RV test
Asset Allocation
Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in RV test, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Every 3 months.
The earliest data available for this chart is Feb 7, 2019, corresponding to the inception date of VFSAX
Returns By Period
| YTD | 1M | 6M | 1Y | 5Y* | 10Y* | |
|---|---|---|---|---|---|---|
^GSPC S&P 500 | -3.70% | 13.67% | -5.18% | 9.18% | 14.14% | 10.43% |
| RV test | 1.84% | 11.45% | -0.69% | 9.25% | 10.72% | N/A |
| Portfolio components: | ||||||
VIGAX Vanguard Growth Index Fund Admiral Shares | -5.39% | 17.99% | -4.36% | 13.69% | 16.69% | 14.64% |
VVIAX Vanguard Value Index Fund Admiral Shares | -0.03% | 9.42% | -4.20% | 7.88% | 14.39% | 9.79% |
VTMGX Vanguard Developed Markets Index Fund Admiral Shares | 11.97% | 16.38% | 6.76% | 10.13% | 11.52% | 5.61% |
VEMAX Vanguard Emerging Markets Stock Index Fund Admiral Shares | 4.22% | 14.16% | -1.39% | 9.83% | 8.02% | 3.50% |
VSMAX Vanguard Small-Cap Index Fund Admiral Shares | -6.67% | 15.28% | -10.36% | 2.65% | 12.22% | 7.90% |
VFISX Vanguard Short-Term Treasury Fund Investor Shares | 1.73% | -0.40% | 2.22% | 5.47% | 0.48% | 1.14% |
VFITX Vanguard Intermediate-Term Treasury Fund Investor Shares | 2.66% | -0.50% | 2.30% | 5.96% | -1.66% | 0.76% |
VBTLX Vanguard Total Bond Market Index Fund Admiral Shares | 2.24% | 0.31% | 1.50% | 5.58% | -0.76% | 1.55% |
VFSAX Vanguard FTSE All-World ex-US Small-Cap Index Fund Admiral Shares | 7.06% | 16.26% | 2.22% | 7.36% | 9.50% | N/A |
Monthly Returns
The table below presents the monthly returns of RV test, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 2.63% | 0.03% | -2.47% | 0.61% | 1.09% | 1.84% | |||||||
| 2024 | -0.23% | 3.24% | 2.73% | -3.17% | 3.73% | 1.21% | 2.47% | 2.00% | 2.06% | -2.29% | 3.46% | -2.84% | 12.71% |
| 2023 | 6.61% | -2.84% | 2.45% | 1.06% | -1.20% | 4.59% | 3.07% | -2.46% | -3.72% | -2.73% | 7.78% | 4.92% | 17.97% |
| 2022 | -4.05% | -2.10% | 0.82% | -6.74% | 0.49% | -6.92% | 6.07% | -3.51% | -8.37% | 4.81% | 7.25% | -3.60% | -16.05% |
| 2021 | -0.30% | 2.23% | 2.13% | 3.55% | 1.26% | 1.05% | 0.56% | 1.85% | -3.38% | 3.91% | -2.18% | 3.18% | 14.47% |
| 2020 | -0.81% | -5.71% | -11.68% | 9.34% | 4.30% | 2.52% | 4.25% | 4.58% | -2.28% | -1.67% | 10.18% | 3.97% | 15.89% |
| 2019 | 2.42% | 1.23% | 2.76% | -4.62% | 5.32% | 0.15% | -1.34% | 1.49% | 2.16% | 2.16% | 2.82% | 15.16% |
Expense Ratio
RV test has an expense ratio of 0.08%, which is considered low. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of RV test is 60, indicating average performance compared to other portfolios on our website. Here’s a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
|---|---|---|---|---|---|
VIGAX Vanguard Growth Index Fund Admiral Shares | 0.55 | 0.91 | 1.13 | 0.58 | 2.00 |
VVIAX Vanguard Value Index Fund Admiral Shares | 0.51 | 0.86 | 1.12 | 0.58 | 2.16 |
VTMGX Vanguard Developed Markets Index Fund Admiral Shares | 0.62 | 0.96 | 1.13 | 0.76 | 2.23 |
VEMAX Vanguard Emerging Markets Stock Index Fund Admiral Shares | 0.63 | 0.92 | 1.12 | 0.51 | 1.75 |
VSMAX Vanguard Small-Cap Index Fund Admiral Shares | 0.12 | 0.30 | 1.04 | 0.09 | 0.28 |
VFISX Vanguard Short-Term Treasury Fund Investor Shares | 2.21 | 3.65 | 1.47 | 1.36 | 9.64 |
VFITX Vanguard Intermediate-Term Treasury Fund Investor Shares | 1.17 | 1.74 | 1.21 | 0.40 | 2.78 |
VBTLX Vanguard Total Bond Market Index Fund Admiral Shares | 1.06 | 1.58 | 1.19 | 0.45 | 2.67 |
VFSAX Vanguard FTSE All-World ex-US Small-Cap Index Fund Admiral Shares | 0.50 | 0.76 | 1.10 | 0.42 | 1.55 |
Dividends
Dividend yield
RV test provided a 2.35% dividend yield over the last twelve months.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Portfolio | 2.35% | 2.50% | 2.43% | 2.19% | 1.81% | 1.68% | 2.30% | 2.30% | 1.91% | 2.04% | 2.08% | 2.09% |
| Portfolio components: | ||||||||||||
VIGAX Vanguard Growth Index Fund Admiral Shares | 0.49% | 0.46% | 0.57% | 0.69% | 0.47% | 0.66% | 0.94% | 1.31% | 1.14% | 1.39% | 1.31% | 1.21% |
VVIAX Vanguard Value Index Fund Admiral Shares | 2.32% | 2.30% | 2.45% | 2.51% | 2.14% | 2.54% | 2.49% | 2.72% | 2.29% | 2.45% | 2.60% | 2.22% |
VTMGX Vanguard Developed Markets Index Fund Admiral Shares | 2.91% | 3.33% | 3.14% | 2.89% | 3.14% | 2.02% | 3.03% | 3.34% | 2.78% | 3.06% | 2.91% | 3.70% |
VEMAX Vanguard Emerging Markets Stock Index Fund Admiral Shares | 3.02% | 3.12% | 3.46% | 4.05% | 2.57% | 1.87% | 3.19% | 2.85% | 2.30% | 2.51% | 3.25% | 2.86% |
VSMAX Vanguard Small-Cap Index Fund Admiral Shares | 1.51% | 1.30% | 1.55% | 1.54% | 1.24% | 1.14% | 1.39% | 1.67% | 1.35% | 1.49% | 1.48% | 1.43% |
VFISX Vanguard Short-Term Treasury Fund Investor Shares | 3.88% | 4.38% | 3.96% | 1.92% | 0.34% | 0.75% | 2.38% | 2.10% | 1.18% | 0.91% | 0.69% | 0.50% |
VFITX Vanguard Intermediate-Term Treasury Fund Investor Shares | 3.63% | 4.06% | 3.44% | 1.97% | 0.94% | 1.18% | 2.32% | 2.34% | 1.77% | 1.61% | 1.69% | 1.64% |
VBTLX Vanguard Total Bond Market Index Fund Admiral Shares | 3.44% | 3.69% | 3.11% | 2.51% | 1.90% | 2.23% | 2.74% | 2.78% | 2.51% | 2.49% | 2.48% | 2.55% |
VFSAX Vanguard FTSE All-World ex-US Small-Cap Index Fund Admiral Shares | 3.13% | 3.36% | 3.05% | 2.22% | 2.67% | 1.85% | 3.18% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Worst Drawdowns
The table below displays the maximum drawdowns of the RV test. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the RV test was 27.59%, occurring on Mar 23, 2020. Recovery took 94 trading sessions.
The current RV test drawdown is 2.49%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -27.59% | Feb 20, 2020 | 23 | Mar 23, 2020 | 94 | Aug 5, 2020 | 117 |
| -23.54% | Nov 9, 2021 | 235 | Oct 14, 2022 | 335 | Feb 15, 2024 | 570 |
| -12.5% | Feb 19, 2025 | 35 | Apr 8, 2025 | — | — | — |
| -5.99% | Sep 3, 2020 | 14 | Sep 23, 2020 | 13 | Oct 12, 2020 | 27 |
| -5.88% | Jul 17, 2024 | 14 | Aug 5, 2024 | 12 | Aug 21, 2024 | 26 |
Volatility
Volatility Chart
The current RV test volatility is 6.92%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.
Diversification
Diversification Metrics
Number of Effective Assets
The portfolio contains 9 assets, with an effective number of assets of 6.83, reflecting the diversification based on asset allocation. This number of effective assets indicates a moderate level of diversification, where some assets may have a more significant influence on overall performance.
Asset Correlations Table
| ^GSPC | VFISX | VBTLX | VFITX | VEMAX | VIGAX | VVIAX | VSMAX | VTMGX | VFSAX | Portfolio | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| ^GSPC | 1.00 | -0.03 | 0.01 | -0.04 | 0.65 | 0.94 | 0.84 | 0.86 | 0.80 | 0.78 | 0.95 |
| VFISX | -0.03 | 1.00 | 0.75 | 0.84 | -0.03 | -0.01 | -0.05 | -0.03 | 0.03 | 0.05 | 0.04 |
| VBTLX | 0.01 | 0.75 | 1.00 | 0.93 | -0.01 | 0.05 | -0.04 | -0.00 | 0.04 | 0.07 | 0.08 |
| VFITX | -0.04 | 0.84 | 0.93 | 1.00 | -0.06 | -0.01 | -0.08 | -0.04 | 0.01 | 0.03 | 0.03 |
| VEMAX | 0.65 | -0.03 | -0.01 | -0.06 | 1.00 | 0.62 | 0.56 | 0.62 | 0.76 | 0.82 | 0.76 |
| VIGAX | 0.94 | -0.01 | 0.05 | -0.01 | 0.62 | 1.00 | 0.64 | 0.75 | 0.71 | 0.70 | 0.88 |
| VVIAX | 0.84 | -0.05 | -0.04 | -0.08 | 0.56 | 0.64 | 1.00 | 0.86 | 0.77 | 0.73 | 0.85 |
| VSMAX | 0.86 | -0.03 | -0.00 | -0.04 | 0.62 | 0.75 | 0.86 | 1.00 | 0.78 | 0.78 | 0.90 |
| VTMGX | 0.80 | 0.03 | 0.04 | 0.01 | 0.76 | 0.71 | 0.77 | 0.78 | 1.00 | 0.95 | 0.92 |
| VFSAX | 0.78 | 0.05 | 0.07 | 0.03 | 0.82 | 0.70 | 0.73 | 0.78 | 0.95 | 1.00 | 0.90 |
| Portfolio | 0.95 | 0.04 | 0.08 | 0.03 | 0.76 | 0.88 | 0.85 | 0.90 | 0.92 | 0.90 | 1.00 |