SCHD/VOO/VIG 80/10/10
Asset Allocation
| Position | Category/Sector | Target Weight |
|---|---|---|
SCHD Schwab US Dividend Equity ETF | Large Cap Growth Equities, Dividend | 80% |
VIG Vanguard Dividend Appreciation ETF | Large Cap Growth Equities, Dividend | 10% |
VOO Vanguard S&P 500 ETF | Large Cap Growth Equities | 10% |
Performance
Performance Chart
Loading data...
The earliest data available for this chart is Oct 20, 2011, corresponding to the inception date of SCHD
Returns By Period
As of May 11, 2025, the SCHD/VOO/VIG 80/10/10 returned -4.39% Year-To-Date and 10.72% of annualized return in the last 10 years.
| YTD | 1M | 6M | 1Y | 5Y* | 10Y* | |
|---|---|---|---|---|---|---|
^GSPC S&P 500 | -3.77% | 7.44% | -5.60% | 8.37% | 14.12% | 10.46% |
| SCHD/VOO/VIG 80/10/10 | -4.39% | 3.81% | -8.80% | 2.74% | 13.11% | 10.72% |
| Portfolio components: | ||||||
SCHD Schwab US Dividend Equity ETF | -4.97% | 3.04% | -9.89% | 1.08% | 12.64% | 10.39% |
VOO Vanguard S&P 500 ETF | -3.41% | 7.59% | -5.06% | 9.79% | 15.86% | 12.42% |
VIG Vanguard Dividend Appreciation ETF | -1.37% | 5.87% | -4.46% | 8.09% | 13.23% | 11.20% |
Monthly Returns
The table below presents the monthly returns of SCHD/VOO/VIG 80/10/10, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 2.09% | 1.96% | -1.87% | -6.36% | -0.03% | -4.39% | |||||||
| 2024 | 0.40% | 2.34% | 4.33% | -4.43% | 2.48% | 0.53% | 5.48% | 2.46% | 1.07% | -0.14% | 4.81% | -5.92% | 13.52% |
| 2023 | 2.58% | -3.18% | -0.26% | -0.25% | -3.50% | 5.56% | 3.91% | -1.55% | -4.26% | -3.42% | 6.71% | 5.90% | 7.61% |
| 2022 | -3.24% | -2.12% | 3.07% | -4.68% | 3.16% | -7.82% | 4.72% | -2.95% | -7.68% | 10.78% | 6.70% | -3.66% | -5.46% |
| 2021 | -1.12% | 5.29% | 8.25% | 2.70% | 2.81% | -0.58% | 1.08% | 2.13% | -3.92% | 4.92% | -1.85% | 6.95% | 29.24% |
| 2020 | -1.36% | -9.12% | -11.70% | 12.35% | 3.79% | -0.31% | 5.32% | 5.41% | -2.48% | -0.18% | 12.64% | 3.07% | 15.45% |
| 2019 | 6.26% | 4.03% | 1.55% | 3.35% | -7.17% | 7.19% | 1.70% | -1.14% | 3.37% | 1.30% | 2.87% | 2.35% | 27.94% |
| 2018 | 4.70% | -5.27% | -2.29% | -0.96% | 1.85% | 0.66% | 4.46% | 2.43% | 1.22% | -6.04% | 3.30% | -8.26% | -5.10% |
| 2017 | -0.03% | 3.55% | 0.12% | 0.47% | 1.69% | 0.01% | 1.61% | -0.02% | 2.72% | 3.33% | 4.12% | 1.84% | 21.09% |
| 2016 | -2.55% | 0.69% | 6.43% | -0.14% | 1.39% | 2.60% | 2.88% | -0.25% | 0.05% | -1.62% | 3.28% | 2.10% | 15.57% |
| 2015 | -3.11% | 5.30% | -2.26% | 0.69% | 0.62% | -3.10% | 1.00% | -5.45% | -1.01% | 8.53% | 0.29% | -1.02% | -0.30% |
| 2014 | -4.41% | 4.05% | 1.73% | 1.63% | 1.46% | 1.45% | -1.85% | 3.51% | -0.42% | 2.08% | 2.98% | -0.74% | 11.71% |
Expense Ratio
SCHD/VOO/VIG 80/10/10 has an expense ratio of 0.06%, which is considered low. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of SCHD/VOO/VIG 80/10/10 is 14, meaning it’s performing worse than 86% of other portfolios on our website when it comes to balancing risk and reward. Below is a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
|---|---|---|---|---|---|
SCHD Schwab US Dividend Equity ETF | 0.08 | 0.32 | 1.04 | 0.15 | 0.49 |
VOO Vanguard S&P 500 ETF | 0.52 | 0.89 | 1.13 | 0.57 | 2.18 |
VIG Vanguard Dividend Appreciation ETF | 0.54 | 0.95 | 1.14 | 0.64 | 2.62 |
Loading data...
Dividends
Dividend yield
SCHD/VOO/VIG 80/10/10 provided a 3.55% dividend yield over the last twelve months.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Portfolio | 3.55% | 3.21% | 3.13% | 3.08% | 2.51% | 2.85% | 2.74% | 2.87% | 2.47% | 2.73% | 2.82% | 2.48% |
| Portfolio components: | ||||||||||||
SCHD Schwab US Dividend Equity ETF | 4.04% | 3.64% | 3.49% | 3.39% | 2.78% | 3.16% | 2.98% | 3.06% | 2.63% | 2.89% | 2.97% | 2.63% |
VOO Vanguard S&P 500 ETF | 1.34% | 1.24% | 1.46% | 1.69% | 1.25% | 1.54% | 1.88% | 2.06% | 1.78% | 2.02% | 2.10% | 1.85% |
VIG Vanguard Dividend Appreciation ETF | 1.85% | 1.73% | 1.88% | 1.96% | 1.55% | 1.63% | 1.71% | 2.08% | 1.88% | 2.14% | 2.34% | 1.95% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Loading data...
Worst Drawdowns
The table below displays the maximum drawdowns of the SCHD/VOO/VIG 80/10/10. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the SCHD/VOO/VIG 80/10/10 was 33.06%, occurring on Mar 23, 2020. Recovery took 111 trading sessions.
The current SCHD/VOO/VIG 80/10/10 drawdown is 10.04%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -33.06% | Feb 13, 2020 | 27 | Mar 23, 2020 | 111 | Aug 28, 2020 | 138 |
| -17.83% | Jan 5, 2022 | 186 | Sep 30, 2022 | 303 | Dec 14, 2023 | 489 |
| -17.33% | Sep 24, 2018 | 64 | Dec 24, 2018 | 69 | Apr 4, 2019 | 133 |
| -15.99% | Dec 2, 2024 | 87 | Apr 8, 2025 | — | — | — |
| -13.45% | Mar 3, 2015 | 123 | Aug 25, 2015 | 140 | Mar 16, 2016 | 263 |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
Loading data...
Diversification
Diversification Metrics
Number of Effective Assets
The portfolio contains 3 assets, with an effective number of assets of 1.52, reflecting the diversification based on asset allocation. This number of effective assets suggests a highly concentrated portfolio, where a few assets dominate the allocation, potentially increasing the portfolio's risk due to lack of diversification.
Asset Correlations Table
| ^GSPC | SCHD | VOO | VIG | Portfolio | |
|---|---|---|---|---|---|
| ^GSPC | 1.00 | 0.85 | 1.00 | 0.93 | 0.89 |
| SCHD | 0.85 | 1.00 | 0.85 | 0.91 | 1.00 |
| VOO | 1.00 | 0.85 | 1.00 | 0.93 | 0.89 |
| VIG | 0.93 | 0.91 | 0.93 | 1.00 | 0.94 |
| Portfolio | 0.89 | 1.00 | 0.89 | 0.94 | 1.00 |