Tier 1 - Trading 212 Pie

Asset Allocation

Position	Category/Sector	Target Weight
AVGO Broadcom Inc.	Technology	12.50%
COST Costco Wholesale Corporation	Consumer Defensive	12.50%
JPM JPMorgan Chase & Co.	Financial Services	12.50%
MSFT Microsoft Corporation	Technology	12.50%
NFLX Netflix, Inc.	Communication Services	12.50%
SAP SAP SE	Technology	12.50%
UNH UnitedHealth Group Incorporated	Healthcare	12.50%
XOM Exxon Mobil Corporation	Energy	12.50%

Benchmark Against

Benchmark

S&P 500 Index

Rebalance

Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in Tier 1 - Trading 212 Pie, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Every 3 months.

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The earliest data available for this chart is Aug 6, 2009, corresponding to the inception date of AVGO

Returns By Period

As of Apr 8, 2026, the Tier 1 - Trading 212 Pie returned -0.28% Year-To-Date and 23.97% of annualized return in the last 10 years.

	1D	1M	YTD	6M	1Y	3Y*	5Y*	10Y*
Benchmark S&P 500 Index	0.08%	-1.83%	-3.34%	-1.46%	30.71%	17.25%	10.06%	12.45%
Portfolio Tier 1 - Trading 212 Pie	1.92%	1.15%	-0.28%	-5.32%	23.03%	28.49%	22.02%	23.97%
Portfolio components:
NFLX Netflix, Inc.	-0.11%	-0.20%	5.40%	-17.03%	13.87%	42.80%	12.25%	25.27%
MSFT Microsoft Corporation	-0.16%	-8.97%	-22.84%	-28.65%	4.83%	9.33%	8.91%	22.76%
JPM JPMorgan Chase & Co.	0.66%	3.26%	-6.81%	-2.41%	41.38%	35.69%	16.82%	20.99%
XOM Exxon Mobil Corporation	0.33%	8.40%	37.11%	45.67%	64.70%	16.42%	28.80%	11.78%
AVGO Broadcom Inc.	6.21%	1.27%	-3.30%	-0.33%	118.42%	77.39%	50.04%	39.32%
COST Costco Wholesale Corporation	-0.52%	1.51%	17.66%	11.07%	12.18%	29.49%	24.26%	23.01%
SAP SAP SE	-0.96%	-16.20%	-30.23%	-38.11%	-29.22%	10.99%	6.57%	9.79%
UNH UnitedHealth Group Incorporated	9.37%	8.25%	-6.05%	-14.15%	-39.70%	-13.98%	-1.68%	11.17%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Monthly Returns

Based on dividend-adjusted daily data since Aug 7, 2009, Tier 1 - Trading 212 Pie's average daily return is +0.10%, while the average monthly return is +1.97%. At this rate, your investment would double in approximately 3.0 years.

Historically, 69% of months were positive and 31% were negative. The best month was Jan 2012 with a return of +16.5%, while the worst month was Apr 2022 at -12.1%. The longest winning streak lasted 10 consecutive months, and the longest losing streak was 3 months.

On a daily basis, Tier 1 - Trading 212 Pie closed higher 56% of trading days. The best single day was Mar 13, 2020 with a return of +9.1%, while the worst single day was Mar 16, 2020 at -12.9%.

	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec	Total
2026	-4.31%	2.79%	-1.62%	3.05%									-0.28%
2025	5.15%	-1.79%	-3.53%	2.83%	6.01%	6.38%	-3.04%	2.59%	3.27%	0.09%	-0.68%	-3.48%	13.88%
2024	5.96%	5.48%	3.31%	-3.87%	5.82%	6.31%	1.42%	4.10%	0.73%	0.26%	6.72%	0.90%	43.35%
2023	7.42%	-2.92%	4.53%	3.34%	4.61%	5.66%	2.54%	-1.20%	-2.41%	1.50%	9.90%	4.45%	43.43%
2022	-7.13%	-1.76%	3.52%	-12.07%	2.18%	-7.62%	10.78%	-3.93%	-5.87%	14.07%	7.96%	-4.45%	-7.57%
2021	0.21%	4.70%	2.81%	4.36%	2.16%	2.53%	1.04%	4.01%	-1.26%	11.13%	-2.53%	5.90%	40.34%

Benchmark Metrics

Tier 1 - Trading 212 Pie has an annualized alpha of 12.02%, beta of 1.00, and R² of 0.81 versus S&P 500 Index. Calculated based on daily prices since August 07, 2009.

This portfolio captured 132.70% of S&P 500 Index gains but only 74.45% of its losses — a favorable profile for investors.
This portfolio generated an annualized alpha of 12.02% versus S&P 500 Index — delivering returns beyond what market exposure alone would predict.
With beta of 1.00 and R² of 0.81, this portfolio moves broadly in line with S&P 500 Index — much of its variation is explained by market exposure rather than independent behavior.

Alpha: 12.02%

Beta: 1.00

R²: 0.81

Upside Capture: 132.70%

Downside Capture: 74.45%

Expense Ratio

Tier 1 - Trading 212 Pie has an expense ratio of 0.00%, meaning no management fees are charged. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.

The portfolio doesn't include any funds that charge management fees.

Return for Risk

Risk / Return Rank

Tier 1 - Trading 212 Pie ranks 17 for risk / return — in the bottom 17% of portfolios on our site. This means you're taking on significantly more risk than the returns justify. Consider whether the potential upside is worth the volatility, or explore alternatives with better risk / return profiles.

Overall Rank

Sharpe Ratio Rank

Sortino Ratio Rank

Omega Ratio Rank

Calmar Ratio Rank

Martin Ratio Rank

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

	Portfolio	Benchmark	Difference
Sharpe ratio Return per unit of total volatility	1.39	1.87	-0.48
Sortino ratio Return per unit of downside risk	2.29	3.01	-0.72
Omega ratio Gain probability vs. loss probability	1.29	1.41	-0.12
Calmar ratio Return relative to maximum drawdown	1.44	2.49	-1.05
Martin ratio Return relative to average drawdown	3.38	11.08	-7.70
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

How much return does each position deliver for the risk it carries? Higher values mean better reward for the risk taken.

	Risk / Return Rank	Sharpe ratio	Sortino ratio	Omega ratio	Calmar ratio	Martin ratio
NFLX Netflix, Inc.	45	0.42	0.84	1.11	0.18	0.37
MSFT Microsoft Corporation	38	0.19	0.45	1.06	0.02	0.04
JPM JPMorgan Chase & Co.	79	1.82	2.47	1.33	2.16	5.96
XOM Exxon Mobil Corporation	92	2.75	3.40	1.44	6.11	15.85
AVGO Broadcom Inc.	89	2.56	3.33	1.43	4.14	10.04
COST Costco Wholesale Corporation	49	0.63	1.06	1.13	0.28	0.55
SAP SAP SE	7	-0.92	-1.17	0.84	-0.75	-1.67
UNH UnitedHealth Group Incorporated	13	-0.77	-0.85	0.86	-0.69	-0.90

Sharpe Ratio

The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk.

Tier 1 - Trading 212 Pie Sharpe ratios as of Apr 8, 2026 (values are recalculated daily):

1-Year: 1.39
5-Year: 1.24
10-Year: 1.24
All Time: 1.31

These values reflect how efficiently the investment has delivered returns relative to its volatility over different time periods. All figures are annualized and based on daily total returns (including price changes and dividends).

Compared to the broad market, where average Sharpe ratios range from 1.91 to 2.75, this portfolio's current Sharpe ratio places it in the bottom 25%. This suggests weaker risk-adjusted returns than most portfolios, possibly due to lower returns, higher volatility, or both. It may be worth reviewing the allocation. You can use the Portfolio Optimization tool to explore options for improving the Sharpe ratio.

The chart below shows the rolling Sharpe ratio of Tier 1 - Trading 212 Pie compared to the selected benchmark. This view highlights how the investment's risk-adjusted performance has changed over time.

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Dividends

Dividend yield

Tier 1 - Trading 212 Pie provided a 1.38% dividend yield over the last twelve months.

	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Portfolio	1.38%	1.34%	1.28%	1.77%	1.79%	1.77%	2.67%	1.94%	2.04%	2.04%	1.61%	2.06%
Portfolio components:
NFLX Netflix, Inc.	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
MSFT Microsoft Corporation	0.93%	0.70%	0.73%	0.74%	1.06%	0.68%	0.94%	1.20%	1.69%	1.86%	2.37%	2.33%
JPM JPMorgan Chase & Co.	1.98%	1.72%	1.92%	2.38%	2.98%	2.34%	2.83%	2.37%	2.54%	1.91%	2.13%	2.54%
XOM Exxon Mobil Corporation	2.46%	3.32%	3.57%	3.68%	3.22%	5.70%	8.44%	4.92%	4.74%	3.66%	3.30%	3.69%
AVGO Broadcom Inc.	0.74%	0.70%	0.94%	1.71%	3.02%	2.24%	3.05%	3.54%	3.11%	1.87%	1.43%	1.13%
COST Costco Wholesale Corporation	0.51%	0.59%	0.49%	2.87%	0.76%	0.54%	3.38%	0.86%	1.08%	4.81%	1.09%	4.06%
SAP SAP SE	1.50%	1.05%	0.97%	1.41%	2.05%	1.56%	1.31%	1.27%	1.73%	0.87%	1.08%	1.11%
UNH UnitedHealth Group Incorporated	2.87%	2.64%	1.62%	1.38%	1.21%	1.12%	1.38%	1.41%	1.38%	1.30%	1.48%	1.59%

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.

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Worst Drawdowns

The table below displays the maximum drawdowns of the Tier 1 - Trading 212 Pie. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Tier 1 - Trading 212 Pie was 29.15%, occurring on Mar 16, 2020. Recovery took 58 trading sessions.

The current Tier 1 - Trading 212 Pie drawdown is 6.33%.

Depth	Start	To Bottom	Bottom	To Recover	End	Total
-29.15%	Feb 20, 2020	18	Mar 16, 2020	58	Jun 8, 2020	76
-25.32%	Jul 8, 2011	99	Nov 25, 2011	73	Mar 13, 2012	172
-24.27%	Jan 5, 2022	114	Jun 17, 2022	160	Feb 7, 2023	274
-19.75%	Oct 2, 2018	58	Dec 24, 2018	56	Mar 18, 2019	114
-19.08%	Mar 27, 2012	48	Jun 4, 2012	135	Dec 17, 2012	183

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.

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Diversification

Diversification Metrics

Number of Effective Assets

The portfolio contains 8 assets, with an effective number of assets of 8.00, reflecting the diversification based on asset allocation. This number of effective assets indicates a moderate level of diversification, where some assets may have a more significant influence on overall performance.

Asset Correlations Table

The table below displays the correlation coefficients between the individual components of the portfolio, the entire portfolio, and the chosen benchmark.

	Benchmark	UNH	XOM	NFLX	COST	AVGO	JPM	SAP	MSFT	Portfolio
Benchmark	1.00	0.47	0.51	0.44	0.54	0.61	0.67	0.63	0.71	0.86
UNH	0.47	1.00	0.29	0.19	0.30	0.24	0.36	0.27	0.30	0.51
XOM	0.51	0.29	1.00	0.14	0.23	0.25	0.46	0.29	0.27	0.49
NFLX	0.44	0.19	0.14	1.00	0.27	0.34	0.24	0.32	0.40	0.63
COST	0.54	0.30	0.23	0.27	1.00	0.32	0.30	0.35	0.42	0.54
AVGO	0.61	0.24	0.25	0.34	0.32	1.00	0.37	0.42	0.49	0.69
JPM	0.67	0.36	0.46	0.24	0.30	0.37	1.00	0.38	0.39	0.62
SAP	0.63	0.27	0.29	0.32	0.35	0.42	0.38	1.00	0.51	0.65
MSFT	0.71	0.30	0.27	0.40	0.42	0.49	0.39	0.51	1.00	0.69
Portfolio	0.86	0.51	0.49	0.63	0.54	0.69	0.62	0.65	0.69	1.00

The correlation results are calculated based on daily price changes starting from Aug 7, 2009

Tier 1 - Trading 212 Pie

Asset Allocation

Performance

Performance Chart

Returns By Period

Monthly Returns

Benchmark Metrics

Expense Ratio

Return for Risk

Risk / Return Rank

Return / Risk — by metrics

Sharpe ratio

Sortino ratio

Omega ratio

Calmar ratio

Martin ratio

Sharpe Ratio

Dividends

Dividend yield

Drawdowns

Drawdowns Chart

Worst Drawdowns

Volatility

Volatility Chart

Diversification

Diversification Metrics

Number of Effective Assets

Asset Correlations Table