my moms current portfolio

Performance

Risk-Adjusted Performance

Dividends

Drawdowns

Volatility

Diversification

my moms current portfolio

Currency in USD · Last updated May 19, 2025

Asset Allocation

Position	Category/Sector	Target Weight
AMZN Amazon.com, Inc.	Consumer Cyclical	2.61%
AVGO Broadcom Inc.	Technology	4.35%
BRK-B Berkshire Hathaway Inc.	Financial Services	17.39%
BTC-USD Bitcoin		9.54%
GC=F Gold		4.35%
META Meta Platforms, Inc.	Communication Services	0.87%
MSFT Microsoft Corporation	Technology	4.35%
NFLX Netflix, Inc.	Communication Services	4.35%
NVDA NVIDIA Corporation	Technology	8.70%
QQQM Invesco NASDAQ 100 ETF	Large Cap Growth Equities	8.70%
SCHD Schwab US Dividend Equity ETF	Large Cap Growth Equities, Dividend	8.70%
SPYI NEOS S&P 500 High Income ETF	Derivative Income	4.35%
TSM Taiwan Semiconductor Manufacturing Company Limited	Technology	4.35%
VOO Vanguard S&P 500 ETF	Large Cap Growth Equities	13.04%
VT Vanguard Total World Stock ETF	Large Cap Growth Equities	4.35%

Benchmark

Rebalance

Performance

Performance Chart

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The earliest data available for this chart is Aug 30, 2022, corresponding to the inception date of SPYI

Returns By Period

	YTD	1M	6M	1Y	5Y*	10Y*
^GSPC S&P 500	1.30%	12.79%	1.49%	12.35%	15.37%	10.87%
my moms current portfolio	7.72%	14.59%	9.94%	30.50%	N/A	N/A
Portfolio components:
VT Vanguard Total World Stock ETF	5.57%	11.19%	5.43%	12.05%	14.45%	9.11%
AVGO Broadcom Inc.	-1.09%	33.70%	39.48%	65.85%	57.32%	36.86%
GC=F Gold	21.03%	-3.83%	24.02%	31.91%	12.80%	10.22%
AMZN Amazon.com, Inc.	-6.29%	19.11%	1.47%	11.31%	10.96%	25.37%
BRK-B Berkshire Hathaway Inc.	13.46%	-0.75%	9.36%	23.35%	24.53%	13.52%
META Meta Platforms, Inc.	9.46%	27.69%	15.76%	36.19%	24.40%	23.19%
MSFT Microsoft Corporation	8.19%	23.74%	10.10%	8.93%	21.05%	27.25%
NFLX Netflix, Inc.	33.68%	22.46%	44.61%	91.84%	21.54%	29.73%
NVDA NVIDIA Corporation	0.84%	33.41%	-4.62%	46.46%	73.24%	75.21%
TSM Taiwan Semiconductor Manufacturing Company Limited	-1.28%	28.00%	5.15%	29.82%	33.31%	26.50%
SPYI NEOS S&P 500 High Income ETF	1.66%	10.30%	1.53%	12.10%	N/A	N/A
QQQM Invesco NASDAQ 100 ETF	2.18%	17.41%	5.39%	16.20%	N/A	N/A
SCHD Schwab US Dividend Equity ETF	-1.76%	4.64%	-5.38%	3.48%	13.55%	10.64%
VOO Vanguard S&P 500 ETF	1.73%	12.89%	2.12%	13.74%	17.11%	12.83%
BTC-USD Bitcoin	10.45%	22.19%	14.85%	54.15%	60.41%	83.77%

*Annualized

Monthly Returns

The table below presents the monthly returns of my moms current portfolio, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.

	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec	Total
2025	2.65%	-1.48%	-3.68%	2.72%	7.67%								7.72%
2024	5.63%	11.83%	5.88%	-5.22%	7.58%	4.07%	1.15%	2.46%	1.85%	1.72%	8.13%	-0.63%	53.11%
2023	12.66%	-0.03%	9.11%	1.51%	5.85%	6.91%	2.77%	-1.00%	-4.96%	1.94%	8.98%	5.23%	59.55%
2022								-0.67%	-8.34%	6.48%	7.57%	-5.27%	-1.21%

Expense Ratio

my moms current portfolio has an expense ratio of 0.05%, which is considered low. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.

Vanguard Total World Stock ETF

SPYI

NEOS S&P 500 High Income ETF

QQQM

Invesco NASDAQ 100 ETF

SCHD

Schwab US Dividend Equity ETF

VOO

Vanguard S&P 500 ETF

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

With an overall rank of 85, my moms current portfolio is among the top 15% of portfolios on our website when it comes to balancing risk and reward. Below is a breakdown of how it compares using common performance measures.

Overall Rank

Sharpe Ratio Rank

Sortino Ratio Rank

Omega Ratio Rank

Calmar Ratio Rank

Martin Ratio Rank

The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Portfolio components

	Sharpe ratio	Sortino ratio	Omega ratio	Calmar ratio	Martin ratio
VT Vanguard Total World Stock ETF	0.68	1.33	1.20	0.25	3.89
AVGO Broadcom Inc.	1.05	2.50	1.34	1.40	7.18
GC=F Gold	1.76	2.86	1.38	1.94	12.95
AMZN Amazon.com, Inc.	0.33	1.39	1.17	0.31	2.42
BRK-B Berkshire Hathaway Inc.	1.18	1.27	1.18	0.52	5.21
META Meta Platforms, Inc.	0.98	1.74	1.23	0.47	3.42
MSFT Microsoft Corporation	0.35	1.26	1.17	0.24	2.25
NFLX Netflix, Inc.	2.82	4.27	1.59	3.71	20.91
NVDA NVIDIA Corporation	0.78	1.42	1.19	0.51	3.16
TSM Taiwan Semiconductor Manufacturing Company Limited	0.64	1.36	1.17	0.37	2.57
SPYI NEOS S&P 500 High Income ETF	0.71	1.16	1.19	0.20	3.05
QQQM Invesco NASDAQ 100 ETF	0.65	1.47	1.21	0.33	3.43
SCHD Schwab US Dividend Equity ETF	0.21	0.12	1.02	0.25	-0.00
VOO Vanguard S&P 500 ETF	0.71	1.22	1.18	0.22	2.92
BTC-USD Bitcoin	1.07	3.50	1.37	3.08	13.82

The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk.

my moms current portfolio Sharpe ratios as of May 19, 2025 (values are recalculated daily):

1-Year: 1.43
All Time: 2.13

These values reflect how efficiently the investment has delivered returns relative to its volatility over different time periods. All figures are annualized and based on daily total returns (including price changes and dividends).

Compared to the broad market, where average Sharpe ratios range from 0.56 to 1.05, this portfolio's current Sharpe ratio is in the top 25%. This signifies superior risk-adjusted performance, meaning the portfolio is delivering strong returns for the level of risk taken compared to most others.

The chart below shows the rolling Sharpe ratio of my moms current portfolio compared to the selected benchmark. This view highlights how the investment's risk-adjusted performance has changed over time. For deeper analysis or to customize the calculation, use the Sharpe ratio tool.

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Dividends

Dividend yield

my moms current portfolio provided a 1.31% dividend yield over the last twelve months.

	TTM	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Portfolio	1.31%	1.27%	1.35%	1.16%	0.72%	0.82%	0.99%	1.05%	0.84%	0.94%	1.00%	0.96%
Portfolio components:
VT Vanguard Total World Stock ETF	1.83%	1.95%	2.08%	2.20%	1.82%	1.66%	2.32%	2.53%	2.11%	2.39%	2.45%	2.44%
AVGO Broadcom Inc.	0.98%	0.94%	1.71%	3.02%	2.24%	3.05%	3.54%	3.11%	1.87%	1.43%	1.13%	1.22%
GC=F Gold	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
AMZN Amazon.com, Inc.	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
BRK-B Berkshire Hathaway Inc.	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
META Meta Platforms, Inc.	0.32%	0.34%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
MSFT Microsoft Corporation	0.71%	0.73%	0.74%	1.06%	0.68%	0.94%	1.20%	1.69%	1.86%	2.37%	2.33%	2.48%
NFLX Netflix, Inc.	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
NVDA NVIDIA Corporation	0.03%	0.03%	0.03%	0.11%	0.05%	0.12%	0.27%	0.46%	0.29%	0.45%	1.20%	1.70%
TSM Taiwan Semiconductor Manufacturing Company Limited	1.27%	1.18%	1.78%	2.48%	1.56%	1.58%	3.49%	3.55%	2.32%	2.61%	2.54%	1.79%
SPYI NEOS S&P 500 High Income ETF	12.38%	12.04%	12.01%	4.10%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
QQQM Invesco NASDAQ 100 ETF	0.58%	0.61%	0.65%	0.83%	0.40%	0.16%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
SCHD Schwab US Dividend Equity ETF	3.91%	3.64%	3.49%	3.39%	2.78%	3.16%	2.98%	3.06%	2.63%	2.89%	2.97%	2.63%
VOO Vanguard S&P 500 ETF	1.28%	1.24%	1.46%	1.69%	1.25%	1.54%	1.88%	2.06%	1.78%	2.02%	2.10%	1.85%
BTC-USD Bitcoin	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.

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Worst Drawdowns

The table below displays the maximum drawdowns of the my moms current portfolio. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the my moms current portfolio was 16.52%, occurring on Apr 8, 2025. Recovery took 35 trading sessions.

The current my moms current portfolio drawdown is 0.03%.

Depth	Start	To Bottom	Bottom	To Recover	End	Total
-16.52%	Jan 24, 2025	75	Apr 8, 2025	35	May 13, 2025	110
-12.92%	Sep 13, 2022	30	Oct 12, 2022	49	Nov 30, 2022	79
-10.5%	Jul 17, 2024	20	Aug 5, 2024	20	Aug 25, 2024	40
-7.53%	Dec 14, 2022	15	Dec 28, 2022	15	Jan 12, 2023	30
-7.35%	Jul 19, 2023	77	Oct 3, 2023	37	Nov 9, 2023	114

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.

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Diversification

Diversification Metrics

Number of Effective Assets

The portfolio contains 15 assets, with an effective number of assets of 10.75, reflecting the diversification based on asset allocation. This number of effective assets suggests that the portfolio's investments are spread across a variety of assets, indicating a well-diversified allocation. However, true diversification also depends on the correlations between assets.

Asset Correlations Table

The table below displays the correlation coefficients between the individual components of the portfolio, the entire portfolio, and the chosen benchmark.

	^GSPC	GC=F	BTC-USD	BRK-B	NFLX	SCHD	META	TSM	AMZN	AVGO	NVDA	MSFT	SPYI	VT	QQQM	VOO	Portfolio
^GSPC	1.00	0.11	0.32	0.59	0.56	0.73	0.64	0.62	0.70	0.70	0.68	0.75	0.95	0.96	0.94	1.00	0.90
GC=F	0.11	1.00	0.12	0.06	0.11	0.11	0.12	0.08	0.07	0.07	0.06	0.04	0.08	0.20	0.08	0.10	0.15
BTC-USD	0.32	0.12	1.00	0.15	0.18	0.23	0.22	0.18	0.22	0.18	0.19	0.16	0.26	0.29	0.24	0.27	0.55
BRK-B	0.59	0.06	0.15	1.00	0.25	0.64	0.21	0.18	0.25	0.21	0.18	0.27	0.50	0.53	0.36	0.53	0.43
NFLX	0.56	0.11	0.18	0.25	1.00	0.24	0.47	0.34	0.47	0.41	0.43	0.47	0.50	0.49	0.57	0.53	0.54
SCHD	0.73	0.11	0.23	0.64	0.24	1.00	0.24	0.31	0.29	0.35	0.24	0.31	0.63	0.71	0.48	0.68	0.52
META	0.64	0.12	0.22	0.21	0.47	0.24	1.00	0.45	0.55	0.47	0.50	0.56	0.55	0.54	0.63	0.58	0.57
TSM	0.62	0.08	0.18	0.18	0.34	0.31	0.45	1.00	0.42	0.61	0.63	0.49	0.55	0.61	0.63	0.58	0.65
AMZN	0.70	0.07	0.22	0.25	0.47	0.29	0.55	0.42	1.00	0.46	0.52	0.64	0.60	0.58	0.69	0.62	0.61
AVGO	0.70	0.07	0.18	0.21	0.41	0.35	0.47	0.61	0.46	1.00	0.62	0.55	0.61	0.60	0.70	0.63	0.67
NVDA	0.68	0.06	0.19	0.18	0.43	0.24	0.50	0.63	0.52	0.62	1.00	0.56	0.60	0.58	0.72	0.61	0.73
MSFT	0.75	0.04	0.16	0.27	0.47	0.31	0.56	0.49	0.64	0.55	0.56	1.00	0.66	0.61	0.78	0.69	0.65
SPYI	0.95	0.08	0.26	0.50	0.50	0.63	0.55	0.55	0.60	0.61	0.60	0.66	1.00	0.88	0.85	0.93	0.80
VT	0.96	0.20	0.29	0.53	0.49	0.71	0.54	0.61	0.58	0.60	0.58	0.61	0.88	1.00	0.82	0.93	0.81
QQQM	0.94	0.08	0.24	0.36	0.57	0.48	0.63	0.63	0.69	0.70	0.72	0.78	0.85	0.82	1.00	0.90	0.85
VOO	1.00	0.10	0.27	0.53	0.53	0.68	0.58	0.58	0.62	0.63	0.61	0.69	0.93	0.93	0.90	1.00	0.84
Portfolio	0.90	0.15	0.55	0.43	0.54	0.52	0.57	0.65	0.61	0.67	0.73	0.65	0.80	0.81	0.85	0.84	1.00

The correlation results are calculated based on daily price changes starting from Aug 31, 2022

Performance Analysis

Risk Analysis

Optimization

Factor Model

my moms current portfolio

Asset Allocation

Performance

Performance Chart

Returns By Period

Monthly Returns

Expense Ratio

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

Risk-Adjusted Performance Indicators

Dividends

Dividend yield

Drawdowns

Drawdowns Chart

Worst Drawdowns

Volatility

Volatility Chart

Diversification

Diversification Metrics

Number of Effective Assets

Asset Correlations Table

Performance Analysis

Risk Analysis

Optimization

Factor Model

Portfolios

Screeners

Community