Asset Allocation
| Position | Category/Sector | Target Weight |
|---|---|---|
BND Vanguard Total Bond Market ETF | Total Bond Market | 2.30% |
NVDA NVIDIA Corporation | Technology | 18.90% |
PLTR Palantir Technologies Inc. | Technology | 16.30% |
QTUM Defiance Quantum ETF | Technology Equities | 5.10% |
SPYM State Street SPDR Portfolio S&P 500 ETF | S&P 500 | 10.90% |
VTI Vanguard Total Stock Market ETF | Large Cap Blend Equities | 46.50% |
Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in Jan-Feb 2025 Starting Portfolio, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Every 3 months.
Loading graphics...
The earliest data available for this chart is Sep 30, 2020, corresponding to the inception date of PLTR
Returns By Period
| 1D | 1M | YTD | 6M | 1Y | 3Y* | 5Y* | 10Y* | |
|---|---|---|---|---|---|---|---|---|
Benchmark S&P 500 Index | 0.11% | -2.33% | -3.84% | -1.98% | 29.73% | 16.86% | 10.37% | 12.29% |
Portfolio Jan-Feb 2025 Starting Portfolio | 0.52% | -1.95% | -5.30% | -3.94% | 54.41% | 52.88% | 30.46% | — |
| Portfolio components: | ||||||||
BND Vanguard Total Bond Market ETF | 0.22% | -0.55% | 0.31% | 0.97% | 3.65% | 3.53% | 0.30% | 1.70% |
NVDA NVIDIA Corporation | 0.93% | -0.24% | -4.88% | -5.44% | 88.14% | 85.17% | 66.71% | 70.07% |
PLTR Palantir Technologies Inc. | 1.34% | -5.54% | -16.48% | -14.22% | 100.59% | 160.69% | 45.12% | — |
QTUM Defiance Quantum ETF | 0.61% | 0.54% | 0.48% | 0.38% | 68.84% | 34.57% | 18.98% | — |
SPYM State Street SPDR Portfolio S&P 500 ETF | 0.09% | -2.21% | -3.54% | -1.42% | 31.33% | 18.45% | 11.96% | 14.24% |
VTI Vanguard Total Stock Market ETF | 0.16% | -2.00% | -3.13% | -1.30% | 31.84% | 18.10% | 10.66% | 13.75% |
Monthly Returns
Based on dividend-adjusted daily data since Oct 1, 2020, Jan-Feb 2025 Starting Portfolio's average daily return is +0.14%, while the average monthly return is +2.87%. At this rate, your investment would double in approximately 2.0 years.
Historically, 63% of months were positive and 37% were negative. The best month was Nov 2020 with a return of +38.5%, while the worst month was Apr 2022 at -15.9%. The longest winning streak lasted 9 consecutive months, and the longest losing streak was 3 months.
On a daily basis, Jan-Feb 2025 Starting Portfolio closed higher 54% of trading days. The best single day was Apr 9, 2025 with a return of +13.0%, while the worst single day was Apr 4, 2025 at -7.0%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | -1.17% | -2.58% | -2.84% | 1.23% | -5.30% | ||||||||
| 2025 | 1.29% | -0.03% | -5.98% | 6.17% | 10.65% | 7.10% | 6.38% | 0.83% | 6.75% | 5.05% | -5.40% | 1.89% | 38.91% |
| 2024 | 4.34% | 17.86% | 3.82% | -4.38% | 8.12% | 7.13% | 1.00% | 4.63% | 4.96% | 3.16% | 16.03% | 2.01% | 91.50% |
| 2023 | 14.41% | 2.97% | 8.16% | -1.02% | 21.44% | 6.93% | 9.07% | -4.84% | -4.55% | -4.25% | 14.55% | 1.71% | 81.01% |
| 2022 | -11.07% | -3.51% | 6.13% | -15.86% | -2.23% | -8.45% | 11.90% | -10.10% | -9.16% | 8.23% | 6.22% | -8.70% | -34.21% |
| 2021 | 7.60% | -4.03% | 1.48% | 5.21% | 1.91% | 8.94% | -2.27% | 7.62% | -5.56% | 9.90% | 2.23% | -2.03% | 33.82% |
Benchmark Metrics
Jan-Feb 2025 Starting Portfolio has an annualized alpha of 17.09%, beta of 1.37, and R² of 0.70 versus S&P 500 Index. Calculated based on daily prices since October 01, 2020.
- This portfolio captured 184.30% of S&P 500 Index gains but only 93.37% of its losses — a favorable profile for investors.
- This portfolio generated an annualized alpha of 17.09% versus S&P 500 Index — delivering returns beyond what market exposure alone would predict.
- Alpha
- 17.09%
- Beta
- 1.37
- R²
- 0.70
- Upside Capture
- 184.30%
- Downside Capture
- 93.37%
Expense Ratio
Jan-Feb 2025 Starting Portfolio has an expense ratio of 0.04%, which is considered low. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.
Return for Risk
Risk / Return Rank
Jan-Feb 2025 Starting Portfolio ranks 61 for risk / return — better than 61% of portfolios on our site. You're getting solid returns for the risk taken. A good sign, especially for investors who want growth without excessive volatility.
Return / Risk — by metrics
| Portfolio | Benchmark | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.38 | 0.88 | +0.50 |
Sortino ratioReturn per unit of downside risk | 2.03 | 1.37 | +0.66 |
Omega ratioGain probability vs. loss probability | 1.28 | 1.21 | +0.07 |
Calmar ratioReturn relative to maximum drawdown | 2.63 | 1.39 | +1.24 |
Martin ratioReturn relative to average drawdown | 7.93 | 6.43 | +1.50 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
How much return does each position deliver for the risk it carries? Higher values mean better reward for the risk taken.
| Risk / Return Rank | Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
|---|---|---|---|---|---|---|
BND Vanguard Total Bond Market ETF | 47 | 1.00 | 1.42 | 1.18 | 1.71 | 4.64 |
NVDA NVIDIA Corporation | 81 | 1.47 | 2.17 | 1.27 | 3.02 | 7.54 |
PLTR Palantir Technologies Inc. | 74 | 1.22 | 1.79 | 1.24 | 1.99 | 4.80 |
QTUM Defiance Quantum ETF | 81 | 1.61 | 2.24 | 1.30 | 3.18 | 11.03 |
SPYM State Street SPDR Portfolio S&P 500 ETF | 53 | 0.97 | 1.48 | 1.23 | 1.52 | 7.13 |
VTI Vanguard Total Stock Market ETF | 52 | 0.94 | 1.47 | 1.22 | 1.53 | 7.16 |
Loading graphics...
Dividends
Dividend yield
Jan-Feb 2025 Starting Portfolio provided a 0.82% dividend yield over the last twelve months.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Portfolio | 0.82% | 0.79% | 0.85% | 0.94% | 1.11% | 0.78% | 0.93% | 1.17% | 1.35% | 1.10% | 1.25% | 1.42% |
| Portfolio components: | ||||||||||||
BND Vanguard Total Bond Market ETF | 3.92% | 3.86% | 3.67% | 3.09% | 2.60% | 2.12% | 2.38% | 2.72% | 2.81% | 2.54% | 2.51% | 2.57% |
NVDA NVIDIA Corporation | 0.02% | 0.02% | 0.03% | 0.03% | 0.11% | 0.05% | 0.12% | 0.27% | 0.46% | 0.29% | 0.45% | 1.20% |
PLTR Palantir Technologies Inc. | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
QTUM Defiance Quantum ETF | 1.07% | 1.01% | 0.61% | 0.81% | 1.46% | 0.48% | 0.42% | 0.61% | 0.21% | 0.00% | 0.00% | 0.00% |
SPYM State Street SPDR Portfolio S&P 500 ETF | 1.15% | 1.13% | 1.28% | 1.44% | 1.69% | 1.25% | 1.54% | 1.79% | 2.23% | 1.75% | 1.97% | 1.98% |
VTI Vanguard Total Stock Market ETF | 1.16% | 1.12% | 1.27% | 1.44% | 1.66% | 1.21% | 1.42% | 1.78% | 2.04% | 1.71% | 1.92% | 1.98% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Loading graphics...
Worst Drawdowns
The table below displays the maximum drawdowns of the Jan-Feb 2025 Starting Portfolio. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Jan-Feb 2025 Starting Portfolio was 42.84%, occurring on Oct 14, 2022. Recovery took 165 trading sessions.
The current Jan-Feb 2025 Starting Portfolio drawdown is 9.64%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -42.84% | Nov 9, 2021 | 235 | Oct 14, 2022 | 165 | Jun 13, 2023 | 400 |
| -25.4% | Feb 19, 2025 | 35 | Apr 8, 2025 | 42 | Jun 9, 2025 | 77 |
| -14.4% | Feb 10, 2021 | 18 | Mar 8, 2021 | 62 | Jun 4, 2021 | 80 |
| -14.19% | Nov 4, 2025 | 100 | Mar 30, 2026 | — | — | — |
| -13.78% | Aug 1, 2023 | 63 | Oct 27, 2023 | 15 | Nov 17, 2023 | 78 |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
Loading graphics...
Diversification
Diversification Metrics
Number of Effective Assets
The portfolio contains 6 assets, with an effective number of assets of 3.41, reflecting the diversification based on asset allocation. This number of effective assets suggests a highly concentrated portfolio, where a few assets dominate the allocation, potentially increasing the portfolio's risk due to lack of diversification.
Asset Correlations Table
| Benchmark | BND | PLTR | NVDA | QTUM | SPYM | VTI | Portfolio | |
|---|---|---|---|---|---|---|---|---|
| Benchmark | 1.00 | 0.16 | 0.53 | 0.68 | 0.83 | 1.00 | 0.99 | 0.83 |
| BND | 0.16 | 1.00 | 0.11 | 0.09 | 0.14 | 0.16 | 0.16 | 0.15 |
| PLTR | 0.53 | 0.11 | 1.00 | 0.49 | 0.58 | 0.54 | 0.56 | 0.82 |
| NVDA | 0.68 | 0.09 | 0.49 | 1.00 | 0.70 | 0.68 | 0.66 | 0.82 |
| QTUM | 0.83 | 0.14 | 0.58 | 0.70 | 1.00 | 0.83 | 0.85 | 0.83 |
| SPYM | 1.00 | 0.16 | 0.54 | 0.68 | 0.83 | 1.00 | 0.99 | 0.83 |
| VTI | 0.99 | 0.16 | 0.56 | 0.66 | 0.85 | 0.99 | 1.00 | 0.84 |
| Portfolio | 0.83 | 0.15 | 0.82 | 0.82 | 0.83 | 0.83 | 0.84 | 1.00 |