FXAIX+SCHD+SCHG+SMH
Asset Allocation
| Position | Category/Sector | Weight |
|---|---|---|
FXAIX Fidelity 500 Index Fund | Large Cap Blend Equities | 40% |
SCHD Schwab US Dividend Equity ETF | Large Cap Growth Equities, Dividend | 20% |
SCHG Schwab U.S. Large-Cap Growth ETF | Large Cap Growth Equities | 20% |
SMH VanEck Vectors Semiconductor ETF | Technology Equities | 20% |
Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in FXAIX+SCHD+SCHG+SMH, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Quarterly
The earliest data available for this chart is Oct 20, 2011, corresponding to the inception date of SCHD
Returns By Period
As of Dec 3, 2024, the FXAIX+SCHD+SCHG+SMH returned 31.01% Year-To-Date and 16.69% of annualized return in the last 10 years.
| YTD | 1M | 6M | 1Y | 5Y (annualized) | 10Y (annualized) | |
|---|---|---|---|---|---|---|
^GSPC S&P 500 | 26.78% | 5.56% | 14.46% | 31.61% | 14.25% | 11.32% |
| FXAIX+SCHD+SCHG+SMH | 31.01% | 4.87% | 13.10% | 38.82% | 20.26% | 16.69% |
| Portfolio components: | ||||||
FXAIX Fidelity 500 Index Fund | 28.39% | 5.70% | 15.04% | 34.15% | 16.05% | 13.23% |
SCHD Schwab US Dividend Equity ETF | 18.81% | 4.41% | 14.80% | 24.42% | 13.09% | 11.62% |
SCHG Schwab U.S. Large-Cap Growth ETF | 35.58% | 7.19% | 17.80% | 42.49% | 20.84% | 16.71% |
SMH VanEck Vectors Semiconductor ETF | 41.75% | 1.27% | 2.17% | 57.05% | 33.46% | 27.66% |
Monthly Returns
The table below presents the monthly returns of FXAIX+SCHD+SCHG+SMH, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | 2.48% | 6.76% | 3.90% | -4.30% | 6.06% | 4.57% | 0.48% | 1.55% | 1.70% | -0.72% | 4.76% | 31.01% | |
| 2023 | 8.28% | -1.63% | 5.12% | -0.46% | 3.81% | 6.15% | 3.93% | -1.67% | -5.25% | -2.74% | 10.24% | 5.91% | 35.04% |
| 2022 | -6.56% | -2.91% | 3.14% | -9.91% | 1.56% | -9.81% | 10.32% | -5.19% | -9.93% | 6.81% | 8.37% | -6.39% | -21.19% |
| 2021 | 0.02% | 3.69% | 4.07% | 4.05% | 1.07% | 3.07% | 1.81% | 2.99% | -4.75% | 6.82% | 1.69% | 3.93% | 31.90% |
| 2020 | -0.35% | -7.30% | -11.66% | 13.43% | 5.16% | 3.15% | 6.63% | 6.96% | -2.94% | -1.48% | 12.90% | 4.29% | 28.94% |
| 2019 | 8.35% | 4.15% | 2.19% | 5.00% | -8.48% | 8.09% | 2.54% | -1.55% | 2.39% | 3.19% | 3.78% | 4.93% | 39.11% |
| 2018 | 6.41% | -3.14% | -2.41% | -1.36% | 4.10% | -0.21% | 3.55% | 3.34% | 0.14% | -8.06% | 2.38% | -8.41% | -4.76% |
| 2017 | 2.14% | 3.63% | 1.07% | 0.85% | 2.95% | -0.74% | 2.66% | 0.97% | 2.70% | 4.04% | 2.36% | 1.12% | 26.40% |
| 2016 | -5.18% | 0.40% | 7.20% | -0.93% | 3.04% | 0.49% | 5.33% | 0.95% | 1.22% | -1.90% | 3.51% | 1.71% | 16.37% |
| 2015 | -2.77% | 6.27% | -1.86% | 0.56% | 2.51% | -3.53% | 0.68% | -5.68% | -1.73% | 8.52% | 0.82% | -1.45% | 1.47% |
| 2014 | -3.35% | 4.85% | 1.50% | 0.25% | 2.61% | 2.91% | -1.38% | 4.34% | -1.16% | 2.08% | 3.87% | -0.02% | 17.41% |
| 2013 | 5.37% | 1.55% | 3.40% | 2.57% | 2.48% | -1.41% | 4.56% | -2.95% | 4.08% | 4.42% | 2.32% | 3.14% | 33.46% |
Expense Ratio
FXAIX+SCHD+SCHG+SMH has an expense ratio of 0.10%, which is considered low compared to other funds. Below you can find the expense ratios of portfolio funds side-by-side and effortlessly compare their relative costs.
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of FXAIX+SCHD+SCHG+SMH is 58, suggesting that the investment has average results relative to other portfolios in terms of risk-adjusted performance. This ranking is determined by the cumulative values of the indicators listed below.
Risk-Adjusted Performance Indicators
This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
|---|---|---|---|---|---|
FXAIX Fidelity 500 Index Fund | 2.79 | 3.70 | 1.52 | 4.05 | 18.22 |
SCHD Schwab US Dividend Equity ETF | 2.36 | 3.41 | 1.41 | 4.40 | 12.85 |
SCHG Schwab U.S. Large-Cap Growth ETF | 2.44 | 3.14 | 1.44 | 3.36 | 13.32 |
SMH VanEck Vectors Semiconductor ETF | 1.60 | 2.11 | 1.28 | 2.23 | 5.83 |
Dividends
Dividend yield
FXAIX+SCHD+SCHG+SMH provided a 1.31% dividend yield over the last twelve months.
| TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Portfolio | 1.31% | 1.49% | 1.94% | 1.33% | 1.65% | 2.74% | 2.45% | 2.02% | 1.91% | 2.72% | 2.26% | 2.06% |
| Portfolio components: | ||||||||||||
FXAIX Fidelity 500 Index Fund | 1.20% | 1.45% | 1.69% | 1.22% | 1.60% | 1.95% | 2.07% | 1.81% | 2.01% | 2.56% | 2.63% | 1.84% |
SCHD Schwab US Dividend Equity ETF | 3.33% | 3.49% | 3.39% | 2.78% | 3.16% | 2.98% | 3.06% | 2.63% | 2.89% | 2.97% | 2.63% | 2.47% |
SCHG Schwab U.S. Large-Cap Growth ETF | 0.39% | 0.46% | 0.55% | 0.42% | 0.52% | 0.82% | 1.27% | 1.01% | 1.04% | 1.22% | 1.09% | 1.07% |
SMH VanEck Vectors Semiconductor ETF | 0.42% | 0.60% | 2.37% | 1.02% | 1.38% | 6.00% | 3.75% | 2.85% | 1.61% | 4.28% | 2.31% | 3.11% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Worst Drawdowns
The table below displays the maximum drawdowns of the FXAIX+SCHD+SCHG+SMH. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the FXAIX+SCHD+SCHG+SMH was 32.77%, occurring on Mar 23, 2020. Recovery took 84 trading sessions.
The current FXAIX+SCHD+SCHG+SMH drawdown is 0.11%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -32.77% | Feb 20, 2020 | 23 | Mar 23, 2020 | 84 | Jul 22, 2020 | 107 |
| -28.91% | Dec 28, 2021 | 202 | Oct 14, 2022 | 284 | Dec 1, 2023 | 486 |
| -19.87% | Sep 21, 2018 | 65 | Dec 24, 2018 | 66 | Apr 1, 2019 | 131 |
| -13.93% | May 28, 2015 | 63 | Aug 25, 2015 | 189 | May 25, 2016 | 252 |
| -10.71% | Jul 17, 2024 | 16 | Aug 7, 2024 | 43 | Oct 8, 2024 | 59 |
Volatility
Volatility Chart
The current FXAIX+SCHD+SCHG+SMH volatility is 3.86%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.
Diversification
Asset Correlations Table
| SMH | SCHD | SCHG | FXAIX | |
|---|---|---|---|---|
| SMH | 1.00 | 0.62 | 0.79 | 0.76 |
| SCHD | 0.62 | 1.00 | 0.71 | 0.86 |
| SCHG | 0.79 | 0.71 | 1.00 | 0.94 |
| FXAIX | 0.76 | 0.86 | 0.94 | 1.00 |