Total Stock Market Portfolio
Total Stock Market Portfolio's primary goal is to provide long-term growth by capturing the overall stock market's investment return. It consists of only one low-cost index fund, doesn't require rebalancing, and could be an excellent fit for savers with a long-term savings goal.
Asset Allocation
| Position | Category/Sector | Target Weight |
|---|---|---|
VTI Vanguard Total Stock Market ETF | Large Cap Growth Equities | 100% |
Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in Total Stock Market Portfolio, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Every 3 months.
The earliest data available for this chart is May 31, 2001, corresponding to the inception date of VTI
Returns By Period
As of May 9, 2025, the Total Stock Market Portfolio returned -3.64% Year-To-Date and 11.75% of annualized return in the last 10 years.
| YTD | 1M | 6M | 1Y | 5Y* | 10Y* | |
|---|---|---|---|---|---|---|
^GSPC S&P 500 | -3.70% | 13.67% | -5.18% | 9.18% | 14.14% | 10.43% |
| Total Stock Market Portfolio | -3.64% | 14.17% | -5.14% | 10.03% | 15.30% | 11.75% |
| Portfolio components: | ||||||
VTI Vanguard Total Stock Market ETF | -3.64% | 14.17% | -5.14% | 10.03% | 15.30% | 11.75% |
Monthly Returns
The table below presents the monthly returns of Total Stock Market Portfolio, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 3.03% | -1.89% | -5.86% | -0.73% | 2.00% | -3.64% | |||||||
| 2024 | 1.12% | 5.30% | 3.26% | -4.34% | 4.76% | 3.08% | 1.89% | 2.13% | 2.03% | -0.75% | 6.70% | -3.04% | 23.81% |
| 2023 | 6.93% | -2.40% | 2.71% | 1.08% | 0.43% | 6.73% | 3.66% | -1.93% | -4.80% | -2.65% | 9.42% | 5.29% | 26.05% |
| 2022 | -6.06% | -2.49% | 3.26% | -9.13% | -0.25% | -8.23% | 9.35% | -3.73% | -9.23% | 8.11% | 5.17% | -5.86% | -19.52% |
| 2021 | -0.33% | 3.14% | 3.65% | 5.04% | 0.46% | 2.48% | 1.74% | 2.86% | -4.46% | 6.69% | -1.46% | 3.79% | 25.68% |
| 2020 | -0.06% | -8.00% | -13.89% | 13.13% | 5.40% | 2.30% | 5.74% | 7.10% | -3.54% | -1.95% | 11.80% | 4.68% | 21.08% |
| 2019 | 8.54% | 3.56% | 1.42% | 3.93% | -6.45% | 7.08% | 1.41% | -2.08% | 1.78% | 2.11% | 3.79% | 2.80% | 30.67% |
| 2018 | 5.23% | -3.76% | -1.96% | 0.45% | 2.72% | 0.70% | 3.32% | 3.43% | 0.20% | -7.41% | 2.01% | -9.18% | -5.23% |
| 2017 | 1.86% | 3.69% | 0.06% | 1.06% | 1.01% | 0.95% | 1.88% | 0.15% | 2.44% | 2.17% | 3.03% | 1.16% | 21.21% |
| 2016 | -5.72% | -0.01% | 7.11% | 0.66% | 1.73% | 0.27% | 3.98% | 0.21% | 0.20% | -2.19% | 4.49% | 1.99% | 12.82% |
| 2015 | -2.74% | 5.74% | -1.16% | 0.62% | 1.30% | -1.67% | 1.70% | -6.09% | -2.92% | 7.91% | 0.60% | -2.12% | 0.36% |
| 2014 | -3.17% | 4.87% | 0.51% | 0.06% | 2.10% | 2.62% | -1.99% | 4.15% | -2.10% | 2.75% | 2.48% | -0.04% | 12.55% |
Expense Ratio
Total Stock Market Portfolio has an expense ratio of 0.03%, which is considered low. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of Total Stock Market Portfolio is 36, indicating average performance compared to other portfolios on our website. Here’s a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
|---|---|---|---|---|---|
VTI Vanguard Total Stock Market ETF | 0.51 | 0.84 | 1.12 | 0.52 | 1.99 |
Dividends
Dividend yield
Total Stock Market Portfolio provided a 1.35% dividend yield over the last twelve months.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Portfolio | 1.35% | 1.27% | 1.44% | 1.67% | 1.21% | 1.42% | 1.78% | 2.04% | 1.71% | 1.92% | 1.98% | 1.76% |
| Portfolio components: | ||||||||||||
VTI Vanguard Total Stock Market ETF | 1.35% | 1.27% | 1.44% | 1.67% | 1.21% | 1.42% | 1.78% | 2.04% | 1.71% | 1.92% | 1.98% | 1.76% |
Monthly Dividends
The table below shows the monthly dividends paid by this portfolio.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | $0.00 | $0.00 | $0.99 | $0.00 | $0.00 | $0.99 | |||||||
| 2024 | $0.00 | $0.00 | $0.91 | $0.00 | $0.00 | $0.95 | $0.00 | $0.00 | $0.87 | $0.00 | $0.00 | $0.94 | $3.68 |
| 2023 | $0.00 | $0.00 | $0.79 | $0.00 | $0.00 | $0.83 | $0.00 | $0.00 | $0.80 | $0.00 | $0.00 | $1.00 | $3.41 |
| 2022 | $0.00 | $0.00 | $0.71 | $0.00 | $0.00 | $0.75 | $0.00 | $0.00 | $0.80 | $0.00 | $0.00 | $0.93 | $3.18 |
| 2021 | $0.00 | $0.00 | $0.67 | $0.00 | $0.00 | $0.68 | $0.00 | $0.00 | $0.72 | $0.00 | $0.00 | $0.86 | $2.93 |
| 2020 | $0.00 | $0.00 | $0.61 | $0.00 | $0.00 | $0.70 | $0.00 | $0.00 | $0.67 | $0.00 | $0.00 | $0.78 | $2.77 |
| 2019 | $0.00 | $0.00 | $0.77 | $0.00 | $0.00 | $0.55 | $0.00 | $0.00 | $0.70 | $0.00 | $0.00 | $0.89 | $2.91 |
| 2018 | $0.00 | $0.00 | $0.57 | $0.00 | $0.00 | $0.60 | $0.00 | $0.00 | $0.71 | $0.00 | $0.00 | $0.72 | $2.60 |
| 2017 | $0.00 | $0.00 | $0.54 | $0.00 | $0.00 | $0.58 | $0.00 | $0.00 | $0.55 | $0.00 | $0.00 | $0.67 | $2.34 |
| 2016 | $0.00 | $0.00 | $0.48 | $0.00 | $0.00 | $0.47 | $0.00 | $0.00 | $0.54 | $0.00 | $0.00 | $0.73 | $2.22 |
| 2015 | $0.00 | $0.00 | $0.51 | $0.00 | $0.00 | $0.47 | $0.00 | $0.00 | $0.51 | $0.00 | $0.00 | $0.58 | $2.07 |
| 2014 | $0.42 | $0.00 | $0.00 | $0.42 | $0.00 | $0.00 | $0.47 | $0.00 | $0.00 | $0.56 | $1.87 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Worst Drawdowns
The table below displays the maximum drawdowns of the Total Stock Market Portfolio. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Total Stock Market Portfolio was 55.45%, occurring on Mar 9, 2009. Recovery took 760 trading sessions.
The current Total Stock Market Portfolio drawdown is 7.87%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -55.45% | Oct 10, 2007 | 355 | Mar 9, 2009 | 760 | Mar 13, 2012 | 1115 |
| -37% | Jun 6, 2001 | 336 | Oct 9, 2002 | 522 | Nov 4, 2004 | 858 |
| -35% | Feb 20, 2020 | 23 | Mar 23, 2020 | 99 | Aug 12, 2020 | 122 |
| -25.36% | Jan 4, 2022 | 195 | Oct 12, 2022 | 298 | Dec 19, 2023 | 493 |
| -20.05% | Sep 21, 2018 | 65 | Dec 24, 2018 | 81 | Apr 23, 2019 | 146 |
Volatility
Volatility Chart
The current Total Stock Market Portfolio volatility is 11.92%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.
Diversification
Diversification Metrics
Number of Effective Assets
The portfolio contains 1 assets, with an effective number of assets of 1.00, reflecting the diversification based on asset allocation. This number of effective assets suggests a highly concentrated portfolio, where a few assets dominate the allocation, potentially increasing the portfolio's risk due to lack of diversification.
Asset Correlations Table
| ^GSPC | VTI | Portfolio | |
|---|---|---|---|
| ^GSPC | 1.00 | 0.99 | 0.99 |
| VTI | 0.99 | 1.00 | 1.00 |
| Portfolio | 0.99 | 1.00 | 1.00 |