2026 plan v3

The chart shows the growth of an initial investment of $10,000 in 2026 plan v3, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Every 3 months.

As of Jun 5, 2026, the 2026 plan v3 returned 10.59% Year-To-Date and 16.03% of annualized return in the last 10 years.

Based on dividend-adjusted daily data since Oct 13, 2015, 2026 plan v3's average daily return is +0.06%, while the average monthly return is +1.29%. At this rate, an investment would double in approximately 4.5 years.

Historically, 68% of months were positive and 32% were negative. The best month was Nov 2020 with a return of +9.6%, while the worst month was Mar 2020 at -9.9%. The longest winning streak lasted 10 consecutive months, and the longest losing streak was 3 months.

On a daily basis, 2026 plan v3 closed higher 56% of trading days. The best single day was Mar 24, 2020 with a return of +9.4%, while the worst single day was Mar 16, 2020 at -11.9%.

2026 plan v3 has an annualized alpha of 1.26%, beta of 0.76, and R2 of 0.82 versus S&P 500 Index. Calculated based on daily prices since October 13, 2015.

• This portfolio participates in less of S&P 500 Index's moves in both directions, but captures a larger share of gains (72.93%) than losses (66.40%) - typical of diversified or defensive assets.

2026 plan v3 has an expense ratio of 0.14%, which is considered low. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.

2026 plan v3 ranks 42 for risk / return — on par with similar Portfolios. You're getting a typical balance of risk and reward. Not a standout, but not a red flag either — a reasonable choice if other factors align with your goals.

The table below presents risk-adjusted performance metrics for 2026 plan v3 and compares them with S&P 500 Index.

The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk.

2026 plan v3 Sharpe ratios as of Jun 5, 2026 (values are recalculated daily):

• 1-Year: 1.93
• 5-Year: 0.98
• 10-Year: 0.95
• All Time: 0.95

These values reflect how efficiently the investment has delivered returns relative to its volatility over different time periods. All figures are annualized and based on daily total returns (including price changes and dividends).

Compared to the broad market, where average Sharpe ratios range from 1.84 to 2.82, this portfolio's current Sharpe ratio falls between the 25th and 75th percentiles. This indicates that its risk-adjusted performance is in line with the majority of portfolios, suggesting a balanced approach to risk and return—likely suitable for a wide range of investors.

The chart below shows the rolling Sharpe ratio of 2026 plan v3 compared to the selected benchmark. This view highlights how the investment's risk-adjusted performance has changed over time.

2026 plan v3 provided a 0.87% dividend yield over the last twelve months.

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.

The table below displays the maximum drawdowns of the 2026 plan v3. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the 2026 plan v3 was 31.07%, occurring on Mar 23, 2020. Recovery took 95 trading sessions.

The current 2026 plan v3 drawdown is 0.06%.

The chart below shows the rolling one-month volatility.