75% | 4.35% | 22.58% |
Benchmark Metrics
2026 plan v3 has an annualized alpha of 3.16%, beta of 0.91, and R2 of 0.84 versus S&P 500 Index. Calculated based on daily prices since October 13, 2015.
- This portfolio captured 102.33% of S&P 500 Index gains but only 94.91% of its losses - a favorable profile for investors.
- This portfolio generated an annualized alpha of 3.16% versus S&P 500 Index - delivering returns beyond what market exposure alone would predict.
- With beta of 0.91 and R2 of 0.84, this portfolio moves broadly in line with S&P 500 Index - much of its variation is explained by market exposure rather than independent behavior.
- Alpha
- 3.16%
- Beta
- 0.91
- R²
- 0.84
- Upside Capture
- 102.33%
- Downside Capture
- 94.91%
Expense Ratio
2026 plan v3 has an expense ratio of 0.13%, which is considered low. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.
Return for Risk
Risk / Return Rank
2026 plan v3 ranks 56 for risk / return — on par with similar Portfolios. You're getting a typical balance of risk and reward. Not a standout, but not a red flag either — a reasonable choice if other factors align with your goals.
Return / Risk — by metrics
The table below presents risk-adjusted performance metrics for 2026 plan v3 and compares them with S&P 500 Index.
| Portfolio | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | 2.13 | — | — |
| Sortino ratioReturn per unit of downside risk | 2.96 | — | — |
| Omega ratioGain probability vs. loss probability | 1.39 | — | — |
| Calmar ratioReturn relative to maximum drawdown | 2.95 | — | — |
| Martin ratioReturn relative to average drawdown | 12.52 | — | — |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
How much return does each position deliver for the risk it carries? Higher values mean better reward for the risk taken.
| Position | Risk / Return Rank | Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio |
|---|---|---|---|---|---|---|
QQQ Invesco QQQ ETF | 62 | 2.11 | 2.72 | 1.37 | 2.94 | 11.22 |
SPMO Invesco S&P 500 Momentum ETF | 61 | 2.04 | 2.70 | 1.37 | 2.98 | 11.48 |
VDC Vanguard Consumer Staples ETF | 15 | 0.38 | 0.64 | 1.07 | 0.51 | 1.05 |
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Dividends
Dividend yield
2026 plan v3 provided a 1.08% dividend yield over the last twelve months.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Portfolio | 1.08% | 1.15% | 1.12% | 1.63% | 1.61% | 1.03% | 1.44% | 1.53% | 1.58% | 1.37% | 1.80% | 1.30% |
| Portfolio components: | ||||||||||||
QQQ Invesco QQQ ETF | 0.40% | 0.45% | 0.56% | 0.62% | 0.80% | 0.43% | 0.55% | 0.74% | 0.91% | 0.84% | 1.06% | 0.99% |
SPMO Invesco S&P 500 Momentum ETF | 0.70% | 0.73% | 0.48% | 1.63% | 1.66% | 0.52% | 1.27% | 1.39% | 1.05% | 0.77% | 1.94% | 0.36% |
VDC Vanguard Consumer Staples ETF | 2.14% | 2.26% | 2.33% | 2.65% | 2.37% | 2.14% | 2.50% | 2.44% | 2.78% | 2.52% | 2.39% | 2.55% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the 2026 plan v3. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the 2026 plan v3 was 27.99%, occurring on Mar 23, 2020. Recovery took 72 trading sessions.
The current 2026 plan v3 drawdown is 0.73%.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
COVID crash2020 | -27.99%Mar 2020 | 1mo 2d | 3mo 15d | 4mo 17dFeb 2020 - Jul 2020 |
Bear market2022 | -22.46%Sep 2022 | 8mo 28d | 1y 1mo | 1y 10moJan 2022 - Nov 2023 |
Rate-hike selloffLate 2018 | -19.10%Dec 2018 | 2mo 23d | 3mo 12d | 6mo 5dOct 2018 - Apr 2019 |
2025 selloff2025 | -16.71%Apr 2025 | 1mo 17d | 1mo 25d | 3mo 12dFeb 2025 - Jun 2025 |
2018 pullback2018 | -9.64%Apr 2018 | 2mo 3d | 3mo 11d | 5mo 14dJan 2018 - Jul 2018 |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Diversification
Diversification Metrics
Number of Effective Assets
The portfolio contains 3 assets, with an effective number of assets of 3.00, reflecting the diversification based on asset allocation. Your capital is spread almost evenly across your holdings, indicating a well-balanced allocation. Note that true diversification also depends on the correlations between assets — check the diversification ratio below.
Diversification Ratio
1Y | 3Y | 5Y | 10Y | All Time | |
|---|---|---|---|---|---|
Diversification Ratio | 1.34 | 1.20 | 1.16 | 1.12 | 1.13 |
The portfolio has a diversification ratio of 1.13, placing it in the bottom quartile across portfolios — positions are highly correlated. Consider adding assets from different classes or sectors to reduce risk.
2026 plan v3 correlation to the S&P 500 Index
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.90 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.90 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.90 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.90 |
Correlation (All Time) Calculated using the full available price history since Oct 13, 2015 | 0.90 |
Benchmark Correlations
Correlation vs. S&P 500 Index. QQQ has the highest benchmark correlation at 0.94, while VDC has the lowest at 0.04.
Asset Correlations Table
Find what 2026 plan v3 is missing
See which holdings overlap, where 2026 plan v3 is concentrated, and which low-correlation assets could fill the gaps.
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