My portfolio - Early stage
Equity 80%: Of which 50% in S&P500, 50% in NASDAQ Bonds 20%: Of which 90% in Investment grade corporate LT bonds, 10% in CLO/ UST/ MM Bonds
Asset Allocation
| Position | Category/Sector | Target Weight |
|---|---|---|
AAA AAF First Priority CLO Bond ETF | Corporate Bonds, Actively Managed | 2% |
QQQ Invesco QQQ | Large Cap Blend Equities | 40% |
SPY SPDR S&P 500 ETF | Large Cap Growth Equities | 40% |
VCLT Vanguard Long-Term Corporate Bond ETF | Corporate Bonds | 18% |
Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in My portfolio - Early stage, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced every 3 months.
The earliest data available for this chart is Sep 9, 2020, corresponding to the inception date of AAA
Returns By Period
| YTD | 1M | 6M | 1Y | 5Y* | 10Y* | |
|---|---|---|---|---|---|---|
^GSPC S&P 500 | -10.10% | -6.70% | -9.63% | 5.53% | 13.63% | 9.61% |
| My portfolio - Early stage | -10.33% | -6.61% | -8.90% | 6.35% | N/A | N/A |
| Portfolio components: | ||||||
SPY SPDR S&P 500 ETF | -9.77% | -6.51% | -9.04% | 6.85% | 15.30% | 11.50% |
QQQ Invesco QQQ | -12.93% | -7.42% | -10.10% | 6.78% | 16.93% | 15.88% |
VCLT Vanguard Long-Term Corporate Bond ETF | -1.65% | -4.27% | -4.18% | 2.64% | -2.93% | 1.68% |
AAA AAF First Priority CLO Bond ETF | 0.39% | -0.19% | 1.63% | 4.86% | N/A | N/A |
Monthly Returns
The table below presents the monthly returns of My portfolio - Early stage, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 2.21% | -1.48% | -6.02% | -5.25% | -10.33% | ||||||||
| 2024 | 1.41% | 4.31% | 2.20% | -4.20% | 5.26% | 4.48% | 0.08% | 1.75% | 2.37% | -1.20% | 5.29% | -1.28% | 21.91% |
| 2023 | 8.04% | -2.06% | 6.07% | 1.02% | 3.08% | 5.75% | 3.08% | -1.57% | -4.88% | -2.29% | 9.95% | 5.20% | 34.80% |
| 2022 | -6.64% | -3.57% | 3.09% | -10.81% | -0.33% | -7.89% | 9.84% | -4.61% | -9.50% | 4.95% | 6.01% | -6.50% | -25.05% |
| 2021 | -0.77% | 0.50% | 2.17% | 4.89% | -0.12% | 4.12% | 2.54% | 2.95% | -4.67% | 6.48% | 0.57% | 2.29% | 22.51% |
| 2020 | -0.48% | -2.37% | 9.93% | 3.44% | 10.48% |
Expense Ratio
My portfolio - Early stage has an expense ratio of 0.13%, which is considered low. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of My portfolio - Early stage is 38, indicating average performance compared to other portfolios on our website. Here’s a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
|---|---|---|---|---|---|
SPY SPDR S&P 500 ETF | 0.35 | 0.63 | 1.09 | 0.37 | 1.57 |
QQQ Invesco QQQ | 0.22 | 0.49 | 1.07 | 0.25 | 0.87 |
VCLT Vanguard Long-Term Corporate Bond ETF | 0.26 | 0.43 | 1.05 | 0.12 | 0.67 |
AAA AAF First Priority CLO Bond ETF | 1.56 | 2.17 | 1.41 | 2.08 | 16.39 |
Dividends
Dividend yield
My portfolio - Early stage provided a 1.91% dividend yield over the last twelve months.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Portfolio | 1.91% | 1.76% | 1.77% | 1.84% | 1.23% | 1.41% | 1.68% | 2.00% | 1.78% | 2.02% | 2.06% | 2.08% |
| Portfolio components: | ||||||||||||
SPY SPDR S&P 500 ETF | 1.36% | 1.21% | 1.40% | 1.65% | 1.20% | 1.52% | 1.75% | 2.04% | 1.80% | 2.03% | 2.06% | 1.87% |
QQQ Invesco QQQ | 0.67% | 0.56% | 0.62% | 0.80% | 0.43% | 0.55% | 0.74% | 0.91% | 0.84% | 1.06% | 0.99% | 1.41% |
VCLT Vanguard Long-Term Corporate Bond ETF | 5.43% | 5.19% | 4.67% | 4.44% | 3.07% | 3.16% | 3.81% | 4.55% | 4.01% | 4.33% | 4.68% | 4.29% |
AAA AAF First Priority CLO Bond ETF | 5.96% | 6.17% | 6.11% | 2.78% | 1.06% | 0.32% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Worst Drawdowns
The table below displays the maximum drawdowns of the My portfolio - Early stage. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the My portfolio - Early stage was 29.53%, occurring on Oct 14, 2022. Recovery took 300 trading sessions.
The current My portfolio - Early stage drawdown is 13.11%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -29.53% | Dec 28, 2021 | 202 | Oct 14, 2022 | 300 | Dec 26, 2023 | 502 |
| -19.01% | Feb 20, 2025 | 34 | Apr 8, 2025 | — | — | — |
| -9.41% | Jul 11, 2024 | 20 | Aug 7, 2024 | 33 | Sep 24, 2024 | 53 |
| -6.76% | Oct 13, 2020 | 14 | Oct 30, 2020 | 10 | Nov 13, 2020 | 24 |
| -6.66% | Feb 16, 2021 | 15 | Mar 8, 2021 | 19 | Apr 5, 2021 | 34 |
Volatility
Volatility Chart
The current My portfolio - Early stage volatility is 14.29%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.
Diversification
Diversification Metrics
Number of Effective Assets
The portfolio contains 4 assets, with an effective number of assets of 2.83, reflecting the diversification based on asset allocation. This number of effective assets suggests a highly concentrated portfolio, where a few assets dominate the allocation, potentially increasing the portfolio's risk due to lack of diversification.
Asset Correlations Table
| AAA | VCLT | SPY | QQQ | |
|---|---|---|---|---|
| AAA | 1.00 | -0.01 | -0.01 | -0.01 |
| VCLT | -0.01 | 1.00 | 0.28 | 0.29 |
| SPY | -0.01 | 0.28 | 1.00 | 0.92 |
| QQQ | -0.01 | 0.29 | 0.92 | 1.00 |