Asset Allocation
| Position | Category/Sector | Target Weight |
|---|---|---|
AVGO Broadcom Inc. | Technology | 16.03% |
LOW Lowe's Companies, Inc. | Consumer Cyclical | 5.62% |
MSFT Microsoft Corporation | Technology | 19.15% |
VOO Vanguard S&P 500 ETF | S&P 500 | 15.10% |
VTTSX Vanguard Target Retirement 2060 Fund | Diversified Portfolio, Target Retirement Date | 44.10% |
Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in LOW+AVGO+MSFT+VOO+401k, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Every 3 months.
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The earliest data available for this chart is Jan 19, 2012, corresponding to the inception date of VTTSX
Returns By Period
As of Apr 9, 2026, the LOW+AVGO+MSFT+VOO+401k returned -4.00% Year-To-Date and 19.20% of annualized return in the last 10 years.
| 1D | 1M | YTD | 6M | 1Y | 3Y* | 5Y* | 10Y* | |
|---|---|---|---|---|---|---|---|---|
Benchmark S&P 500 Index | 2.51% | -0.19% | -0.92% | 0.43% | 36.13% | 18.22% | 10.44% | 12.72% |
Portfolio LOW+AVGO+MSFT+VOO+401k | 1.62% | -2.01% | -4.00% | -4.21% | 42.19% | 25.28% | 16.17% | 19.20% |
| Portfolio components: | ||||||||
VOO Vanguard S&P 500 ETF | 2.52% | -0.08% | -0.61% | 1.02% | 37.67% | 19.83% | 12.02% | 14.63% |
MSFT Microsoft Corporation | 0.55% | -8.57% | -22.42% | -28.38% | 6.38% | 9.53% | 8.80% | 22.83% |
AVGO Broadcom Inc. | 4.99% | 1.62% | 1.52% | 1.89% | 126.54% | 80.29% | 51.53% | 40.00% |
LOW Lowe's Companies, Inc. | 5.20% | -2.62% | 1.49% | 3.52% | 17.42% | 9.18% | 6.14% | 14.60% |
VTTSX Vanguard Target Retirement 2060 Fund | 0.07% | -1.76% | -0.15% | 1.77% | 35.09% | 16.16% | 8.40% | 11.00% |
Monthly Returns
Based on dividend-adjusted daily data since Jan 20, 2012, LOW+AVGO+MSFT+VOO+401k's average daily return is +0.08%, while the average monthly return is +1.55%. At this rate, your investment would double in approximately 3.8 years.
Historically, 69% of months were positive and 31% were negative. The best month was Apr 2020 with a return of +12.6%, while the worst month was Mar 2020 at -11.0%. The longest winning streak lasted 10 consecutive months, and the longest losing streak was 4 months.
On a daily basis, LOW+AVGO+MSFT+VOO+401k closed higher 55% of trading days. The best single day was Apr 9, 2025 with a return of +9.7%, while the worst single day was Mar 16, 2020 at -13.6%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | -0.61% | -1.34% | -5.63% | 3.74% | -4.00% | ||||||||
| 2025 | 1.01% | -2.83% | -5.92% | 3.46% | 10.91% | 6.75% | 3.24% | 1.62% | 4.09% | 2.83% | 0.93% | -2.54% | 24.94% |
| 2024 | 2.01% | 5.69% | 2.80% | -4.40% | 4.06% | 6.04% | 0.63% | 1.61% | 3.43% | -2.64% | 2.83% | 4.36% | 29.20% |
| 2023 | 5.73% | -1.34% | 5.99% | 1.92% | 5.28% | 6.00% | 2.51% | -1.51% | -5.30% | -0.42% | 9.43% | 6.72% | 39.81% |
| 2022 | -6.57% | -2.65% | 2.53% | -8.55% | 0.52% | -8.81% | 8.29% | -4.58% | -9.24% | 4.79% | 9.52% | -3.71% | -18.98% |
| 2021 | 1.25% | 1.98% | 2.96% | 3.75% | 1.06% | 2.82% | 1.90% | 3.30% | -3.96% | 8.85% | -0.18% | 6.35% | 33.88% |
Benchmark Metrics
LOW+AVGO+MSFT+VOO+401k has an annualized alpha of 6.12%, beta of 1.02, and R² of 0.89 versus S&P 500 Index. Calculated based on daily prices since January 20, 2012.
- This portfolio captured 116.73% of S&P 500 Index gains but only 84.51% of its losses — a favorable profile for investors.
- This portfolio generated an annualized alpha of 6.12% versus S&P 500 Index — delivering returns beyond what market exposure alone would predict.
- With beta of 1.02 and R² of 0.89, this portfolio moves broadly in line with S&P 500 Index — much of its variation is explained by market exposure rather than independent behavior.
- Alpha
- 6.12%
- Beta
- 1.02
- R²
- 0.89
- Upside Capture
- 116.73%
- Downside Capture
- 84.51%
Expense Ratio
LOW+AVGO+MSFT+VOO+401k has an expense ratio of 0.04%, which is considered low. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.
Return for Risk
Risk / Return Rank
LOW+AVGO+MSFT+VOO+401k ranks 48 for risk / return — on par with similar portfolios. You're getting a typical balance of risk and reward. Not a standout, but not a red flag either — a reasonable choice if other factors align with your goals.
Return / Risk — by metrics
| Portfolio | Benchmark | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 2.28 | 2.19 | +0.10 |
Sortino ratioReturn per unit of downside risk | 3.55 | 3.49 | +0.06 |
Omega ratioGain probability vs. loss probability | 1.47 | 1.48 | -0.01 |
Calmar ratioReturn relative to maximum drawdown | 3.03 | 3.70 | -0.67 |
Martin ratioReturn relative to average drawdown | 10.92 | 16.45 | -5.52 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
How much return does each position deliver for the risk it carries? Higher values mean better reward for the risk taken.
| Risk / Return Rank | Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
|---|---|---|---|---|---|---|
VOO Vanguard S&P 500 ETF | 80 | 2.30 | 3.63 | 1.50 | 3.94 | 17.63 |
MSFT Microsoft Corporation | 38 | 0.25 | 0.54 | 1.08 | 0.14 | 0.37 |
AVGO Broadcom Inc. | 89 | 2.72 | 3.47 | 1.44 | 4.94 | 11.95 |
LOW Lowe's Companies, Inc. | 50 | 0.68 | 1.20 | 1.14 | 0.52 | 1.30 |
VTTSX Vanguard Target Retirement 2060 Fund | 87 | 2.49 | 3.81 | 1.51 | 2.81 | 12.56 |
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Dividends
Dividend yield
LOW+AVGO+MSFT+VOO+401k provided a 1.48% dividend yield over the last twelve months.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Portfolio | 1.48% | 1.43% | 1.55% | 1.69% | 1.97% | 3.24% | 1.79% | 2.11% | 2.27% | 1.80% | 1.96% | 1.87% |
| Portfolio components: | ||||||||||||
VOO Vanguard S&P 500 ETF | 1.15% | 1.13% | 1.24% | 1.46% | 1.69% | 1.25% | 1.54% | 1.88% | 2.06% | 1.78% | 2.02% | 2.10% |
MSFT Microsoft Corporation | 0.93% | 0.70% | 0.73% | 0.74% | 1.06% | 0.68% | 0.94% | 1.20% | 1.69% | 1.86% | 2.37% | 2.33% |
AVGO Broadcom Inc. | 0.71% | 0.70% | 0.94% | 1.71% | 3.02% | 2.24% | 3.05% | 3.54% | 3.11% | 1.87% | 1.43% | 1.13% |
LOW Lowe's Companies, Inc. | 1.95% | 1.95% | 1.82% | 1.93% | 1.86% | 1.08% | 1.40% | 1.72% | 1.93% | 1.64% | 1.77% | 1.34% |
VTTSX Vanguard Target Retirement 2060 Fund | 2.06% | 2.06% | 2.20% | 2.14% | 2.09% | 5.67% | 1.83% | 2.11% | 2.33% | 1.77% | 1.98% | 1.92% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the LOW+AVGO+MSFT+VOO+401k. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the LOW+AVGO+MSFT+VOO+401k was 32.69%, occurring on Mar 23, 2020. Recovery took 72 trading sessions.
The current LOW+AVGO+MSFT+VOO+401k drawdown is 7.43%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -32.69% | Feb 13, 2020 | 27 | Mar 23, 2020 | 72 | Jul 6, 2020 | 99 |
| -27.98% | Dec 28, 2021 | 202 | Oct 14, 2022 | 166 | Jun 14, 2023 | 368 |
| -19.48% | Dec 17, 2024 | 76 | Apr 8, 2025 | 26 | May 15, 2025 | 102 |
| -15.63% | Sep 24, 2018 | 64 | Dec 24, 2018 | 55 | Mar 15, 2019 | 119 |
| -13.65% | May 28, 2015 | 63 | Aug 25, 2015 | 68 | Dec 1, 2015 | 131 |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Diversification
Diversification Metrics
Number of Effective Assets
The portfolio contains 5 assets, with an effective number of assets of 3.54, reflecting the diversification based on asset allocation. This number of effective assets suggests a highly concentrated portfolio, where a few assets dominate the allocation, potentially increasing the portfolio's risk due to lack of diversification.
Asset Correlations Table
| Benchmark | LOW | AVGO | MSFT | VTTSX | VOO | Portfolio | |
|---|---|---|---|---|---|---|---|
| Benchmark | 1.00 | 0.57 | 0.64 | 0.71 | 0.96 | 1.00 | 0.92 |
| LOW | 0.57 | 1.00 | 0.34 | 0.36 | 0.56 | 0.57 | 0.55 |
| AVGO | 0.64 | 0.34 | 1.00 | 0.51 | 0.62 | 0.63 | 0.82 |
| MSFT | 0.71 | 0.36 | 0.51 | 1.00 | 0.66 | 0.71 | 0.80 |
| VTTSX | 0.96 | 0.56 | 0.62 | 0.66 | 1.00 | 0.96 | 0.90 |
| VOO | 1.00 | 0.57 | 0.63 | 0.71 | 0.96 | 1.00 | 0.91 |
| Portfolio | 0.92 | 0.55 | 0.82 | 0.80 | 0.90 | 0.91 | 1.00 |