FXAIX+SCHD+SCHG+SMH
Asset Allocation
| Position | Category/Sector | Target Weight |
|---|---|---|
FXAIX Fidelity 500 Index Fund | Large Cap Blend Equities | 40% |
SCHD Schwab US Dividend Equity ETF | Large Cap Growth Equities, Dividend | 20% |
SCHG Schwab U.S. Large-Cap Growth ETF | Large Cap Growth Equities | 20% |
SMH VanEck Vectors Semiconductor ETF | Technology Equities | 20% |
Performance
Performance Chart
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The earliest data available for this chart is Oct 20, 2011, corresponding to the inception date of SCHD
Returns By Period
As of May 29, 2025, the FXAIX+SCHD+SCHG+SMH returned -0.27% Year-To-Date and 15.52% of annualized return in the last 10 years.
| YTD | 1M | 6M | 1Y | 5Y* | 10Y* | |
|---|---|---|---|---|---|---|
^GSPC S&P 500 | 0.12% | 6.51% | -1.84% | 10.98% | 14.10% | 10.82% |
| FXAIX+SCHD+SCHG+SMH | -0.27% | 7.75% | -1.63% | 8.90% | 18.66% | 15.52% |
| Portfolio components: | ||||||
FXAIX Fidelity 500 Index Fund | 0.94% | 6.65% | -0.90% | 12.80% | 15.91% | 12.65% |
SCHD Schwab US Dividend Equity ETF | -3.83% | 0.97% | -9.92% | 4.76% | 12.11% | 10.50% |
SCHG Schwab U.S. Large-Cap Growth ETF | -1.19% | 8.99% | 0.03% | 14.53% | 18.19% | 15.86% |
SMH VanEck Vectors Semiconductor ETF | 0.08% | 15.05% | 2.18% | -2.56% | 28.88% | 24.66% |
Monthly Returns
The table below presents the monthly returns of FXAIX+SCHD+SCHG+SMH, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 2.02% | -1.71% | -5.88% | -1.42% | 7.18% | -0.27% | |||||||
| 2024 | 2.48% | 6.76% | 3.90% | -4.30% | 6.06% | 4.57% | 0.48% | 1.55% | 1.70% | -0.72% | 4.76% | -2.12% | 27.47% |
| 2023 | 8.28% | -1.63% | 5.12% | -0.46% | 3.81% | 6.15% | 3.93% | -1.67% | -5.24% | -2.74% | 10.24% | 5.91% | 35.04% |
| 2022 | -6.56% | -2.91% | 3.14% | -9.91% | 1.56% | -9.81% | 10.33% | -5.19% | -9.93% | 6.81% | 8.37% | -6.61% | -21.38% |
| 2021 | 0.02% | 3.69% | 4.07% | 4.05% | 1.07% | 3.07% | 1.81% | 2.99% | -4.75% | 6.82% | 1.69% | 3.80% | 31.75% |
| 2020 | -0.35% | -7.30% | -11.66% | 13.43% | 5.16% | 3.15% | 6.63% | 6.96% | -2.94% | -1.48% | 12.90% | 4.13% | 28.74% |
| 2019 | 8.35% | 4.15% | 2.19% | 5.00% | -8.48% | 8.09% | 2.54% | -1.55% | 2.39% | 3.19% | 3.78% | 3.86% | 37.70% |
| 2018 | 6.41% | -3.14% | -2.41% | -1.36% | 4.10% | -0.21% | 3.55% | 3.34% | 0.14% | -8.06% | 2.38% | -8.76% | -5.13% |
| 2017 | 2.14% | 3.63% | 1.07% | 0.85% | 2.95% | -0.74% | 2.66% | 0.97% | 2.70% | 4.04% | 2.36% | 0.83% | 26.04% |
| 2016 | -5.18% | 0.40% | 7.20% | -0.93% | 3.04% | 0.49% | 5.33% | 0.95% | 1.22% | -1.90% | 3.51% | 1.54% | 16.18% |
| 2015 | -2.77% | 6.26% | -1.86% | 0.56% | 2.51% | -3.53% | 0.68% | -5.68% | -1.73% | 8.52% | 0.82% | -1.90% | 1.00% |
| 2014 | -3.35% | 4.84% | 1.50% | 0.25% | 2.62% | 2.91% | -1.38% | 4.34% | -1.16% | 2.08% | 3.87% | -0.26% | 17.13% |
Expense Ratio
FXAIX+SCHD+SCHG+SMH has an expense ratio of 0.10%, which is considered low. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of FXAIX+SCHD+SCHG+SMH is 19, meaning it’s performing worse than 81% of other portfolios on our website when it comes to balancing risk and reward. Below is a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
|---|---|---|---|---|---|
FXAIX Fidelity 500 Index Fund | 0.65 | 1.09 | 1.16 | 0.74 | 2.81 |
SCHD Schwab US Dividend Equity ETF | 0.29 | 0.46 | 1.06 | 0.25 | 0.76 |
SCHG Schwab U.S. Large-Cap Growth ETF | 0.58 | 1.05 | 1.15 | 0.70 | 2.29 |
SMH VanEck Vectors Semiconductor ETF | -0.06 | 0.35 | 1.05 | 0.04 | 0.10 |
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Dividends
Dividend yield
FXAIX+SCHD+SCHG+SMH provided a 1.59% dividend yield over the last twelve months.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Portfolio | 1.59% | 1.39% | 1.49% | 1.70% | 1.23% | 1.51% | 1.88% | 2.33% | 1.80% | 1.95% | 2.40% | 1.81% |
| Portfolio components: | ||||||||||||
FXAIX Fidelity 500 Index Fund | 1.55% | 1.25% | 1.45% | 1.69% | 1.22% | 1.60% | 2.06% | 2.72% | 1.97% | 2.52% | 2.83% | 2.08% |
SCHD Schwab US Dividend Equity ETF | 3.99% | 3.64% | 3.49% | 3.39% | 2.78% | 3.16% | 2.98% | 3.06% | 2.63% | 2.89% | 2.97% | 2.63% |
SCHG Schwab U.S. Large-Cap Growth ETF | 0.41% | 0.40% | 0.46% | 0.55% | 0.42% | 0.52% | 0.82% | 1.27% | 1.01% | 1.04% | 1.22% | 1.09% |
SMH VanEck Vectors Semiconductor ETF | 0.44% | 0.44% | 0.60% | 1.18% | 0.51% | 0.69% | 1.50% | 1.88% | 1.43% | 0.80% | 2.14% | 1.16% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the FXAIX+SCHD+SCHG+SMH. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the FXAIX+SCHD+SCHG+SMH was 32.77%, occurring on Mar 23, 2020. Recovery took 84 trading sessions.
The current FXAIX+SCHD+SCHG+SMH drawdown is 5.07%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -32.77% | Feb 20, 2020 | 23 | Mar 23, 2020 | 84 | Jul 22, 2020 | 107 |
| -28.91% | Dec 28, 2021 | 202 | Oct 14, 2022 | 289 | Dec 8, 2023 | 491 |
| -21.08% | Jan 24, 2025 | 52 | Apr 8, 2025 | — | — | — |
| -20.17% | Sep 21, 2018 | 65 | Dec 24, 2018 | 68 | Apr 3, 2019 | 133 |
| -14.14% | May 28, 2015 | 180 | Feb 11, 2016 | 74 | May 27, 2016 | 254 |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Diversification
Diversification Metrics
Number of Effective Assets
The portfolio contains 4 assets, with an effective number of assets of 3.57, reflecting the diversification based on asset allocation. This number of effective assets suggests a highly concentrated portfolio, where a few assets dominate the allocation, potentially increasing the portfolio's risk due to lack of diversification.
Asset Correlations Table
| ^GSPC | SCHD | SMH | SCHG | FXAIX | Portfolio | |
|---|---|---|---|---|---|---|
| ^GSPC | 1.00 | 0.85 | 0.77 | 0.94 | 1.00 | 0.97 |
| SCHD | 0.85 | 1.00 | 0.61 | 0.69 | 0.85 | 0.82 |
| SMH | 0.77 | 0.61 | 1.00 | 0.80 | 0.77 | 0.89 |
| SCHG | 0.94 | 0.69 | 0.80 | 1.00 | 0.94 | 0.94 |
| FXAIX | 1.00 | 0.85 | 0.77 | 0.94 | 1.00 | 0.97 |
| Portfolio | 0.97 | 0.82 | 0.89 | 0.94 | 0.97 | 1.00 |