Asset Allocation
Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in Schwab Roth V2, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Every 3 months.
Loading graphics...
The earliest data available for this chart is Feb 6, 2026, corresponding to the inception date of HYMTF
Returns By Period
| 1D | 1M | YTD | 6M | 1Y | 3Y* | 5Y* | 10Y* | |
|---|---|---|---|---|---|---|---|---|
Benchmark S&P 500 Index | 0.11% | -3.43% | -3.84% | -1.98% | 16.08% | 16.86% | 10.37% | 12.29% |
Portfolio Schwab Roth V2 | 0.19% | -2.33% | — | — | — | — | — | — |
| Portfolio components: | ||||||||
GRID First Trust Nasdaq Clean Edge Smart GRID Infrastructure Index | -0.55% | -1.93% | 8.48% | 8.95% | 45.75% | 20.80% | 15.01% | 18.39% |
CGW Invesco S&P Global Water Index ETF | -0.19% | -3.25% | 2.26% | 2.34% | 16.27% | 11.00% | 7.12% | 10.60% |
CLX The Clorox Company | -2.97% | -16.52% | 1.42% | -15.48% | -28.68% | -10.50% | -9.18% | 0.57% |
KHC The Kraft Heinz Company | 2.33% | -4.32% | -4.44% | -9.70% | -19.53% | -11.83% | -6.28% | -7.62% |
GWH ESS Tech, Inc. | 2.54% | -19.87% | -35.64% | -20.92% | -53.46% | -60.81% | -61.71% | — |
OXY Occidental Petroleum Corporation | 1.19% | 17.86% | 53.86% | 43.88% | 30.42% | 0.57% | 19.64% | 2.05% |
REMX VanEck Vectors Rare Earth/Strategic Metals ETF | 0.42% | -6.35% | 20.27% | 30.53% | 132.29% | 4.05% | 5.42% | 10.51% |
HYMTF Hyundai Motor Co DRC | 0.00% | 0.00% | — | — | — | — | — | — |
BRK-B Berkshire Hathaway Inc. | -0.24% | -0.83% | -5.03% | -3.74% | -11.23% | 15.44% | 13.08% | 12.79% |
GOOGL Alphabet Inc Class A | -0.54% | -2.50% | -5.44% | 20.55% | 88.99% | 41.91% | 22.87% | 22.80% |
Monthly Returns
Based on dividend-adjusted daily data since Feb 9, 2026, Schwab Roth V2's average daily return is -0.04%, while the average monthly return is -0.49%.
Historically, 67% of months were positive and 33% were negative. The best month was Feb 2026 with a return of +3.8%, while the worst month was Mar 2026 at -6.0%. The longest winning streak lasted 1 consecutive months, and the longest losing streak was 1 months.
On a daily basis, Schwab Roth V2 closed higher 58% of trading days. The best single day was Mar 31, 2026 with a return of +1.7%, while the worst single day was Mar 3, 2026 at -2.3%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 3.83% | -6.03% | 0.74% | -1.70% |
Expense Ratio
Schwab Roth V2 has an expense ratio of 0.14%, which is considered low. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.
Return for Risk
Return / Risk — by metrics
Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.
How much return does each position deliver for the risk it carries? Higher values mean better reward for the risk taken.
| Risk / Return Rank | Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
|---|---|---|---|---|---|---|
GRID First Trust Nasdaq Clean Edge Smart GRID Infrastructure Index | 92 | 2.14 | 2.93 | 1.40 | 4.02 | 14.90 |
CGW Invesco S&P Global Water Index ETF | 54 | 1.10 | 1.60 | 1.20 | 1.64 | 5.55 |
CLX The Clorox Company | 5 | -1.20 | -1.64 | 0.81 | -0.89 | -1.49 |
KHC The Kraft Heinz Company | 12 | -0.75 | -0.92 | 0.89 | -0.75 | -1.34 |
GWH ESS Tech, Inc. | 39 | -0.21 | 1.45 | 1.17 | -0.66 | -0.97 |
OXY Occidental Petroleum Corporation | 62 | 0.78 | 1.25 | 1.17 | 1.15 | 2.53 |
REMX VanEck Vectors Rare Earth/Strategic Metals ETF | 95 | 2.76 | 3.16 | 1.40 | 5.52 | 16.39 |
HYMTF Hyundai Motor Co DRC | — | — | — | — | — | — |
BRK-B Berkshire Hathaway Inc. | 15 | -0.62 | -0.73 | 0.90 | -0.70 | -1.19 |
GOOGL Alphabet Inc Class A | 94 | 2.91 | 3.87 | 1.48 | 4.37 | 16.63 |
Loading graphics...
Dividends
Dividend yield
Schwab Roth V2 provided a 0.99% dividend yield over the last twelve months.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Portfolio | 0.99% | 1.06% | 1.12% | 1.07% | 0.94% | 1.48% | 1.39% | 1.26% | 3.00% | 1.88% | 1.19% | 2.32% |
| Portfolio components: | ||||||||||||
GRID First Trust Nasdaq Clean Edge Smart GRID Infrastructure Index | 0.91% | 1.01% | 1.06% | 1.23% | 1.26% | 0.63% | 0.68% | 1.26% | 1.28% | 1.07% | 1.07% | 1.23% |
CGW Invesco S&P Global Water Index ETF | 1.55% | 1.58% | 2.27% | 1.55% | 1.45% | 1.59% | 1.41% | 1.48% | 2.14% | 1.71% | 1.65% | 1.67% |
CLX The Clorox Company | 4.88% | 4.88% | 2.98% | 3.34% | 3.33% | 2.60% | 2.15% | 2.63% | 2.41% | 2.21% | 2.62% | 2.38% |
KHC The Kraft Heinz Company | 7.02% | 6.60% | 5.21% | 4.33% | 3.93% | 4.46% | 4.62% | 4.98% | 5.81% | 3.15% | 2.69% | 25.01% |
GWH ESS Tech, Inc. | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
OXY Occidental Petroleum Corporation | 1.56% | 2.33% | 1.78% | 1.21% | 0.83% | 0.14% | 4.74% | 7.62% | 5.05% | 4.15% | 4.24% | 4.39% |
REMX VanEck Vectors Rare Earth/Strategic Metals ETF | 1.46% | 1.76% | 2.56% | 0.00% | 1.56% | 5.25% | 0.81% | 1.64% | 12.43% | 2.89% | 2.23% | 4.77% |
HYMTF Hyundai Motor Co DRC | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
BRK-B Berkshire Hathaway Inc. | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
GOOGL Alphabet Inc Class A | 0.28% | 0.27% | 0.32% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Loading graphics...
Worst Drawdowns
The table below displays the maximum drawdowns of the Schwab Roth V2. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Schwab Roth V2 was 7.93%, occurring on Mar 20, 2026. The portfolio has not yet recovered.
The current Schwab Roth V2 drawdown is 5.51%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -7.93% | Mar 2, 2026 | 15 | Mar 20, 2026 | — | — | — |
| -1.18% | Feb 12, 2026 | 1 | Feb 12, 2026 | 5 | Feb 20, 2026 | 6 |
| -0.74% | Feb 10, 2026 | 1 | Feb 10, 2026 | 1 | Feb 11, 2026 | 2 |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
Loading graphics...
Diversification
Diversification Metrics
Number of Effective Assets
The portfolio contains 15 assets, with an effective number of assets of 7.58, reflecting the diversification based on asset allocation. This number of effective assets indicates a moderate level of diversification, where some assets may have a more significant influence on overall performance.
Asset Correlations Table
| Benchmark | HYMTF | COST | BRK-B | SCHW | KHC | OXY | T | UL | CLX | GOOGL | GWH | REMX | PPTA | CGW | GRID | Portfolio | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Benchmark | 1.00 | 0.00 | -0.19 | 0.13 | 0.32 | 0.04 | -0.35 | -0.31 | 0.06 | 0.20 | 0.69 | 0.61 | 0.67 | 0.54 | 0.73 | 0.86 | 0.74 |
| HYMTF | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| COST | -0.19 | 0.00 | 1.00 | 0.04 | -0.11 | 0.26 | 0.12 | 0.17 | 0.27 | 0.05 | -0.09 | -0.14 | 0.01 | -0.01 | 0.11 | -0.12 | 0.24 |
| BRK-B | 0.13 | 0.00 | 0.04 | 1.00 | 0.11 | 0.05 | -0.34 | 0.12 | 0.24 | -0.08 | 0.10 | -0.08 | -0.16 | -0.13 | 0.27 | 0.05 | 0.15 |
| SCHW | 0.32 | 0.00 | -0.11 | 0.11 | 1.00 | 0.07 | -0.19 | -0.16 | -0.24 | -0.12 | 0.23 | 0.32 | 0.05 | 0.04 | 0.06 | 0.12 | 0.04 |
| KHC | 0.04 | 0.00 | 0.26 | 0.05 | 0.07 | 1.00 | 0.06 | -0.08 | 0.35 | 0.44 | -0.04 | 0.19 | 0.13 | 0.27 | 0.13 | -0.04 | 0.27 |
| OXY | -0.35 | 0.00 | 0.12 | -0.34 | -0.19 | 0.06 | 1.00 | -0.03 | -0.07 | -0.23 | -0.32 | 0.02 | -0.07 | -0.08 | -0.36 | -0.35 | -0.13 |
| T | -0.31 | 0.00 | 0.17 | 0.12 | -0.16 | -0.08 | -0.03 | 1.00 | 0.26 | 0.10 | -0.28 | -0.42 | -0.17 | -0.34 | -0.12 | -0.19 | -0.19 |
| UL | 0.06 | 0.00 | 0.27 | 0.24 | -0.24 | 0.35 | -0.07 | 0.26 | 1.00 | 0.59 | -0.01 | 0.03 | 0.18 | 0.15 | 0.46 | 0.22 | 0.42 |
| CLX | 0.20 | 0.00 | 0.05 | -0.08 | -0.12 | 0.44 | -0.23 | 0.10 | 0.59 | 1.00 | 0.14 | 0.32 | 0.39 | 0.49 | 0.42 | 0.37 | 0.46 |
| GOOGL | 0.69 | 0.00 | -0.09 | 0.10 | 0.23 | -0.04 | -0.32 | -0.28 | -0.01 | 0.14 | 1.00 | 0.38 | 0.28 | 0.31 | 0.49 | 0.58 | 0.59 |
| GWH | 0.61 | 0.00 | -0.14 | -0.08 | 0.32 | 0.19 | 0.02 | -0.42 | 0.03 | 0.32 | 0.38 | 1.00 | 0.46 | 0.61 | 0.40 | 0.58 | 0.50 |
| REMX | 0.67 | 0.00 | 0.01 | -0.16 | 0.05 | 0.13 | -0.07 | -0.17 | 0.18 | 0.39 | 0.28 | 0.46 | 1.00 | 0.73 | 0.57 | 0.70 | 0.78 |
| PPTA | 0.54 | 0.00 | -0.01 | -0.13 | 0.04 | 0.27 | -0.08 | -0.34 | 0.15 | 0.49 | 0.31 | 0.61 | 0.73 | 1.00 | 0.49 | 0.65 | 0.70 |
| CGW | 0.73 | 0.00 | 0.11 | 0.27 | 0.06 | 0.13 | -0.36 | -0.12 | 0.46 | 0.42 | 0.49 | 0.40 | 0.57 | 0.49 | 1.00 | 0.81 | 0.81 |
| GRID | 0.86 | 0.00 | -0.12 | 0.05 | 0.12 | -0.04 | -0.35 | -0.19 | 0.22 | 0.37 | 0.58 | 0.58 | 0.70 | 0.65 | 0.81 | 1.00 | 0.77 |
| Portfolio | 0.74 | 0.00 | 0.24 | 0.15 | 0.04 | 0.27 | -0.13 | -0.19 | 0.42 | 0.46 | 0.59 | 0.50 | 0.78 | 0.70 | 0.81 | 0.77 | 1.00 |