SCHD/VIG/VTEB
Asset Allocation
| Position | Category/Sector | Weight |
|---|---|---|
VTEB Vanguard Tax-Exempt Bond ETF | Municipal Bonds | 20% |
SCHD Schwab US Dividend Equity ETF | Large Cap Growth Equities, Dividend | 56% |
VIG Vanguard Dividend Appreciation ETF | Large Cap Growth Equities, Dividend | 24% |
Performance
The chart shows the growth of an initial investment of $10,000 in SCHD/VIG/VTEB, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Quarterly
Returns
As of Sep 21, 2023, the SCHD/VIG/VTEB returned 0.98% Year-To-Date and 10.92% of annualized return in the last 10 years.
| 1 month | 6 months | Year-To-Date | 1 year | 5 years (annualized) | 10 years (annualized) | |
|---|---|---|---|---|---|---|
| Benchmark | 0.06% | 11.82% | 14.66% | 14.17% | 8.51% | 11.23% |
| SCHD/VIG/VTEB | -0.35% | 4.63% | 0.98% | 7.65% | 8.33% | 10.92% |
| Portfolio components: | ||||||
SCHD Schwab US Dividend Equity ETF | -0.53% | 4.93% | -1.48% | 6.73% | 9.83% | 13.24% |
VIG Vanguard Dividend Appreciation ETF | -0.02% | 8.89% | 6.67% | 12.97% | 9.44% | 12.58% |
VTEB Vanguard Tax-Exempt Bond ETF | -0.29% | -1.18% | 0.90% | 3.31% | 1.55% | 1.78% |
| Returns over 1 year are annualized | ||||||
Asset Correlations Table
| VTEB | VIG | SCHD | |
|---|---|---|---|
| VTEB | 1.00 | -0.03 | -0.07 |
| VIG | -0.03 | 1.00 | 0.91 |
| SCHD | -0.07 | 0.91 | 1.00 |
Dividend yield
SCHD/VIG/VTEB granted a 3.42% dividend yield in the last twelve months.
| TTM | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| SCHD/VIG/VTEB | 3.42% | 2.85% | 2.38% | 2.77% | 2.83% | 3.06% | 2.72% | 2.98% | 2.92% | 2.50% | 2.41% | 2.93% |
| Portfolio components: | ||||||||||||
SCHD Schwab US Dividend Equity ETF | 4.49% | 3.48% | 2.96% | 3.46% | 3.39% | 3.60% | 3.18% | 3.59% | 3.81% | 3.47% | 3.34% | 3.98% |
VIG Vanguard Dividend Appreciation ETF | 1.49% | 1.98% | 1.60% | 1.70% | 1.83% | 2.26% | 2.09% | 2.43% | 2.71% | 2.31% | 2.23% | 2.92% |
VTEB Vanguard Tax-Exempt Bond ETF | 2.72% | 2.13% | 1.71% | 2.10% | 2.48% | 2.48% | 2.21% | 1.91% | 0.68% | 0.00% | 0.00% | 0.00% |
Expense Ratio
The SCHD/VIG/VTEB has an expense ratio of 0.06% which is considered to be low. Below you can find the expense ratios of portfolio funds side-by-side and effortlessly compare their relative costs.
Risk-Adjusted Performance
This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Ulcer Index | |
|---|---|---|---|---|---|
SCHD Schwab US Dividend Equity ETF | 0.36 | ||||
VIG Vanguard Dividend Appreciation ETF | 0.77 | ||||
VTEB Vanguard Tax-Exempt Bond ETF | 0.62 |
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way.
Worst Drawdowns
The table below shows the maximum drawdowns of the SCHD/VIG/VTEB. A maximum drawdown is an indicator of risk. It shows a reduction in portfolio value from its maximum due to a series of losing trades.
The maximum drawdown since January 2010 for the SCHD/VIG/VTEB is 28.10%, recorded on Mar 23, 2020. It took 99 trading sessions for the portfolio to recover.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -28.1% | Feb 13, 2020 | 27 | Mar 23, 2020 | 99 | Aug 12, 2020 | 126 |
| -16.46% | Jan 5, 2022 | 186 | Sep 30, 2022 | — | — | — |
| -13.44% | Sep 24, 2018 | 64 | Dec 24, 2018 | 65 | Mar 29, 2019 | 129 |
| -9.38% | Jan 29, 2018 | 39 | Mar 23, 2018 | 120 | Sep 13, 2018 | 159 |
| -7.11% | Dec 30, 2015 | 14 | Jan 20, 2016 | 32 | Mar 7, 2016 | 46 |
Volatility Chart
The current SCHD/VIG/VTEB volatility is 2.24%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.