Asset Allocation
| Position | Category/Sector | Target Weight |
|---|---|---|
DGRW WisdomTree U.S. Dividend Growth Fund | Large Cap Growth Equities, Dividend | 25% |
QQQM Invesco NASDAQ 100 ETF | Large Cap Growth Equities | 25% |
SCHD Schwab U.S. Dividend Equity ETF | Dividend | 25% |
SMH VanEck Semiconductor ETF | Semiconductors, Technology Equities | 25% |
Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in 4ETF Tech Div B, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Every 3 months.
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The earliest data available for this chart is Oct 13, 2020, corresponding to the inception date of QQQM
Returns By Period
| 1D | 1M | YTD | 6M | 1Y | 3Y* | 5Y* | 10Y* | |
|---|---|---|---|---|---|---|---|---|
Benchmark S&P 500 Index | 0.11% | -3.43% | -3.84% | -1.98% | 16.08% | 16.86% | 10.37% | 12.29% |
Portfolio 4ETF Tech Div B | 0.08% | -2.13% | 3.96% | 6.73% | 31.74% | 23.65% | 15.33% | — |
| Portfolio components: | ||||||||
QQQM Invesco NASDAQ 100 ETF | 0.12% | -2.64% | -4.64% | -3.14% | 23.54% | 23.07% | 13.26% | — |
SMH VanEck Semiconductor ETF | 0.09% | 0.32% | 8.94% | 16.35% | 83.82% | 44.85% | 26.17% | 31.69% |
SCHD Schwab U.S. Dividend Equity ETF | 0.16% | -2.44% | 12.35% | 13.88% | 13.89% | 11.70% | 8.35% | 12.30% |
DGRW WisdomTree U.S. Dividend Growth Fund | -0.03% | -4.33% | -1.26% | -0.51% | 11.18% | 13.85% | 10.87% | 13.11% |
Monthly Returns
Based on dividend-adjusted daily data since Oct 14, 2020, 4ETF Tech Div B's average daily return is +0.07%, while the average monthly return is +1.49%. At this rate, your investment would double in approximately 3.9 years.
Historically, 67% of months were positive and 33% were negative. The best month was Nov 2020 with a return of +13.4%, while the worst month was Jun 2022 at -10.0%. The longest winning streak lasted 10 consecutive months, and the longest losing streak was 3 months.
On a daily basis, 4ETF Tech Div B closed higher 54% of trading days. The best single day was Apr 9, 2025 with a return of +10.7%, while the worst single day was Apr 4, 2025 at -6.1%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 6.10% | 1.71% | -4.53% | 0.91% | 3.96% | ||||||||
| 2025 | 1.89% | -1.09% | -5.38% | -2.25% | 7.14% | 7.51% | 1.92% | 2.39% | 4.58% | 3.56% | -0.18% | 0.53% | 21.76% |
| 2024 | 2.38% | 6.40% | 3.91% | -4.46% | 6.20% | 4.52% | 0.38% | 1.32% | 1.47% | -0.89% | 3.59% | -2.69% | 23.77% |
| 2023 | 8.25% | -1.14% | 5.56% | -1.10% | 4.61% | 5.97% | 4.05% | -1.89% | -5.37% | -2.88% | 10.12% | 6.60% | 36.39% |
| 2022 | -6.35% | -2.84% | 2.71% | -9.01% | 2.30% | -9.98% | 9.76% | -5.22% | -9.94% | 7.14% | 9.53% | -6.64% | -19.63% |
| 2021 | 0.38% | 3.50% | 4.55% | 2.55% | 1.55% | 2.82% | 1.66% | 2.77% | -5.04% | 6.28% | 2.75% | 4.12% | 31.20% |
Benchmark Metrics
4ETF Tech Div B has an annualized alpha of 4.30%, beta of 1.10, and R² of 0.92 versus S&P 500 Index. Calculated based on daily prices since October 14, 2020.
- This portfolio captured 120.98% of S&P 500 Index gains but only 98.34% of its losses — a favorable profile for investors.
- This portfolio generated an annualized alpha of 4.30% versus S&P 500 Index — delivering returns beyond what market exposure alone would predict.
- With beta of 1.10 and R² of 0.92, this portfolio moves broadly in line with S&P 500 Index — much of its variation is explained by market exposure rather than independent behavior.
- Alpha
- 4.30%
- Beta
- 1.10
- R²
- 0.92
- Upside Capture
- 120.98%
- Downside Capture
- 98.34%
Expense Ratio
4ETF Tech Div B has an expense ratio of 0.21%, which is considered low. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.
Return for Risk
Risk / Return Rank
4ETF Tech Div B ranks 75 for risk / return — better than 75% of portfolios on our site. You're getting solid returns for the risk taken. A good sign, especially for investors who want growth without excessive volatility.
Return / Risk — by metrics
| Portfolio | Benchmark | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.54 | 0.88 | +0.65 |
Sortino ratioReturn per unit of downside risk | 2.21 | 1.37 | +0.84 |
Omega ratioGain probability vs. loss probability | 1.34 | 1.21 | +0.13 |
Calmar ratioReturn relative to maximum drawdown | 2.46 | 1.39 | +1.07 |
Martin ratioReturn relative to average drawdown | 11.46 | 6.43 | +5.03 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
How much return does each position deliver for the risk it carries? Higher values mean better reward for the risk taken.
| Risk / Return Rank | Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
|---|---|---|---|---|---|---|
QQQM Invesco NASDAQ 100 ETF | 60 | 1.05 | 1.63 | 1.23 | 1.95 | 7.03 |
SMH VanEck Semiconductor ETF | 94 | 2.28 | 2.89 | 1.41 | 5.34 | 18.94 |
SCHD Schwab U.S. Dividend Equity ETF | 40 | 0.89 | 1.34 | 1.19 | 1.09 | 3.69 |
DGRW WisdomTree U.S. Dividend Growth Fund | 37 | 0.73 | 1.16 | 1.17 | 1.02 | 4.55 |
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Dividends
Dividend yield
4ETF Tech Div B provided a 1.42% dividend yield over the last twelve months.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Portfolio | 1.42% | 1.51% | 1.56% | 1.62% | 1.89% | 1.37% | 1.49% | 1.67% | 1.84% | 1.44% | 1.46% | 1.82% |
| Portfolio components: | ||||||||||||
QQQM Invesco NASDAQ 100 ETF | 0.53% | 0.50% | 0.61% | 0.65% | 0.83% | 0.40% | 0.16% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
SMH VanEck Semiconductor ETF | 0.28% | 0.31% | 0.44% | 0.60% | 1.18% | 0.51% | 0.69% | 1.50% | 1.88% | 1.43% | 0.80% | 2.14% |
SCHD Schwab U.S. Dividend Equity ETF | 3.45% | 3.82% | 3.64% | 3.49% | 3.39% | 2.78% | 3.16% | 2.98% | 3.06% | 2.63% | 2.89% | 2.97% |
DGRW WisdomTree U.S. Dividend Growth Fund | 1.43% | 1.43% | 1.55% | 1.74% | 2.15% | 1.78% | 1.93% | 2.20% | 2.42% | 1.71% | 2.13% | 2.18% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the 4ETF Tech Div B. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the 4ETF Tech Div B was 28.11%, occurring on Oct 14, 2022. Recovery took 185 trading sessions.
The current 4ETF Tech Div B drawdown is 5.19%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -28.11% | Dec 28, 2021 | 202 | Oct 14, 2022 | 185 | Jul 13, 2023 | 387 |
| -20.68% | Jan 24, 2025 | 52 | Apr 8, 2025 | 52 | Jun 24, 2025 | 104 |
| -11.1% | Jul 17, 2024 | 16 | Aug 7, 2024 | 44 | Oct 9, 2024 | 60 |
| -11.06% | Aug 1, 2023 | 63 | Oct 27, 2023 | 29 | Dec 8, 2023 | 92 |
| -8.78% | Feb 26, 2026 | 23 | Mar 30, 2026 | — | — | — |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Diversification
Diversification Metrics
Number of Effective Assets
The portfolio contains 4 assets, with an effective number of assets of 4.00, reflecting the diversification based on asset allocation. This number of effective assets suggests a highly concentrated portfolio, where a few assets dominate the allocation, potentially increasing the portfolio's risk due to lack of diversification.
Asset Correlations Table
| Benchmark | SCHD | SMH | QQQM | DGRW | Portfolio | |
|---|---|---|---|---|---|---|
| Benchmark | 1.00 | 0.71 | 0.79 | 0.92 | 0.93 | 0.95 |
| SCHD | 0.71 | 1.00 | 0.44 | 0.50 | 0.83 | 0.68 |
| SMH | 0.79 | 0.44 | 1.00 | 0.87 | 0.68 | 0.93 |
| QQQM | 0.92 | 0.50 | 0.87 | 1.00 | 0.79 | 0.93 |
| DGRW | 0.93 | 0.83 | 0.68 | 0.79 | 1.00 | 0.88 |
| Portfolio | 0.95 | 0.68 | 0.93 | 0.93 | 0.88 | 1.00 |