Beginner’s Fund

The chart shows the growth of an initial investment of $10,000 in Beginner’s Fund, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Every 3 months.

Based on dividend-adjusted daily data since Oct 29, 2024, Beginner’s Fund's average daily return is +0.27%, while the average monthly return is +5.34%. At this rate, an investment would double in approximately 1.1 years.

Historically, 68% of months were positive and 32% were negative. The best month was Nov 2024 with a return of +23.5%, while the worst month was Mar 2026 at -9.5%. The longest winning streak lasted 8 consecutive months, and the longest losing streak was 2 months.

On a daily basis, Beginner’s Fund closed higher 60% of trading days. The best single day was Apr 9, 2025 with a return of +12.4%, while the worst single day was Apr 3, 2025 at -7.8%.

Beginner’s Fund has an annualized alpha of 60.14%, beta of 1.56, and R² of 0.77 versus S&P 500 Index. Calculated based on daily prices since October 29, 2024.

• This portfolio captured 449.91% of S&P 500 Index gains but only 80.80% of its losses — a favorable profile for investors.
• This portfolio generated an annualized alpha of 60.14% versus S&P 500 Index — delivering returns beyond what market exposure alone would predict.
• Beta of 1.56 means this portfolio moves significantly more than S&P 500 Index — expect amplified gains in rallies and amplified losses in downturns.

Beginner’s Fund has an expense ratio of 0.00%, meaning no management fees are charged. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.

Beginner’s Fund ranks 98 for risk / return — in the top 98% of portfolios on our site. This means strong returns relative to risk — exactly what professional investors look for. Well-suited for investors who want to maximize return per unit of risk.

The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk.

Beginner’s Fund Sharpe ratios as of Apr 15, 2026 (values are recalculated daily):

• 1-Year: 5.14
• All Time: 2.88

These values reflect how efficiently the investment has delivered returns relative to its volatility over different time periods. All figures are annualized and based on daily total returns (including price changes and dividends).

Compared to the broad market, where average Sharpe ratios range from 2.15 to 2.98, this portfolio's current Sharpe ratio is in the top 25%. This signifies superior risk-adjusted performance, meaning the portfolio is delivering strong returns for the level of risk taken compared to most others.

The chart below shows the rolling Sharpe ratio of Beginner’s Fund compared to the selected benchmark. This view highlights how the investment's risk-adjusted performance has changed over time.

Beginner’s Fund provided a 0.45% dividend yield over the last twelve months.

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.

The table below displays the maximum drawdowns of the Beginner’s Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Beginner’s Fund was 24.17%, occurring on Apr 4, 2025. Recovery took 24 trading sessions.

The chart below shows the rolling one-month volatility.