The GILT Edge Portfolio
The GILT Edge Portfolio is a well-rounded blend of growth, income, stability, and value. With 25% allocated to tech (VGT), 25% to dividend growers (VIG), 25% to gold (IAU) for hedging, and 25% to Berkshire Hathaway (BRK.B) for value and diversification, this portfolio delivers a 'gilt-edged' balance of performance and risk management.
Asset Allocation
| Position | Category/Sector | Target Weight |
|---|---|---|
BRK-B Berkshire Hathaway Inc. | Financial Services | 25% |
IAU iShares Gold Trust | Precious Metals, Gold | 25% |
VGT Vanguard Information Technology ETF | Technology Equities | 25% |
VIG Vanguard Dividend Appreciation ETF | Large Cap Growth Equities, Dividend | 25% |
Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in The GILT Edge Portfolio, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Every year.
The earliest data available for this chart is Apr 27, 2006, corresponding to the inception date of VIG
Returns By Period
As of May 6, 2025, the The GILT Edge Portfolio returned 7.40% Year-To-Date and 14.15% of annualized return in the last 10 years.
| YTD | 1M | 6M | 1Y | 5Y* | 10Y* | |
|---|---|---|---|---|---|---|
^GSPC S&P 500 | -3.93% | 11.36% | -1.09% | 10.19% | 14.74% | 10.35% |
| The GILT Edge Portfolio | 7.40% | 9.37% | 8.76% | 23.88% | 18.73% | 14.15% |
| Portfolio components: | ||||||
VGT Vanguard Information Technology ETF | -9.23% | 17.78% | -3.55% | 11.24% | 19.27% | 19.12% |
BRK-B Berkshire Hathaway Inc. | 12.99% | 3.77% | 15.80% | 27.76% | 24.44% | 13.24% |
IAU iShares Gold Trust | 26.82% | 9.66% | 21.45% | 44.28% | 14.29% | 10.60% |
VIG Vanguard Dividend Appreciation ETF | -1.26% | 8.67% | -0.26% | 10.77% | 13.79% | 11.15% |
Monthly Returns
The table below presents the monthly returns of The GILT Edge Portfolio, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 3.17% | 2.33% | 0.35% | 1.48% | -0.10% | 7.40% | |||||||
| 2024 | 2.37% | 3.90% | 3.83% | -3.15% | 4.30% | 1.80% | 3.85% | 3.81% | 1.28% | -0.06% | 3.92% | -2.89% | 25.06% |
| 2023 | 4.81% | -2.39% | 5.30% | 2.18% | 0.78% | 4.24% | 2.68% | -0.81% | -4.68% | 0.20% | 7.44% | 2.51% | 23.89% |
| 2022 | -2.54% | 0.57% | 4.50% | -6.81% | -1.85% | -7.72% | 6.35% | -4.66% | -6.67% | 6.33% | 7.25% | -2.67% | -9.19% |
| 2021 | -2.14% | 0.60% | 3.09% | 5.20% | 3.26% | -1.03% | 2.25% | 2.05% | -4.69% | 5.64% | -0.64% | 5.23% | 19.86% |
| 2020 | 2.02% | -6.04% | -7.46% | 8.38% | 3.43% | 1.93% | 7.90% | 6.60% | -3.28% | -2.99% | 7.11% | 4.35% | 22.27% |
| 2019 | 4.46% | 2.45% | 0.98% | 4.38% | -5.44% | 7.83% | 0.77% | 1.13% | 0.43% | 2.14% | 2.19% | 3.20% | 26.80% |
| 2018 | 5.99% | -2.32% | -2.00% | -1.16% | 1.66% | -1.56% | 2.74% | 4.02% | 0.98% | -4.61% | 2.28% | -4.99% | 0.40% |
| 2017 | 3.02% | 4.21% | -0.19% | 1.24% | 1.54% | -0.58% | 2.64% | 2.60% | 0.27% | 2.81% | 2.26% | 1.55% | 23.47% |
| 2016 | -1.11% | 3.91% | 4.67% | 0.83% | -1.17% | 3.18% | 2.75% | 0.68% | -0.45% | -1.42% | 0.79% | 1.07% | 14.35% |
| 2015 | -0.60% | 2.39% | -2.26% | -0.27% | 1.34% | -3.18% | 0.57% | -3.63% | -1.91% | 6.00% | -1.58% | -1.43% | -4.85% |
| 2014 | -2.47% | 5.03% | 1.18% | 0.94% | 0.36% | 2.32% | -1.81% | 4.41% | -1.89% | 0.83% | 3.62% | 0.24% | 13.17% |
Expense Ratio
The GILT Edge Portfolio has an expense ratio of 0.10%, which is considered low. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
With an overall rank of 94, The GILT Edge Portfolio is among the top 6% of portfolios on our website when it comes to balancing risk and reward. Below is a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
|---|---|---|---|---|---|
VGT Vanguard Information Technology ETF | 0.53 | 0.92 | 1.13 | 0.58 | 1.93 |
BRK-B Berkshire Hathaway Inc. | 1.45 | 1.99 | 1.29 | 3.24 | 8.29 |
IAU iShares Gold Trust | 2.56 | 3.42 | 1.44 | 5.38 | 14.45 |
VIG Vanguard Dividend Appreciation ETF | 0.79 | 1.20 | 1.17 | 0.83 | 3.51 |
Dividends
Dividend yield
The GILT Edge Portfolio provided a 0.60% dividend yield over the last twelve months.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Portfolio | 0.60% | 0.58% | 0.63% | 0.72% | 0.55% | 0.61% | 0.71% | 0.84% | 0.72% | 0.86% | 0.91% | 0.77% |
| Portfolio components: | ||||||||||||
VGT Vanguard Information Technology ETF | 0.57% | 0.60% | 0.65% | 0.91% | 0.64% | 0.82% | 1.11% | 1.29% | 0.99% | 1.31% | 1.28% | 1.12% |
BRK-B Berkshire Hathaway Inc. | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
IAU iShares Gold Trust | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
VIG Vanguard Dividend Appreciation ETF | 1.84% | 1.73% | 1.88% | 1.96% | 1.55% | 1.63% | 1.71% | 2.08% | 1.88% | 2.14% | 2.34% | 1.95% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Worst Drawdowns
The table below displays the maximum drawdowns of the The GILT Edge Portfolio. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the The GILT Edge Portfolio was 37.06%, occurring on Nov 20, 2008. Recovery took 318 trading sessions.
The current The GILT Edge Portfolio drawdown is 0.77%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -37.06% | Dec 11, 2007 | 240 | Nov 20, 2008 | 318 | Mar 1, 2010 | 558 |
| -24.11% | Feb 20, 2020 | 23 | Mar 23, 2020 | 83 | Jul 21, 2020 | 106 |
| -21.27% | Mar 30, 2022 | 136 | Oct 12, 2022 | 167 | Jun 13, 2023 | 303 |
| -13.5% | Sep 21, 2018 | 65 | Dec 24, 2018 | 59 | Mar 21, 2019 | 124 |
| -11.65% | Jan 23, 2015 | 250 | Jan 20, 2016 | 50 | Apr 1, 2016 | 300 |
Volatility
Volatility Chart
The current The GILT Edge Portfolio volatility is 9.62%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.
Diversification
Diversification Metrics
Number of Effective Assets
The portfolio contains 4 assets, with an effective number of assets of 4.00, reflecting the diversification based on asset allocation. This number of effective assets suggests a highly concentrated portfolio, where a few assets dominate the allocation, potentially increasing the portfolio's risk due to lack of diversification.
Asset Correlations Table
| ^GSPC | IAU | BRK-B | VGT | VIG | Portfolio | |
|---|---|---|---|---|---|---|
| ^GSPC | 1.00 | 0.06 | 0.64 | 0.89 | 0.94 | 0.88 |
| IAU | 0.06 | 1.00 | -0.01 | 0.04 | 0.05 | 0.34 |
| BRK-B | 0.64 | -0.01 | 1.00 | 0.50 | 0.66 | 0.74 |
| VGT | 0.89 | 0.04 | 0.50 | 1.00 | 0.79 | 0.82 |
| VIG | 0.94 | 0.05 | 0.66 | 0.79 | 1.00 | 0.85 |
| Portfolio | 0.88 | 0.34 | 0.74 | 0.82 | 0.85 | 1.00 |