VIG/SCHD/VGSH
Asset Allocation
| Position | Category/Sector | Target Weight |
|---|---|---|
SCHD Schwab US Dividend Equity ETF | Large Cap Growth Equities, Dividend | 45% |
VGSH Vanguard Short-Term Treasury ETF | Government Bonds | 10% |
VIG Vanguard Dividend Appreciation ETF | Large Cap Growth Equities, Dividend | 45% |
Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in VIG/SCHD/VGSH, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced every 3 months.
The earliest data available for this chart is Oct 20, 2011, corresponding to the inception date of SCHD
Returns By Period
As of Dec 28, 2024, the VIG/SCHD/VGSH returned 14.14% Year-To-Date and 10.33% of annualized return in the last 10 years.
| YTD | 1M | 6M | 1Y | 5Y* | 10Y* | |
|---|---|---|---|---|---|---|
^GSPC S&P 500 | 25.18% | -0.47% | 9.35% | 24.83% | 13.03% | 11.14% |
| VIG/SCHD/VGSH | 14.91% | -4.04% | 8.53% | 14.91% | 11.19% | 10.90% |
| Portfolio components: | ||||||
SCHD Schwab US Dividend Equity ETF | 12.27% | -5.82% | 7.93% | 12.27% | 11.23% | 11.11% |
VIG Vanguard Dividend Appreciation ETF | 18.35% | -2.39% | 9.47% | 18.35% | 11.85% | 11.54% |
VGSH Vanguard Short-Term Treasury ETF | 3.83% | 0.19% | 2.66% | 3.83% | 1.31% | 1.32% |
Monthly Returns
The table below presents the monthly returns of VIG/SCHD/VGSH, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | 0.66% | 2.52% | 3.65% | -4.22% | 2.62% | 0.70% | 4.99% | 2.78% | 1.15% | -0.86% | 4.88% | 14.91% | |
| 2023 | 2.41% | -2.98% | 0.34% | 0.66% | -3.36% | 5.70% | 3.21% | -1.63% | -4.11% | -2.59% | 6.69% | 5.12% | 9.02% |
| 2022 | -3.88% | -2.29% | 2.88% | -4.47% | 1.99% | -6.97% | 5.10% | -3.00% | -7.57% | 10.28% | 6.61% | -3.46% | -6.33% |
| 2021 | -1.83% | 3.73% | 7.28% | 2.97% | 2.45% | -0.58% | 1.80% | 1.83% | -4.19% | 5.42% | -1.68% | 6.71% | 25.88% |
| 2020 | -0.57% | -8.46% | -10.20% | 10.66% | 3.48% | -0.26% | 4.91% | 5.40% | -1.70% | -0.93% | 11.13% | 2.68% | 14.74% |
| 2019 | 5.89% | 4.11% | 1.32% | 3.32% | -5.85% | 6.66% | 1.86% | -0.31% | 2.50% | 0.68% | 2.53% | 2.17% | 27.20% |
| 2018 | 4.54% | -4.65% | -1.78% | -0.99% | 1.71% | 0.48% | 4.39% | 2.44% | 1.38% | -5.86% | 3.59% | -8.02% | -3.64% |
| 2017 | 0.54% | 3.64% | 0.04% | 0.92% | 1.58% | 0.08% | 1.16% | -0.17% | 2.48% | 2.73% | 4.12% | 1.63% | 20.30% |
| 2016 | -2.11% | 0.88% | 5.94% | -0.23% | 1.10% | 2.54% | 2.42% | -0.17% | -0.35% | -1.64% | 2.92% | 1.64% | 13.44% |
| 2015 | -3.01% | 5.04% | -2.16% | 0.27% | 0.68% | -2.75% | 1.34% | -5.24% | -1.17% | 7.24% | 0.24% | -0.86% | -1.00% |
| 2014 | -4.40% | 4.07% | 1.27% | 1.34% | 1.38% | 1.32% | -2.34% | 3.31% | -0.57% | 2.17% | 2.91% | -0.40% | 10.19% |
| 2013 | 5.23% | 1.50% | 3.75% | 2.16% | 1.17% | -1.08% | 4.61% | -3.30% | 3.09% | 4.25% | 2.27% | 1.79% | 28.22% |
Expense Ratio
VIG/SCHD/VGSH has an expense ratio of 0.06%, which is considered low compared to other funds. Below you can find the expense ratios of portfolio funds side-by-side and effortlessly compare their relative costs.
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of VIG/SCHD/VGSH is 41, indicating average performance compared to other portfolios on our website. Here’s a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
|---|---|---|---|---|---|
SCHD Schwab US Dividend Equity ETF | 1.07 | 1.59 | 1.19 | 1.52 | 4.98 |
VIG Vanguard Dividend Appreciation ETF | 1.79 | 2.52 | 1.33 | 3.61 | 11.02 |
VGSH Vanguard Short-Term Treasury ETF | 2.23 | 3.41 | 1.45 | 3.99 | 9.63 |
Dividends
Dividend yield
VIG/SCHD/VGSH provided a 2.82% dividend yield over the last twelve months.
| TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Portfolio | 2.82% | 2.75% | 2.52% | 2.02% | 2.33% | 2.34% | 2.49% | 2.14% | 2.35% | 2.46% | 2.11% | 1.97% |
| Portfolio components: | ||||||||||||
SCHD Schwab US Dividend Equity ETF | 3.62% | 3.49% | 3.39% | 2.78% | 3.16% | 2.98% | 3.06% | 2.63% | 2.89% | 2.97% | 2.63% | 2.47% |
VIG Vanguard Dividend Appreciation ETF | 1.71% | 1.88% | 1.96% | 1.55% | 1.63% | 1.71% | 2.08% | 1.88% | 2.14% | 2.34% | 1.95% | 1.84% |
VGSH Vanguard Short-Term Treasury ETF | 4.19% | 3.32% | 1.15% | 0.66% | 1.75% | 2.28% | 1.79% | 1.10% | 0.84% | 0.71% | 0.46% | 0.34% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Worst Drawdowns
The table below displays the maximum drawdowns of the VIG/SCHD/VGSH. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the VIG/SCHD/VGSH was 30.96%, occurring on Mar 23, 2020. Recovery took 110 trading sessions.
The current VIG/SCHD/VGSH drawdown is 4.02%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -30.96% | Feb 18, 2020 | 25 | Mar 23, 2020 | 110 | Aug 27, 2020 | 135 |
| -18.07% | Jan 5, 2022 | 186 | Sep 30, 2022 | 303 | Dec 14, 2023 | 489 |
| -16.39% | Sep 24, 2018 | 64 | Dec 24, 2018 | 70 | Apr 5, 2019 | 134 |
| -12.22% | Mar 3, 2015 | 123 | Aug 25, 2015 | 141 | Mar 17, 2016 | 264 |
| -10.35% | Jan 29, 2018 | 39 | Mar 23, 2018 | 114 | Sep 5, 2018 | 153 |
Volatility
Volatility Chart
The current VIG/SCHD/VGSH volatility is 3.22%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.
Diversification
Asset Correlations Table
| VGSH | VIG | SCHD | |
|---|---|---|---|
| VGSH | 1.00 | -0.10 | -0.13 |
| VIG | -0.10 | 1.00 | 0.91 |
| SCHD | -0.13 | 0.91 | 1.00 |