SP500 + QQQM + SCHD
Asset Allocation
| Position | Category/Sector | Target Weight |
|---|---|---|
QQQM Invesco NASDAQ 100 ETF | Large Cap Growth Equities | 45% |
SCHD Schwab US Dividend Equity ETF | Large Cap Growth Equities, Dividend | 20% |
SPLG SPDR Portfolio S&P 500 ETF | Large Cap Blend Equities | 35% |
Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in SP500 + QQQM + SCHD, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced every 3 months.
The earliest data available for this chart is Oct 13, 2020, corresponding to the inception date of QQQM
Returns By Period
| YTD | 1M | 6M | 1Y | 5Y* | 10Y* | |
|---|---|---|---|---|---|---|
^GSPC S&P 500 | -10.18% | -6.71% | -9.92% | 6.35% | 13.40% | 9.65% |
| SP500 + QQQM + SCHD | -10.60% | -7.20% | -9.73% | 6.89% | N/A | N/A |
| Portfolio components: | ||||||
SPLG SPDR Portfolio S&P 500 ETF | -9.89% | -6.67% | -9.34% | 7.74% | 15.13% | 11.56% |
QQQM Invesco NASDAQ 100 ETF | -12.97% | -7.17% | -9.88% | 7.83% | N/A | N/A |
SCHD Schwab US Dividend Equity ETF | -6.12% | -8.23% | -10.14% | 3.31% | 13.20% | 10.23% |
Monthly Returns
The table below presents the monthly returns of SP500 + QQQM + SCHD, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 2.30% | -1.21% | -5.66% | -6.24% | -10.60% | ||||||||
| 2024 | 1.42% | 4.56% | 2.67% | -4.28% | 5.04% | 4.07% | 0.77% | 1.86% | 2.11% | -0.68% | 5.44% | -1.95% | 22.59% |
| 2023 | 6.87% | -1.86% | 4.89% | 0.58% | 2.52% | 6.18% | 3.74% | -1.56% | -4.75% | -2.47% | 9.29% | 5.38% | 31.60% |
| 2022 | -6.25% | -3.35% | 3.91% | -9.78% | 0.36% | -8.54% | 9.32% | -4.16% | -9.37% | 7.21% | 5.85% | -6.43% | -21.38% |
| 2021 | -0.35% | 2.31% | 4.05% | 4.80% | 0.44% | 3.28% | 2.23% | 3.32% | -4.91% | 6.85% | 0.22% | 3.54% | 28.41% |
| 2020 | -7.11% | 11.37% | 4.15% | 7.74% |
Expense Ratio
SP500 + QQQM + SCHD has an expense ratio of 0.09%, which is considered low. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of SP500 + QQQM + SCHD is 29, indicating average performance compared to other portfolios on our website. Here’s a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
|---|---|---|---|---|---|
SPLG SPDR Portfolio S&P 500 ETF | 0.32 | 0.57 | 1.08 | 0.32 | 1.42 |
QQQM Invesco NASDAQ 100 ETF | 0.15 | 0.39 | 1.05 | 0.16 | 0.60 |
SCHD Schwab US Dividend Equity ETF | 0.27 | 0.48 | 1.07 | 0.27 | 1.05 |
Dividends
Dividend yield
SP500 + QQQM + SCHD provided a 1.63% dividend yield over the last twelve months.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Portfolio | 1.63% | 1.45% | 1.50% | 1.65% | 1.17% | 1.24% | 1.22% | 1.39% | 1.14% | 1.27% | 1.29% | 1.15% |
| Portfolio components: | ||||||||||||
SPLG SPDR Portfolio S&P 500 ETF | 1.45% | 1.28% | 1.44% | 1.69% | 1.25% | 1.54% | 1.79% | 2.23% | 1.75% | 1.97% | 1.98% | 1.79% |
QQQM Invesco NASDAQ 100 ETF | 0.68% | 0.61% | 0.65% | 0.83% | 0.40% | 0.16% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
SCHD Schwab US Dividend Equity ETF | 4.09% | 3.64% | 3.49% | 3.39% | 2.78% | 3.16% | 2.98% | 3.06% | 2.63% | 2.89% | 2.97% | 2.63% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Worst Drawdowns
The table below displays the maximum drawdowns of the SP500 + QQQM + SCHD. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the SP500 + QQQM + SCHD was 26.85%, occurring on Oct 12, 2022. Recovery took 294 trading sessions.
The current SP500 + QQQM + SCHD drawdown is 14.51%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -26.85% | Dec 28, 2021 | 200 | Oct 12, 2022 | 294 | Dec 13, 2023 | 494 |
| -19.5% | Feb 20, 2025 | 34 | Apr 8, 2025 | — | — | — |
| -9.14% | Jul 17, 2024 | 16 | Aug 7, 2024 | 30 | Sep 19, 2024 | 46 |
| -7.11% | Oct 14, 2020 | 13 | Oct 30, 2020 | 4 | Nov 5, 2020 | 17 |
| -5.82% | Apr 1, 2024 | 15 | Apr 19, 2024 | 18 | May 15, 2024 | 33 |
Volatility
Volatility Chart
The current SP500 + QQQM + SCHD volatility is 13.92%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.
Diversification
Asset Correlations Table
| SCHD | QQQM | SPLG | |
|---|---|---|---|
| SCHD | 1.00 | 0.54 | 0.76 |
| QQQM | 0.54 | 1.00 | 0.92 |
| SPLG | 0.76 | 0.92 | 1.00 |