3 ETF (Retirement -20Y)
20Y from retirement
Expense Ratio
- 0.04%
Dividend Yield
- 2.21%
Asset Allocation
| Position | Category/Sector | Weight |
|---|---|---|
SCHG Schwab U.S. Large-Cap Growth ETF | Large Cap Growth Equities | 40% |
VOO Vanguard S&P 500 ETF | Large Cap Growth Equities | 30% |
SCHD Schwab US Dividend Equity ETF | Large Cap Growth Equities, Dividend | 30% |
Performance
The chart shows the growth of $10,000 invested in 3 ETF (Retirement -20Y) in Oct 2022 and compares it to the S&P 500 index or another benchmark. It would be worth nearly $43,997 for a total return of roughly 339.97%. All prices are adjusted for splits and dividends. The portfolio is rebalanced Quarterly
Returns
As of Mar 24, 2023, the 3 ETF (Retirement -20Y) returned 4.34% Year-To-Date and 12.92% of annualized return in the last 10 years.
| 1 month | Year-To-Date | 6 months | 1 year | 5 years (annualized) | 10 years (annualized) | |
|---|---|---|---|---|---|---|
| Benchmark | -1.22% | 2.84% | 5.08% | -11.39% | 8.82% | 9.80% |
| 3 ETF (Retirement -20Y) | -0.48% | 4.34% | 6.48% | -9.73% | 12.24% | 12.92% |
| Portfolio components: | ||||||
VOO Vanguard S&P 500 ETF | -1.13% | 3.22% | 5.97% | -9.92% | 10.72% | 11.88% |
SCHG Schwab U.S. Large-Cap Growth ETF | 4.20% | 13.49% | 8.32% | -13.10% | 13.09% | 14.19% |
SCHD Schwab US Dividend Equity ETF | -6.08% | -6.19% | 3.38% | -6.52% | 11.77% | 11.79% |
| Returns over 1 year are annualized | ||||||
Dividends
3 ETF (Retirement -20Y) granted a 2.21% dividend yield in the last twelve months.
| Period | TTM | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Dividend yield | 2.21% | 1.75% | 1.42% | 1.71% | 1.93% | 2.25% | 1.94% | 2.26% | 2.36% | 2.14% | 2.11% | 2.57% |
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way.
Worst Drawdowns
The table below shows the maximum drawdowns of the 3 ETF (Retirement -20Y). A maximum drawdown is an indicator of risk. It shows a reduction in portfolio value from its maximum due to a series of losing trades.
The maximum drawdown since January 2010 for the 3 ETF (Retirement -20Y) is 32.98%, recorded on Mar 23, 2020. It took 91 trading sessions for the portfolio to recover.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -32.98% | Feb 20, 2020 | 23 | Mar 23, 2020 | 91 | Jul 31, 2020 | 114 |
| -25.4% | Dec 28, 2021 | 200 | Oct 12, 2022 | — | — | — |
| -19.39% | Sep 21, 2018 | 65 | Dec 24, 2018 | 70 | Apr 5, 2019 | 135 |
| -12.65% | May 22, 2015 | 183 | Feb 11, 2016 | 45 | Apr 18, 2016 | 228 |
| -10.1% | Jan 29, 2018 | 9 | Feb 8, 2018 | 115 | Jul 25, 2018 | 124 |
| -9.55% | Sep 3, 2020 | 14 | Sep 23, 2020 | 33 | Nov 9, 2020 | 47 |
| -8.98% | Apr 3, 2012 | 42 | Jun 1, 2012 | 52 | Aug 15, 2012 | 94 |
| -8.76% | Oct 31, 2011 | 19 | Nov 25, 2011 | 27 | Jan 5, 2012 | 46 |
| -7.24% | Sep 17, 2012 | 42 | Nov 15, 2012 | 31 | Jan 2, 2013 | 73 |
| -7.06% | Sep 19, 2014 | 20 | Oct 16, 2014 | 11 | Oct 31, 2014 | 31 |
Volatility Chart
Current 3 ETF (Retirement -20Y) volatility is 19.24%. The chart below shows the rolling 10-day volatility. Volatility is a statistical measure showing how big price swings are in either direction. The higher asset volatility, the riskier it is, because the price movements are less predictable.