VTI + SPLG + SCHG
Asset Allocation
| Position | Category/Sector | Target Weight |
|---|---|---|
SCHG Schwab U.S. Large-Cap Growth ETF | Large Cap Growth Equities | 40% |
SPLG SPDR Portfolio S&P 500 ETF | Large Cap Blend Equities | 20% |
VTI Vanguard Total Stock Market ETF | Large Cap Growth Equities | 40% |
Performance
Performance Chart
Loading data...
The earliest data available for this chart is Dec 11, 2009, corresponding to the inception date of SCHG
Returns By Period
As of May 16, 2025, the VTI + SPLG + SCHG returned 0.05% Year-To-Date and 13.76% of annualized return in the last 10 years.
| YTD | 1M | 6M | 1Y | 5Y* | 10Y* | |
|---|---|---|---|---|---|---|
^GSPC S&P 500 | 0.60% | 9.64% | -0.54% | 11.47% | 15.67% | 10.79% |
| VTI + SPLG + SCHG | 0.05% | 10.95% | -0.03% | 14.10% | 18.19% | 13.76% |
| Portfolio components: | ||||||
SPLG SPDR Portfolio S&P 500 ETF | 1.07% | 9.85% | 0.17% | 12.94% | 17.45% | 12.68% |
SCHG Schwab U.S. Large-Cap Growth ETF | -1.16% | 12.23% | 0.14% | 16.33% | 19.56% | 15.80% |
VTI Vanguard Total Stock Market ETF | 0.62% | 10.20% | -0.51% | 12.13% | 16.89% | 12.10% |
Monthly Returns
The table below presents the monthly returns of VTI + SPLG + SCHG , with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 2.59% | -2.65% | -6.69% | 0.14% | 7.22% | 0.05% | |||||||
| 2024 | 1.82% | 5.92% | 2.76% | -4.12% | 5.33% | 4.71% | 0.60% | 2.04% | 2.29% | -0.66% | 6.75% | -1.52% | 28.50% |
| 2023 | 8.00% | -1.95% | 5.15% | 1.30% | 2.82% | 6.69% | 3.53% | -1.47% | -4.99% | -2.09% | 10.05% | 4.78% | 35.40% |
| 2022 | -7.04% | -3.19% | 3.92% | -10.71% | -1.17% | -8.13% | 10.75% | -4.37% | -9.56% | 6.66% | 4.78% | -6.74% | -24.31% |
| 2021 | -0.61% | 1.97% | 3.00% | 6.12% | -0.35% | 4.00% | 2.52% | 3.29% | -4.88% | 7.63% | -0.59% | 2.96% | 27.38% |
| 2020 | 1.11% | -7.43% | -12.25% | 13.68% | 5.95% | 2.90% | 6.55% | 8.18% | -3.76% | -2.41% | 10.91% | 4.39% | 27.61% |
| 2019 | 8.71% | 3.43% | 1.95% | 4.20% | -6.30% | 7.07% | 1.62% | -1.59% | 1.18% | 2.55% | 4.09% | 2.80% | 33.06% |
| 2018 | 6.02% | -3.35% | -2.20% | 0.52% | 3.18% | 0.89% | 3.05% | 4.10% | 0.40% | -7.76% | 1.60% | -8.90% | -3.59% |
| 2017 | 2.53% | 3.87% | 0.36% | 1.48% | 1.60% | 0.63% | 2.19% | 0.50% | 1.84% | 2.54% | 3.04% | 1.14% | 23.93% |
| 2016 | -6.40% | 0.37% | 6.80% | 0.04% | 1.93% | -0.29% | 4.38% | 0.20% | 0.43% | -2.36% | 3.79% | 1.48% | 10.20% |
| 2015 | -2.18% | 6.08% | -0.99% | 0.23% | 1.46% | -1.60% | 2.26% | -6.01% | -3.30% | 8.35% | 0.36% | -2.13% | 1.68% |
| 2014 | -2.75% | 4.94% | -0.01% | 0.02% | 2.78% | 2.43% | -1.46% | 4.11% | -1.69% | 2.61% | 2.79% | -0.21% | 14.07% |
Expense Ratio
VTI + SPLG + SCHG has an expense ratio of 0.03%, which is considered low. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of VTI + SPLG + SCHG is 45, indicating average performance compared to other portfolios on our website. Here’s a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
|---|---|---|---|---|---|
SPLG SPDR Portfolio S&P 500 ETF | 0.67 | 1.18 | 1.18 | 0.79 | 3.05 |
SCHG Schwab U.S. Large-Cap Growth ETF | 0.65 | 1.19 | 1.17 | 0.81 | 2.70 |
VTI Vanguard Total Stock Market ETF | 0.60 | 1.11 | 1.16 | 0.73 | 2.76 |
Loading data...
Dividends
Dividend yield
VTI + SPLG + SCHG provided a 0.94% dividend yield over the last twelve months.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Portfolio | 0.94% | 0.92% | 1.05% | 1.22% | 0.90% | 1.09% | 1.40% | 1.77% | 1.44% | 1.58% | 1.68% | 1.50% |
| Portfolio components: | ||||||||||||
SPLG SPDR Portfolio S&P 500 ETF | 1.29% | 1.28% | 1.44% | 1.69% | 1.25% | 1.54% | 1.79% | 2.23% | 1.75% | 1.97% | 1.98% | 1.79% |
SCHG Schwab U.S. Large-Cap Growth ETF | 0.41% | 0.40% | 0.46% | 0.55% | 0.42% | 0.52% | 0.82% | 1.27% | 1.01% | 1.04% | 1.22% | 1.09% |
VTI Vanguard Total Stock Market ETF | 1.29% | 1.27% | 1.44% | 1.67% | 1.21% | 1.42% | 1.78% | 2.04% | 1.71% | 1.92% | 1.98% | 1.76% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Loading data...
Worst Drawdowns
The table below displays the maximum drawdowns of the VTI + SPLG + SCHG . A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the VTI + SPLG + SCHG was 33.71%, occurring on Mar 23, 2020. Recovery took 82 trading sessions.
The current VTI + SPLG + SCHG drawdown is 4.02%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -33.71% | Feb 20, 2020 | 23 | Mar 23, 2020 | 82 | Jul 20, 2020 | 105 |
| -28.74% | Dec 28, 2021 | 202 | Oct 14, 2022 | 293 | Dec 14, 2023 | 495 |
| -20.61% | Feb 20, 2025 | 34 | Apr 8, 2025 | — | — | — |
| -20.46% | Sep 21, 2018 | 65 | Dec 24, 2018 | 75 | Apr 12, 2019 | 140 |
| -19.98% | Jul 8, 2011 | 61 | Oct 3, 2011 | 85 | Feb 3, 2012 | 146 |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
Loading data...
Diversification
Diversification Metrics
Number of Effective Assets
The portfolio contains 3 assets, with an effective number of assets of 2.78, reflecting the diversification based on asset allocation. This number of effective assets suggests a highly concentrated portfolio, where a few assets dominate the allocation, potentially increasing the portfolio's risk due to lack of diversification.
Asset Correlations Table
| ^GSPC | SPLG | SCHG | VTI | Portfolio | |
|---|---|---|---|---|---|
| ^GSPC | 1.00 | 0.90 | 0.95 | 0.99 | 0.98 |
| SPLG | 0.90 | 1.00 | 0.86 | 0.90 | 0.92 |
| SCHG | 0.95 | 0.86 | 1.00 | 0.95 | 0.98 |
| VTI | 0.99 | 0.90 | 0.95 | 1.00 | 0.98 |
| Portfolio | 0.98 | 0.92 | 0.98 | 0.98 | 1.00 |