David's Etrade Cash Portfolio: Golden Butterly variant SPY 20% VXUS 20% IWD 15% GLD 25% BND 20%

The chart shows the growth of an initial investment of $10,000 in David's Etrade Cash Portfolio: Golden Butterly variant SPY 20% VXUS 20% IWD 15% GLD 25% BND 20%, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Every year.

As of Apr 4, 2026, the David's Etrade Cash Portfolio: Golden Butterly variant SPY 20% VXUS 20% IWD 15% GLD 25% BND 20% returned 2.43% Year-To-Date and 10.35% of annualized return in the last 10 years.

Based on dividend-adjusted daily data since Jan 31, 2011, David's Etrade Cash Portfolio: Golden Butterly variant SPY 20% VXUS 20% IWD 15% GLD 25% BND 20%'s average daily return is +0.03%, while the average monthly return is +0.71%. At this rate, your investment would double in approximately 8.2 years.

Historically, 65% of months were positive and 35% were negative. The best month was Apr 2020 with a return of +7.8%, while the worst month was Mar 2020 at -8.2%. The longest winning streak lasted 14 consecutive months, and the longest losing streak was 4 months.

On a daily basis, David's Etrade Cash Portfolio: Golden Butterly variant SPY 20% VXUS 20% IWD 15% GLD 25% BND 20% closed higher 55% of trading days. The best single day was Mar 24, 2020 with a return of +5.6%, while the worst single day was Mar 12, 2020 at -7.3%.

David's Etrade Cash Portfolio: Golden Butterly variant SPY 20% VXUS 20% IWD 15% GLD 25% BND 20% has an annualized alpha of 2.54%, beta of 0.50, and R² of 0.71 versus S&P 500 Index. Calculated based on daily prices since January 31, 2011.

• This portfolio participates in less of S&P 500 Index's moves in both directions, but captures a larger share of gains (57.18%) than losses (56.23%) — typical of diversified or defensive assets.
• This portfolio generated an annualized alpha of 2.54% versus S&P 500 Index — delivering returns beyond what market exposure alone would predict.
• Beta of 0.50 indicates this portfolio moves significantly less than S&P 500 Index — a genuinely defensive profile with reduced participation in both market rallies and downturns.

David's Etrade Cash Portfolio: Golden Butterly variant SPY 20% VXUS 20% IWD 15% GLD 25% BND 20% has an expense ratio of 0.16%, which is considered low. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.

David's Etrade Cash Portfolio: Golden Butterly variant SPY 20% VXUS 20% IWD 15% GLD 25% BND 20% ranks 82 for risk / return — in the top 82% of portfolios on our site. This means strong returns relative to risk — exactly what professional investors look for. Well-suited for investors who want to maximize return per unit of risk.

The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk.

David's Etrade Cash Portfolio: Golden Butterly variant SPY 20% VXUS 20% IWD 15% GLD 25% BND 20% Sharpe ratios as of Apr 4, 2026 (values are recalculated daily):

• 1-Year: 1.91
• 5-Year: 1.04
• 10-Year: 0.98
• All Time: 0.82

These values reflect how efficiently the investment has delivered returns relative to its volatility over different time periods. All figures are annualized and based on daily total returns (including price changes and dividends).

Compared to the broad market, where average Sharpe ratios range from 0.99 to 1.69, this portfolio's current Sharpe ratio is in the top 25%. This signifies superior risk-adjusted performance, meaning the portfolio is delivering strong returns for the level of risk taken compared to most others.

The chart below shows the rolling Sharpe ratio of David's Etrade Cash Portfolio: Golden Butterly variant SPY 20% VXUS 20% IWD 15% GLD 25% BND 20% compared to the selected benchmark. This view highlights how the investment's risk-adjusted performance has changed over time.

David's Etrade Cash Portfolio: Golden Butterly variant SPY 20% VXUS 20% IWD 15% GLD 25% BND 20% provided a 1.85% dividend yield over the last twelve months.

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.

The table below displays the maximum drawdowns of the David's Etrade Cash Portfolio: Golden Butterly variant SPY 20% VXUS 20% IWD 15% GLD 25% BND 20%. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the David's Etrade Cash Portfolio: Golden Butterly variant SPY 20% VXUS 20% IWD 15% GLD 25% BND 20% was 20.63%, occurring on Mar 20, 2020. Recovery took 80 trading sessions.

The current David's Etrade Cash Portfolio: Golden Butterly variant SPY 20% VXUS 20% IWD 15% GLD 25% BND 20% drawdown is 6.29%.

The chart below shows the rolling one-month volatility.