Asset Allocation
| Position | Category/Sector | Target Weight |
|---|---|---|
VCN.TO Vanguard FTSE Canada All Cap Index ETF | Canada Equities | 10.32% |
XEC.TO iShares Core MSCI Emerging Markets IMI Index ETF | Emerging Markets Equities | 9.07% |
XEQT.TO iShares Core Equity ETF Portfolio | Global Equities | 41.82% |
ZGD.TO BMO Equal Weight Global Gold Index ETF | Gold | 38.78% |
Transactions
| Date | Type | Symbol | Quantity | Price |
|---|---|---|---|---|
| Jan 21, 2026 | Sell | iShares Core Equity ETF Portfolio | 43.2897 | CA$41.01 |
| Jan 21, 2026 | Sell | Vanguard FTSE Canada All Cap Index ETF | 6.8342 | CA$66.88 |
| Jan 21, 2026 | Buy | BMO Equal Weight Global Gold Index ETF | 0.4407 | CA$325.61 |
| Jan 21, 2026 | Buy | iShares Core MSCI Emerging Markets IMI Index ETF | 27.1709 | CA$38.44 |
| Jan 8, 2026 | Buy | iShares Core Equity ETF Portfolio | 13.0105 | CA$40.89 |
| Jan 8, 2026 | Buy | BMO Equal Weight Global Gold Index ETF | 1.7129 | CA$288.89 |
| Jan 8, 2026 | Buy | Vanguard FTSE Canada All Cap Index ETF | 5.2442 | CA$65.78 |
| Jan 8, 2026 | Buy | Vanguard FTSE Canada All Cap Index ETF | 19.6864 | CA$65.69 |
| Jan 7, 2026 | Buy | iShares Core Equity ETF Portfolio | 1.0709 | CA$40.87 |
| Dec 30, 2025 | Sell | iShares Core Equity ETF Portfolio | 32.3222 | CA$40.15 |
Performance
Performance Chart
The chart shows the growth of an initial investment of CA$10,000 in FHouSA, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.
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Returns By Period
| 1D | 1M | YTD | 6M | 1Y | 3Y* | 5Y* | 10Y* | |
|---|---|---|---|---|---|---|---|---|
Benchmark S&P 500 Index | 0.10% | 3.67% | 0.43% | 2.87% | 26.88% | 19.47% | 12.78% | 13.62% |
Portfolio FHouSA | 0.81% | 3.60% | 10.36% | 16.49% | — | — | — | — |
| Portfolio components: | ||||||||
ZGD.TO BMO Equal Weight Global Gold Index ETF | 1.35% | 1.79% | 20.37% | 39.01% | 130.46% | 57.72% | 35.84% | 20.97% |
XEQT.TO iShares Core Equity ETF Portfolio | 0.41% | 4.59% | 4.80% | 7.93% | 34.16% | 19.58% | 12.32% | — |
VCN.TO Vanguard FTSE Canada All Cap Index ETF | 0.71% | 3.11% | 6.77% | 13.11% | 44.30% | 21.38% | 15.10% | 12.61% |
XEC.TO iShares Core MSCI Emerging Markets IMI Index ETF | 0.50% | 7.91% | 11.57% | 16.44% | 47.40% | 18.99% | 7.52% | 9.23% |
Monthly Returns
Based on dividend-adjusted daily data since Oct 7, 2025, FHouSA's average daily return is +0.13%, while the average monthly return is +2.21%. At this rate, an investment would double in approximately 2.6 years.
Historically, 71% of months were positive and 29% were negative. The best month was Feb 2026 with a return of +12.8%, while the worst month was Mar 2026 at -10.6%. The longest winning streak lasted 4 consecutive months, and the longest losing streak was 1 months.
On a daily basis, FHouSA closed higher 61% of trading days. The best single day was Oct 14, 2025 with a return of +5.1%, while the worst single day was Oct 21, 2025 at -10.2%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 3.68% | 12.80% | -10.59% | 5.53% | 10.36% | ||||||||
| 2025 | -7.96% | 11.86% | 0.17% | 3.12% |
Benchmark Metrics
FHouSA has an annualized alpha of 36.16%, beta of 0.92, and R² of 0.13 versus S&P 500 Index. Calculated based on daily prices since October 07, 2025.
- This portfolio tended to rise when S&P 500 Index fell (downside capture of -262.39%), but participation in market rallies was also limited (-4.74%) — a profile typical of counter-cyclical assets.
- R² of 0.13 means this portfolio moves largely independently of S&P 500 Index — capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.
- Alpha
- 36.16%
- Beta
- 0.92
- R²
- 0.13
- Upside Capture
- -4.74%
- Downside Capture
- -262.39%
Expense Ratio
Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.
Return for Risk
Return / Risk — by metrics
Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.
How much return does each position deliver for the risk it carries? Higher values mean better reward for the risk taken.
| Risk / Return Rank | Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
|---|---|---|---|---|---|---|
ZGD.TO BMO Equal Weight Global Gold Index ETF | 77 | 3.29 | 3.22 | 1.49 | 5.69 | 20.01 |
XEQT.TO iShares Core Equity ETF Portfolio | 82 | 3.04 | 4.15 | 1.57 | 4.93 | 21.32 |
VCN.TO Vanguard FTSE Canada All Cap Index ETF | 91 | 3.91 | 4.91 | 1.73 | 5.62 | 26.89 |
XEC.TO iShares Core MSCI Emerging Markets IMI Index ETF | 78 | 2.97 | 3.87 | 1.57 | 4.97 | 17.51 |
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Dividends
Dividend yield
FHouSA provided a 0.51% dividend yield over the last twelve months.
| TTM | 2025 | |
|---|---|---|
| Portfolio | 0.51% | 0.48% |
Monthly Dividends
The table below shows the monthly dividends paid by this portfolio.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | CA$0.00 | CA$0.00 | CA$16.87 | CA$0.00 | CA$16.87 | ||||||||
| 2025 | CA$0.00 | CA$0.00 | CA$44.58 | CA$44.58 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the FHouSA. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the FHouSA was 19.77%, occurring on Nov 4, 2025. Recovery took 46 trading sessions.
The current FHouSA drawdown is 5.64%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -19.77% | Oct 17, 2025 | 13 | Nov 4, 2025 | 46 | Jan 12, 2026 | 59 |
| -17.26% | Mar 2, 2026 | 15 | Mar 20, 2026 | — | — | — |
| -8.32% | Jan 29, 2026 | 6 | Feb 5, 2026 | 10 | Feb 20, 2026 | 16 |
| -3.98% | Oct 9, 2025 | 1 | Oct 9, 2025 | 2 | Oct 14, 2025 | 3 |
| -1.55% | Oct 7, 2025 | 1 | Oct 7, 2025 | 1 | Oct 8, 2025 | 2 |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Diversification
Diversification Metrics
Number of Effective Assets
The portfolio contains 4 assets, with an effective number of assets of 2.91, reflecting the diversification based on asset allocation. This number of effective assets suggests a highly concentrated portfolio, where a few assets dominate the allocation, potentially increasing the portfolio's risk due to lack of diversification.
Asset Correlations Table
| Benchmark | ZGD.TO | XEC.TO | VCN.TO | XEQT.TO | Portfolio | |
|---|---|---|---|---|---|---|
| Benchmark | 1.00 | 0.28 | 0.73 | 0.65 | 0.87 | 0.43 |
| ZGD.TO | 0.28 | 1.00 | 0.48 | 0.72 | 0.51 | 0.94 |
| XEC.TO | 0.73 | 0.48 | 1.00 | 0.67 | 0.83 | 0.60 |
| VCN.TO | 0.65 | 0.72 | 0.67 | 1.00 | 0.86 | 0.81 |
| XEQT.TO | 0.87 | 0.51 | 0.83 | 0.86 | 1.00 | 0.66 |
| Portfolio | 0.43 | 0.94 | 0.60 | 0.81 | 0.66 | 1.00 |