Main Portfolio

Asset Allocation

Position	Category/Sector	Target Weight
ABALX American Funds American Balanced Fund Class A	Diversified Portfolio	1.60%
AWSHX American Funds Washington Mutual Investors Fund Class A	Large Cap Blend Equities	2.20%
CAIBX American Funds Capital Income Builder Class A	Diversified Portfolio	0.60%
FBALX Fidelity Balanced Fund	Diversified Portfolio	0.80%
FBNDX Fidelity Investment Grade Bond Fund	Total Bond Market	23.70%
FDSVX Fidelity Growth Discovery Fund	Large Cap Growth Equities	6.80%
FEQTX Fidelity Equity Dividend Income Fund	Large Cap Value Equities	9.10%
FFNOX Fidelity Multi-Asset Index Fund	Diversified Portfolio	2.60%
FGRIX Fidelity Growth & Income Portfolio	Large Cap Value Equities	7.60%
FLCSX Fidelity Large Cap Stock Fund	Large Cap Value Equities	23.70%
FTEIX Fidelity Advisor Total International Equity Fund Class I	Foreign Large Cap Equities	8.30%
SPAXX Fidelity Government Money Market Fund	Money Market	13%

Benchmark Against

Benchmark

S&P 500 Index

Rebalance

Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in Main Portfolio , comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Every year.

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The earliest data available for this chart is May 25, 2021, corresponding to the inception date of SPAXX

Returns By Period

	1D	1M	YTD	6M	1Y	3Y*	5Y*	10Y*
Benchmark S&P 500 Index	-0.11%	2.78%	-0.42%	4.03%	27.10%	18.38%	10.55%	12.70%
Portfolio Main Portfolio	0.35%	2.81%	2.48%	6.17%	23.04%	13.94%	—	—
Portfolio components:
ABALX American Funds American Balanced Fund Class A	0.32%	1.95%	2.22%	6.85%	25.14%	15.16%	8.66%	9.58%
FBALX Fidelity Balanced Fund	0.52%	3.02%	1.99%	6.09%	25.03%	15.04%	8.09%	11.24%
CAIBX American Funds Capital Income Builder Class A	0.06%	2.72%	4.72%	9.03%	25.02%	13.80%	8.67%	7.87%
FLCSX Fidelity Large Cap Stock Fund	0.77%	4.39%	3.05%	10.25%	42.18%	24.15%	15.48%	15.22%
FTEIX Fidelity Advisor Total International Equity Fund Class I	0.06%	4.66%	7.19%	13.34%	38.87%	18.31%	8.74%	10.64%
FBNDX Fidelity Investment Grade Bond Fund	0.00%	0.61%	0.38%	0.83%	6.91%	3.77%	0.30%	2.28%
FEQTX Fidelity Equity Dividend Income Fund	0.29%	2.96%	5.63%	6.85%	17.34%	11.70%	8.97%	10.16%
FDSVX Fidelity Growth Discovery Fund	0.98%	5.22%	0.72%	3.52%	32.44%	23.29%	12.09%	17.90%
AWSHX American Funds Washington Mutual Investors Fund Class A	0.44%	2.29%	0.70%	4.86%	22.49%	17.36%	11.72%	12.64%
FGRIX Fidelity Growth & Income Portfolio	0.57%	4.08%	3.57%	9.62%	33.94%	20.00%	13.75%	14.41%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Monthly Returns

Based on dividend-adjusted daily data since May 26, 2021, Main Portfolio 's average daily return is +0.03%, while the average monthly return is +0.67%. At this rate, an investment would double in approximately 8.7 years.

Historically, 67% of months were positive and 33% were negative. The best month was Nov 2023 with a return of +6.4%, while the worst month was Sep 2022 at -6.8%. The longest winning streak lasted 10 consecutive months, and the longest losing streak was 3 months.

On a daily basis, Main Portfolio closed higher 55% of trading days. The best single day was Apr 9, 2025 with a return of +4.7%, while the worst single day was Apr 4, 2025 at -3.6%.

	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec	Total
2026	2.15%	1.44%	-4.09%	3.12%									2.48%
2025	2.56%	0.22%	-2.11%	-0.18%	3.90%	3.69%	1.19%	1.70%	1.97%	1.11%	0.69%	0.56%	16.26%
2024	0.72%	2.62%	2.82%	-2.35%	3.14%	1.11%	1.82%	1.91%	1.46%	-1.07%	3.22%	-2.66%	13.25%
2023	5.40%	-2.24%	1.32%	1.29%	-1.26%	3.70%	2.48%	-1.60%	-2.88%	-2.29%	6.43%	4.05%	14.74%
2022	-1.35%	-1.32%	0.07%	-5.24%	1.46%	-5.97%	4.82%	-2.59%	-6.79%	5.35%	5.19%	-2.91%	-9.82%
2021					0.55%	0.39%	0.42%	1.11%	-2.52%	3.47%	-2.04%	2.94%	4.24%

Benchmark Metrics

Main Portfolio has an annualized alpha of 1.82%, beta of 0.56, and R² of 0.91 versus S&P 500 Index. Calculated based on daily prices since May 26, 2021.

This portfolio participated in 64.71% of S&P 500 Index downside but only 60.64% of its upside — more exposed to losses than it benefited from rallies.
Beta of 0.56 indicates this portfolio moves significantly less than S&P 500 Index — a genuinely defensive profile with reduced participation in both market rallies and downturns.

Alpha: 1.82%

Beta: 0.56

R²: 0.91

Upside Capture: 60.64%

Downside Capture: 64.71%

Expense Ratio

Main Portfolio has an expense ratio of 0.50%, placing it in the medium range. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.

Top 10 holdings

FTEIX

Fidelity Advisor Total International Equity Fund Class I

FDSVX

Fidelity Growth Discovery Fund

CAIBX

American Funds Capital Income Builder Class A

FEQTX

Fidelity Equity Dividend Income Fund

AWSHX

American Funds Washington Mutual Investors Fund Class A

FGRIX

Fidelity Growth & Income Portfolio

ABALX

American Funds American Balanced Fund Class A

FLCSX

Fidelity Large Cap Stock Fund

FBALX

Fidelity Balanced Fund

FBNDX

Fidelity Investment Grade Bond Fund

Return for Risk

Risk / Return Rank

Main Portfolio ranks 63 for risk / return — better than 63% of portfolios on our site. You're getting solid returns for the risk taken. A good sign, especially for investors who want growth without excessive volatility.

Overall Rank

Sharpe Ratio Rank

Sortino Ratio Rank

Omega Ratio Rank

Calmar Ratio Rank

Martin Ratio Rank

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

	Portfolio	Benchmark	Difference
Sharpe ratio Return per unit of total volatility	2.65	2.23	+0.42
Sortino ratio Return per unit of downside risk	3.72	3.12	+0.60
Omega ratio Gain probability vs. loss probability	1.52	1.42	+0.10
Calmar ratio Return relative to maximum drawdown	4.29	4.05	+0.25
Martin ratio Return relative to average drawdown	19.17	17.91	+1.26
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

How much return does each position deliver for the risk it carries? Higher values mean better reward for the risk taken.

	Risk / Return Rank	Sharpe ratio	Sortino ratio	Omega ratio	Calmar ratio	Martin ratio
ABALX American Funds American Balanced Fund Class A	72	2.58	3.56	1.49	4.13	18.58
FBALX Fidelity Balanced Fund	73	2.48	3.43	1.48	4.45	20.67
CAIBX American Funds Capital Income Builder Class A	84	3.13	4.49	1.60	4.55	18.58
FLCSX Fidelity Large Cap Stock Fund	83	2.85	3.82	1.54	5.28	23.54
FTEIX Fidelity Advisor Total International Equity Fund Class I	75	2.83	3.83	1.53	4.07	16.85
FBNDX Fidelity Investment Grade Bond Fund	18	1.35	2.02	1.24	1.81	6.10
FEQTX Fidelity Equity Dividend Income Fund	22	1.26	1.69	1.24	2.59	7.97
FDSVX Fidelity Growth Discovery Fund	36	1.67	2.31	1.31	3.25	12.26
AWSHX American Funds Washington Mutual Investors Fund Class A	44	1.81	2.55	1.34	3.51	14.97
FGRIX Fidelity Growth & Income Portfolio	77	2.63	3.59	1.50	4.89	20.27

Sharpe Ratio

The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk.

Main Portfolio Sharpe ratios as of Apr 11, 2026 (values are recalculated daily):

1-Year: 2.65
All Time: 0.81

These values reflect how efficiently the investment has delivered returns relative to its volatility over different time periods. All figures are annualized and based on daily total returns (including price changes and dividends).

Compared to the broad market, where average Sharpe ratios range from 2.14 to 3.05, this portfolio's current Sharpe ratio falls between the 25th and 75th percentiles. This indicates that its risk-adjusted performance is in line with the majority of portfolios, suggesting a balanced approach to risk and return—likely suitable for a wide range of investors.

The chart below shows the rolling Sharpe ratio of Main Portfolio compared to the selected benchmark. This view highlights how the investment's risk-adjusted performance has changed over time.

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Dividends

Dividend yield

Main Portfolio provided a 4.39% dividend yield over the last twelve months.

	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Portfolio	4.39%	4.57%	4.85%	2.92%	2.94%	5.03%	3.68%	3.68%	4.83%	3.29%	2.63%	2.85%
Portfolio components:
ABALX American Funds American Balanced Fund Class A	8.11%	8.27%	6.87%	2.05%	2.30%	4.30%	4.35%	3.49%	5.49%	4.72%	4.24%	5.60%
FBALX Fidelity Balanced Fund	5.56%	5.69%	5.67%	2.28%	8.06%	9.66%	5.90%	4.24%	10.99%	7.90%	3.07%	7.70%
CAIBX American Funds Capital Income Builder Class A	7.43%	7.71%	5.76%	3.47%	3.43%	3.14%	3.38%	4.10%	3.55%	4.44%	3.52%	3.62%
FLCSX Fidelity Large Cap Stock Fund	6.30%	6.50%	4.26%	2.83%	3.07%	4.71%	3.93%	5.43%	7.63%	3.25%	3.61%	4.55%
FTEIX Fidelity Advisor Total International Equity Fund Class I	0.84%	0.90%	1.43%	1.33%	1.07%	8.71%	2.46%	1.72%	0.85%	4.29%	1.33%	1.15%
FBNDX Fidelity Investment Grade Bond Fund	3.89%	3.87%	3.34%	3.56%	1.98%	1.34%	4.70%	2.75%	2.86%	2.18%	2.72%	2.66%
FEQTX Fidelity Equity Dividend Income Fund	1.49%	1.59%	8.39%	5.22%	7.65%	11.52%	2.43%	8.39%	14.31%	9.40%	6.12%	5.98%
FDSVX Fidelity Growth Discovery Fund	1.57%	1.58%	12.81%	2.55%	3.65%	13.46%	9.63%	4.28%	5.02%	4.87%	0.09%	0.17%
AWSHX American Funds Washington Mutual Investors Fund Class A	10.04%	10.08%	10.06%	6.14%	6.31%	6.05%	3.06%	6.19%	4.36%	7.26%	6.37%	6.25%
FGRIX Fidelity Growth & Income Portfolio	9.45%	9.78%	6.80%	3.93%	3.43%	6.02%	3.61%	2.85%	3.39%	1.52%	1.80%	2.08%

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.

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Worst Drawdowns

The table below displays the maximum drawdowns of the Main Portfolio . A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Main Portfolio was 17.09%, occurring on Sep 30, 2022. Recovery took 302 trading sessions.

The current Main Portfolio drawdown is 1.39%.

Depth	Start	To Bottom	Bottom	To Recover	End	Total
-17.09%	Jan 13, 2022	180	Sep 30, 2022	302	Dec 13, 2023	482
-9.92%	Feb 19, 2025	35	Apr 8, 2025	27	May 16, 2025	62
-6.15%	Feb 26, 2026	23	Mar 30, 2026	—	—	—
-4.34%	Jul 17, 2024	14	Aug 5, 2024	10	Aug 19, 2024	24
-3.99%	Nov 10, 2021	15	Dec 1, 2021	23	Jan 4, 2022	38

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.

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Diversification

Diversification Metrics

Number of Effective Assets

The portfolio contains 12 assets, with an effective number of assets of 6.40, reflecting the diversification based on asset allocation. This number of effective assets indicates a moderate level of diversification, where some assets may have a more significant influence on overall performance.

Asset Correlations Table

The table below displays the correlation coefficients between the individual components of the portfolio, the entire portfolio, and the chosen benchmark.

	Benchmark	SPAXX	FBNDX	FEQTX	FTEIX	FDSVX	CAIBX	FLCSX	FGRIX	AWSHX	FBALX	ABALX	FFNOX	Portfolio
Benchmark	1.00	0.00	0.14	0.75	0.76	0.94	0.82	0.93	0.91	0.94	0.97	0.94	0.94	0.94
SPAXX	0.00	1.00	0.14	0.03	-0.03	-0.03	0.01	-0.01	-0.00	0.01	0.00	-0.01	-0.01	0.03
FBNDX	0.14	0.14	1.00	0.14	0.18	0.12	0.28	0.06	0.09	0.14	0.27	0.29	0.25	0.25
FEQTX	0.75	0.03	0.14	1.00	0.70	0.58	0.87	0.80	0.86	0.84	0.71	0.77	0.78	0.84
FTEIX	0.76	-0.03	0.18	0.70	1.00	0.75	0.85	0.80	0.80	0.76	0.78	0.81	0.90	0.87
FDSVX	0.94	-0.03	0.12	0.58	0.75	1.00	0.70	0.86	0.81	0.83	0.94	0.87	0.90	0.87
CAIBX	0.82	0.01	0.28	0.87	0.85	0.70	1.00	0.84	0.88	0.90	0.82	0.90	0.90	0.91
FLCSX	0.93	-0.01	0.06	0.80	0.80	0.86	0.84	1.00	0.98	0.92	0.91	0.91	0.91	0.96
FGRIX	0.91	-0.00	0.09	0.86	0.80	0.81	0.88	0.98	1.00	0.94	0.88	0.90	0.91	0.96
AWSHX	0.94	0.01	0.14	0.84	0.76	0.83	0.90	0.92	0.94	1.00	0.90	0.95	0.90	0.94
FBALX	0.97	0.00	0.27	0.71	0.78	0.94	0.82	0.91	0.88	0.90	1.00	0.95	0.96	0.95
ABALX	0.94	-0.01	0.29	0.77	0.81	0.87	0.90	0.91	0.90	0.95	0.95	1.00	0.95	0.96
FFNOX	0.94	-0.01	0.25	0.78	0.90	0.90	0.90	0.91	0.91	0.90	0.96	0.95	1.00	0.97
Portfolio	0.94	0.03	0.25	0.84	0.87	0.87	0.91	0.96	0.96	0.94	0.95	0.96	0.97	1.00

The correlation results are calculated based on daily price changes starting from May 26, 2021

Main Portfolio

Asset Allocation

Performance

Performance Chart

Returns By Period

Monthly Returns

Benchmark Metrics

Expense Ratio

Top 10 holdings

Return for Risk

Risk / Return Rank

Return / Risk — by metrics

Sharpe ratio

Sortino ratio

Omega ratio

Calmar ratio

Martin ratio

Sharpe Ratio

Dividends

Dividend yield

Drawdowns

Drawdowns Chart

Worst Drawdowns

Volatility

Volatility Chart

Diversification

Diversification Metrics

Number of Effective Assets

Asset Correlations Table