Asset Allocation
| Position | Category/Sector | Target Weight |
|---|---|---|
ONEQ Fidelity NASDAQ Composite Index Tracking Stock | Large Cap Growth Equities | 7.78% |
QQQ Invesco QQQ ETF | Large Cap Growth Equities | 52.26% |
SWPPX Schwab S&P 500 Index Fund | Large Cap Blend Equities, S&P 500 | 39.96% |
Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in FynLyt IRA Portfolio, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Every 3 months.
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The earliest data available for this chart is Oct 1, 2003, corresponding to the inception date of ONEQ
Returns By Period
As of Apr 4, 2026, the FynLyt IRA Portfolio returned -4.26% Year-To-Date and 17.06% of annualized return in the last 10 years.
| 1D | 1M | YTD | 6M | 1Y | 3Y* | 5Y* | 10Y* | |
|---|---|---|---|---|---|---|---|---|
Benchmark S&P 500 Index | 0.11% | -4.18% | -3.84% | -1.98% | 21.98% | 16.86% | 10.37% | 12.29% |
Portfolio FynLyt IRA Portfolio | 0.12% | -4.04% | -4.26% | -2.27% | 27.89% | 21.19% | 12.66% | 17.06% |
| Portfolio components: | ||||||||
QQQ Invesco QQQ ETF | 0.11% | -4.10% | -4.65% | -2.77% | 30.43% | 22.97% | 13.18% | 19.05% |
ONEQ Fidelity NASDAQ Composite Index Tracking Stock | 0.21% | -3.74% | -5.46% | -3.49% | 33.24% | 22.54% | 11.33% | 17.38% |
SWPPX Schwab S&P 500 Index Fund | 0.12% | -4.03% | -3.53% | -1.40% | 23.51% | 18.47% | 11.96% | 14.17% |
Monthly Returns
Based on dividend-adjusted daily data since Oct 2, 2003, FynLyt IRA Portfolio's average daily return is +0.06%, while the average monthly return is +1.13%. At this rate, your investment would double in approximately 5.1 years.
Historically, 64% of months were positive and 36% were negative. The best month was Apr 2020 with a return of +14.2%, while the worst month was Oct 2008 at -16.3%. The longest winning streak lasted 7 consecutive months, and the longest losing streak was 4 months.
On a daily basis, FynLyt IRA Portfolio closed higher 56% of trading days. The best single day was Oct 13, 2008 with a return of +11.8%, while the worst single day was Mar 16, 2020 at -12.0%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 1.29% | -1.80% | -4.87% | 1.17% | -4.26% | ||||||||
| 2025 | 2.36% | -2.22% | -6.85% | 0.52% | 8.07% | 5.90% | 2.46% | 1.44% | 4.69% | 3.82% | -0.86% | -0.35% | 19.69% |
| 2024 | 1.68% | 5.38% | 2.08% | -4.24% | 5.71% | 5.31% | -0.45% | 1.61% | 2.42% | -0.85% | 5.63% | -0.68% | 25.67% |
| 2023 | 8.91% | -1.23% | 7.05% | 0.89% | 4.74% | 6.43% | 3.63% | -1.56% | -5.01% | -2.12% | 10.14% | 5.19% | 42.34% |
| 2022 | -7.32% | -3.78% | 4.20% | -11.63% | -0.89% | -8.61% | 11.21% | -4.68% | -9.99% | 5.64% | 5.47% | -7.66% | -26.98% |
| 2021 | -0.20% | 1.12% | 2.70% | 5.67% | -0.48% | 4.63% | 2.55% | 3.73% | -5.24% | 7.47% | 0.82% | 2.42% | 27.57% |
Benchmark Metrics
FynLyt IRA Portfolio has an annualized alpha of 3.92%, beta of 1.03, and R² of 0.94 versus S&P 500 Index. Calculated based on daily prices since October 02, 2003.
- This portfolio captured 121.36% of S&P 500 Index gains and 101.19% of its losses — amplifying both gains and losses, but participating more in upside than downside.
- This portfolio generated an annualized alpha of 3.92% versus S&P 500 Index — delivering returns beyond what market exposure alone would predict.
- With beta of 1.03 and R² of 0.94, this portfolio moves broadly in line with S&P 500 Index — much of its variation is explained by market exposure rather than independent behavior.
- Alpha
- 3.92%
- Beta
- 1.03
- R²
- 0.94
- Upside Capture
- 121.36%
- Downside Capture
- 101.19%
Expense Ratio
FynLyt IRA Portfolio has an expense ratio of 0.12%, which is considered low. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.
Return for Risk
Risk / Return Rank
FynLyt IRA Portfolio ranks 37 for risk / return — below 37% of portfolios on our site. The returns aren't fully compensating for the risk involved. This isn't necessarily a dealbreaker, but factor it into your decision — especially if you're risk-averse.
Return / Risk — by metrics
| Portfolio | Benchmark | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.02 | 0.88 | +0.14 |
Sortino ratioReturn per unit of downside risk | 1.58 | 1.37 | +0.22 |
Omega ratioGain probability vs. loss probability | 1.23 | 1.21 | +0.03 |
Calmar ratioReturn relative to maximum drawdown | 1.78 | 1.39 | +0.39 |
Martin ratioReturn relative to average drawdown | 7.33 | 6.43 | +0.90 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
How much return does each position deliver for the risk it carries? Higher values mean better reward for the risk taken.
| Risk / Return Rank | Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
|---|---|---|---|---|---|---|
QQQ Invesco QQQ ETF | 58 | 1.04 | 1.62 | 1.23 | 1.93 | 7.00 |
ONEQ Fidelity NASDAQ Composite Index Tracking Stock | 61 | 1.09 | 1.70 | 1.24 | 2.02 | 7.36 |
SWPPX Schwab S&P 500 Index Fund | 46 | 0.96 | 1.47 | 1.23 | 1.51 | 7.13 |
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Dividends
Dividend yield
FynLyt IRA Portfolio provided a 0.77% dividend yield over the last twelve months.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Portfolio | 0.77% | 0.72% | 0.83% | 0.95% | 1.16% | 0.77% | 1.07% | 1.36% | 1.63% | 1.22% | 1.66% | 1.87% |
| Portfolio components: | ||||||||||||
QQQ Invesco QQQ ETF | 0.48% | 0.45% | 0.56% | 0.62% | 0.80% | 0.43% | 0.55% | 0.74% | 0.91% | 0.84% | 1.06% | 0.99% |
ONEQ Fidelity NASDAQ Composite Index Tracking Stock | 0.82% | 0.54% | 0.65% | 0.71% | 0.97% | 0.54% | 0.71% | 2.51% | 1.08% | 0.84% | 1.12% | 1.04% |
SWPPX Schwab S&P 500 Index Fund | 1.15% | 1.11% | 1.23% | 1.43% | 1.67% | 1.27% | 1.81% | 1.95% | 2.67% | 1.79% | 2.55% | 3.17% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the FynLyt IRA Portfolio. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the FynLyt IRA Portfolio was 53.66%, occurring on Mar 9, 2009. Recovery took 480 trading sessions.
The current FynLyt IRA Portfolio drawdown is 6.70%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -53.66% | Nov 1, 2007 | 339 | Mar 9, 2009 | 480 | Feb 1, 2011 | 819 |
| -30.79% | Dec 28, 2021 | 202 | Oct 14, 2022 | 292 | Dec 13, 2023 | 494 |
| -30.36% | Feb 20, 2020 | 23 | Mar 23, 2020 | 55 | Jun 10, 2020 | 78 |
| -21.32% | Oct 2, 2018 | 58 | Dec 24, 2018 | 75 | Apr 12, 2019 | 133 |
| -21.24% | Feb 20, 2025 | 34 | Apr 8, 2025 | 52 | Jun 24, 2025 | 86 |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Diversification
Diversification Metrics
Number of Effective Assets
The portfolio contains 3 assets, with an effective number of assets of 2.28, reflecting the diversification based on asset allocation. This number of effective assets suggests a highly concentrated portfolio, where a few assets dominate the allocation, potentially increasing the portfolio's risk due to lack of diversification.
Asset Correlations Table
| Benchmark | QQQ | SWPPX | ONEQ | Portfolio | |
|---|---|---|---|---|---|
| Benchmark | 1.00 | 0.89 | 1.00 | 0.91 | 0.95 |
| QQQ | 0.89 | 1.00 | 0.89 | 0.96 | 0.98 |
| SWPPX | 1.00 | 0.89 | 1.00 | 0.91 | 0.95 |
| ONEQ | 0.91 | 0.96 | 0.91 | 1.00 | 0.97 |
| Portfolio | 0.95 | 0.98 | 0.95 | 0.97 | 1.00 |