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HappyFolio1

Last updated Feb 24, 2024

Long-term balanced portfolio between general market, tech, and dividends.

Asset Allocation


SCHD 40%SPY 30%QQQ 30%EquityEquity
PositionCategory/SectorWeight
SCHD
Schwab US Dividend Equity ETF
Large Cap Growth Equities, Dividend

40%

SPY
SPDR S&P 500 ETF
Large Cap Growth Equities

30%

QQQ
Invesco QQQ
Large Cap Blend Equities

30%

S&P 500

Performance

The chart shows the growth of an initial investment of $10,000 in HappyFolio1, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Quarterly


250.00%300.00%350.00%400.00%450.00%500.00%SeptemberOctoberNovemberDecember2024February
489.21%
318.70%
HappyFolio1
Benchmark (^GSPC)
Portfolio components

The earliest data available for this chart is Oct 20, 2011, corresponding to the inception date of SCHD

Returns

As of Feb 24, 2024, the HappyFolio1 returned 4.96% Year-To-Date and 14.03% of annualized return in the last 10 years.


Year-To-Date1 month6 months1 year5 years (annualized)10 years (annualized)
^GSPC
S&P 500
6.69%4.52%15.50%26.83%12.76%10.70%
HappyFolio14.96%2.63%14.26%26.80%15.94%13.98%
SPY
SPDR S&P 500 ETF
6.85%4.19%16.31%30.07%14.59%12.63%
QQQ
Invesco QQQ
6.66%3.06%20.46%50.69%21.14%18.09%
SCHD
Schwab US Dividend Equity ETF
2.31%1.13%8.26%7.93%12.23%11.44%

Monthly Returns Heatmap


JanFebMarAprMayJunJulAugSepOctNovDec
20241.08%
20233.81%-1.53%-4.63%-2.80%8.53%5.56%

Sharpe Ratio

The current HappyFolio1 Sharpe ratio is 2.10. A Sharpe ratio higher than 2.0 is considered very good.

0.002.004.002.10

The Sharpe ratio of HappyFolio1 lies between the 25th and 75th percentiles. It indicates that the portfolio's risk-adjusted performance is in line with the majority of portfolios. This suggests a balanced approach to risk and return, which might be suitable for a broad range of investors.


Rolling 12-month Sharpe Ratio0.501.001.502.00SeptemberOctoberNovemberDecember2024February
2.10
2.23
HappyFolio1
Benchmark (^GSPC)
Portfolio components

Dividend yield

HappyFolio1 granted a 1.93% dividend yield in the last twelve months.


TTM20232022202120202019201820172016201520142013
HappyFolio11.93%2.00%2.09%1.60%1.89%1.94%2.11%1.84%2.08%2.10%2.03%1.83%
SPY
SPDR S&P 500 ETF
1.31%1.40%1.65%1.20%1.52%1.75%2.04%1.80%2.03%2.06%1.87%1.81%
QQQ
Invesco QQQ
0.58%0.62%0.80%0.43%0.55%0.74%0.91%0.84%1.06%0.99%1.41%1.01%
SCHD
Schwab US Dividend Equity ETF
3.41%3.49%3.39%2.78%3.16%2.98%3.06%2.63%2.89%2.97%2.63%2.47%

Expense Ratio

The HappyFolio1 features an expense ratio of 0.11%, falling within the medium range. Below you can find the expense ratios of portfolio funds side-by-side and effortlessly compare their relative costs.


0.20%
0.00%2.15%
0.09%
0.00%2.15%
0.06%
0.00%2.15%

Risk-Adjusted Performance

This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.


Sharpe ratioSortino ratioOmega ratioCalmar ratioUlcer Index
^GSPC
S&P 500
2.23
HappyFolio1
2.10
SPY
SPDR S&P 500 ETF
2.38
QQQ
Invesco QQQ
2.99
SCHD
Schwab US Dividend Equity ETF
0.61

Asset Correlations Table

The table below displays the correlation coefficients between the individual components of the portfolio, the entire portfolio, and the chosen benchmark.

SCHDQQQSPY
SCHD1.000.690.88
QQQ0.691.000.90
SPY0.880.901.00

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way.


-15.00%-10.00%-5.00%0.00%SeptemberOctoberNovemberDecember2024February
-0.02%
0
HappyFolio1
Benchmark (^GSPC)
Portfolio components

Worst Drawdowns

The table below displays the maximum drawdowns of the HappyFolio1. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the HappyFolio1 was 31.51%, occurring on Mar 23, 2020. Recovery took 84 trading sessions.

The current HappyFolio1 drawdown is 0.02%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-31.51%Feb 20, 202023Mar 23, 202084Jul 22, 2020107
-23.82%Jan 5, 2022194Oct 12, 2022294Dec 13, 2023488
-19.13%Sep 21, 201865Dec 24, 201869Apr 4, 2019134
-12.37%Jul 21, 201526Aug 25, 201545Oct 28, 201571
-11.73%Nov 4, 201568Feb 11, 201642Apr 13, 2016110

Volatility Chart

The current HappyFolio1 volatility is 3.66%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.


2.00%3.00%4.00%5.00%SeptemberOctoberNovemberDecember2024February
3.66%
3.90%
HappyFolio1
Benchmark (^GSPC)
Portfolio components
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