Asset Allocation
| Position | Category/Sector | Target Weight |
|---|---|---|
BND Vanguard Total Bond Market ETF | Total Bond Market | 20% |
BTC-USD Bitcoin | 5% | |
QQQ Invesco QQQ ETF | Large Cap Growth Equities | 30% |
SMH VanEck Semiconductor ETF | Semiconductors, Technology Equities | 5% |
SPY State Street SPDR S&P 500 ETF | S&P 500 | 40% |
Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in 2025 July simple, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Every year.
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The earliest data available for this chart is Jul 20, 2012, corresponding to the inception date of BTC-USD
Returns By Period
As of Apr 4, 2026, the 2025 July simple returned -3.47% Year-To-Date and 21.31% of annualized return in the last 10 years.
| 1D | 1M | YTD | 6M | 1Y | 3Y* | 5Y* | 10Y* | |
|---|---|---|---|---|---|---|---|---|
Benchmark S&P 500 Index | 0.11% | -3.63% | -3.84% | -1.98% | 29.73% | 16.86% | 10.37% | 12.29% |
Portfolio 2025 July simple | 0.01% | -2.93% | -3.47% | -3.07% | 27.61% | 20.19% | 10.95% | 21.31% |
| Portfolio components: | ||||||||
QQQ Invesco QQQ ETF | 0.11% | -3.81% | -4.65% | -2.77% | 39.07% | 22.97% | 13.18% | 19.05% |
SPY State Street SPDR S&P 500 ETF | 0.09% | -3.48% | -3.56% | -1.44% | 31.28% | 18.37% | 11.88% | 14.11% |
BND Vanguard Total Bond Market ETF | 0.22% | -0.69% | 0.31% | 0.97% | 3.65% | 3.53% | 0.30% | 1.70% |
BTC-USD Bitcoin | 0.36% | -5.20% | -23.20% | -45.12% | -19.87% | 33.61% | 2.59% | 66.06% |
SMH VanEck Semiconductor ETF | 0.09% | -0.77% | 8.94% | 16.89% | 117.67% | 44.85% | 26.17% | 31.69% |
Monthly Returns
Based on dividend-adjusted daily data since Jul 21, 2012, 2025 July simple's average daily return is +0.08%, while the average monthly return is +2.79%. At this rate, your investment would double in approximately 2.1 years.
Historically, 66% of months were positive and 34% were negative. The best month was Nov 2013 with a return of +191.2%, while the worst month was Dec 2013 at -30.1%. The longest winning streak lasted 7 consecutive months, and the longest losing streak was 3 months.
On a daily basis, 2025 July simple closed higher 55% of trading days. The best single day was Nov 18, 2013 with a return of +30.2%, while the worst single day was Dec 6, 2013 at -18.2%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 1.10% | -1.35% | -4.03% | 0.86% | -3.47% | ||||||||
| 2025 | 2.36% | -2.07% | -5.03% | 0.80% | 6.20% | 5.17% | 2.22% | 0.98% | 4.22% | 2.96% | -1.36% | -0.20% | 16.86% |
| 2024 | 1.50% | 6.32% | 3.29% | -4.72% | 5.60% | 3.47% | 0.24% | 0.86% | 2.35% | -0.46% | 6.80% | -1.40% | 25.87% |
| 2023 | 9.20% | -1.54% | 6.89% | 0.72% | 2.80% | 5.58% | 2.51% | -2.15% | -4.10% | -0.08% | 9.28% | 5.68% | 39.47% |
| 2022 | -6.51% | -2.34% | 2.57% | -9.94% | -0.63% | -8.56% | 9.04% | -4.64% | -8.50% | 4.48% | 5.10% | -5.73% | -24.51% |
| 2021 | 0.40% | 3.16% | 4.36% | 3.74% | -3.09% | 2.86% | 3.09% | 3.46% | -4.56% | 8.25% | 0.28% | 0.79% | 24.48% |
Benchmark Metrics
2025 July simple has an annualized alpha of 17.64%, beta of 0.82, and R² of 0.33 versus S&P 500 Index. Calculated based on daily prices since July 21, 2012.
- This portfolio captured 148.38% of S&P 500 Index gains but only 81.82% of its losses — a favorable profile for investors.
- R² of 0.33 means the benchmark explains less than half of this portfolio's behavior — treat beta with caution or consider switching to a more representative benchmark.
- Alpha
- 17.64%
- Beta
- 0.82
- R²
- 0.33
- Upside Capture
- 148.38%
- Downside Capture
- 81.82%
Expense Ratio
2025 July simple has an expense ratio of 0.12%, which is considered low. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.
Return for Risk
Risk / Return Rank
2025 July simple ranks 39 for risk / return — below 39% of portfolios on our site. The returns aren't fully compensating for the risk involved. This isn't necessarily a dealbreaker, but factor it into your decision — especially if you're risk-averse.
Return / Risk — by metrics
| Portfolio | Benchmark | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.75 | 0.88 | +0.86 |
Sortino ratioReturn per unit of downside risk | 2.74 | 1.37 | +1.37 |
Omega ratioGain probability vs. loss probability | 1.36 | 1.21 | +0.15 |
Calmar ratioReturn relative to maximum drawdown | 0.40 | 1.39 | -0.99 |
Martin ratioReturn relative to average drawdown | 1.30 | 6.43 | -5.14 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
How much return does each position deliver for the risk it carries? Higher values mean better reward for the risk taken.
| Risk / Return Rank | Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
|---|---|---|---|---|---|---|
QQQ Invesco QQQ ETF | 58 | 1.04 | 1.62 | 1.23 | 1.93 | 7.00 |
SPY State Street SPDR S&P 500 ETF | 52 | 0.92 | 1.45 | 1.22 | 1.51 | 7.11 |
BND Vanguard Total Bond Market ETF | 47 | 1.00 | 1.42 | 1.18 | 1.71 | 4.64 |
BTC-USD Bitcoin | 37 | -0.45 | -0.40 | 0.96 | -1.12 | -1.99 |
SMH VanEck Semiconductor ETF | 94 | 2.28 | 2.89 | 1.41 | 5.34 | 18.94 |
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Dividends
Dividend yield
2025 July simple provided a 1.39% dividend yield over the last twelve months.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Portfolio | 1.39% | 1.35% | 1.41% | 1.39% | 1.48% | 1.06% | 1.29% | 1.54% | 1.75% | 1.55% | 1.67% | 1.74% |
| Portfolio components: | ||||||||||||
QQQ Invesco QQQ ETF | 0.48% | 0.45% | 0.56% | 0.62% | 0.80% | 0.43% | 0.55% | 0.74% | 0.91% | 0.84% | 1.06% | 0.99% |
SPY State Street SPDR S&P 500 ETF | 1.13% | 1.07% | 1.21% | 1.40% | 1.65% | 1.20% | 1.52% | 1.75% | 2.04% | 1.80% | 2.03% | 2.06% |
BND Vanguard Total Bond Market ETF | 3.92% | 3.86% | 3.67% | 3.09% | 2.60% | 2.12% | 2.38% | 2.72% | 2.81% | 2.54% | 2.51% | 2.57% |
BTC-USD Bitcoin | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
SMH VanEck Semiconductor ETF | 0.28% | 0.31% | 0.44% | 0.60% | 1.18% | 0.51% | 0.69% | 1.50% | 1.88% | 1.43% | 0.80% | 2.14% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the 2025 July simple. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the 2025 July simple was 44.57%, occurring on Dec 18, 2013. Recovery took 1183 trading sessions.
The current 2025 July simple drawdown is 5.97%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -44.57% | Dec 5, 2013 | 14 | Dec 18, 2013 | 1183 | Mar 15, 2017 | 1197 |
| -31.54% | Apr 10, 2013 | 7 | Apr 16, 2013 | 188 | Oct 22, 2013 | 195 |
| -29.55% | Nov 9, 2021 | 341 | Oct 15, 2022 | 423 | Dec 12, 2023 | 764 |
| -25.93% | Feb 15, 2020 | 37 | Mar 22, 2020 | 80 | Jun 10, 2020 | 117 |
| -25.37% | Dec 17, 2017 | 374 | Dec 25, 2018 | 183 | Jun 26, 2019 | 557 |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Diversification
Diversification Metrics
Number of Effective Assets
The portfolio contains 5 assets, with an effective number of assets of 3.39, reflecting the diversification based on asset allocation. This number of effective assets suggests a highly concentrated portfolio, where a few assets dominate the allocation, potentially increasing the portfolio's risk due to lack of diversification.
Asset Correlations Table
| Benchmark | BND | BTC-USD | SMH | QQQ | SPY | Portfolio | |
|---|---|---|---|---|---|---|---|
| Benchmark | 1.00 | -0.03 | 0.15 | 0.77 | 0.91 | 1.00 | 0.84 |
| BND | -0.03 | 1.00 | 0.02 | -0.05 | -0.01 | -0.04 | 0.04 |
| BTC-USD | 0.15 | 0.02 | 1.00 | 0.12 | 0.13 | 0.13 | 0.54 |
| SMH | 0.77 | -0.05 | 0.12 | 1.00 | 0.77 | 0.71 | 0.67 |
| QQQ | 0.91 | -0.01 | 0.13 | 0.77 | 1.00 | 0.85 | 0.78 |
| SPY | 1.00 | -0.04 | 0.13 | 0.71 | 0.85 | 1.00 | 0.77 |
| Portfolio | 0.84 | 0.04 | 0.54 | 0.67 | 0.78 | 0.77 | 1.00 |