SCHD/TECH/EMERGING MARKETS
40/40/20
Asset Allocation
| Position | Category/Sector | Target Weight |
|---|---|---|
FEMKX Fidelity Emerging Markets | Emerging Markets Equities | 20% |
SCHD Schwab US Dividend Equity ETF | Large Cap Growth Equities, Dividend | 40% |
VGT Vanguard Information Technology ETF | Technology Equities | 40% |
Performance
Performance Chart
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The earliest data available for this chart is Oct 20, 2011, corresponding to the inception date of SCHD
Returns By Period
As of May 11, 2025, the SCHD/TECH/EMERGING MARKETS returned -4.29% Year-To-Date and 13.27% of annualized return in the last 10 years.
| YTD | 1M | 6M | 1Y | 5Y* | 10Y* | |
|---|---|---|---|---|---|---|
^GSPC S&P 500 | -3.77% | 7.44% | -5.60% | 8.37% | 14.12% | 10.46% |
| SCHD/TECH/EMERGING MARKETS | -4.29% | 8.47% | -7.47% | 6.44% | 14.13% | 13.27% |
| Portfolio components: | ||||||
SCHD Schwab US Dividend Equity ETF | -4.97% | 3.04% | -9.89% | 1.08% | 12.64% | 10.39% |
VGT Vanguard Information Technology ETF | -8.02% | 12.05% | -8.30% | 11.24% | 18.63% | 19.33% |
FEMKX Fidelity Emerging Markets | 2.81% | 11.83% | -3.45% | 3.70% | 5.43% | 5.34% |
Monthly Returns
The table below presents the monthly returns of SCHD/TECH/EMERGING MARKETS, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 0.70% | -0.49% | -4.19% | -2.37% | 2.11% | -4.29% | |||||||
| 2024 | 0.23% | 3.78% | 3.03% | -4.49% | 4.61% | 4.21% | 1.72% | 1.41% | 2.04% | -0.74% | 4.16% | -2.92% | 17.89% |
| 2023 | 6.92% | -2.24% | 4.38% | -0.72% | 1.67% | 5.54% | 3.73% | -2.45% | -5.09% | -3.03% | 9.73% | 5.20% | 24.96% |
| 2022 | -5.08% | -3.74% | 1.75% | -7.96% | 1.11% | -8.13% | 7.16% | -3.58% | -10.08% | 6.62% | 8.27% | -5.23% | -19.22% |
| 2021 | -0.12% | 3.37% | 3.49% | 3.37% | 1.08% | 2.87% | 0.36% | 2.96% | -4.42% | 5.63% | -0.12% | 3.03% | 23.31% |
| 2020 | 0.15% | -7.29% | -11.34% | 12.59% | 5.50% | 4.32% | 6.38% | 7.37% | -3.24% | -1.16% | 11.62% | 4.74% | 30.27% |
| 2019 | 7.55% | 4.93% | 2.96% | 4.53% | -7.69% | 7.78% | 1.99% | -1.82% | 2.32% | 2.84% | 3.49% | 3.93% | 36.95% |
| 2018 | 6.19% | -3.17% | -2.50% | -0.85% | 3.25% | -0.64% | 3.10% | 3.90% | 0.21% | -7.69% | 1.61% | -7.26% | -4.78% |
| 2017 | 2.73% | 3.86% | 1.89% | 1.88% | 3.19% | -0.70% | 3.34% | 1.80% | 1.63% | 5.05% | 2.31% | 1.57% | 32.46% |
| 2016 | -4.39% | -0.46% | 8.19% | -1.72% | 2.52% | 0.94% | 4.87% | 1.00% | 1.48% | -1.16% | 0.16% | 1.34% | 12.93% |
| 2015 | -2.59% | 6.15% | -2.16% | 1.16% | 0.74% | -3.16% | 0.34% | -6.10% | -1.34% | 9.21% | 0.26% | -1.77% | -0.17% |
| 2014 | -4.11% | 4.64% | 1.06% | 0.37% | 2.70% | 2.31% | -0.47% | 3.53% | -1.83% | 2.11% | 3.24% | -1.58% | 12.24% |
Expense Ratio
SCHD/TECH/EMERGING MARKETS has an expense ratio of 0.24%, which is considered low. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of SCHD/TECH/EMERGING MARKETS is 22, meaning it’s performing worse than 78% of other portfolios on our website when it comes to balancing risk and reward. Below is a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
|---|---|---|---|---|---|
SCHD Schwab US Dividend Equity ETF | 0.08 | 0.32 | 1.04 | 0.15 | 0.49 |
VGT Vanguard Information Technology ETF | 0.39 | 0.73 | 1.10 | 0.43 | 1.39 |
FEMKX Fidelity Emerging Markets | 0.20 | 0.39 | 1.05 | 0.11 | 0.55 |
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Dividends
Dividend yield
SCHD/TECH/EMERGING MARKETS provided a 1.97% dividend yield over the last twelve months.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Portfolio | 1.97% | 1.83% | 1.88% | 1.87% | 1.58% | 1.63% | 1.98% | 1.91% | 1.55% | 1.81% | 1.80% | 1.75% |
| Portfolio components: | ||||||||||||
SCHD Schwab US Dividend Equity ETF | 4.04% | 3.64% | 3.49% | 3.39% | 2.78% | 3.16% | 2.98% | 3.06% | 2.63% | 2.89% | 2.97% | 2.63% |
VGT Vanguard Information Technology ETF | 0.56% | 0.60% | 0.65% | 0.91% | 0.64% | 0.82% | 1.11% | 1.29% | 0.99% | 1.31% | 1.28% | 1.12% |
FEMKX Fidelity Emerging Markets | 0.63% | 0.65% | 1.11% | 0.77% | 1.06% | 0.20% | 1.71% | 0.81% | 0.49% | 0.67% | 0.51% | 1.24% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the SCHD/TECH/EMERGING MARKETS. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the SCHD/TECH/EMERGING MARKETS was 31.58%, occurring on Mar 23, 2020. Recovery took 79 trading sessions.
The current SCHD/TECH/EMERGING MARKETS drawdown is 7.95%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -31.58% | Feb 20, 2020 | 23 | Mar 23, 2020 | 79 | Jul 15, 2020 | 102 |
| -27.26% | Dec 28, 2021 | 200 | Oct 12, 2022 | 298 | Dec 19, 2023 | 498 |
| -19.32% | Dec 5, 2024 | 84 | Apr 8, 2025 | — | — | — |
| -18.44% | Sep 24, 2018 | 64 | Dec 24, 2018 | 56 | Mar 18, 2019 | 120 |
| -14.82% | May 22, 2015 | 66 | Aug 25, 2015 | 196 | Jun 6, 2016 | 262 |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Diversification
Diversification Metrics
Number of Effective Assets
The portfolio contains 3 assets, with an effective number of assets of 2.78, reflecting the diversification based on asset allocation. This number of effective assets suggests a highly concentrated portfolio, where a few assets dominate the allocation, potentially increasing the portfolio's risk due to lack of diversification.
Asset Correlations Table
| ^GSPC | FEMKX | SCHD | VGT | Portfolio | |
|---|---|---|---|---|---|
| ^GSPC | 1.00 | 0.69 | 0.85 | 0.89 | 0.95 |
| FEMKX | 0.69 | 1.00 | 0.56 | 0.68 | 0.79 |
| SCHD | 0.85 | 0.56 | 1.00 | 0.66 | 0.83 |
| VGT | 0.89 | 0.68 | 0.66 | 1.00 | 0.93 |
| Portfolio | 0.95 | 0.79 | 0.83 | 0.93 | 1.00 |