Total Economy Core-4 (70/30)
VT, VBR, VNQ (70) / BND (30)
Asset Allocation
| Position | Category/Sector | Target Weight |
|---|---|---|
BND Vanguard Total Bond Market ETF | Total Bond Market | 30% |
VBR Vanguard Small-Cap Value ETF | Small Cap Blend Equities | 14% |
VNQ Vanguard Real Estate ETF | REIT | 7% |
VT Vanguard Total World Stock ETF | Large Cap Growth Equities | 49% |
Performance
Performance Chart
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The earliest data available for this chart is Jun 26, 2008, corresponding to the inception date of VT
Returns By Period
As of May 20, 2025, the Total Economy Core-4 (70/30) returned 3.49% Year-To-Date and 6.78% of annualized return in the last 10 years.
| YTD | 1M | 6M | 1Y | 5Y* | 10Y* | |
|---|---|---|---|---|---|---|
^GSPC S&P 500 | 1.39% | 12.89% | 1.19% | 12.45% | 14.95% | 10.86% |
| Total Economy Core-4 (70/30) | 3.49% | 7.50% | 2.11% | 8.94% | 9.59% | 6.78% |
| Portfolio components: | ||||||
VT Vanguard Total World Stock ETF | 5.86% | 11.49% | 5.10% | 12.36% | 14.06% | 9.16% |
VBR Vanguard Small-Cap Value ETF | -1.62% | 11.91% | -5.52% | 4.18% | 16.54% | 8.02% |
VNQ Vanguard Real Estate ETF | 2.43% | 4.01% | -2.49% | 10.80% | 8.55% | 5.37% |
BND Vanguard Total Bond Market ETF | 2.06% | 0.06% | 1.79% | 4.74% | -1.00% | 1.47% |
Monthly Returns
The table below presents the monthly returns of Total Economy Core-4 (70/30), with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 2.30% | 0.17% | -2.62% | -0.25% | 3.97% | 3.49% | |||||||
| 2024 | -0.75% | 2.49% | 2.76% | -3.88% | 3.65% | 0.86% | 3.45% | 1.95% | 1.93% | -2.18% | 3.89% | -3.68% | 10.55% |
| 2023 | 6.74% | -3.09% | 1.22% | 0.76% | -1.70% | 4.49% | 2.70% | -2.33% | -4.01% | -2.82% | 7.82% | 5.65% | 15.50% |
| 2022 | -4.07% | -1.70% | 0.71% | -6.32% | 0.42% | -6.40% | 6.10% | -3.64% | -8.24% | 4.69% | 6.41% | -3.66% | -15.80% |
| 2021 | -0.08% | 2.35% | 2.21% | 3.40% | 1.20% | 0.90% | 0.73% | 1.49% | -3.09% | 3.67% | -1.81% | 3.11% | 14.75% |
| 2020 | -0.56% | -4.89% | -12.06% | 8.37% | 3.61% | 2.20% | 3.75% | 3.39% | -2.24% | -0.94% | 9.58% | 3.71% | 12.68% |
| 2019 | 6.65% | 2.01% | 1.08% | 2.23% | -3.58% | 4.52% | 0.27% | -0.71% | 1.60% | 1.79% | 1.51% | 2.15% | 20.95% |
| 2018 | 2.28% | -3.71% | -0.08% | 0.07% | 1.38% | 0.05% | 1.79% | 1.14% | -0.54% | -5.56% | 1.68% | -5.01% | -6.70% |
| 2017 | 1.60% | 2.04% | 0.46% | 1.11% | 0.78% | 0.81% | 1.65% | 0.24% | 1.57% | 1.07% | 1.53% | 1.02% | 14.79% |
| 2016 | -3.63% | -0.08% | 6.00% | 0.74% | 0.67% | 1.01% | 3.17% | -0.08% | 0.33% | -2.06% | 1.12% | 1.75% | 8.99% |
| 2015 | -0.06% | 2.95% | -0.14% | 0.56% | 0.19% | -1.95% | 0.78% | -4.45% | -1.75% | 4.93% | -0.01% | -1.71% | -0.97% |
| 2014 | -1.81% | 3.70% | 0.41% | 0.67% | 1.72% | 1.79% | -1.61% | 2.55% | -3.01% | 2.05% | 1.17% | -0.53% | 7.10% |
Expense Ratio
Total Economy Core-4 (70/30) has an expense ratio of 0.06%, which is considered low. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of Total Economy Core-4 (70/30) is 40, indicating average performance compared to other portfolios on our website. Here’s a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
|---|---|---|---|---|---|
VT Vanguard Total World Stock ETF | 0.70 | 1.09 | 1.16 | 0.75 | 3.27 |
VBR Vanguard Small-Cap Value ETF | 0.20 | 0.40 | 1.05 | 0.15 | 0.45 |
VNQ Vanguard Real Estate ETF | 0.60 | 0.92 | 1.12 | 0.44 | 1.89 |
BND Vanguard Total Bond Market ETF | 0.90 | 1.19 | 1.14 | 0.34 | 2.06 |
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Dividends
Dividend yield
Total Economy Core-4 (70/30) provided a 2.61% dividend yield over the last twelve months.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Portfolio | 2.61% | 2.60% | 2.52% | 2.42% | 1.91% | 1.99% | 2.48% | 2.75% | 2.34% | 2.51% | 2.53% | 2.53% |
| Portfolio components: | ||||||||||||
VT Vanguard Total World Stock ETF | 1.82% | 1.95% | 2.08% | 2.20% | 1.82% | 1.66% | 2.32% | 2.53% | 2.11% | 2.39% | 2.45% | 2.44% |
VBR Vanguard Small-Cap Value ETF | 2.18% | 1.98% | 2.12% | 2.03% | 1.75% | 1.68% | 2.06% | 2.35% | 1.79% | 1.77% | 1.99% | 1.77% |
VNQ Vanguard Real Estate ETF | 4.02% | 3.85% | 3.95% | 3.91% | 2.56% | 3.93% | 3.39% | 4.74% | 4.23% | 4.82% | 3.92% | 3.60% |
BND Vanguard Total Bond Market ETF | 3.76% | 3.67% | 3.09% | 2.60% | 1.97% | 2.22% | 2.72% | 2.81% | 2.54% | 2.51% | 2.57% | 2.79% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the Total Economy Core-4 (70/30). A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Total Economy Core-4 (70/30) was 38.14%, occurring on Mar 9, 2009. Recovery took 212 trading sessions.
The current Total Economy Core-4 (70/30) drawdown is 0.48%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -38.14% | Aug 12, 2008 | 144 | Mar 9, 2009 | 212 | Jan 8, 2010 | 356 |
| -26.37% | Feb 18, 2020 | 25 | Mar 23, 2020 | 109 | Aug 26, 2020 | 134 |
| -22.45% | Nov 9, 2021 | 235 | Oct 14, 2022 | 358 | Mar 20, 2024 | 593 |
| -15.97% | May 2, 2011 | 108 | Oct 3, 2011 | 111 | Mar 13, 2012 | 219 |
| -12.98% | Jan 29, 2018 | 229 | Dec 24, 2018 | 69 | Apr 4, 2019 | 298 |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Diversification
Diversification Metrics
Number of Effective Assets
The portfolio contains 4 assets, with an effective number of assets of 2.82, reflecting the diversification based on asset allocation. This number of effective assets suggests a highly concentrated portfolio, where a few assets dominate the allocation, potentially increasing the portfolio's risk due to lack of diversification.
Asset Correlations Table
| ^GSPC | BND | VNQ | VBR | VT | Portfolio | |
|---|---|---|---|---|---|---|
| ^GSPC | 1.00 | -0.13 | 0.67 | 0.86 | 0.95 | 0.94 |
| BND | -0.13 | 1.00 | 0.06 | -0.16 | -0.11 | -0.01 |
| VNQ | 0.67 | 0.06 | 1.00 | 0.71 | 0.65 | 0.76 |
| VBR | 0.86 | -0.16 | 0.71 | 1.00 | 0.85 | 0.91 |
| VT | 0.95 | -0.11 | 0.65 | 0.85 | 1.00 | 0.97 |
| Portfolio | 0.94 | -0.01 | 0.76 | 0.91 | 0.97 | 1.00 |