Financial Advisor

Asset Allocation

Position	Category/Sector	Target Weight
AAPL Apple Inc	Technology	6.67%
ABBV AbbVie Inc.	Healthcare	6.67%
AVGO Broadcom Inc.	Technology	6.67%
BEN Franklin Resources, Inc.	Financial Services	6.67%
COST Costco Wholesale Corporation	Consumer Defensive	6.67%
CVS CVS Health Corporation	Healthcare	6.67%
HD The Home Depot, Inc.	Consumer Cyclical	6.67%
JPM JPMorgan Chase & Co.	Financial Services	6.67%
MA Mastercard Inc	Financial Services	6.67%
MO Altria Group, Inc.	Consumer Defensive	6.67%
MRK Merck & Co., Inc.	Healthcare	6.67%
MSFT Microsoft Corporation	Technology	6.67%
NVDA NVIDIA Corporation	Technology	6.67%
PEP PepsiCo, Inc.	Consumer Defensive	6.67%
V Visa Inc.	Financial Services	6.67%

Benchmark Against

Benchmark

S&P 500 Index

Rebalance

Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in Financial Advisor, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Every 3 months.

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The earliest data available for this chart is Jan 2, 2013, corresponding to the inception date of ABBV

Returns By Period

As of Apr 2, 2026, the Financial Advisor returned -2.42% Year-To-Date and 21.55% of annualized return in the last 10 years.

	1D	1M	YTD	6M	1Y	3Y*	5Y*	10Y*
Benchmark S&P 500 Index	0.11%	-3.43%	-3.84%	-1.98%	16.08%	16.86%	10.37%	12.29%
Portfolio Financial Advisor	0.16%	-4.57%	-2.42%	-1.93%	19.68%	23.18%	19.68%	21.55%
Portfolio components:
MSFT Microsoft Corporation	1.11%	-7.54%	-22.60%	-27.29%	-1.52%	10.00%	9.94%	22.58%
V Visa Inc.	0.77%	-6.24%	-14.05%	-12.70%	-12.50%	10.35%	7.55%	15.28%
MA Mastercard Inc	0.36%	-5.89%	-13.44%	-14.29%	-9.33%	11.07%	6.92%	18.61%
HD The Home Depot, Inc.	-2.41%	-11.76%	-5.91%	-17.50%	-11.09%	5.23%	3.38%	11.72%
ABBV AbbVie Inc.	-2.86%	-10.70%	-7.86%	-10.37%	5.19%	13.21%	18.43%	18.22%
COST Costco Wholesale Corporation	1.85%	0.71%	17.86%	11.02%	5.74%	28.60%	24.74%	22.54%
JPM JPMorgan Chase & Co.	-0.26%	-1.89%	-8.16%	-3.31%	22.30%	34.44%	16.83%	20.51%
AAPL Apple Inc	0.11%	-2.97%	-5.78%	-0.28%	14.80%	16.04%	16.39%	26.10%
PEP PepsiCo, Inc.	1.53%	-3.94%	10.38%	12.40%	9.51%	-1.63%	5.35%	7.43%
MRK Merck & Co., Inc.	0.02%	1.62%	15.68%	37.20%	44.64%	6.77%	13.97%	12.22%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Monthly Returns

Based on dividend-adjusted daily data since Jan 3, 2013, Financial Advisor's average daily return is +0.09%, while the average monthly return is +1.76%. At this rate, your investment would double in approximately 3.3 years.

Historically, 73% of months were positive and 28% were negative. The best month was Nov 2020 with a return of +12.7%, while the worst month was Sep 2022 at -8.7%. The longest winning streak lasted 15 consecutive months, and the longest losing streak was 3 months.

On a daily basis, Financial Advisor closed higher 56% of trading days. The best single day was Mar 13, 2020 with a return of +10.0%, while the worst single day was Mar 16, 2020 at -12.5%.

	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec	Total
2026	0.42%	2.29%	-5.12%	0.13%									-2.42%
2025	3.81%	2.17%	-4.21%	-0.45%	6.01%	4.67%	1.78%	5.60%	1.87%	0.28%	1.66%	-0.55%	24.57%
2024	3.62%	6.33%	3.96%	-5.75%	4.13%	3.82%	1.93%	2.25%	1.33%	-0.03%	4.53%	-1.98%	26.24%
2023	5.73%	0.32%	3.63%	2.64%	1.31%	6.37%	4.00%	-1.90%	-4.21%	-2.16%	7.67%	7.72%	34.84%
2022	-2.61%	-3.22%	3.33%	-6.16%	0.25%	-8.10%	8.57%	-4.66%	-8.71%	10.51%	8.90%	-4.35%	-8.41%
2021	-1.68%	1.46%	6.01%	3.78%	2.65%	3.23%	2.23%	2.77%	-3.72%	7.84%	1.91%	7.16%	38.56%

Benchmark Metrics

Financial Advisor has an annualized alpha of 9.60%, beta of 0.97, and R² of 0.91 versus S&P 500 Index. Calculated based on daily prices since January 03, 2013.

This portfolio captured 128.00% of S&P 500 Index gains but only 81.94% of its losses — a favorable profile for investors.
This portfolio generated an annualized alpha of 9.60% versus S&P 500 Index — delivering returns beyond what market exposure alone would predict.
With beta of 0.97 and R² of 0.91, this portfolio moves broadly in line with S&P 500 Index — much of its variation is explained by market exposure rather than independent behavior.

Alpha: 9.60%

Beta: 0.97

R²: 0.91

Upside Capture: 128.00%

Downside Capture: 81.94%

Expense Ratio

Financial Advisor has an expense ratio of 0.00%, meaning no management fees are charged. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.

The portfolio doesn't include any funds that charge management fees.

Return for Risk

Risk / Return Rank

Financial Advisor ranks 53 for risk / return — on par with similar portfolios. You're getting a typical balance of risk and reward. Not a standout, but not a red flag either — a reasonable choice if other factors align with your goals.

Overall Rank

Sharpe Ratio Rank

Sortino Ratio Rank

Omega Ratio Rank

Calmar Ratio Rank

Martin Ratio Rank

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

	Portfolio	Benchmark	Difference
Sharpe ratio Return per unit of total volatility	1.24	0.88	+0.36
Sortino ratio Return per unit of downside risk	1.89	1.37	+0.53
Omega ratio Gain probability vs. loss probability	1.27	1.21	+0.07
Calmar ratio Return relative to maximum drawdown	1.99	1.39	+0.61
Martin ratio Return relative to average drawdown	7.66	6.43	+1.22
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

How much return does each position deliver for the risk it carries? Higher values mean better reward for the risk taken.

	Risk / Return Rank	Sharpe ratio	Sortino ratio	Omega ratio	Calmar ratio	Martin ratio
MSFT Microsoft Corporation	35	-0.06	0.11	1.01	-0.05	-0.12
V Visa Inc.	16	-0.53	-0.59	0.92	-0.61	-1.33
MA Mastercard Inc	21	-0.39	-0.38	0.95	-0.50	-1.21
HD The Home Depot, Inc.	21	-0.48	-0.56	0.94	-0.42	-0.94
ABBV AbbVie Inc.	43	0.19	0.44	1.06	0.28	0.62
COST Costco Wholesale Corporation	45	0.29	0.56	1.07	0.36	0.72
JPM JPMorgan Chase & Co.	67	0.89	1.28	1.18	1.51	4.05
AAPL Apple Inc	55	0.47	0.92	1.13	0.66	2.04
PEP PepsiCo, Inc.	51	0.42	0.81	1.09	0.60	1.23
MRK Merck & Co., Inc.	82	1.55	2.20	1.28	2.89	7.69

Sharpe Ratio

The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk.

Financial Advisor Sharpe ratios as of Apr 2, 2026 (values are recalculated daily):

1-Year: 1.24
5-Year: 1.24
10-Year: 1.19
All Time: 1.29

These values reflect how efficiently the investment has delivered returns relative to its volatility over different time periods. All figures are annualized and based on daily total returns (including price changes and dividends).

Compared to the broad market, where average Sharpe ratios range from 1.00 to 1.69, this portfolio's current Sharpe ratio falls between the 25th and 75th percentiles. This indicates that its risk-adjusted performance is in line with the majority of portfolios, suggesting a balanced approach to risk and return—likely suitable for a wide range of investors.

The chart below shows the rolling Sharpe ratio of Financial Advisor compared to the selected benchmark. This view highlights how the investment's risk-adjusted performance has changed over time.

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Dividends

Dividend yield

Financial Advisor provided a 2.27% dividend yield over the last twelve months.

	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Portfolio	2.27%	2.26%	2.63%	2.46%	2.38%	2.10%	2.66%	2.41%	3.10%	2.14%	2.00%	2.18%
Portfolio components:
MSFT Microsoft Corporation	0.93%	0.70%	0.73%	0.74%	1.06%	0.68%	0.94%	1.20%	1.69%	1.86%	2.37%	2.33%
V Visa Inc.	0.84%	0.70%	0.68%	0.72%	0.76%	0.62%	0.56%	0.56%	0.67%	0.61%	0.75%	0.64%
MA Mastercard Inc	0.64%	0.53%	0.50%	0.53%	0.56%	0.49%	0.45%	0.44%	0.53%	0.58%	0.74%	0.66%
HD The Home Depot, Inc.	2.87%	2.67%	2.31%	2.41%	2.41%	1.59%	2.26%	2.49%	2.40%	1.88%	2.06%	1.78%
ABBV AbbVie Inc.	3.18%	2.87%	3.49%	3.82%	3.49%	3.84%	4.41%	4.83%	3.89%	2.65%	3.64%	3.41%
COST Costco Wholesale Corporation	0.51%	0.59%	0.49%	2.87%	0.76%	0.54%	3.38%	0.86%	1.08%	4.81%	1.09%	4.06%
JPM JPMorgan Chase & Co.	1.97%	1.72%	1.92%	2.38%	2.98%	2.34%	2.83%	2.37%	2.54%	1.91%	2.13%	2.54%
AAPL Apple Inc	0.41%	0.38%	0.40%	0.49%	0.70%	0.49%	0.61%	1.04%	1.79%	1.45%	1.93%	1.93%
PEP PepsiCo, Inc.	3.62%	3.92%	3.51%	2.91%	2.50%	2.45%	2.71%	2.77%	3.25%	2.64%	2.83%	2.76%
MRK Merck & Co., Inc.	2.75%	3.12%	3.14%	2.72%	2.52%	3.41%	3.03%	2.48%	2.60%	3.36%	3.14%	3.43%

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.

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Worst Drawdowns

The table below displays the maximum drawdowns of the Financial Advisor. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Financial Advisor was 31.14%, occurring on Mar 23, 2020. Recovery took 79 trading sessions.

The current Financial Advisor drawdown is 6.36%.

Depth	Start	To Bottom	Bottom	To Recover	End	Total
-31.14%	Feb 20, 2020	23	Mar 23, 2020	79	Jul 15, 2020	102
-21.39%	Jan 5, 2022	186	Sep 30, 2022	126	Apr 3, 2023	312
-18.81%	Oct 2, 2018	58	Dec 24, 2018	71	Apr 8, 2019	129
-14.47%	Feb 20, 2025	34	Apr 8, 2025	28	May 19, 2025	62
-13.37%	Dec 7, 2015	46	Feb 11, 2016	34	Apr 1, 2016	80

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.

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Diversification

Diversification Metrics

Number of Effective Assets

The portfolio contains 15 assets, with an effective number of assets of 15.00, reflecting the diversification based on asset allocation. This number of effective assets suggests that the portfolio's investments are spread across a variety of assets, indicating a well-diversified allocation. However, true diversification also depends on the correlations between assets.

Asset Correlations Table

The table below displays the correlation coefficients between the individual components of the portfolio, the entire portfolio, and the chosen benchmark.

	Benchmark	MO	MRK	ABBV	CVS	PEP	NVDA	COST	AVGO	AAPL	JPM	HD	BEN	MSFT	V	MA	Portfolio
Benchmark	1.00	0.33	0.37	0.42	0.43	0.42	0.61	0.53	0.64	0.63	0.65	0.60	0.66	0.71	0.67	0.68	0.92
MO	0.33	1.00	0.30	0.28	0.35	0.46	0.06	0.28	0.13	0.17	0.28	0.28	0.29	0.17	0.25	0.25	0.39
MRK	0.37	0.30	1.00	0.44	0.33	0.38	0.09	0.24	0.15	0.19	0.27	0.26	0.27	0.22	0.31	0.30	0.43
ABBV	0.42	0.28	0.44	1.00	0.36	0.33	0.18	0.23	0.22	0.22	0.30	0.30	0.29	0.26	0.34	0.34	0.49
CVS	0.43	0.35	0.33	0.36	1.00	0.35	0.14	0.31	0.20	0.21	0.38	0.36	0.37	0.22	0.31	0.29	0.50
PEP	0.42	0.46	0.38	0.33	0.35	1.00	0.13	0.39	0.19	0.27	0.23	0.37	0.29	0.29	0.36	0.35	0.48
NVDA	0.61	0.06	0.09	0.18	0.14	0.13	1.00	0.32	0.59	0.47	0.32	0.32	0.34	0.55	0.39	0.41	0.63
COST	0.53	0.28	0.24	0.23	0.31	0.39	0.32	1.00	0.32	0.37	0.28	0.47	0.31	0.42	0.39	0.39	0.57
AVGO	0.64	0.13	0.15	0.22	0.20	0.19	0.59	0.32	1.00	0.49	0.37	0.34	0.40	0.51	0.40	0.42	0.67
AAPL	0.63	0.17	0.19	0.22	0.21	0.27	0.47	0.37	0.49	1.00	0.33	0.36	0.36	0.54	0.43	0.45	0.63
JPM	0.65	0.28	0.27	0.30	0.38	0.23	0.32	0.28	0.37	0.33	1.00	0.40	0.61	0.36	0.47	0.47	0.62
HD	0.60	0.28	0.26	0.30	0.36	0.37	0.32	0.47	0.34	0.36	0.40	1.00	0.45	0.40	0.44	0.45	0.62
BEN	0.66	0.29	0.27	0.29	0.37	0.29	0.34	0.31	0.40	0.36	0.61	0.45	1.00	0.39	0.44	0.45	0.65
MSFT	0.71	0.17	0.22	0.26	0.22	0.29	0.55	0.42	0.51	0.54	0.36	0.40	0.39	1.00	0.52	0.53	0.69
V	0.67	0.25	0.31	0.34	0.31	0.36	0.39	0.39	0.40	0.43	0.47	0.44	0.44	0.52	1.00	0.84	0.71
MA	0.68	0.25	0.30	0.34	0.29	0.35	0.41	0.39	0.42	0.45	0.47	0.45	0.45	0.53	0.84	1.00	0.71
Portfolio	0.92	0.39	0.43	0.49	0.50	0.48	0.63	0.57	0.67	0.63	0.62	0.62	0.65	0.69	0.71	0.71	1.00

The correlation results are calculated based on daily price changes starting from Jan 3, 2013

Financial Advisor

Asset Allocation

Performance

Performance Chart

Returns By Period

Monthly Returns

Benchmark Metrics

Expense Ratio

Return for Risk

Risk / Return Rank

Return / Risk — by metrics

Sharpe ratio

Sortino ratio

Omega ratio

Calmar ratio

Martin ratio

Sharpe Ratio

Dividends

Dividend yield

Drawdowns

Drawdowns Chart

Worst Drawdowns

Volatility

Volatility Chart

Diversification

Diversification Metrics

Number of Effective Assets

Asset Correlations Table